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BANK PPI - No Unemployment Proof
Hello I have been contacted by my bank to request any PPI charges but I don't know if I had any. They wouldn't tell me over the phone they suggested I write in although their initial letter arrived at my address out of the blue. How genuine could this be? I have tried to get a copy of my unemployment back in 1990 to no…
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Packaged bank account joint
Just a query. Five years ago myself and my ex wife took out a packaged bank account using Yorkshire Bank. At the time we were told we had to have this to pay the mortgage from. The only income and outgoings on the account is the mortgage payments but we are still paying £3 p/m I have submitted a complaint using the mse…
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lloyds bank monthly account fee
Hi Everyone. New here so please be patient, as i am not the most educated of people. Sometime back, (around 5 years) i changed my normal Lloyds current account to a platinum account & pay a fee of around £17.00 per month. As some of you are probably aware, it comes with things like Mobile phone insurance, AA cover, &…
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MasterCard calculation: are they correct?
My Bank (MasterCard) say they have charged me the correct exchange rate for a Danish transaction billed on 1/12/16. The FOS and MasterCard agree. But are they wrong? The problem starts if you check the conversion value (132.45DKK) at MatsterCard for the 01/12/16 with 2.75% commission, it agrees with the bank rate of…
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Barclays
I used resolver a few weeks ago to reclaim my additions account. My bank sent an e mail, saying they received my additions account and that they will confirm by letter in five days. It has been over a week or more should I resend my claim on resolver? What should I do I have heard nothing. Thanks.
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Household bank /Hsbc
I have just found some paper work from household bank / hsbc from some years back on the ppi it says no but a tick for joint death protection which we was told was compulsory on the term of the loan is this correct please ?? the loan was paid off a long time ago
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ppi new info after finacial ombudsman said no
I have investigate ppi myself got so far and was refused by barclys credit card then the ombudsman,but have not let it go. Have since found out I was reissued ppi with the same credit card as the card got renewed so it wasn't out of date, they reissued the card and ppi on same day as have a new ppi certificate to prove a…
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The claims guys - almost certain no PPI claim
I'm pretty certain I've never paid PPI because of my employment circumstances and even if I thought I had, I really couldn't even start to think which loans I've had over the last 30 years let alone account numbers. Given that I've just had a letter from "the claims guys" inviting me to let them investigate for me, is it…
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3 ppi accounts
Dear members This is my first post looking forward to the reply's. My partner has 3ppi accounts tag onto 3 mortgage accounts 2being re-mortgages for house renovation does she require 3ppl on all the mortgages Thanks for any advise David
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2 Credit Cards and 2 Loans same bank respectively
Hi, I am in the process of trying to claim back PPI and noticed I have had 2 Barcleys credit cards, one in 2005 and one in 2007. I have already sent an email off for the 2007 card and wanted to know if I am best to send another email for the 2005 card or wait till they contact me? I have not got the account numbers…
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Studio late payment charges
I have been trying to search for information but all the links i have found seem to be old threads or not quite related to my case and i am hoping someone can point me in the right direction. Basically I am on reduced payments and pay no interest to Studio of £5 per month. Due to the way i am paid ! am sometimes late with…
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AIB Manual Ins Claim?
Hi, Was wondering if anyone can help. I'm looking into any potential PPI claims for my Dad who has had lots of loans over the years. I've found on AIB loan statement a transaction of £8800 for "Manual Ins" and can't find out what it is? Anybody know anything about this and if this a potential claim? thanks
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Barclays Charges Claim Success. Massive Thanks
Massive Thank you to all of your team on here for the information and guidance in making my claims. I submitted a claim for myself through the resolver template against a Barclays additions account I'd had around 4 years ago and received a cheque about 3 weeks later for £780. I then asked my mother if she paid for her…
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Can anyone help me with finding out an old Access credit card details
Hiya - can anyone tell me how I can find out an old Access credit card account number. I know that I was sold the Access credit card through Midland bank ltd and I'm still with the same bank and have the same current account number. I've been on to HSBC and given them these details and the address that the card was taken…
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Is there anything else i can do?
Hi all, This is my first post so apologies if i get anything wrong. So i wrote to Natwest to ask for my Bank account fees back as i was told i had to upgrade from their basic account as it was damaging my credit file, i was told this by a cashier when i went in the bank for another reason. However they wrote me back saying…
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Help with Barclays Additions PBA Charge Reclaim
Hi All, Hoping that someone can advise me: I have had a barclays current account since 1993, I have never banked with anyone else. I honestly believed that I had no choice but to pay for my account and thought that the benefits like Rac Cover, Will writing etc were free and I would have to pay for my account anyway. I am…
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Reclaim before switching?
Hi I am planning on reclaiming my bank account charges on returned or failed DD and SO. But i also want to switch accounts to first direct So do i need to reclaim before i can switch or will i still have a right to reclaim if ive switched? Thanks in advance
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HSBC Overdrawn fine when I didn't have that option of a overdraft!
I monitor my account regularly on-line and as a result I have not been overdrawn in the past, as the bank will see from looking at my previous account statements. However, I was not able to monitor my account as the internet connection I use to access my account was down for over two days. Prior to March my current account…
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Reclaiming PPI from some years ago
Around 10 years ago a young family member was with Smile/Co-operative Bank and because of low income/hardship had a situation where she was charged extortionate and disproportionate bank charges (e.g. £35 a time and sometimes several charges a week) She was unable to deal with it at the time, was unwell, and was in a cycle…
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Bank Charges but Bank Owing PPI
Hi I have tried reclaiming bank charges from Barclays over 7 years ago and was unsuccessful. With interest I think I was trying to claim over £7000 pounds. Now (6 Jan 2017) I have just successfully reclaimed PPI from them for over £7700 admittedly I went through a company and had to pay fees but otherwise I would not have…
