Natwest said no...now what? 8 July 2017 at 11:00AM in Reclaim bank & credit card charges 2 replies 1.4K views

Pregocherry

So I/We followed the MSE process to try & reclaim charges/freeze interest/charges on my partners current account (avg. £60 pm from arranged & unarranged od) but they flat out refused. My query is, if my partner opens an account at a new bank and has his wages paid into that instead, can we simply offer Natwest a token monthly payment to clear the od debt? As no money will be bwing paid into that account any more they cant take what isnt there, right?!

[Deleted User]

Well, they could take the money and put you into a further overdraft.

societys_child

Pregocherry wrote: »

So I/We followed the MSE process to try & reclaim charges/freeze interest/charges on my partners current account (avg. £60 pm from arranged & unarranged od) but they flat out refused. My query is, if my partner opens an account at a new bank and has his wages paid into that instead, can we simply offer Natwest a token monthly payment to clear the od debt? As no money will be bwing paid into that account any more they cant take what isnt there, right?!

True, but unless they agree to your token gesture, wouldn't the debt continue to rise, accumulating further interest charges? Then what happens . .