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Overdraft Arranged Charges
fefall
Posts: 2 Newbie
Can I claim for charges on my account from within an arranged overdraft?
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Comments
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Can I claim for charges on my account from within an arranged overdraft?
on what basis would you be asking for this?
The simple answer is no but there are are few areas where it is still possible. e..g incorrect charge made or current financial hardship.I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.0 -
I was just clarifying what you could do and what you couldn't.0
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It depends.Non me fac calcitrare tuum culi0
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I was just clarifying what you could do and what you couldn't.
If you are in current financial hardship you can ask the bank for help and they may refund old charges for say 6 months but they may also simply freeze future charges or provide you with a debt management plan, it's impossible to see
If you have had 1 charge and it's the first time, ask them nicely and you may get a goodwill gesture removing the charge
If you are talking about old charges then it's very unlikely and any attempt to claim "unfair" charges will be rejectedSam Vimes' Boots Theory of Socioeconomic Unfairness:
People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.
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