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PPI and bankruptcy
Just wanted to say I was forced into bankruptcy through the separation of my ex-husband in 2012. I have had numerous calls, and even progressed with one firm sending me the forms to be completed to claim back PPI. I decided to check with the Receiver and they said it was illegal to claim for anything earlier than 2012.…
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Financial Ombudsman latest - to be wary of.
Hi All I was wondering if anyone else has received a letter recently from the FOS regarding the new Plevin rule ? My case with Lloyds has been with the FOS for 8 years but it still hasn't gone to an ombudsman , only an adjudicator has responded & always negatively despite the fact that Lloyds have lied more than once on…
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Looking for advice
Hi all, Received a lot of help here last year in resolving my PPI claims on Lloyds TSB loans and won all of them except 1 which went 50/50 in the payout. so many thanks again! I am now tackling my Lloyds Mastercard and have contacted the bank direct. Whilst they have initially rejected my application they have admitted…
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Nationwide Mortgage PPI
Hi, not sure if anyone can guide me but would welcome thoughts. I took out a Capital Replacement mortgage with Nationwide in 1998 and have been paying "PaymentGard" (i.e. the PPI) ever since. I don't feel I need the cover and so was thinking of claiming as they never mentioned it was optional to my memory, and also no…
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Cooperative bank charges
Hi everyone I have recently sent a complaint to the cooperative bank regarding a loan and packaged bank account charges. I was basically told that at 18 with no credit history I wouldn't get either a loan or ooverdraft.So far I have received a letter for overdraft protection insurance offering £650 and one for the loan…
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Barclays PPI - Muliple Complaint Refs
I submitted an online PPI claim with Barclays via Resolver 9 days ago. Barclays texted me yesterday quoting a complaint reference number and promptly paid £3k :beer: in to my current account. However, this morning I received a letter from Barclays which identified the PPI policy number together with dates, which ran from…
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Natwest Acc package
Hi, Ive been using a natwest packaged account for several years, i never use the phone ins, roadside assistance, etc but i do use the overdraft facility every month, which i was told when i first opened the acc would be "free" but of course it isnt as i have to pay interest on the overdraft, i would still need the…
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Payment Protection Loan (Not required)
Hello forum, Thank you for reading my thread. I have various credit card/personal loans, which I took out between 2006 and 2009 either online or face-to-face. I also have 2 hire purchases with Mercedes and BMW I have checked the paperwork, which contains the words "Personal Loan Protection" or similar. I never took out the…
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Lloyds bank paid in
So I had a Lloyds Premier account for about 6 years or so after upgrading from a Classic, and decided to launch a claim via this website for misold bank package, took a month or so, Lloyds reviewed my account and today I received a credit of 684.33 GBP in my account which apparently was the difference between the account…
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PPI/Plevin question
Hi there, Hoping someone might be able to offer some advice. I had a PPI claim on a NatWest credit card rejected in August 2014. I received a letter in November 2017 from NatWest (RBS in fact) saying that because I was rejected on the previous claim, the Plevin ruling meant that I could apply to see if I was due…
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Help with ppi
I had a loan with clydesdale bank between 2005 to 2008. Unfortunately I have no papers, however by bank, first direct, has been able to supply me with, bank statements from January 2007 to August 2007, where is clearly shown monthly payments made to Clydesdale bank. Now I have sent in a request to Clydesdale bank, however…
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So, the PPI company i used says theres nowt. But bank have coughed up anyway directly
now i am in a quandry! my PPI claims company i am using ( asked for a cancellation which im waiting on ) say theres nothing to claim back. The bank however urged me to contact direct and behold! they paid me some cash! will the claim company find this out? or wont the bank speak with them?
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Advice please...New to PPI!!!
Hi, am after some advice please, you all seem to know your stuff and I am completely new to this!! After years of putting off the consistent phone calls claiming that I am owed thousands i finally gave in and allowed a claims inclusive to do a check. I know that over the past 20 years i have had numerous loans and credit…
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Is there any hope of a claim?
Hi all, I cant remember who I had PPI with as it was so long ago, I'm talking 24-26 years ago. I cant even remember what it would have been for, but I'm guessing possibly a catalogue company or store card. Some distant memory makes me think possibly next directory and i'm sure there was one other but I cant remember who.…
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Bank of Scotland PPI on Credit Card
In December I claimed with Bank of Scotland for mis sold PPI. I have had a letter from them saying they cannot find a preference account in my name so that is now closed, but I have never heard about the credit card. Are preference accounts and Credit Card ppi different, I know I never had a preference account. Maybe they…
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PPI Refusal via FOS through 3rd party then a reclaim directly
Help? I put in for a Barclaycard PPI claim via a 3rd party back in 2012 - I felt receiving something was better than nothing at the time. The claim was refused and then passed onto the FOS who upheld Barclaycards decision, however recently I was advised by a friend and having looked on this website that it would be worth…
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Previous dubious payout. Lloyds
In about 2012 maybe earlier I made a claim to Lloyds where I'd had multiple consolidation loans and paid PPI - believing this would make me more credit worthy. I received a letter back stating they had no records but would make a payment of £500. I was both desperate and amazed, and accepted. Now I realise I was due much…
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American Express PPI Claim
Hello, I've recently raised a complaint using the Resolver too against American Express, firstly they advised that they couldn't find my account and would close the complaint unless I could provide further details. I've now provided them with the details and received a letter today confirming that I did have PPI from 2000…
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URGENT - Has your credit card reclaim been stayed?
Hi all<O></O> <O></O> We are doing a press release next week on how banks are winning a false victory by persuading judges to suspend credit card reclaiming cases. We want to let people know that the hold on bank charges only affects current account charges, not credit card charges. Did a judge put your credit card reclaim…
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Pulling out of a PPI claim while a company is acting for you
Hello all, I got a letter from my Bank saying that (Gladstone) had been in touch, but the company couldnt produce a signed letter saying they were acting for me. The bank have hinted that i sack Gladstone and speak with them directly. Most likely because Gladstone kept losing the signed go ahead in the post. 5 times may i…
