PPI on deceased relatives account

davie_marsh

Hi, my dad died recently and I would like to find out if he has any PPI on old credit cards. Am I able to get my mum to write and just query any PPI or do I have to query a specific mis-selling. As he has died, I have no way of finding out what he zigned up for. He was retired when he took out a credit card in 2012. Thanks

Nearlyold

Does your Mum have access to any old card statements. Is the card from 2012 the only one your Dad had, many providers had stopped selling PPI by then.

davie_marsh

Thanks. Im just wondering if you can enquire generally about old accounts. As he was retired he wouodnt have needed ppi cover and im wondering if it was ever taken out inadvertently

[Deleted User]

davie_marsh wrote: »

Thanks. Im just wondering if you can enquire generally about old accounts.

Records kept for deceased customers are likely to be scant. However, your mother could send a Subject Access Request (SAR) to every bank your father ever dealt with. It will cost £10 per lender.

dunstonh

As he was retired he wouodnt have needed ppi cover and im wondering if it was ever taken out inadvertently

It is difficult for a retired person to have PPI. If the firm knew his age and it was over 65 then PPI is not normally available to buy or be sold.

Did they even borrow on credit cards or did they do what most do and pay the balance off each month?