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Halifax and ombudsman Rejected PPI
Hi, We recently found out that we had PPi with a Halifax loan in 2001. We never knew about the PPI but The halifax say it wasnt mis-sold. We then took it to the ombudsman. They say the same. The halifax said that we went to a branch to complete the loan and PPI was discussed, we know that it was completed over the phone…
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Katy Pea
I had a littlewoods catalogue for a few years and can remember having some form of PPI/Customer care service charge added each month to my total, despite me not wanting it. But I haven't any paperwork left, (I've searched my boxes as I have since moved address). I can't remember the account number either! How do I go about…
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Reclaime bank charges through resolver
I kept seeing adverts on my facebook for missold back accounts so thought I'd try my luck as I'd been paying for my own since 2010 and never really knew why. I contacted one company firstly and they wanted 30% of whatever I got back I hung up when I heard that no way was i giving them 30% of my money. I then remember…
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Reclaiming bank charges, Should i do it?
Hi, I recently put a complaint to the bank about a packaged account. i am currently waiting on a final decision in regards to this... I am also considering making a complaint to the bank about unfair over draft charges and other charges. I have gone through all my statements and basically just added up all my charges over…
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Packaged Bank Account refund if already used mobile insurance
Hi, Does anyone know if I can claim back money from a package bank account if I used the mobile insurance once? I was never asked in the beginning if I needed any of the cover for breakdown, holiday, boiler cover. Thanks in advance :money:
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How is PPI charged on store accounts ?
Have just received 'results' of PPI 'investigation' by Santander Cards UK (formerly GE Money Cards) .Complaint has not been upheld -refusing to pay out. Even though I put a lot of money through the store cards the stated amount of PPI paid by myself looks very small to me. Does anyone know how PPI was/is charged on store…
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Is this classed as PPI
Hi My husband was mis-sold a bank account - basically told he would lose his overdraft if he did not upgrade to their fee paying account. Is this PPI. Can he still claim - the bank was Natwest.
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Not providing statements - can I reclaim?
Ok so I recently swapped mine and my partners joint account with Santander from a 123 to a choice to save on overdraft fees. They informed me at that time that they hadn’t been sending me statements and should have been and they would start doing so. My partner has an online account where he receives estatements but that…
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PPI Claim - can’t trace financial advisor
Want to claim ppi but I can’t trace the financial advisor - it was 20 years ago so who do I claim from? (Apologies if this has been asked before)
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Reclaim PPI help
I realise that I should make a claim for PPI, but have so far put it off due to the work involved. However I know that time is running out and if I don't do it I'll regret it. Friends keep telling me just to use a PPI company as they do all the work for you, but I am reluctant to give them money unless necessary. However -…
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Multiple PPI with the same bank
I have found 4 PPI schedules that I had with the same bank over 8 years. Do I make a claim for each one, or 1 claim against the bank. 3 of them were on 1 house and 1 was after I moved to a new property. Thanks
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Cheshire Building Society
Hi Would I be able to claim PPI from a mortgage I took out in1982 to 1989 as they have closed down? Many thanks
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RBS Reclaim Enquiry
I tried this a few years ago, and the RBS flatly refused my request. It went to the Ombudsman who sided with RBS, on the basis, that a full 3 years after having a packaged account, which i didn't want or need, I checked their site for what travel insurance the card held! An absolute joke of a decision. Still angry about…
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Interest on PPI
Hi I've received an offer regarding PPI on a previous loan, The offer identifies that I had paid £930 in PPI, they have offered the statutory 8%compensation interest. What I would like to know should they also pay interest on the money they had held onto for all those years. I know when I paid the loan back they charged me…
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Package account claim
Hi all I had a packaged account with Halifax which I believe was misold. Attempt to claim the charges back. Hit a brick wall. Am being sent a letter explaining why and how I can complain to the FOS. Has anyone done this and succeeded? Thanks
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Money taken before invoice received
Received from hire care service Thrifty an admin fee of 2 lots of 42 pounds which is written into their terms. My daughter hired a car threw this company and paid for the hire with her credit card along with a deposit the car was returned on the 5/1 and deposit repaid to her, she has since received 2 separate invoices from…
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PPI commission refund offer.
Hi New to the forum and need some advice.Have been offered a refund under Levin from RBS.The account is in debt and has been sold on a few times and there is a very low repayment plan in place due to a medical problem and unable to return to work.Should the refund come straight to me as the debt has been sold on several…
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Dormant store card has credit
While trying to find out if I had PPI on an old store card I have found out it is actually in credit. Over £100. haven't used this card for over 10 years. they are offering me a refund. but is that all I get for 10 years in credit? Am I being greedy?
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Alliance & Leicester Account
I used to have an Alliance & Leicester account which a paid a monthly fee for. When I signed up for it online, I didn't appear to have a choice if I wanted an account so I'm thinking of reclaiming these charges back. Does anyone know how I find out my account number, and where I would write to now as they don't exist…
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What do I do next?
Hello all. First time ‘poster’ here! I have just had a decision on my ppi claim. It was declined. I used a financial expert company to do it for me and they didn’t give the correct and accurate information. First of all when they found out that Egg had admitted that I had ppi added (without my knowledge!) the finance…
