Reapplying for Motgage Protection refund

edited 30 November -1 at 1:00AM in Reclaim Bank & Credit Card Charges
3 replies 1.2K views
PhilllippPhilllipp Forumite
1 Post
Hi All,
I was refused a Payment Protection Insurance refund by HSBC a few years ago. Stupidly, I took their word for it and didn't appeal. Is it a waste of time to apply again?


  • zx81zx81 Forumite
    32.6K Posts
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Yes. .
  • dunstonhdunstonh Forumite
    106.7K Posts
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    The majority of mortgage insurance complaints do fail. So, nothing stupid about not taking their word for it.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • [Deleted User][Deleted User] Forumite
    0 Posts
    Eighth Anniversary 10,000 Posts Name Dropper Photogenic
    MoneySaving Newbie
    Philllipp wrote: »
    Is it a waste of time to apply again?
    If you complain (not "apply") again you'll simply receive a terse reminder of the result of your original complaint. The time to appeal was up to six months after your original rejection, after that the Ombudsman service became no longer available to you.
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