Reclaim bank & credit card charges

So I put in a PPI claim to Egg - probably a good couple of years ago now, however it was rejected as they said it wasn't mis-sold. Today I have received a letter from Canada Square Operations saying I might be eligible for some money back due to them taking a high level of commission on my PPI policy. It comes with a…

I took out a car loan with UDT Ltd in 1995. I previously thought it was with Lombard Direct. I found an old experian credit report which states it started on 25/12/95 and ended on 26/11/99. I paid £163 per month. I have no copy of the credit agreement so I have no credit agreement number or account details. I understand I…

Firstly I think I’ve heard recently it might be possible to claim back overdraught fees if the overdraught was not used as intended for its purpose. If that’s not the case sorry folks. About four years ago I was already in financial difficulty and went to my bank to ask about a loan for a vehicle. I was told I was not…

Canada Square have responded to my complaint over missold card payment protection insurance. They have rejected the bulk of the claim on the basis that I would have taken out the protection at the time, but have upheld an element of my complaint in relation to the Plevin ruling over unfair commission, and will send me a…

Hello, In 2003 at the age of 22 I moved to the UK. I had no job and no bank account on arrival. Bank accounts were seemingly very difficult to open in the UK, so I went through a service via 1st Contact, called 'Kickstart London'. As well as general info about the practicalities of living in the UK, they assisted with the…

i had an upgrade to rbs premier royalties account in 2007, then closed in 2009. i owed over £2000 on overdraft and fell in deep debt bad times back then. i used resolver to put in a claim on miss sold packages on the 1/11/2017.........6 weeks later on the 16th december i recieved a cheque for £487 for refund of the £15 x…

I have been trying unsuccessfully to get Barclays to prove I did not have ppi on a loan from 1992. Several attempts to ask them to provide evidence I did have ppi - I do not have the paperwork - have been unsuccessful. They have now said as they can not prove I either did or did not have ppi then the claim is closed.…

hi im very new to all this and was just wondering if anyone could tell me who i would send the initial request for bank charges to in rbs? would it be head office or my branch? many thanks kat

I recently agreed to let a PPI claims company assist me in identifying whether I had been mis-sold PPI as I had tried it once before myself and thought I had exhausted every avenue. They identified that I had been mis-sold a package bank account and processed the claim for me. My bank only upheld part of the claim and not…

Hi! I took out a mortgage with C&G in 1995 - I believe it had PPI with it - is it too late to claim? Cheers

Heard you can claim back these payments made over the years if you have never used any features. Is this correct? Can anyone point me in the right direction?

Hi, Has anyone had Capital one stating that they say PPI was sold correctly via the telephone but that cant find the conversation? and state reason it was sold correctly was: Aged Between 18-64 employed continuously for the last 6 months and paying class 1 NI Living in the UK But myself as the customer wasn't even told…

I had a current account with the Halifax starting from September 2005 until June 2016. During the time of the account being active I did incurr some banks charges, for being only a few pence overdrawn. During this time period, I was under the old sickness benefit of Incapacity Benefit. Under the Social Security…

Hi Folks, Am new to this, so please bear with me. In the late 90s (I know), I took out a Debenhams card, and duly signed anything put before me. I made a tentative inquiry on a refund some time back, but this was rejected on the basis I signed the agreement, and it was in view on each statement. Now, I didnt pursue this…

Today I noticed that in June of this year (I know this is a long time ago) five transactions were made with my contactless card in unfamiliar establishments in unfamiliar parts of London, potentially on one night. The card was cancelled the next day, however my claim was denied because it 'did not match fraudulent…

Hi everyone Just wondering if anyone has been the told the same by Blackhorse So I've always thought I would be due some sort of PPI but like many others I just have never got round to doing it. Finally raised a PPI complaint and Blackhorse called me tonight to go over more details as the loans were over 10 years old and I…

Hello - after 2 months Barclaycard have informed me that they have upheld Plevin complaint. They have said on the phone that they have awarded me £500. I haven't received it or any calculations yet. Assuming the undisclosed commission was just over 'fair', at say 60% -Does this sound right for the following : Oct 2004 to…

Hi, I was considering claiming on a morgage PPI I believe I was mis-sold but MSE seems to only mention bank accounts, loans etc but not morgages. Are morgage PPIs considered different to other PPIs? Is there advice somewhere else on this that I have missed! :/ Thanks!

I have won - the grand sum of £88.45 in an unexpected offer from Nationwide, that had been rejected in a claim approx 8-10 years ago They wrote to be last month, totally out of the blue - offering to look again at my claim for "non-disclosure of comission" paid on a now long distant PPI Policy !! Now what can I spend my…

Hi folks, I have made a claim with natwest about a package account reclaim. I was 18 when I took out the bank account in 2008 after moving from Barclays were I had gotten myself in a financial situation by drawing money out as the cash machine was letting me over obviously going over drawn with no over draft. I felt the…