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Claiming bank overdraft charges
Hi everyone, I've looked through the moneysavingexpert website and read about reclaiming overdraft bank charges. There were several points that qualified us to apply including constantly going over our overdraft every month and having less money the following month as we've had to cover the money we went over and then the…
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RBS - Complaint not upheld but Plevin payment offered, what next?
Afternoon all Long time lurker, first time poster in need of some assistance. I made a claim on my Nat West Credit Card on the basis that I felt the PPI had been mis-sold; I did not recall being told there was a cooling period, it had been implied that ot would help with my application and that it was not required as I…
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PPI & Bankruptcy
Don't even know if this is possible, but never claimed PPI. I was made bankrupt back in 2005 and discharged 2010 - would I be eligible to claim PPI?
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PC World - PPI Claim?
Hi All, I just wanted to see if I could get some advice from you. I contacted HFC Bank to find out if I had paid any PPI on a bank loan that I took out with them. They told me that I hadn't paid PPI on the loan, however I had paid PPI on one of my credit agreements with PC World. I had purchased a laptop, and paid it off…
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Interesting letter received re Egg
So I put in a PPI claim to Egg - probably a good couple of years ago now, however it was rejected as they said it wasn't mis-sold. Today I have received a letter from Canada Square Operations saying I might be eligible for some money back due to them taking a high level of commission on my PPI policy. It comes with a…
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Reclaiming UDT Ltd PPI
I took out a car loan with UDT Ltd in 1995. I previously thought it was with Lombard Direct. I found an old experian credit report which states it started on 25/12/95 and ended on 26/11/99. I paid £163 per month. I have no copy of the credit agreement so I have no credit agreement number or account details. I understand I…
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Overdraught fees reclaim
Firstly I think I’ve heard recently it might be possible to claim back overdraught fees if the overdraught was not used as intended for its purpose. If that’s not the case sorry folks. About four years ago I was already in financial difficulty and went to my bank to ask about a loan for a vehicle. I was told I was not…
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Partially upheld (Plevin only) Egg complaint - any thoughts
Canada Square have responded to my complaint over missold card payment protection insurance. They have rejected the bulk of the claim on the basis that I would have taken out the protection at the time, but have upheld an element of my complaint in relation to the Plevin ruling over unfair commission, and will send me a…
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Was told this was the only way I could get a bank account.
Hello, In 2003 at the age of 22 I moved to the UK. I had no job and no bank account on arrival. Bank accounts were seemingly very difficult to open in the UK, so I went through a service via 1st Contact, called 'Kickstart London'. As well as general info about the practicalities of living in the UK, they assisted with the…
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rbs premier royalties account 2007-2009 success
i had an upgrade to rbs premier royalties account in 2007, then closed in 2009. i owed over £2000 on overdraft and fell in deep debt bad times back then. i used resolver to put in a claim on miss sold packages on the 1/11/2017.........6 weeks later on the 16th december i recieved a cheque for £487 for refund of the £15 x…
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Barclays PPI
I have been trying unsuccessfully to get Barclays to prove I did not have ppi on a loan from 1992. Several attempts to ask them to provide evidence I did have ppi - I do not have the paperwork - have been unsuccessful. They have now said as they can not prove I either did or did not have ppi then the claim is closed.…
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Rbs who to send request too
hi im very new to all this and was just wondering if anyone could tell me who i would send the initial request for bank charges to in rbs? would it be head office or my branch? many thanks kat
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Paying PPI Claim Company
I recently agreed to let a PPI claims company assist me in identifying whether I had been mis-sold PPI as I had tried it once before myself and thought I had exhausted every avenue. They identified that I had been mis-sold a package bank account and processed the claim for me. My bank only upheld part of the claim and not…
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1995 Mortgage with C&G
Hi! I took out a mortgage with C&G in 1995 - I believe it had PPI with it - is it too late to claim? Cheers
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Packaged Bank account charges
Heard you can claim back these payments made over the years if you have never used any features. Is this correct? Can anyone point me in the right direction?
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Capital one
Hi, Has anyone had Capital one stating that they say PPI was sold correctly via the telephone but that cant find the conversation? and state reason it was sold correctly was: Aged Between 18-64 employed continuously for the last 6 months and paying class 1 NI Living in the UK But myself as the customer wasn't even told…
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Reclaiming Old Bank Charges
I had a current account with the Halifax starting from September 2005 until June 2016. During the time of the account being active I did incurr some banks charges, for being only a few pence overdrawn. During this time period, I was under the old sickness benefit of Incapacity Benefit. Under the Social Security…
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Charges incurred do to change in 'responsible lending'
Hi Folks, Am new to this, so please bear with me. In the late 90s (I know), I took out a Debenhams card, and duly signed anything put before me. I made a tentative inquiry on a refund some time back, but this was rejected on the basis I signed the agreement, and it was in view on each statement. Now, I didnt pursue this…
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My contactless card was obviously used fraudulently.
Today I noticed that in June of this year (I know this is a long time ago) five transactions were made with my contactless card in unfamiliar establishments in unfamiliar parts of London, potentially on one night. The card was cancelled the next day, however my claim was denied because it 'did not match fraudulent…
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Blackhorse PPI
Hi everyone Just wondering if anyone has been the told the same by Blackhorse So I've always thought I would be due some sort of PPI but like many others I just have never got round to doing it. Finally raised a PPI complaint and Blackhorse called me tonight to go over more details as the loans were over 10 years old and I…
