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What do I do next?
Hello all. First time ‘poster’ here! I have just had a decision on my ppi claim. It was declined. I used a financial expert company to do it for me and they didn’t give the correct and accurate information. First of all when they found out that Egg had admitted that I had ppi added (without my knowledge!) the finance…
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PPI and deceased
Hi. Wondering if any one been in similar situation as this... My husband died in 2010, leaving debt. The debt that he had was taken out during a former marriage however, he tried to keep up with repayments. Some of the debt had been handed to debt recovery agencies before he and I had met. After my husband died, I informed…
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PPI on deceased relatives account
Hi, my dad died recently and I would like to find out if he has any PPI on old credit cards. Am I able to get my mum to write and just query any PPI or do I have to query a specific mis-selling. As he has died, I have no way of finding out what he zigned up for. He was retired when he took out a credit card in 2012. Thanks
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PPI store cards - Santander
In November I made a few calls to find out if I had PPI on any of my store cards in the late 1990's/early 2000's and was surprised to hear that 4 of my store card did! Santander said they would look into the 4 together for me and sent me a form to fill in regarding my situation at the time. I filled in the form basically…
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Looking for some advice!
Afternoon All, I'm looking for some advice. I know I have previously paid PPI and Bank Charges to both my previous Bank and Credit Card company, however this was well over 5 years ago, and i no longer have the records (bank details, loan details, addresses etc). What options if any are open to me? I have thought about…
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PPi
Completed iva 2015 got a letter from my old bank saying I was going to be awarded PPI from an old credit card I had in January 2018 but bank has sent money to my old ip who was debt free direct who ceased trading 2016 and run now by another company
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PPI claims question
Can anybody please advise me regarding a PPI policy I still have. It is with a company called MMS (Marketing and management services Ltd). It was sold to me by Bradford & Bingley who I had my mortgage with at the time and was told that I had to take the policy to protect my mortgage payments in case of illness or…
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ThinkMoney Bank
Hello all, I'm not sure if this is the correct forum place to open this thread but it seemed the most fitting. I've been with ThinkMoney since around December 2009 when I fell into debt with Barclays and a great many other creditors. My reason for switching was that when I was entering into a DMP I was told to close my…
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PPI Carges
Hi Please forgive me if this is in the place but I'm newbie Please move to rellivant place if needed I asked on Martins site about claiming PPI, within minutes I received a call from Stanton Fisher claims specialists who would do a free PPI check. I asked if they were with MSE and they said yes so I went ahead with the…
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ppi
Hi new at this..i took some loans out with Natwest back in 1983 till 2004 i wrote to them re ppi and was told i have had 6 loans with them but no ppi was charged ,so i started in the loft and so far have found two loan agreements with ppi on them one in 1989 and the second in 1991 sent them of to natwest twice with copies…
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Canada Square - Egg - require proof of name change
I wrote to them last month with details of my claim for PPi and they have responded stating I need to send them proof of my change of name (due to marriage). I’ve not had to do this with any other PPi claims. Anyone else experienced this? It’s such a bloody faff...
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Lloyds bank bank charges
Last week i made a claim against Lloyds bank my claim manager was very good setled my claim by the end of the week with £800 in my bank by Saturday. My thanks go to Martin Lewis and Resove.
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PPI enquiry to PPI complaint (Lloyds)
Hi there, I submitted an online 'PPI enquiry' to Lloyds, to try to establish whether I've ever had PPI with them (banking and credit card relationships 1989-2016). I received a text saying 'thank you for your PPI complaint. We'll communicate with you via SMS during the course of your complaint...' etc. Then I received a…
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PPI and bankruptcy
Just wanted to say I was forced into bankruptcy through the separation of my ex-husband in 2012. I have had numerous calls, and even progressed with one firm sending me the forms to be completed to claim back PPI. I decided to check with the Receiver and they said it was illegal to claim for anything earlier than 2012.…
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Financial Ombudsman latest - to be wary of.
Hi All I was wondering if anyone else has received a letter recently from the FOS regarding the new Plevin rule ? My case with Lloyds has been with the FOS for 8 years but it still hasn't gone to an ombudsman , only an adjudicator has responded & always negatively despite the fact that Lloyds have lied more than once on…
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Looking for advice
Hi all, Received a lot of help here last year in resolving my PPI claims on Lloyds TSB loans and won all of them except 1 which went 50/50 in the payout. so many thanks again! I am now tackling my Lloyds Mastercard and have contacted the bank direct. Whilst they have initially rejected my application they have admitted…
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Nationwide Mortgage PPI
Hi, not sure if anyone can guide me but would welcome thoughts. I took out a Capital Replacement mortgage with Nationwide in 1998 and have been paying "PaymentGard" (i.e. the PPI) ever since. I don't feel I need the cover and so was thinking of claiming as they never mentioned it was optional to my memory, and also no…
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Cooperative bank charges
Hi everyone I have recently sent a complaint to the cooperative bank regarding a loan and packaged bank account charges. I was basically told that at 18 with no credit history I wouldn't get either a loan or ooverdraft.So far I have received a letter for overdraft protection insurance offering £650 and one for the loan…
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Barclays PPI - Muliple Complaint Refs
I submitted an online PPI claim with Barclays via Resolver 9 days ago. Barclays texted me yesterday quoting a complaint reference number and promptly paid £3k :beer: in to my current account. However, this morning I received a letter from Barclays which identified the PPI policy number together with dates, which ran from…
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Natwest Acc package
Hi, Ive been using a natwest packaged account for several years, i never use the phone ins, roadside assistance, etc but i do use the overdraft facility every month, which i was told when i first opened the acc would be "free" but of course it isnt as i have to pay interest on the overdraft, i would still need the…