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Alliance and Leicester bank charges - any help?
Hello - some advice would be appreciated: I had an account with A&L years ago (around 2006) and paid several hefty charges for being overdrawn during the years I held the account. At the time I was pretty hard-up anyway but never really thought about claiming for bank charges. I realise I've probably loooong missed the…
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Reclaiming PPI on old business a/c
New member here, so go easy on me please ;-) Back in the 90s, I ran a small business, with a business partner, and we had a joint business account. I know for a fact that we paid for PPI that I did not want, but was told that I had to have it, as it was part of our overdraft agreement (we had a long term overdraft of £10k)…
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Loan fee added to loan
I took a loan out some years ago with the Halifax, looking at the paperwork they charged me a £95 administration fee. This fee was automatically added to the loan and no option to pay upfront. The wording in paper work is, you have to pay the loan, administration fee and interest. So anyone know if they would have charged…
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PPI Advice
Hi, I am sure I had PPI on my very first credit card, I know it was with TESCO and I know the date of opening/closing but I do not know the account number. I paid £2 for my credit report on from Experian which confirms the above but didn't give me any of the account details like I thought it would. I have downloaded the…
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Is it worth trying to claim?
I made a claim to hsbc and Barclays for accounts I had ten years ago. Sending copies of the statements to them. HSBC sold me the account without permission and Barclays Mis sold the account to me. Also adding some kind of insurance from what I remember. Neither at the Time would let me cancel. Both replied saying they…
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Credit Card Overlimit Fee
Hi, I would appreciate if anyone could offer any advice. I have a credit card with a small limit of £200. This month I was close to the limit and interest was applied that took me over by 90pence. I have been charged for this. Can a company apply overlimt charges when their fees pushed me over? Thanks in advance
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Cumberland Building Society
Has anyone challenged THE CUMBERLAND BUILING SOCIETY for bank charges? I'm currently taking The Cumberland to court for £1429, but i've been looking on the site & havn't came acrosss anyone challenging them.
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Overdraft Arranged Charges
Can I claim for charges on my account from within an arranged overdraft?
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PPI reclaim
My son has moved abroad and has poss paid PPI during his time here in Britain how can he search and reclaim PPI from abroad??
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Can i reclaim bank account charges after paying for breakdown cover for 2 years
Hi I currently have a halifax rewards current account. 2 years ago I decided to take out aa breakdown cover without realising I already had this same cover with my bank account. It wasn't until last week when I called aa to change my vehicle that they informed me that I already have cover with them through halifax. They…
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Reclaiming deceased person's bank charges?
Hi, My father died in December 2016 after a 3 month stay in hospital when he was unable to manage his bank account. During this time he incurred bank charges of £35 a month due to unauthorized overdraft. Can I claim this money back, or even any other bank charges over the last 6 years? The bank have closed his account and…
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RBS claim...any chance?
Hi I am after some advice really. My brother had an RBS account years ago (about 10) which I believe he was mis sold and there were charges applied which were unlawful too. He wanted his overdraft increased but they told him he couldn't get it unless he upgraded his account which he did but he was self employed (think to…
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northern rock claim ppi gone bust
Hi I have tried to register a claim as recommended on mse site via fscs site I was claiming for products issued by Northern Rock in 2004 this is the reply I received FSCS is currently not accepting applications for the specified firm. The product you are claiming compensation for was unregulated at the time you were given…
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Mbna ppi
Hi guys MBNA mis-sold PPI to me on a credit card I had a few years ago. I put in a claim but yesterday they sent me a letter to say they wrote to my old address in 2013 to make an offer and as I didn't reply, they have closed the file. Has anything similar happened to anyone? I've written back to them today to say I think…
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Natwest Business Credit Card 'Finance Charges'
Hi, I have a Natwest Credit card debt that I cannot pay off, and am being pursued for, when I look at my CC statement I have a 'finance charge' added to my statement every month, sometimes it is as low as £40.00 or as high as £60.00, but I can't find in my T&Cs anything that refers to 'finance charges' and when I follow…
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Alliance and Leicester Card
I have an historic debt from 10 years ago, that I have paid PPI on when I look back at my statements, but I have been told that I have no recourse to reclaim PPI on this account, when I look for A&L on the list in MSE, I can't see it there, does anyone know who owns those debts now, or who the Alliance and Leicester was…
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BANK PPI - No Unemployment Proof
Hello I have been contacted by my bank to request any PPI charges but I don't know if I had any. They wouldn't tell me over the phone they suggested I write in although their initial letter arrived at my address out of the blue. How genuine could this be? I have tried to get a copy of my unemployment back in 1990 to no…
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Packaged bank account joint
Just a query. Five years ago myself and my ex wife took out a packaged bank account using Yorkshire Bank. At the time we were told we had to have this to pay the mortgage from. The only income and outgoings on the account is the mortgage payments but we are still paying £3 p/m I have submitted a complaint using the mse…
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lloyds bank monthly account fee
Hi Everyone. New here so please be patient, as i am not the most educated of people. Sometime back, (around 5 years) i changed my normal Lloyds current account to a platinum account & pay a fee of around £17.00 per month. As some of you are probably aware, it comes with things like Mobile phone insurance, AA cover, &…
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MasterCard calculation: are they correct?
My Bank (MasterCard) say they have charged me the correct exchange rate for a Danish transaction billed on 1/12/16. The FOS and MasterCard agree. But are they wrong? The problem starts if you check the conversion value (132.45DKK) at MatsterCard for the 01/12/16 with 2.75% commission, it agrees with the bank rate of…
