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Santander paid out eventually
Another example of Santander only paying once a customer issued proceedings and obtained a CCJ against them (although in this case an ex-celeb who also went to the media): www.thisismoney.co.uk/money/saving/article-4965652/Victory-Paul-Hardcastle-Santander-missing-savings.html It does appear to be a particular problem with…
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Washing Machine PPI!
Hi everyone, this may be a question that i should be able to find the answer to myself but i can't! In my quest for PPI claims, i remebered that i bought a washing machine from Currys in approximately 2000. I went in with the cash, which my mum had given to me and was pursuaded to buy it on the never-never by a staff…
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Cardiff Pinnacle
Anyone have experience with this company refusing to investigate on the grounds of regulations not applying to a lender at the time of loan?
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PPI & Card Charges after loosing Job
Hello & good evening, I know this is the best place for advice of this kind. My partner had a Nat West credit card and had PPI on this...he started off with a £3000 credit card and after 3 months of paying lost his job and let them know but the PPI did not kick in...his debt with them rose to just over £5000 After trying…
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Mortgage PPI Plevin claim - who should I claim against?
In 2003, I took out a mortgage with Alliance and Leicester, who sold me PPI with the mortgage. I have not claimed until now, as I did not feel that the PPI was mis-sold under the original mis-selling criteria. However, I was never advised that A&L would receive commission for selling this insurance, so believe I now have a…
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Bank charges and loan reclaim
Hello my name is joe and I have been in debt for most of my adult life It started with small loans from friends and followed with larger loans from wonga quick quid and eventually anyone who would including me opting into a cycle to work scheme just to sell the bike for cash (really stupid I know) any way the reason I am…
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Nat West rejected claim for packaged account fees to be returned
I have had NatWest accounts for years, starting with STEP, then advantage gold which was a low fee paid for account, then they upgraded the Gold to Platinum and increased the fees. I believe this was done by letter. I trusted the bank to give me reliable and suitable advice and accepted the new account with the increased…
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Halifax Bank address
Hi Could anyone please tell me the correct address I need in order to try to reclaim Bank charges. Thanks Pam
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Nationwide PPI
Hi, I complained to Nationwide about PPI sold on 3 loans between 2000 - 2004. In 2012 they refused to uphold my complaint. I complained again this week under the Plevin ruling. However, they still refuse to budge. They say that " As the polices were sold on a non-advised basis we weren't required to confirm details of your…
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MBNA PPI refused
We have tried to reclaim PPI from MBNA but have been told they sent a letter Sept 2013 and we had three years to reply. We never got the letter or we would have made the complaint for the money. We went to the financial ombudsman but they are agreeing with MBNA that we are out of time. That we should have know before now…
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Bank of Scotland, Ultimate Reward Account 2007 to 2008
I wrote to BOS complain about this account using a template from this site. The bank never replied to any letters so I escalated to the Financial Ombudsman Service (FOS). The Ombudsman contacted the bank who have sent the the FOS lots information about my account. The FOS have not supported my complaint citing information…
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bank charges
i rang santander about my account as it was £153.45 in arrears from 2009 the bank are saying i bought 02 top up but no money was in my account i didnt think could go over draw with it being bascic bank account .now santander have cleared the money and no default on my credit file i havent had any money dont understand what…
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Can i claim back notified charges?
Hi, About 10 years ago I had a YB account plus account which i was being charged for. But i lived in my overdraft so can I reclaim those charges? Also, Every month i was paying an overdraft arrangement fee starting from £25 upto £100 so i could still continue living. Making me more overdrawn. Basically, I ended up on Job…
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reclaiming ppi company
Hi all , I realise this may sound odd but is there a company that checks for all ppi that you may have had in your maiden and married name ?
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Reapplying for Motgage Protection refund
Hi All, I was refused a Payment Protection Insurance refund by HSBC a few years ago. Stupidly, I took their word for it and didn't appeal. Is it a waste of time to apply again? Phil
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Yorkshire Bank/Clydesdale Bank
Had a loan with Yorkshire Bank taken out in 1998 and paid off in full in 2003. Couldn't remember if I had PPI so went through the Resolver website. Got a letter from Yorkshire Bank saying they were dealing with my PPI claim. This week I received a phone call asking for more information. I had a car accident in 1999 and was…
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Name of bank to claim??
My Father is a TSB customer however his loan paperwork from 1997 is when they were taken over and known as Lloyds TSB. Is the claim for PPI made to Lloyds Bank? I'm also a bit confused re the misselling bit, how do you prove it was missold if you can't remember what was said or why it was added.
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Does PPI reclaim include stand alone critical illness and permanent disability insur?
I have had separate policies for critical illness salary cover (Canada Life) and permanent disability insurance (Aegon), each taking a monthly premium. They were sold to me by an IFA a long time ago. I just wanted to check whether this would be something which would fall under the PPI umbrella and which Is should try to…
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£1000’s cash back
So last week I started filling in the template of martinsmoneytips site and made a few adjustment and sent the letter off to lloyds bank in the hope of claiming charges back. It was a shot in the dark and didn’t expect to receive anything however within a few days of me sending the letter the complaint department phoned me…
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Two PBA Claims
Can someone please advise me on the following please? I have made two packaged bank account claims to two separate banks, both of which were upheld. They were similar amounts I paid to the bank but the amount they paid out is very deifferent: Barclays: Refund of monthly fees: £175 Interest at 8%: £72.10 Deduction for tax:…
