We'd like to remind Forumites to please avoid political debate on the Forum. This is to keep it a safe and useful space for MoneySaving discussions. Threads that are - or become - political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

Reclaim bank & credit card charges

Share your experiences of reclaiming fees from banks and credit card providers.

Charges incurred do to change in 'responsible lending'
Hi Folks, Am new to this, so please bear with me. In the late 90s (I know), I took out a Debenhams card, and duly signed anything put before me. I made a tentative inquiry on a refund some time back, but this was rejected on the basis I signed the agreement, and it was in view on each statement. Now, I didnt pursue this…
My contactless card was obviously used fraudulently.
Today I noticed that in June of this year (I know this is a long time ago) five transactions were made with my contactless card in unfamiliar establishments in unfamiliar parts of London, potentially on one night. The card was cancelled the next day, however my claim was denied because it 'did not match fraudulent…
Blackhorse PPI
Hi everyone Just wondering if anyone has been the told the same by Blackhorse So I've always thought I would be due some sort of PPI but like many others I just have never got round to doing it. Finally raised a PPI complaint and Blackhorse called me tonight to go over more details as the loans were over 10 years old and I…
barclaycard goldfish plevin refund
Hello - after 2 months Barclaycard have informed me that they have upheld Plevin complaint. They have said on the phone that they have awarded me £500. I haven't received it or any calculations yet. Assuming the undisclosed commission was just over 'fair', at say 60% -Does this sound right for the following : Oct 2004 to…
Morgage PPI
Hi, I was considering claiming on a morgage PPI I believe I was mis-sold but MSE seems to only mention bank accounts, loans etc but not morgages. Are morgage PPIs considered different to other PPIs? Is there advice somewhere else on this that I have missed! :/ Thanks!
Nationwide WIN - PPI claim
I have won - the grand sum of £88.45 in an unexpected offer from Nationwide, that had been rejected in a claim approx 8-10 years ago They wrote to be last month, totally out of the blue - offering to look again at my claim for "non-disclosure of comission" paid on a now long distant PPI Policy !! Now what can I spend my…
Natwest Gold Package Bank Reclaim
Hi folks, I have made a claim with natwest about a package account reclaim. I was 18 when I took out the bank account in 2008 after moving from Barclays were I had gotten myself in a financial situation by drawing money out as the cash machine was letting me over obviously going over drawn with no over draft. I felt the…
Lloyd’s PPI Online Check Form
Hi Can anyone tell me; I completed an online form on Lloyd’s website which was to simply check if I had PPI. This was a seperate form from their online complaint form. I have since received a text message from Lloyd’s thanking me for my complaint. I have today received a complaint questionnaire in the post. Is this because…
Bank claiming account details not found
Hi, I'm trying to help my mum look into mis-sold PPI with a several companies. With one bank they held a joint personal account, joint business account, loan and credit cards for over 30 years. The accounts were only closed when my father passed away, 4 years ago and unfortunately mum has got rid of all paperwork. We sent…
Banks rejecting claim using Data Protection act
I have recently had replies from GE Money, Lloyds and HSBC. All are rejecting my claims saying that the account cannot be found as it was over 6 years ago they will have "securely" destroyed their records and I will have to provide original agreement paperwork. This is not possible as I do not have the original paperwork,…
Joint claim ppi....
Good afternoon, was looking for some advice please.? Ex husband and I took a joint credit card with misold ppi, he claimed and received £1400.00 from company and advised me to do the same, which I did. Had an offer this morning for £160.00 less tax, question is should it be 50/50? Or am I missing something here? Any advice…
PPI claim
Hi i'm just new here but would like to ask a question i had a mortgage with Alliance & Leicester round about the 90's with my ex, after divorcing him i was awarded the house in settlement, would i be able to claim ppi without him being involved and how would it go with A&L now not trading, also i have absolutely no paper…
Miss sold PPI or Plevin? help
Hi I've used Resolver to do 2 or 3 very very vague claims on miss selling PPI, unbelievably one of them has upheld and is sending a big fat cheque. This has spurred me on to cover every financial institution ive ever had dealings with and have now done about a dozen on Resolver. My question is that when you start a…
Limited information on Loan
I recently had a success with a Lloyds Loan PPI reclaim. despite sending me a massive form - which I left - I then got a call, I explained when I had a loan my employment was unsuitable to claim PPI, and got a payout. Surprisingly simple, and never had to fill in the questionnaire. So this success got me to investigate…
PPI reclaim on Full & Final Settlement Accounts
Hi All Years ago my husband got into a financial whirlpool with credit cards and loans. We sorted in out in the end and reached first a payment scheme agreement with creditors and then when he was made redundant we offered a full and final settlement figure to the creditors which was accepted. My question is. On the cards…
Reclaiming the Tech Pack from Barclays
Hi All, Years ago when i opened my Barclays current account it had a £5 fee per month for phone insurance which was fine. However some time ago they stopped the £5 fee and made the account "free" but then put me on a Tech Pack which is £10 a month. I am just wondering if there is anyway i can try to reclaim this? I have…
Is a claim possible?
I know I had PPI on my Barclaycard, an Egg card, an IF loan and probably on a couple of catalogues. However, it was in the 90’s and I have no paperwork at all. Is there any point in trying to claim or will the companies just claim they have no records?
New to this - Natwest / RBS Help please
Hi, new to here and looking for some advise. I used Resolver to contact my bank re PPI, 8 days later i get a letter stating they have checked my accounts and none have PPI apart from my CC. I thought I may have had it on my current account as I spent a lot of my time at uni and some time after in my overdraft. Anyway, its…
Estate agent fees
If banks sold PPI illegally what about estate agents. My estate agent for my last house was % of the sale of my house. Without agreeing I was told they could not sell my house. So they got over £3,000 when my house sold. I did all the running round took photos etc. When I asked my solicitor was there any other way of…
Post PPI Payout Query
Morning all, Just wondering if anyone had heard of this before...recently claimed PPI using a third party company with a catchy advert... (I know I should have done it myself, but I'm lazy) So I get a cheque off barclaycard for 2.5k.result! (PPI Not mis-sold, however incorrect fees were applied) I called said third party…

★ ★ ★ Meet your Ambassadors

Popular Tags

MSE News

Tuition fees and maintenance loans to rise in Wales – here's what it means for you
Universities in Wales will be able to charge full-time undergraduate students up to £9,535 a year from 2025/26, the Welsh Government has announced today (Wednesday 4 December). Student living support – also known as maintenance loans and grants – will also rise by 1.6%. Here's what you need to know.
Nationwide hikes FlexPlus packaged account fee by £60 a year – should you ditch and switch?
Nationwide has raised the fee on its popular FlexPlus packaged bank account from £13 to £18 a month – a £60 a year increase. So now's a good time to check if you're still getting value from the perks or whether you should ditch and switch.
'I got a £430 refund for my son's faulty PlayStation after following Martin Lewis' tips' – here's how to enforce your consumer rights
A MoneySaver who'd initially been fobbed off by Argos after her son's PlayStation 5 broke has now secured a partial refund worth £430 after following tips in a social media post from Martin Lewis. The MoneySavingExpert.com (MSE) founder had highlighted that your legal rights when goods are faulty are with the shop you purchased from, NOT the manufacturer.
TV licence fee to rise by £5 a year to £174.50 from April 2025 – how to delay the hike
The annual cost of a standard colour TV licence will rise to £174.50 from 1 April 2025 – an increase of £5 on the current price of £169.50 a year – the Government has announced.
Tesco shopper? It's your last chance to use £18 million worth of Clubcard vouchers – or extend them with our trick
If you've got a Tesco Clubcard, check if you have any vouchers close to expiring, as £18 million-worth are due to run out on Saturday 30 November. Don't want to spend your vouchers yet? We've got a trick to extend their validity.
Homeowners set to wait even longer for leasehold reform – here's what's happening
Homeowners will have to wait even longer for major leasehold reform after the Government described the previous attempt at overhauling the sector as "flawed". Here's what you need to know.
NS&I to cut Premium Bond prize rate to 4% – are they still worth it?
NS&I will cut its Premium Bond prize-fund rate to 4% from 4.15% for the January 2025 draw and beyond. But this rate was already lagging behind interest rates on standard savings accounts – so if you're a bondholder, you may want to consider moving your cash to an interest-paying account.
Mortgage holder? You may have less time to lock in a new rate before your current deal expires
NatWest is the latest major lender to reduce the amount of time its mortgage customers have to lock in a new rate ahead of their current deal ending, joining five other high street banks. The changes mean you've less time to insure yourself against rates rising before your existing mortgage comes to an end.
Tesco shopper? You've just DAYS left to use £18 million worth of Clubcard vouchers – or extend them with our trick
If you've got a Tesco Clubcard, check if you have any vouchers close to expiring, as £18 million-worth are due to run out on Saturday 30 November. Don't want to spend your vouchers yet? We've got a trick to extend their validity.

View All

Reclaim bank & credit card charges

Categories

Popular Tags

Is this how you want to be seen?

Get our FREE Weekly email full of deals & guides - and it’s spam-free

Reclaim bank & credit card charges

Discussion List

Categories

Popular Tags

Is this how you want to be seen?

Get our FREE Weekly email full of deals & guides - and it’s spam-free