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Citi Financial
Hi my name is Lucy, I took out a loan with Citi Financial in 1999 for £15k. To cut a loan story short I got in to a bit of problems paying it back. The case went to court in 2007 and because of the interest that I had paid on the loan and the amount that I had paid back I won the cases in 2009 the court said that the loan…
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A.N Mastercard
Hi, im in the process like most of us, to try and claim back my PPI, ive found on my bank statement money paid out to A.N Mastercard, ive no idea who this is, does anyones else on here? Ive done all the usual online searches and the only mention of this is on my bank statement, ive no other paperwork. Hopefully someone out…
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RBS can't find loan details
Husband had 2 loans with RBS. They upheld and paid out on one of the policies. For the other one, they only had the policy number and said unless we can provide them with policy paperwork they can't help further. Husband said the loan they could find was for about £3000. The one they can't locate was about £7000. Big loan…
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PPI on Scottish Widows Credit Card & Bank One International Credit Card
Hello, I am new to this forum and I am looking for help to see if I am able to claim back PPI (Cardholder Protection Plan) on two of my old credit cards which I had completely forgotten I had. One of them was with Scottish Widows Catrds Ltd, based in Brighton, but is it correct that it was bought over by Lloyds? Do I make…
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Barclaycard PPI
Hi. In the early days of PPI claims, I was talking to Barclaycard about something else and they offered to investigate this for me. I rather stupidly agreed and low and behold, they found in their favour that I had not been mis-sold. Talk of the deadline made me remember this and I wonder if I'm still able to complain…
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Finding old loan details etc
Hi I recently got in touch with Santander and gave them as much detail as I could about an old loan which I didnt have paperwork for - this was with Abbey National probably around 1995. No matter how much detail I gave them they couldnt find it and closed my enquiry. Is there any way I can find details of old loans etc…
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engage credit & prestige finance
I currently have a joint mortgage and secured loan an was looking at claiming PPI on the accounts. Unfortunately the original loans were through FUTURE MORTGAGE & ADVANTAGE but now appear on my credit file as engage and prestige. Who do I claim against and how do I go about finding details of the company's have I don't…
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ppi help please
After seeing all the adverts for ppi it got my thinking and im not really sure who i need to speak to about this. I have had a ppi refund from my bank . How can i check my claim was correct ? There seems to be loads of websites saying they can check ppi but im not sure who you can trust. Can some one please point me in the…
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Fisrt post regarding PPI
With the news today that the deadline for PPI reclamation being set. I figured it was about time I finally made serious enquires about getting something sorted. I have read through some of the threads etc and they have been very helpful although I am still a little confused by it all so hopefully someone here can help…
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Natwest Advantage Gold Packaged Account
Hi all I have been looking back through bank statements on behalf of a friend. They had an Advantage Gold Account back in and around 2005/6, before it was changed to a Current Plus Account. I've noticed a couple of things that could lead to a possible claim for a mis-sell of this product to them. Car breakdown cover I…
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ombudsman rejection
hi my ppi claim has been dropped by the financial ombudsman because I am not with my partner anymore and dont know where she is so cannot provide the 2 signatures required for them to proceed?. I had a similar ppi claim queried by santander but after stating why should I be penalised because I dont know where my ex is…
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PPI refund rejected
Bought my house 15 years ago & was told I wouldn't get the mortgage unless I invested in ppi, so obviously I done as I was advised to get the mortgage! Of course I now know this isn't the truth, I dug out my papers & also noticed you can't claim on ppi of your self employed either (which I was & have been the whole time…
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Dfs
Does anyone know if DFS included PPI on their 4 year interest free deals in the 90's please?
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Fail
I TRIED TO RECLAIM RBS PACKAGED ACCOUNT THAT I HAVE HAD FOR YEARS...TOLD SHOULD HAVE CLAIMED WITHIN 3 YEARS so was rejected :(
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Money transfer fees
I realise this is slightly OT for this board but also related in a way. Has there been any discussion regarding fees solicitors charge for money transfers in relation to mortgages? We are remortgaging to do some building work on the house. As we don't have a joint account, the mortgage company are insisting they transfer…
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Template letter to enable assessment of account
Hi, I recently received a letter about an old debt, 4 years old. They've written lots of threats and stuff in the letters. Is there a letter I can write to them to by some time just two weeks, so I can access the debt? I just want to make sure I have all the facts correct and documents before I decide to pay off this debt.…
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PPI can the bank retain money on closed account?
Morning friends, Okay where to start... I have 2 accounts from 2006 a Barclay bank loan and a Barclaycard. I tried to reclaim these myself a few years ago by doing a subject access request. This was ignored by Barclays, so this time I decided to use a claims company. Anyway, I specifically asked the claims company whether…
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Been royally ripped off....
I think I'm flogging a dead horse but I just feel so sick in my stomach at how much money we have lost I can't stop myself form continuing to try and get to the bottom of who is responsible. I have tried in the passed and come to a dead end but that was a few years ago and I'm hoping that new information may have come to…
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Claiming back PPI with few details
This may have been asked many times before, but here goes. I had a number of loans back in the 1990s for, amongst other things, buying a car. I have absolutely no idea whether these had PPI attached to them, but would like to investigate. I have the original bank statements showing the monthly payments going out, but would…
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Can I claim for PPI paid on a planned Loan/Overdraft?
Hi All, I remembered I paid PPI to my bank on a loan I took out in the early 2000s and I used the MSE template asking for any records they had on it. I quote the reply I received below:- " Thank you for your request under Section 77/78 of the Consumer Credit Act 1974. This section doesn't apply to current accounts even…
