-
Monument / Providian PPI
Hi.... I am hoping is someone is able to help me. I took out many many credit and store cards in my teenage years... I am still paying them off nearly 15 years later. I am hoping to at least be able to claw back some of the PPI I paid. I had a credit card with Monument / Providian or perhaps it was Provident. I have no…
-
Unexpected Halifax inviting me to make a PPI claim for commission......
Hello guys and girls Well, unexpectedly had a letter from the Halifax saying I could make a new type of complaint as "you could now receive some money back if we took a high level of commission on your PPI policy but did not tell you this when you bought it..." I did have a credit card with the Halifax some time ago, with…
-
Successful complaint packaged account lloyds
I filled out the complaint form last Week for a platinum package account which was sold to me in 2004 under the illusion that I had to have it to have a mortgage with them. Got a phone call four hours later for a quick chat and the same person rang me back today to say I will be having a full refund plus interest in my…
-
Reclaiming charges more than 6years??
Has anyone reclaimed bank charges back more than 6 years ago? I have requested HSBC to provide me the statements since 2000, that's if they have the statements. If they do, can I reclaim since 2000?
-
I did it and it worked
Thank you MSE. Used the template letter and sent it to Lloyds last Monday (4th Sept). Had phone call from them on Friday 8th to confirm various details. Then heard from them yesterday to say they had agreed my claim and were refunding £1738.80. I thought they may return a couple of hundred so to say I was delighted was an…
-
PPI reclaim for a business ceased trading
Hi all, I've had difficulty finding much about PPI reclaims for business, so apologies if this has been posted already somewhere else. I am wondering if anyone can offer any advice? I had a business that ceased trading several years' ago. The bank in question informs me that I do indeed have PPI associated with the…
-
Not told about overdraft charge increase -- do I have a claim?
Just found out that in 2010 HSBC moved me from their Graduate account (no interest fees up to 3k) to an Advance account (not sure what the APR is, the agent wasn't very helpful on the phone). Obviously I noticed that the name on my card had changed but wasn't aware I'd now be charged for my overdraft. They're sending me a…
-
Overdraft PPI - Reclaim overdraft fees + PPI fees/interest?
I just received a successful PPI reclaim payment with Barclays for £52. I was paying 40p a month since 2010 until last month for PPI cover on my £5k overdraft. At the time, there was no way to opt-out of taking the PPI when the overdraft was being set up. Over those 7 years, I've paid out interest and charges on this…
-
Next Directory ppi
Hi everyone, I've heard through a few sources that Next Directory used to add ppi automatically onto everyone's account, although this practice was stopped a few years ago. I don't have any old statements so am not sure of the best way to proceed, beyond actually writing to them. Does anyone have any experience of this, or…
-
PPI rejected by Halifax
Hi all. Wonder if anyone can please help me? I received a letter today from Halifax to say all 5 PPI claims I had were not upheld for the following reasons; *eligibility concerns n.a. - considered due to understanding of the specific details of complaint -can see from your status at time of sale you were eligible for ppi…
-
RBS Account Charges
I recently wrote to RBS regarding my account package I had with them some time ago it was a Royalties account. I originally opened a RSB account on 20th Sept 95 and on the 27th Sept 95 I was granted a mortgage. As it was such a long time ago I originally thought I had opened a Royalties Acc to get a mortgage and this is…
-
PPI not with bank
Does anyone have any advise how I put a claim re PPI but not with a bank? I contacted the bank we had our mortgage with and they said the PPI was with our financial adviser, but we don't have his details any longer and I am not sure which company he used. Any advise?? Thank you,
-
A few questions about EGG...
Hi Guys, So I finally got a letter back from Canada Square Operations with the account numbers for both my egg loan and Card. Do I need to send a separate SAR for each account or should one cover both? Both accounts where closed pre 2004. My question is am I able to claim back credit card and loan charges on accounts that…
-
PPI sold by money supermarket?
I sent off a PPI reclaim to First Call Group PPI and they sent me a short email back immediately saying I had purchased it through Money Supermarket, they were not responsible for anything and to go back to Money Supermarket. How do I stand with getting PPI reclaim from Money Supermarket or is it a no go because I chose it?
-
Contact details for egg card and loan ppi claims
Hi everyone, I was wondering if anyone had the details of how I contact Egg about reclaiming PPI on the credit card and loan that I had many years ago. I don’t have the paperwork any more so don’t know account numbers or the likes. Who should I contact? I think Barclays bought egg’s business. Anyone had any success? TIA…
-
PPI claim in process?
Hello. My bank (Halifax) sent me a letter some time ago, pointing out that I took out PPI on some loans of theirs and have said that in light of the FCA's general concern about the sales of PPI, they have conducted a review of their sales processes. I didn't respond to this for some time due to being so busy, but now I…
-
Reclaim PPI from an IFA
I have tried to reclaim PPI from an IFA who sold me PPI when I remortgaged my house. I wrote to him direct and he replied saying that I was willing to take it out. I have not pursued the matter any further. Can I try again? Thanks.
-
Mbna credit card PPI reclaim - puzzled!
Hi All, i decided to join the forum having read lots of posts and have a query for you, sorry if its been mentioned before, i'll try and be as brief as i can :o First off, i decided to look into reclaiming PPI paid to my mbna credit cards, so my process went as follows.... 1) Looked on mbna website and printed off template…
-
Ppi
I don't know if I was sold PPI. And can't remember any details except that I took out at least one loan from Northern Rock many years ago. So can't see how to proceed.
-
Help! Old lender details
Please can anyone help me.. I understand this must have been asked a thousand times before, however... I need to find the details of all of my old lenders. I have checked my Experian credit report and can only see recent debts (within the past 4 years). From around 1997 I have had numerous bank accounts, store cards and…
