AA Personal Finance Reclaim 24 October 2017 at 10:36PM in Reclaim bank & credit card charges 4 replies 1.3K views

Max2000

Had a reply from a reclaiming firm. AA Personal Finance has no records of a loan I took out 15 years ago. However the AA have stated they will look into any account numbers I have. Of course I have no Paperwork. Is a firm with a legal department required now? Or should I just give up?

[Deleted User]

You didn't need a "reclaiming firm", what you needed was documentary evidence of the old finance you wanted to complain about.

Do not be deceived, these firms have no special investigatory powers and do little more than put a stamp on the envelope containing your "complaint"

From what you say, your complaint was a non-starter from the off; 2002 is three years before general insurance sales were regulated.

Max2000

That's a shame. Most of my Loans, cards etc were before 2002. Mortgage put paid to Frivolous spending. Late '80s onwards. Thanks for replying.

-taff

Loans from banks will be covered, as will most bank supplied credit cards.

Max2000

There is still some hope yet.