-
RBS Reclaim Enquiry
I tried this a few years ago, and the RBS flatly refused my request. It went to the Ombudsman who sided with RBS, on the basis, that a full 3 years after having a packaged account, which i didn't want or need, I checked their site for what travel insurance the card held! An absolute joke of a decision. Still angry about…
-
Interest on PPI
Hi I've received an offer regarding PPI on a previous loan, The offer identifies that I had paid £930 in PPI, they have offered the statutory 8%compensation interest. What I would like to know should they also pay interest on the money they had held onto for all those years. I know when I paid the loan back they charged me…
-
Package account claim
Hi all I had a packaged account with Halifax which I believe was misold. Attempt to claim the charges back. Hit a brick wall. Am being sent a letter explaining why and how I can complain to the FOS. Has anyone done this and succeeded? Thanks
-
Money taken before invoice received
Received from hire care service Thrifty an admin fee of 2 lots of 42 pounds which is written into their terms. My daughter hired a car threw this company and paid for the hire with her credit card along with a deposit the car was returned on the 5/1 and deposit repaid to her, she has since received 2 separate invoices from…
-
PPI commission refund offer.
Hi New to the forum and need some advice.Have been offered a refund under Levin from RBS.The account is in debt and has been sold on a few times and there is a very low repayment plan in place due to a medical problem and unable to return to work.Should the refund come straight to me as the debt has been sold on several…
-
Dormant store card has credit
While trying to find out if I had PPI on an old store card I have found out it is actually in credit. Over £100. haven't used this card for over 10 years. they are offering me a refund. but is that all I get for 10 years in credit? Am I being greedy?
-
Alliance & Leicester Account
I used to have an Alliance & Leicester account which a paid a monthly fee for. When I signed up for it online, I didn't appear to have a choice if I wanted an account so I'm thinking of reclaiming these charges back. Does anyone know how I find out my account number, and where I would write to now as they don't exist…
-
What do I do next?
Hello all. First time ‘poster’ here! I have just had a decision on my ppi claim. It was declined. I used a financial expert company to do it for me and they didn’t give the correct and accurate information. First of all when they found out that Egg had admitted that I had ppi added (without my knowledge!) the finance…
-
PPI and deceased
Hi. Wondering if any one been in similar situation as this... My husband died in 2010, leaving debt. The debt that he had was taken out during a former marriage however, he tried to keep up with repayments. Some of the debt had been handed to debt recovery agencies before he and I had met. After my husband died, I informed…
-
PPI on deceased relatives account
Hi, my dad died recently and I would like to find out if he has any PPI on old credit cards. Am I able to get my mum to write and just query any PPI or do I have to query a specific mis-selling. As he has died, I have no way of finding out what he zigned up for. He was retired when he took out a credit card in 2012. Thanks
-
PPI store cards - Santander
In November I made a few calls to find out if I had PPI on any of my store cards in the late 1990's/early 2000's and was surprised to hear that 4 of my store card did! Santander said they would look into the 4 together for me and sent me a form to fill in regarding my situation at the time. I filled in the form basically…
-
Looking for some advice!
Afternoon All, I'm looking for some advice. I know I have previously paid PPI and Bank Charges to both my previous Bank and Credit Card company, however this was well over 5 years ago, and i no longer have the records (bank details, loan details, addresses etc). What options if any are open to me? I have thought about…
-
PPi
Completed iva 2015 got a letter from my old bank saying I was going to be awarded PPI from an old credit card I had in January 2018 but bank has sent money to my old ip who was debt free direct who ceased trading 2016 and run now by another company
-
PPI claims question
Can anybody please advise me regarding a PPI policy I still have. It is with a company called MMS (Marketing and management services Ltd). It was sold to me by Bradford & Bingley who I had my mortgage with at the time and was told that I had to take the policy to protect my mortgage payments in case of illness or…
-
ThinkMoney Bank
Hello all, I'm not sure if this is the correct forum place to open this thread but it seemed the most fitting. I've been with ThinkMoney since around December 2009 when I fell into debt with Barclays and a great many other creditors. My reason for switching was that when I was entering into a DMP I was told to close my…
-
PPI Carges
Hi Please forgive me if this is in the place but I'm newbie Please move to rellivant place if needed I asked on Martins site about claiming PPI, within minutes I received a call from Stanton Fisher claims specialists who would do a free PPI check. I asked if they were with MSE and they said yes so I went ahead with the…
-
ppi
Hi new at this..i took some loans out with Natwest back in 1983 till 2004 i wrote to them re ppi and was told i have had 6 loans with them but no ppi was charged ,so i started in the loft and so far have found two loan agreements with ppi on them one in 1989 and the second in 1991 sent them of to natwest twice with copies…
-
Canada Square - Egg - require proof of name change
I wrote to them last month with details of my claim for PPi and they have responded stating I need to send them proof of my change of name (due to marriage). I’ve not had to do this with any other PPi claims. Anyone else experienced this? It’s such a bloody faff...
-
Lloyds bank bank charges
Last week i made a claim against Lloyds bank my claim manager was very good setled my claim by the end of the week with £800 in my bank by Saturday. My thanks go to Martin Lewis and Resove.
-
PPI enquiry to PPI complaint (Lloyds)
Hi there, I submitted an online 'PPI enquiry' to Lloyds, to try to establish whether I've ever had PPI with them (banking and credit card relationships 1989-2016). I received a text saying 'thank you for your PPI complaint. We'll communicate with you via SMS during the course of your complaint...' etc. Then I received a…