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Payment Protection Loan (Not required)
Hello forum, Thank you for reading my thread. I have various credit card/personal loans, which I took out between 2006 and 2009 either online or face-to-face. I also have 2 hire purchases with Mercedes and BMW I have checked the paperwork, which contains the words "Personal Loan Protection" or similar. I never took out the…
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Lloyds bank paid in
So I had a Lloyds Premier account for about 6 years or so after upgrading from a Classic, and decided to launch a claim via this website for misold bank package, took a month or so, Lloyds reviewed my account and today I received a credit of 684.33 GBP in my account which apparently was the difference between the account…
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PPI/Plevin question
Hi there, Hoping someone might be able to offer some advice. I had a PPI claim on a NatWest credit card rejected in August 2014. I received a letter in November 2017 from NatWest (RBS in fact) saying that because I was rejected on the previous claim, the Plevin ruling meant that I could apply to see if I was due…
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Help with ppi
I had a loan with clydesdale bank between 2005 to 2008. Unfortunately I have no papers, however by bank, first direct, has been able to supply me with, bank statements from January 2007 to August 2007, where is clearly shown monthly payments made to Clydesdale bank. Now I have sent in a request to Clydesdale bank, however…
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So, the PPI company i used says theres nowt. But bank have coughed up anyway directly
now i am in a quandry! my PPI claims company i am using ( asked for a cancellation which im waiting on ) say theres nothing to claim back. The bank however urged me to contact direct and behold! they paid me some cash! will the claim company find this out? or wont the bank speak with them?
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Advice please...New to PPI!!!
Hi, am after some advice please, you all seem to know your stuff and I am completely new to this!! After years of putting off the consistent phone calls claiming that I am owed thousands i finally gave in and allowed a claims inclusive to do a check. I know that over the past 20 years i have had numerous loans and credit…
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Is there any hope of a claim?
Hi all, I cant remember who I had PPI with as it was so long ago, I'm talking 24-26 years ago. I cant even remember what it would have been for, but I'm guessing possibly a catalogue company or store card. Some distant memory makes me think possibly next directory and i'm sure there was one other but I cant remember who.…
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Bank of Scotland PPI on Credit Card
In December I claimed with Bank of Scotland for mis sold PPI. I have had a letter from them saying they cannot find a preference account in my name so that is now closed, but I have never heard about the credit card. Are preference accounts and Credit Card ppi different, I know I never had a preference account. Maybe they…
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PPI Refusal via FOS through 3rd party then a reclaim directly
Help? I put in for a Barclaycard PPI claim via a 3rd party back in 2012 - I felt receiving something was better than nothing at the time. The claim was refused and then passed onto the FOS who upheld Barclaycards decision, however recently I was advised by a friend and having looked on this website that it would be worth…
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Previous dubious payout. Lloyds
In about 2012 maybe earlier I made a claim to Lloyds where I'd had multiple consolidation loans and paid PPI - believing this would make me more credit worthy. I received a letter back stating they had no records but would make a payment of £500. I was both desperate and amazed, and accepted. Now I realise I was due much…
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American Express PPI Claim
Hello, I've recently raised a complaint using the Resolver too against American Express, firstly they advised that they couldn't find my account and would close the complaint unless I could provide further details. I've now provided them with the details and received a letter today confirming that I did have PPI from 2000…
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URGENT - Has your credit card reclaim been stayed?
Hi all<O></O> <O></O> We are doing a press release next week on how banks are winning a false victory by persuading judges to suspend credit card reclaiming cases. We want to let people know that the hold on bank charges only affects current account charges, not credit card charges. Did a judge put your credit card reclaim…
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Pulling out of a PPI claim while a company is acting for you
Hello all, I got a letter from my Bank saying that (Gladstone) had been in touch, but the company couldnt produce a signed letter saying they were acting for me. The bank have hinted that i sack Gladstone and speak with them directly. Most likely because Gladstone kept losing the signed go ahead in the post. 5 times may i…
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Santander under funding fee
Was wondering if anyone else had this ? I have an account with Santander - I’ve had it a while.... it’s an account I don’t use very much but anyway a few years back now I was constantly in its overdraft - I only paid about £150 a month into the account and it wasn’t enough to get me out of overdraft so for the full month…
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Credit Card Interest Refund
A friend of mine has received a letter from MBNA claiming that they are being refunded a large sum of money and they are curious about how authentic this letter is. The credit card company is MBNA and the letter informs that they (MBNA) should have informed my friend of a ROSIA in February 2013 but failed to do so.…
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Claims Company and VAT
I have used a CMC in a packaged bank account claim which was successful. I have received an invoice for the due amount which I am happy to pay however they have levied 20% VAT on my invoice. Is this correct? Thanks
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Unexpected PPI Refund
Hello all. On 21/04 a company called "Tate Camden"deposited just over £500 into my current account, marked as a PPI & INT Refund. Strange thing is, I hadn't applied for it. I did have two loans many years ago for small amounts with my bank (Barclays) for which claimed a PPI refund (through my bank) successfully about 3…
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Long Lost PPI
Hello Folks, I had a mortgage with Barclays 18 years ago. I paid a PPI of £60 a month (quite a bit in those days) for a year until I realised it was not compulsory and I was being ripped off, so I stopped it. The documentation got lost when I divorced, so I have no records. I wrote to Barclays for compensation who say they…
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CPP Card protection - am I too late?!
Hi there I'm new! Mainly because I have this query; my husband took out a credit card with NatWest in 2006. Last year, we recieved a renewal letter from CPP - I put it on the side ready to deal with and it just got filed away in 'stuff' and therefore forgotten about. I've just found it and remember I saw a charge on our…
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Cahoot credit card address for PPI claim
Hi, I've done a search on the forum but couldn't find a recent thread on this sorry! I had PPI on a Cahoot Credit card that I had from 2001-2007, but I don't have any of the paperwork, so I'm going to write to them to get a copy of it in advance of making a claim. Does anyone have an up to date address I can write to to…
