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Overdraft Arranged Charges
Can I claim for charges on my account from within an arranged overdraft?
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PPI reclaim
My son has moved abroad and has poss paid PPI during his time here in Britain how can he search and reclaim PPI from abroad??
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Can i reclaim bank account charges after paying for breakdown cover for 2 years
Hi I currently have a halifax rewards current account. 2 years ago I decided to take out aa breakdown cover without realising I already had this same cover with my bank account. It wasn't until last week when I called aa to change my vehicle that they informed me that I already have cover with them through halifax. They…
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Reclaiming deceased person's bank charges?
Hi, My father died in December 2016 after a 3 month stay in hospital when he was unable to manage his bank account. During this time he incurred bank charges of £35 a month due to unauthorized overdraft. Can I claim this money back, or even any other bank charges over the last 6 years? The bank have closed his account and…
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RBS claim...any chance?
Hi I am after some advice really. My brother had an RBS account years ago (about 10) which I believe he was mis sold and there were charges applied which were unlawful too. He wanted his overdraft increased but they told him he couldn't get it unless he upgraded his account which he did but he was self employed (think to…
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northern rock claim ppi gone bust
Hi I have tried to register a claim as recommended on mse site via fscs site I was claiming for products issued by Northern Rock in 2004 this is the reply I received FSCS is currently not accepting applications for the specified firm. The product you are claiming compensation for was unregulated at the time you were given…
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Mbna ppi
Hi guys MBNA mis-sold PPI to me on a credit card I had a few years ago. I put in a claim but yesterday they sent me a letter to say they wrote to my old address in 2013 to make an offer and as I didn't reply, they have closed the file. Has anything similar happened to anyone? I've written back to them today to say I think…
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Natwest Business Credit Card 'Finance Charges'
Hi, I have a Natwest Credit card debt that I cannot pay off, and am being pursued for, when I look at my CC statement I have a 'finance charge' added to my statement every month, sometimes it is as low as £40.00 or as high as £60.00, but I can't find in my T&Cs anything that refers to 'finance charges' and when I follow…
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Alliance and Leicester Card
I have an historic debt from 10 years ago, that I have paid PPI on when I look back at my statements, but I have been told that I have no recourse to reclaim PPI on this account, when I look for A&L on the list in MSE, I can't see it there, does anyone know who owns those debts now, or who the Alliance and Leicester was…
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BANK PPI - No Unemployment Proof
Hello I have been contacted by my bank to request any PPI charges but I don't know if I had any. They wouldn't tell me over the phone they suggested I write in although their initial letter arrived at my address out of the blue. How genuine could this be? I have tried to get a copy of my unemployment back in 1990 to no…
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Packaged bank account joint
Just a query. Five years ago myself and my ex wife took out a packaged bank account using Yorkshire Bank. At the time we were told we had to have this to pay the mortgage from. The only income and outgoings on the account is the mortgage payments but we are still paying £3 p/m I have submitted a complaint using the mse…
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lloyds bank monthly account fee
Hi Everyone. New here so please be patient, as i am not the most educated of people. Sometime back, (around 5 years) i changed my normal Lloyds current account to a platinum account & pay a fee of around £17.00 per month. As some of you are probably aware, it comes with things like Mobile phone insurance, AA cover, &…
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MasterCard calculation: are they correct?
My Bank (MasterCard) say they have charged me the correct exchange rate for a Danish transaction billed on 1/12/16. The FOS and MasterCard agree. But are they wrong? The problem starts if you check the conversion value (132.45DKK) at MatsterCard for the 01/12/16 with 2.75% commission, it agrees with the bank rate of…
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Barclays
I used resolver a few weeks ago to reclaim my additions account. My bank sent an e mail, saying they received my additions account and that they will confirm by letter in five days. It has been over a week or more should I resend my claim on resolver? What should I do I have heard nothing. Thanks.
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Household bank /Hsbc
I have just found some paper work from household bank / hsbc from some years back on the ppi it says no but a tick for joint death protection which we was told was compulsory on the term of the loan is this correct please ?? the loan was paid off a long time ago
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ppi new info after finacial ombudsman said no
I have investigate ppi myself got so far and was refused by barclys credit card then the ombudsman,but have not let it go. Have since found out I was reissued ppi with the same credit card as the card got renewed so it wasn't out of date, they reissued the card and ppi on same day as have a new ppi certificate to prove a…
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The claims guys - almost certain no PPI claim
I'm pretty certain I've never paid PPI because of my employment circumstances and even if I thought I had, I really couldn't even start to think which loans I've had over the last 30 years let alone account numbers. Given that I've just had a letter from "the claims guys" inviting me to let them investigate for me, is it…
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3 ppi accounts
Dear members This is my first post looking forward to the reply's. My partner has 3ppi accounts tag onto 3 mortgage accounts 2being re-mortgages for house renovation does she require 3ppl on all the mortgages Thanks for any advise David
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2 Credit Cards and 2 Loans same bank respectively
Hi, I am in the process of trying to claim back PPI and noticed I have had 2 Barcleys credit cards, one in 2005 and one in 2007. I have already sent an email off for the 2007 card and wanted to know if I am best to send another email for the 2005 card or wait till they contact me? I have not got the account numbers…
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Studio late payment charges
I have been trying to search for information but all the links i have found seem to be old threads or not quite related to my case and i am hoping someone can point me in the right direction. Basically I am on reduced payments and pay no interest to Studio of £5 per month. Due to the way i am paid ! am sometimes late with…
