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Natwest Advantage Gold Packaged Account
Hi all I have been looking back through bank statements on behalf of a friend. They had an Advantage Gold Account back in and around 2005/6, before it was changed to a Current Plus Account. I've noticed a couple of things that could lead to a possible claim for a mis-sell of this product to them. Car breakdown cover I…
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ombudsman rejection
hi my ppi claim has been dropped by the financial ombudsman because I am not with my partner anymore and dont know where she is so cannot provide the 2 signatures required for them to proceed?. I had a similar ppi claim queried by santander but after stating why should I be penalised because I dont know where my ex is…
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PPI refund rejected
Bought my house 15 years ago & was told I wouldn't get the mortgage unless I invested in ppi, so obviously I done as I was advised to get the mortgage! Of course I now know this isn't the truth, I dug out my papers & also noticed you can't claim on ppi of your self employed either (which I was & have been the whole time…
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Dfs
Does anyone know if DFS included PPI on their 4 year interest free deals in the 90's please?
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Fail
I TRIED TO RECLAIM RBS PACKAGED ACCOUNT THAT I HAVE HAD FOR YEARS...TOLD SHOULD HAVE CLAIMED WITHIN 3 YEARS so was rejected :(
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Money transfer fees
I realise this is slightly OT for this board but also related in a way. Has there been any discussion regarding fees solicitors charge for money transfers in relation to mortgages? We are remortgaging to do some building work on the house. As we don't have a joint account, the mortgage company are insisting they transfer…
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Template letter to enable assessment of account
Hi, I recently received a letter about an old debt, 4 years old. They've written lots of threats and stuff in the letters. Is there a letter I can write to them to by some time just two weeks, so I can access the debt? I just want to make sure I have all the facts correct and documents before I decide to pay off this debt.…
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PPI can the bank retain money on closed account?
Morning friends, Okay where to start... I have 2 accounts from 2006 a Barclay bank loan and a Barclaycard. I tried to reclaim these myself a few years ago by doing a subject access request. This was ignored by Barclays, so this time I decided to use a claims company. Anyway, I specifically asked the claims company whether…
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Been royally ripped off....
I think I'm flogging a dead horse but I just feel so sick in my stomach at how much money we have lost I can't stop myself form continuing to try and get to the bottom of who is responsible. I have tried in the passed and come to a dead end but that was a few years ago and I'm hoping that new information may have come to…
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Claiming back PPI with few details
This may have been asked many times before, but here goes. I had a number of loans back in the 1990s for, amongst other things, buying a car. I have absolutely no idea whether these had PPI attached to them, but would like to investigate. I have the original bank statements showing the monthly payments going out, but would…
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Can I claim for PPI paid on a planned Loan/Overdraft?
Hi All, I remembered I paid PPI to my bank on a loan I took out in the early 2000s and I used the MSE template asking for any records they had on it. I quote the reply I received below:- " Thank you for your request under Section 77/78 of the Consumer Credit Act 1974. This section doesn't apply to current accounts even…
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just how far back can you claim
good morning i have found statements from an N &P card i had in 1993 that has credit care insurance on it. I had the card to at least 1996. i don't have statements after this is it worth claiming? It would probably tot up to about 100 pounds and if so how as N & P are now part of Nationwide i think? Or Abbey/Santander I…
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how cab I identify credit cards held in 1998
I had a credit card in 1998 and tried to claim against my ppi twice and was turned down twice I was mis sold ppi however I cannot remember who the card was with and have got rid of all my paper work how do I identify who I held credit cards with in 1998
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PPI and Bank Charges - Please help!
Hi I am in a bit of a financial pickle atm and was on the phone to Barclaycard to set a payment plan relating to missing a payment. I noticed on the bottom of the statement was a £43 charge for Plan B Insurance Protection, for the month! I rarely look at any of my statements and tend to just log in occasionally and have a…
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New Look Store Card PPI (Account cover )
Hi all, Just wondering if anybody could please help. I'm looking at claiming PPI / Account cover on an old New Look Card from early 200's. The lender at the time was GE Capital. Does anybody know whom I should put the claim into please? Thanks in advance Nicola
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Barclays refund cheque
Last week a received a text from Barclays saying " We're sorry due to our error we applied incorrect fees/charges to an account you had with us. we're sending you a cheque in the post along with details explaining why". I assumed it was a scam as i haven't had a Barclays account for years. However i got home last night and…
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MBNA say I took out PPI over the phone, I never did how can I prove this?
Hi Many thanks in advance for any help. I went with a claims company (but didn't pursue with them I did it myself) out of curisity as I have never taken PPI out on anything, everything came back with a no except my MBNA card so i got in touch and put in a claim. I detailed everything saying unaware this was added to my…
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Store Card PPI Claim
Hi there. I had a Dorothy Perkins store card for (too) many years and finally got rid of it in 2015. I wrote to Dorothy Perkins in January this year who advised that their cards are administered by New Day Ltd and I should contact them. I contacted them by email (from their website) initially but still no response after 2…
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PPI claim for Time Retail Finance
Hello all Can anyone help and advise ? I had a Time Finance Retail store card from B&Q who at the time were part of Kingfisher group. I understand that when they went into liquidation Santander bought the accounts and took over Can I therefore claim missold ppi and has anyone recently been successful with Time Retail…
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Ppi "already previously investigated this claim".
Friend used Findmyclaims(yes, yes i know , yada , yada should have done it himself etc etc)and they found PPI with mbna which he was never aware of and he declared this on a form they sent However,Findmyclaims sent him this.So my friend has PPi - which he states was mis sold but cannot claim because "already previously…
