-
Packaged Bank Account - possible to reclaim?
Hi all, I'm looking for some advice on behalf of my mother, and would be grateful if anyone can offer any advice. My parents were sold a packaged bank account sometime before 1999. They requested an overdraft and were told they could only get one with this paid for packaged account. We've just seen through the MSE guide…
-
Barclays decline first attempt
Hello After reading Martin's bank charges reclaiming guide, I wrote to Barclays (using the MSE template) yesterday, under financial hardship guidelines (which I am well and truly in - and have been for several years). My claim was for just under £4,000 of charges over the last 6 years, covering returned DD's and guaranteed…
-
Natwest Creditguard or PPI
Hi can someone please help? I claimed back in 2012 that I was unsold my Creditguard (PPI) for my Natwest Creditcard. I originally made the claim that it was sold on the telephone and this claim was rejected and I thought nothing more of it. While moving house recently I found NatWest's initial response and after reading it…
-
FOS says no?
Hi to all. 2 years ago I wrote here about Yorkshire Bank saying I'd had no PPI on 12 loans over a 30ish years period. I had however had PPI on their Credit card. I rang the FOS. He just said that was it, if they said no, it's no... as they wouldn't lie? Today, been reading on the site and, contrary to advice given on here,…
-
£21 overdraft £436 charge
Any advice welcome, had letter from dca demanding £457 for an Santander overdraft. It was an old unused account registered to previous address so unaware of £21 overdraft which must have built up fees over a year or so. I Don't have any statements though. Dca say they will accept £366 as partial settlement but want to…
-
Natwest said no...now what?
So I/We followed the MSE process to try & reclaim charges/freeze interest/charges on my partners current account (avg. £60 pm from arranged & unarranged od) but they flat out refused. My query is, if my partner opens an account at a new bank and has his wages paid into that instead, can we simply offer Natwest a token…
-
FOS called...I won!
Yay for me! FOS just called to say that my old bank has agreed to refund my bank fees! Over the moon as that is money back in my pockets and food on our table! Regards [A very happy] Mailman
-
Unarranged OD
Good Morning, I have woken up this morning to find my bank account cleaned out once again due to unarranged od fees and returned payment fees. £90 down for this charging period but £360 down in 2017 so far. I've had a look at as far back as I can on my online banking and since July 2010 to today's date I have been charged…
-
Rejected PPI claim.
On the 22nd June I filled out a questionaire form on resolver via Martin Lewis webpage claiming PPI from capital one. 1st July I received a written letter back from them saying my claim had been rejected as capital one had done nothing wrong. Should I write to them asking for my reclaimed money before taking it to the fos.?
-
Citifinancial PPI Claim
Wonder if anyone could give me some advice please? I have tried to claim back PPI from Citifinancial on a £32,000 Secured loan. I have been successful and they have made me an offer! Their letter reads like this: Total amount of PPI Premiums paid: £1071.87 Plus interest on premiums paid: £1043.43 plus 8% interest…
-
How to claim for Mint credit card - now RBOS
Hi all. Just a quick query - Mint credit cards are now 'closed' but the brand is owned by Royal Bank of Scotland. In the Resolver tool there is 'MINT' in the dropdown list but it displays a logo I've never seen before and isn't the Mint I remember! Should Mint customers choose Royal Bank of Scotland from the list for this…
-
Ppi
Hi there. I'm new to MSE Forums and pretty sure the answer to my question is lurking somewhere but I can't find it. I may have had PPI up until about 2004 when I sold my house, but no longer have any paperwork and can't remember who my mortgage was with because I used a broker who I can no longer trace. MSE says to not use…
-
PPI Vanquis Bank
How do I Claim against this bank they are refusing my complaint they are saying I did not have PPI I had RPI is there such a thing do \i go direct to the Ombudsman service and which forms do I need all help grateful
-
Harvey Nichols PPI via CPP
My wife was sold PPI by Harvey Nichols in 1998 and was paying it for years. She was advised in store to tick a box, and said the PPI was supplied by CPP. She was a student at the time and her parents paid her fees and living, so PPI was useless. I'm trying to track down who is responsible and how I can claim against them?…
-
DFS ppi from 2002
Can I reclaim this ? I have the agreement and receipt although a little faded. If so whats best route to take Many thanks in advance Paul
-
credit card with MBNA, I ticked the PPI box, can I claim under Plevin?
Hello I am new to the forum and finding it difficult to find information as there is so much here, so your help would be appreciated. Sorry if this question has already been covered. I had a credit card with MBNA for years with a large balance, I finally paid it all off a few years ago. I know I had PPI on this because I…
-
Help!!
I have contacted at least three banks/building societies that I have had loans/mortgages with and they all say they can't find me in their systems. I've had at least 5 £5k car loans a £10k bridging loan and 2 mortgages!!.. Can anybody give me any advice? Many thanks in advance Kenny
-
Ppi
I owe £10,000 on old credit cards. Why had ppi. Will I still have a claim ?
-
Claims4you ltd PPI INSOLVENCY!
Hi new here. I hope Ive posted this in the right place. Okay, my Husband started a ppt claim through claim4you ltd........I know he shouldn't have but time is tight for us right now. So I decided I would do the same (mine is more complex) and wanted to use the same company requested forms and nothing came. Decided to do a…
-
Debts caused by PPI not being honoured
Good evening fine people. It may have been mentioned here before but I cant find anything on it (probably not looked hard enough) I had loans with PPI through TSB, Black Horse and Lloyds TSB which I have successfully reclaimed on (which was mainly spent on debts) due to miss selling on the grounds that I was working in…
