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Halifax offering refund
Hi I'm very new to this and just after a bit of advice. A few years ago when I was younger, and sillier, I decided to apply for an overdraft on ny bank account online. I was approved £1000. I believe this is only because my account also had my sister's student loads being deposited into it (as she has no current account)…
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Reclaiming unfair charges from Spanish Bank
Can anyone help me please? I sold my property in Spain in 2015. I had a spanish lawyer who had power of attorney and handled the sale on my behalf. Since then BBVA have continued to place charges on my account for Buildings Insurance and Residents Tax. I went to the bank in Spain personally this year and they agreed to…
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PPI for deceased relative. Unsure of policies held
Hello I'm looking for some advice please. My father who passed away last year had a number of credit cards in the 90s and possibly loans? I'm unsure of the details of these and I have no paperwork related to them. All I know is he paid back money over a period of time. Is it possible to make a PPI claim without knowing any…
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Every little helps
Hi I tried to claim PPI from Tesco back in 2003 and got rejected by both Tesco and the ombudsman. I used resolver to claim my Pelvin insurance and today got back £85416.16 never give up thanks MSE and resolver off to book a holiday :j
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Are FSA completely useless?
Is anyone else having issues with FSA? My partner and I put in a joint complaint about TSB. To cut a story short about them doing things that on their TV advert they said they wouldn't do. If you recall the advert. The comeback from FSA failed to engage the points that we had made they upheld that TSB had sent me an E-mail…
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M&S PPI rejection - now letter re high commission level
Hi all, a few years ago I wrote to M&S to start a PPI miselling claim. I took out a charge card with them in the early 90's after being pressured by a sales assistant on the shop floor. She told me that I would only be accepted for an account if I took out PPI. I had recently taken out a mortgage and had an income…
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Ppi for 7 loans and 2 credit cards with lloyds - advice please
Good Morning All, Basically, way back in 1996, I had taken out 7 Loans with Lloyds bank, and also 2 credit cards. I had a call from Lloyds PPI people, asking about the 2 credit cards, but only 1 of the 7 Loans. They said that they already have enough info on these, to make a decision. But how can they make a decision,…
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Santander paid out eventually
Another example of Santander only paying once a customer issued proceedings and obtained a CCJ against them (although in this case an ex-celeb who also went to the media): www.thisismoney.co.uk/money/saving/article-4965652/Victory-Paul-Hardcastle-Santander-missing-savings.html It does appear to be a particular problem with…
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Washing Machine PPI!
Hi everyone, this may be a question that i should be able to find the answer to myself but i can't! In my quest for PPI claims, i remebered that i bought a washing machine from Currys in approximately 2000. I went in with the cash, which my mum had given to me and was pursuaded to buy it on the never-never by a staff…
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Cardiff Pinnacle
Anyone have experience with this company refusing to investigate on the grounds of regulations not applying to a lender at the time of loan?
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PPI & Card Charges after loosing Job
Hello & good evening, I know this is the best place for advice of this kind. My partner had a Nat West credit card and had PPI on this...he started off with a £3000 credit card and after 3 months of paying lost his job and let them know but the PPI did not kick in...his debt with them rose to just over £5000 After trying…
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Mortgage PPI Plevin claim - who should I claim against?
In 2003, I took out a mortgage with Alliance and Leicester, who sold me PPI with the mortgage. I have not claimed until now, as I did not feel that the PPI was mis-sold under the original mis-selling criteria. However, I was never advised that A&L would receive commission for selling this insurance, so believe I now have a…
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Bank charges and loan reclaim
Hello my name is joe and I have been in debt for most of my adult life It started with small loans from friends and followed with larger loans from wonga quick quid and eventually anyone who would including me opting into a cycle to work scheme just to sell the bike for cash (really stupid I know) any way the reason I am…
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Nat West rejected claim for packaged account fees to be returned
I have had NatWest accounts for years, starting with STEP, then advantage gold which was a low fee paid for account, then they upgraded the Gold to Platinum and increased the fees. I believe this was done by letter. I trusted the bank to give me reliable and suitable advice and accepted the new account with the increased…
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Halifax Bank address
Hi Could anyone please tell me the correct address I need in order to try to reclaim Bank charges. Thanks Pam
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Nationwide PPI
Hi, I complained to Nationwide about PPI sold on 3 loans between 2000 - 2004. In 2012 they refused to uphold my complaint. I complained again this week under the Plevin ruling. However, they still refuse to budge. They say that " As the polices were sold on a non-advised basis we weren't required to confirm details of your…
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MBNA PPI refused
We have tried to reclaim PPI from MBNA but have been told they sent a letter Sept 2013 and we had three years to reply. We never got the letter or we would have made the complaint for the money. We went to the financial ombudsman but they are agreeing with MBNA that we are out of time. That we should have know before now…
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Bank of Scotland, Ultimate Reward Account 2007 to 2008
I wrote to BOS complain about this account using a template from this site. The bank never replied to any letters so I escalated to the Financial Ombudsman Service (FOS). The Ombudsman contacted the bank who have sent the the FOS lots information about my account. The FOS have not supported my complaint citing information…
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bank charges
i rang santander about my account as it was £153.45 in arrears from 2009 the bank are saying i bought 02 top up but no money was in my account i didnt think could go over draw with it being bascic bank account .now santander have cleared the money and no default on my credit file i havent had any money dont understand what…
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Can i claim back notified charges?
Hi, About 10 years ago I had a YB account plus account which i was being charged for. But i lived in my overdraft so can I reclaim those charges? Also, Every month i was paying an overdraft arrangement fee starting from £25 upto £100 so i could still continue living. Making me more overdrawn. Basically, I ended up on Job…
