CPP Card protection - am I too late?!

Stellastevens2008

Hi there

I'm new! Mainly because I have this query; my husband took out a credit card with NatWest in 2006. Last year, we recieved a renewal letter from CPP - I put it on the side ready to deal with and it just got filed away in 'stuff' and therefore forgotten about. I've just found it and remember I saw a charge on our statement for £35 earlier this year. I googled the company and saw all this about claiming charges back. My husband has always been convinced he was missold card protection.

What do we do next? Do we ring the bank and ask them to refund us the monies or does it have to be a bit more complicated?

TIA!

[Deleted User]

You are years too late I'm afraid.

granthar

https://www.moneysavingexpert.com/reclaim/CPP-card-protection

[Deleted User]

granthar wrote: »

https://www.moneysavingexpert.com/reclaim/CPP-card-protection

That article was archived (as out of date) in October 2016. You should no longer link to it, as it is now irrelevant.

Mersey_2

Yes and no. Irrelevant for the OP as the CPP scheme has ended for post-2005 policies.


But, of course, people still have the ability to reclaim for pre-2005 policies.


Indeed, there appears to have been a flurry of claims re HSBC's CardGuard of late and they are refunding re this unnecessary fraud cover. Presumably from a cohort of people who were students in the late 1990s and unearthed it (along with their store card PPI paperwork from Burtons etc) in their childhood bedrooms over Christmas.