Reclaim bank & credit card charges

Hi, I recently put a complaint to the bank about a packaged account. i am currently waiting on a final decision in regards to this... I am also considering making a complaint to the bank about unfair over draft charges and other charges. I have gone through all my statements and basically just added up all my charges over…

Hi, Does anyone know if I can claim back money from a package bank account if I used the mobile insurance once? I was never asked in the beginning if I needed any of the cover for breakdown, holiday, boiler cover. Thanks in advance :money:

Have just received 'results' of PPI 'investigation' by Santander Cards UK (formerly GE Money Cards) .Complaint has not been upheld -refusing to pay out. Even though I put a lot of money through the store cards the stated amount of PPI paid by myself looks very small to me. Does anyone know how PPI was/is charged on store…

Hi My husband was mis-sold a bank account - basically told he would lose his overdraft if he did not upgrade to their fee paying account. Is this PPI. Can he still claim - the bank was Natwest.

Ok so I recently swapped mine and my partners joint account with Santander from a 123 to a choice to save on overdraft fees. They informed me at that time that they hadn’t been sending me statements and should have been and they would start doing so. My partner has an online account where he receives estatements but that…

Want to claim ppi but I can’t trace the financial advisor - it was 20 years ago so who do I claim from? (Apologies if this has been asked before)

I realise that I should make a claim for PPI, but have so far put it off due to the work involved. However I know that time is running out and if I don't do it I'll regret it. Friends keep telling me just to use a PPI company as they do all the work for you, but I am reluctant to give them money unless necessary. However -…

I have found 4 PPI schedules that I had with the same bank over 8 years. Do I make a claim for each one, or 1 claim against the bank. 3 of them were on 1 house and 1 was after I moved to a new property. Thanks

Hi Would I be able to claim PPI from a mortgage I took out in1982 to 1989 as they have closed down? Many thanks

I tried this a few years ago, and the RBS flatly refused my request. It went to the Ombudsman who sided with RBS, on the basis, that a full 3 years after having a packaged account, which i didn't want or need, I checked their site for what travel insurance the card held! An absolute joke of a decision. Still angry about…

Hi I've received an offer regarding PPI on a previous loan, The offer identifies that I had paid £930 in PPI, they have offered the statutory 8%compensation interest. What I would like to know should they also pay interest on the money they had held onto for all those years. I know when I paid the loan back they charged me…

Hi all I had a packaged account with Halifax which I believe was misold. Attempt to claim the charges back. Hit a brick wall. Am being sent a letter explaining why and how I can complain to the FOS. Has anyone done this and succeeded? Thanks

Received from hire care service Thrifty an admin fee of 2 lots of 42 pounds which is written into their terms. My daughter hired a car threw this company and paid for the hire with her credit card along with a deposit the car was returned on the 5/1 and deposit repaid to her, she has since received 2 separate invoices from…

Hi New to the forum and need some advice.Have been offered a refund under Levin from RBS.The account is in debt and has been sold on a few times and there is a very low repayment plan in place due to a medical problem and unable to return to work.Should the refund come straight to me as the debt has been sold on several…

While trying to find out if I had PPI on an old store card I have found out it is actually in credit. Over £100. haven't used this card for over 10 years. they are offering me a refund. but is that all I get for 10 years in credit? Am I being greedy?

I used to have an Alliance & Leicester account which a paid a monthly fee for. When I signed up for it online, I didn't appear to have a choice if I wanted an account so I'm thinking of reclaiming these charges back. Does anyone know how I find out my account number, and where I would write to now as they don't exist…

Hello all. First time ‘poster’ here! I have just had a decision on my ppi claim. It was declined. I used a financial expert company to do it for me and they didn’t give the correct and accurate information. First of all when they found out that Egg had admitted that I had ppi added (without my knowledge!) the finance…

Hi. Wondering if any one been in similar situation as this... My husband died in 2010, leaving debt. The debt that he had was taken out during a former marriage however, he tried to keep up with repayments. Some of the debt had been handed to debt recovery agencies before he and I had met. After my husband died, I informed…

Hi, my dad died recently and I would like to find out if he has any PPI on old credit cards. Am I able to get my mum to write and just query any PPI or do I have to query a specific mis-selling. As he has died, I have no way of finding out what he zigned up for. He was retired when he took out a credit card in 2012. Thanks

In November I made a few calls to find out if I had PPI on any of my store cards in the late 1990's/early 2000's and was surprised to hear that 4 of my store card did! Santander said they would look into the 4 together for me and sent me a form to fill in regarding my situation at the time. I filled in the form basically…