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Previous dubious payout. Lloyds
In about 2012 maybe earlier I made a claim to Lloyds where I'd had multiple consolidation loans and paid PPI - believing this would make me more credit worthy. I received a letter back stating they had no records but would make a payment of £500. I was both desperate and amazed, and accepted. Now I realise I was due much…
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American Express PPI Claim
Hello, I've recently raised a complaint using the Resolver too against American Express, firstly they advised that they couldn't find my account and would close the complaint unless I could provide further details. I've now provided them with the details and received a letter today confirming that I did have PPI from 2000…
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URGENT - Has your credit card reclaim been stayed?
Hi all<O></O> <O></O> We are doing a press release next week on how banks are winning a false victory by persuading judges to suspend credit card reclaiming cases. We want to let people know that the hold on bank charges only affects current account charges, not credit card charges. Did a judge put your credit card reclaim…
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Pulling out of a PPI claim while a company is acting for you
Hello all, I got a letter from my Bank saying that (Gladstone) had been in touch, but the company couldnt produce a signed letter saying they were acting for me. The bank have hinted that i sack Gladstone and speak with them directly. Most likely because Gladstone kept losing the signed go ahead in the post. 5 times may i…
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Santander under funding fee
Was wondering if anyone else had this ? I have an account with Santander - I’ve had it a while.... it’s an account I don’t use very much but anyway a few years back now I was constantly in its overdraft - I only paid about £150 a month into the account and it wasn’t enough to get me out of overdraft so for the full month…
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Credit Card Interest Refund
A friend of mine has received a letter from MBNA claiming that they are being refunded a large sum of money and they are curious about how authentic this letter is. The credit card company is MBNA and the letter informs that they (MBNA) should have informed my friend of a ROSIA in February 2013 but failed to do so.…
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Claims Company and VAT
I have used a CMC in a packaged bank account claim which was successful. I have received an invoice for the due amount which I am happy to pay however they have levied 20% VAT on my invoice. Is this correct? Thanks
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Unexpected PPI Refund
Hello all. On 21/04 a company called "Tate Camden"deposited just over £500 into my current account, marked as a PPI & INT Refund. Strange thing is, I hadn't applied for it. I did have two loans many years ago for small amounts with my bank (Barclays) for which claimed a PPI refund (through my bank) successfully about 3…
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Long Lost PPI
Hello Folks, I had a mortgage with Barclays 18 years ago. I paid a PPI of £60 a month (quite a bit in those days) for a year until I realised it was not compulsory and I was being ripped off, so I stopped it. The documentation got lost when I divorced, so I have no records. I wrote to Barclays for compensation who say they…
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CPP Card protection - am I too late?!
Hi there I'm new! Mainly because I have this query; my husband took out a credit card with NatWest in 2006. Last year, we recieved a renewal letter from CPP - I put it on the side ready to deal with and it just got filed away in 'stuff' and therefore forgotten about. I've just found it and remember I saw a charge on our…
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Cahoot credit card address for PPI claim
Hi, I've done a search on the forum but couldn't find a recent thread on this sorry! I had PPI on a Cahoot Credit card that I had from 2001-2007, but I don't have any of the paperwork, so I'm going to write to them to get a copy of it in advance of making a claim. Does anyone have an up to date address I can write to to…
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Claiming bank overdraft charges
Hi everyone, I've looked through the moneysavingexpert website and read about reclaiming overdraft bank charges. There were several points that qualified us to apply including constantly going over our overdraft every month and having less money the following month as we've had to cover the money we went over and then the…
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RBS - Complaint not upheld but Plevin payment offered, what next?
Afternoon all Long time lurker, first time poster in need of some assistance. I made a claim on my Nat West Credit Card on the basis that I felt the PPI had been mis-sold; I did not recall being told there was a cooling period, it had been implied that ot would help with my application and that it was not required as I…
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PPI & Bankruptcy
Don't even know if this is possible, but never claimed PPI. I was made bankrupt back in 2005 and discharged 2010 - would I be eligible to claim PPI?
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PC World - PPI Claim?
Hi All, I just wanted to see if I could get some advice from you. I contacted HFC Bank to find out if I had paid any PPI on a bank loan that I took out with them. They told me that I hadn't paid PPI on the loan, however I had paid PPI on one of my credit agreements with PC World. I had purchased a laptop, and paid it off…
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Interesting letter received re Egg
So I put in a PPI claim to Egg - probably a good couple of years ago now, however it was rejected as they said it wasn't mis-sold. Today I have received a letter from Canada Square Operations saying I might be eligible for some money back due to them taking a high level of commission on my PPI policy. It comes with a…
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Reclaiming UDT Ltd PPI
I took out a car loan with UDT Ltd in 1995. I previously thought it was with Lombard Direct. I found an old experian credit report which states it started on 25/12/95 and ended on 26/11/99. I paid £163 per month. I have no copy of the credit agreement so I have no credit agreement number or account details. I understand I…
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Overdraught fees reclaim
Firstly I think I’ve heard recently it might be possible to claim back overdraught fees if the overdraught was not used as intended for its purpose. If that’s not the case sorry folks. About four years ago I was already in financial difficulty and went to my bank to ask about a loan for a vehicle. I was told I was not…
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Partially upheld (Plevin only) Egg complaint - any thoughts
Canada Square have responded to my complaint over missold card payment protection insurance. They have rejected the bulk of the claim on the basis that I would have taken out the protection at the time, but have upheld an element of my complaint in relation to the Plevin ruling over unfair commission, and will send me a…
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Was told this was the only way I could get a bank account.
Hello, In 2003 at the age of 22 I moved to the UK. I had no job and no bank account on arrival. Bank accounts were seemingly very difficult to open in the UK, so I went through a service via 1st Contact, called 'Kickstart London'. As well as general info about the practicalities of living in the UK, they assisted with the…
