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Delboy70
Delboy70
Posts: 1 Newbie
My wife had a business with her ex-husband and they had a bank loan which required them to take out critical illness cover even though they did not want or need it. We tried to claim this back as PPI but were unable to do so. We appealed to the Financial Ombudsman who told us we could not claim anything back as when they took out the loan it was the bank's policy only to make a commercial loan if critical illness cover was taken out even though the bank's policy changed later. Has anything changed regarding this type of situation?
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Not if that was their policy at the time.0
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