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Help....Has anyone claimed bank charges back from Halifax?
Hi, I sent a SAR reuqest in and recieved all of my info. back. I went through everything and highlighted all of the charges I want refunded and calcualted the final amount including interest etc. I requested this within Martin's template letter and sent it back to Halifax on 23/03/12 advising I would give them 14 days to…
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pat jamison
I moved to Leicester in 1987 and some time after that i opened bank account with the Bank Of Canada based in Leicester city centre, i moved to Belfast in 1991 and in about 1996/97 i was advised that Birmingham mid shires had acquired Bank of Canada and as they did not support Current accounts i would need to move banks. As…
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Reclaim bank charges
Back in 2008 I had some bad advice from my relationship manager in terms of our finances, at that time we were offered loans to get rid of our debts on three occasions as she said you can afford it! This quickly spiralled for us to an extent that she then kept upping our overdraft until it was £19,000 and then came 2010…
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Reclaimed Packaged Bank Fees
I filled out a Resolver form for Packaged Bank Fees I had. The bank has now sent me a cheque for £700 My question is, I went bankrupt 8yrs ago, was discharged after 5 months, and these fees are from a bank I went bankrupt with, am I allowed to keep this money? Was I right in attemtping to claim it back? Should I give it…
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Additional claim if original claim was over 18 months ago?
Hi, Some PPI Claims company has called me today, and they reackon that some additional funding has been made available for claims that have already been paid over 18 months ago. Does anyone know if there's any truth in this? I did some searching, and the only thing I found was something to do with where 'comparitive…
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thinking of using Litchfield to claim PPI
I had a call today form Litchfield about claiming ppi in the past ive declined as I only paid ppi on a load over 18 years ago. But the person I spoke to said they can claim back as far as my 18th birthday im 48 ??? we had a good conversation regarding my loan and credit card history and I have received an email with there…
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Lloyds upheld claim but have awarded significantly less than they should have
Hi, I've been successful in claiming against a Premier account with Lloyds, which I had for more than ten years and for which I was paying £25 a month. The bank have agreed it was mis-sold and told me today that they had upheld the claim, and the amount awarded was just over £700. Now, its great that the claim is upheld,…
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Santander Business - Unathorised Overdraft Charges
I got charged £426 in unauthorised overdraft charges for a month period by Satander. The account was overdrawn for most of the month albeit for a small amount for most of that period. I've been struggling recently and wonder if there's any chance at all of me getting these charges back. £426 seems an outrageous charge. Can…
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Problems with Santander.. The saga begins
I sent a request to santander's data protection team after finding the address online but being told on the phone that no such office exists (thats going to be gold in court, i record all my phone calls). I got a letter back from santander today stating that they were unable to issue an individual list of fees and charges…
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Adams store card
Hi just need some advice had an adams store card years ago but can't remember exact dates etc or account number how do I go about reclaiming ppi
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Abbey (merged)
and I have a couple of questions. 1) Assuming i'm successful, would I be liable to pay tax on what I recover? 2) What do I tell any other bank when I go to open another account?! 3) Is there an upper cash limit on the charges to be claimed? Cheers Richard
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Why do banks allow unauthorised overdrafts anyway?
Apologies for starting a new thread but this is something I want to understand in relation to this whole charges and fairness or otherwise of "unauthorised overdrafts". Is there some kind of payments guarantee between various financial institutions that obliges a bank to make a payment even if that payment would take the…
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Lloyds bank
I submitted a claim via the template on this website to Lloyds bank 25 days ago, but as yet I haven't received a reply. I have received a call from a claims company and I am wondering if I should pass it to them to see if they can get anything. Do you know how long it usually takes from Lloyds bank? Many thanks :)
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Ppi mis-selling payment
Hi,wondering if anybody has any experiences similar to mine they can help with? I used the Resolver app recommended by M.S.E... it was for a case about my bank where I've been a customer since 1996 and had at least 4/5 loans,overdraft for about 10 years and a credit card-all before 2010. Even though they were asked to…
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will i have missed the boat?
i,ve had same bank account for nearly 25 years with what is now lloyds i know i did at one time pay a fee for account for travel ins etc included in that but dont know the exact date i paid for i know it was at least 14 years ago (( my sons age) will i be able to claim just with my account details as i dont know how much i…
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Helping with old MBNA credit card PPI
Hi, a little back story.... my mum and dad split around 19 years ago. My mum has let me know tonight that my dad may be due to PPI back from an old MBNA credit card which was in his name. We don't know the exact date etc, would it still be worth while him looking into this? My mum has stated that he was advised to take PPI…
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Packaged Bank Account - possible to reclaim?
Hi all, I'm looking for some advice on behalf of my mother, and would be grateful if anyone can offer any advice. My parents were sold a packaged bank account sometime before 1999. They requested an overdraft and were told they could only get one with this paid for packaged account. We've just seen through the MSE guide…
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Barclays decline first attempt
Hello After reading Martin's bank charges reclaiming guide, I wrote to Barclays (using the MSE template) yesterday, under financial hardship guidelines (which I am well and truly in - and have been for several years). My claim was for just under £4,000 of charges over the last 6 years, covering returned DD's and guaranteed…
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Natwest Creditguard or PPI
Hi can someone please help? I claimed back in 2012 that I was unsold my Creditguard (PPI) for my Natwest Creditcard. I originally made the claim that it was sold on the telephone and this claim was rejected and I thought nothing more of it. While moving house recently I found NatWest's initial response and after reading it…
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FOS says no?
Hi to all. 2 years ago I wrote here about Yorkshire Bank saying I'd had no PPI on 12 loans over a 30ish years period. I had however had PPI on their Credit card. I rang the FOS. He just said that was it, if they said no, it's no... as they wouldn't lie? Today, been reading on the site and, contrary to advice given on here,…
