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Is it too late for Bank Charges
Hi, Is it still possible to claim back bank charges, and how far back would it be possible to go? I have some that would possibly be around 12 years old (huge chunk). Would this even be a possibility? Thanks
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Titmouse
I haven't got a clue about how to find out who I might have had PPI with. I've have a few loans in the past and store cards. How do I find out as no longer have paperwork
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Halifax & FOS Rejected PPI Claim
I found out I had PPI cover with Halifax mortgage when they sent me a refund for an over payment one month, I did the SAR etc and got all details as I advised them at the time I did not want to take the cover and this is shown quite clearly on their screen printouts. Halifax said I need the cover so it was put in place. I…
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Can I reclaim bank charges for someone who has died?
Hiya, My poor mum was charged ridiculous amounts in charges by HSBC, she struggled so much after my dad died to bring us all up. She too sadly passed away in 2012; I'm convinced it was through stress. She was only 55. I know she started a claim through a middle man (key point) as there are numerous letters from them which…
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Ppi on index flexible account
Does anyone know where to go with index flexible account as i cannot track them down anywhere as i had ppi with them
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Ppi on m&co store cards
Hi i had a store card formerly mackays chargecard under royscot retailer services, in 2001 i know iv had ppi on it but cannot track them down. I know it is m and co now , but thats all, thanks
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Very very old PPI.
I used to have to pay huge amounts of PPI to my bank (as much as 25% of the loan value) because of my age. Or so I was told. This was a long time ago though. I know there is a date limit to what you can reclaim. My loans were 40 years ago, when I was 20! I was told I couldn't have a loan unless I paid an insurance premium.…
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Missold bank account but....
Hi My husband and I went for a mortgage with Cooperative bank. We were told that if we take out their privilege package account we would get preferential mortgage rates, but it turned out that we didn't have enough equity in our account so in the end we weren't eligible for the mortgage anyway, despite being told that this…
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Fraud Barclays Business Debit Card
I am stuck in the infinite loop that is Barclays and would welcome advice. We have a business debit card on a Limited companies account. A £750 fraudulent transaction was made with Expedia. Now it then took two months and sending the forms twice before the fraud department did anything. They immediately rejected it as…
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Reclaiming old Debenhams Card
Had a positive experience with Santander yesterday. Have sent an SAR as I know I had 2 Debenhams cards back in 2000. I rung Santander to see if they had my account details and not only did they have my account details but they also called up another two accounts with Dixons and Topshop that I completely forgot that I had.…
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Can I get a Unpaid Transaction Fee refund from Barclays?
I remember many years ago, you could claim back certain bank charges/fees. I have a £200 interest-free overdraft (Student Additions). Last Thursday, just after midnight, I had -£197 in my account and my phone company tried to take out what I owed that month (£17). It failed so my account said -£17 then +£17. My wages got…
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Shop Direct Refund Offset Against Account
Hi I'm after a bit of advice please. After almost 2 years and going through the ombudsman I have eventually received a letter from Shop Direct saying they will refund me my ppi and it will be issued via cheque within 14 days. However when I have logged onto my very account I've noticed they have credited my account. My…
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Delboy70
My wife had a business with her ex-husband and they had a bank loan which required them to take out critical illness cover even though they did not want or need it. We tried to claim this back as PPI but were unable to do so. We appealed to the Financial Ombudsman who told us we could not claim anything back as when they…
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Alliance and Leicester bank charges - any help?
Hello - some advice would be appreciated: I had an account with A&L years ago (around 2006) and paid several hefty charges for being overdrawn during the years I held the account. At the time I was pretty hard-up anyway but never really thought about claiming for bank charges. I realise I've probably loooong missed the…
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Reclaiming PPI on old business a/c
New member here, so go easy on me please ;-) Back in the 90s, I ran a small business, with a business partner, and we had a joint business account. I know for a fact that we paid for PPI that I did not want, but was told that I had to have it, as it was part of our overdraft agreement (we had a long term overdraft of £10k)…
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Loan fee added to loan
I took a loan out some years ago with the Halifax, looking at the paperwork they charged me a £95 administration fee. This fee was automatically added to the loan and no option to pay upfront. The wording in paper work is, you have to pay the loan, administration fee and interest. So anyone know if they would have charged…
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PPI Advice
Hi, I am sure I had PPI on my very first credit card, I know it was with TESCO and I know the date of opening/closing but I do not know the account number. I paid £2 for my credit report on from Experian which confirms the above but didn't give me any of the account details like I thought it would. I have downloaded the…
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Is it worth trying to claim?
I made a claim to hsbc and Barclays for accounts I had ten years ago. Sending copies of the statements to them. HSBC sold me the account without permission and Barclays Mis sold the account to me. Also adding some kind of insurance from what I remember. Neither at the Time would let me cancel. Both replied saying they…
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Credit Card Overlimit Fee
Hi, I would appreciate if anyone could offer any advice. I have a credit card with a small limit of £200. This month I was close to the limit and interest was applied that took me over by 90pence. I have been charged for this. Can a company apply overlimt charges when their fees pushed me over? Thanks in advance
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Cumberland Building Society
Has anyone challenged THE CUMBERLAND BUILING SOCIETY for bank charges? I'm currently taking The Cumberland to court for £1429, but i've been looking on the site & havn't came acrosss anyone challenging them.
