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MBNA PPI refused
We have tried to reclaim PPI from MBNA but have been told they sent a letter Sept 2013 and we had three years to reply. We never got the letter or we would have made the complaint for the money. We went to the financial ombudsman but they are agreeing with MBNA that we are out of time. That we should have know before now…
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Bank of Scotland, Ultimate Reward Account 2007 to 2008
I wrote to BOS complain about this account using a template from this site. The bank never replied to any letters so I escalated to the Financial Ombudsman Service (FOS). The Ombudsman contacted the bank who have sent the the FOS lots information about my account. The FOS have not supported my complaint citing information…
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bank charges
i rang santander about my account as it was £153.45 in arrears from 2009 the bank are saying i bought 02 top up but no money was in my account i didnt think could go over draw with it being bascic bank account .now santander have cleared the money and no default on my credit file i havent had any money dont understand what…
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Can i claim back notified charges?
Hi, About 10 years ago I had a YB account plus account which i was being charged for. But i lived in my overdraft so can I reclaim those charges? Also, Every month i was paying an overdraft arrangement fee starting from £25 upto £100 so i could still continue living. Making me more overdrawn. Basically, I ended up on Job…
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reclaiming ppi company
Hi all , I realise this may sound odd but is there a company that checks for all ppi that you may have had in your maiden and married name ?
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Reapplying for Motgage Protection refund
Hi All, I was refused a Payment Protection Insurance refund by HSBC a few years ago. Stupidly, I took their word for it and didn't appeal. Is it a waste of time to apply again? Phil
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Yorkshire Bank/Clydesdale Bank
Had a loan with Yorkshire Bank taken out in 1998 and paid off in full in 2003. Couldn't remember if I had PPI so went through the Resolver website. Got a letter from Yorkshire Bank saying they were dealing with my PPI claim. This week I received a phone call asking for more information. I had a car accident in 1999 and was…
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Name of bank to claim??
My Father is a TSB customer however his loan paperwork from 1997 is when they were taken over and known as Lloyds TSB. Is the claim for PPI made to Lloyds Bank? I'm also a bit confused re the misselling bit, how do you prove it was missold if you can't remember what was said or why it was added.
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Does PPI reclaim include stand alone critical illness and permanent disability insur?
I have had separate policies for critical illness salary cover (Canada Life) and permanent disability insurance (Aegon), each taking a monthly premium. They were sold to me by an IFA a long time ago. I just wanted to check whether this would be something which would fall under the PPI umbrella and which Is should try to…
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£1000’s cash back
So last week I started filling in the template of martinsmoneytips site and made a few adjustment and sent the letter off to lloyds bank in the hope of claiming charges back. It was a shot in the dark and didn’t expect to receive anything however within a few days of me sending the letter the complaint department phoned me…
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Two PBA Claims
Can someone please advise me on the following please? I have made two packaged bank account claims to two separate banks, both of which were upheld. They were similar amounts I paid to the bank but the amount they paid out is very deifferent: Barclays: Refund of monthly fees: £175 Interest at 8%: £72.10 Deduction for tax:…
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Monument / Providian PPI
Hi.... I am hoping is someone is able to help me. I took out many many credit and store cards in my teenage years... I am still paying them off nearly 15 years later. I am hoping to at least be able to claw back some of the PPI I paid. I had a credit card with Monument / Providian or perhaps it was Provident. I have no…
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Unexpected Halifax inviting me to make a PPI claim for commission......
Hello guys and girls Well, unexpectedly had a letter from the Halifax saying I could make a new type of complaint as "you could now receive some money back if we took a high level of commission on your PPI policy but did not tell you this when you bought it..." I did have a credit card with the Halifax some time ago, with…
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Successful complaint packaged account lloyds
I filled out the complaint form last Week for a platinum package account which was sold to me in 2004 under the illusion that I had to have it to have a mortgage with them. Got a phone call four hours later for a quick chat and the same person rang me back today to say I will be having a full refund plus interest in my…
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Reclaiming charges more than 6years??
Has anyone reclaimed bank charges back more than 6 years ago? I have requested HSBC to provide me the statements since 2000, that's if they have the statements. If they do, can I reclaim since 2000?
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I did it and it worked
Thank you MSE. Used the template letter and sent it to Lloyds last Monday (4th Sept). Had phone call from them on Friday 8th to confirm various details. Then heard from them yesterday to say they had agreed my claim and were refunding £1738.80. I thought they may return a couple of hundred so to say I was delighted was an…
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PPI reclaim for a business ceased trading
Hi all, I've had difficulty finding much about PPI reclaims for business, so apologies if this has been posted already somewhere else. I am wondering if anyone can offer any advice? I had a business that ceased trading several years' ago. The bank in question informs me that I do indeed have PPI associated with the…
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Not told about overdraft charge increase -- do I have a claim?
Just found out that in 2010 HSBC moved me from their Graduate account (no interest fees up to 3k) to an Advance account (not sure what the APR is, the agent wasn't very helpful on the phone). Obviously I noticed that the name on my card had changed but wasn't aware I'd now be charged for my overdraft. They're sending me a…
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Overdraft PPI - Reclaim overdraft fees + PPI fees/interest?
I just received a successful PPI reclaim payment with Barclays for £52. I was paying 40p a month since 2010 until last month for PPI cover on my £5k overdraft. At the time, there was no way to opt-out of taking the PPI when the overdraft was being set up. Over those 7 years, I've paid out interest and charges on this…
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Next Directory ppi
Hi everyone, I've heard through a few sources that Next Directory used to add ppi automatically onto everyone's account, although this practice was stopped a few years ago. I don't have any old statements so am not sure of the best way to proceed, beyond actually writing to them. Does anyone have any experience of this, or…
