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CC Sentinel, found Reg No but no paperwork
[FONT="]It was pre 2005 and I had a Credit Card with Barclaycard, and was ‘sold’ the ‘Credit Card Sentinel’ as needed insurance to cover the cost should my card/s be stolen. Years later I changed banks and my Credit Card but kept my Barclaycard / CC Sentinel paperwork as required for 7 years, after this time the…
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How much money should I accept?
Hello, I have received a settlement of £3450 from Barclays for two loans which had PPI added to them - one loan was for two years and was taken out in 2001, the other on was for six years and was taken out in 2002. The money was paid straight into my account by Barclays, but I was not asked if I agreed with this settlement…
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irresponsible overdraft limit
I have just discovered that my son's bank has, over a period of months, allowed him to have an overdraft limit of £950!! as he earns approx £1100 monthly he has been regularly going over this limit and 2 of his DDs have been getting returned. Having checked his statements I see that he's been getting charged between £30…
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Reclaiming catalogue charges
Hi - a while ago we got into some debt & had to agree to payment plans for catalogues - we were charged late fees over quite a period of time and after negotiation they finally agreed to stop them - can I claim these back or not?
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Reclaiming PPI from Halifax credit card
Almost a year ago my husband wrote to Halifax advising he believed his PPI was missold on his credit card. He received a response from Halifax who said that they were awaiting clarification of some new rules in relation to the reclaiming of PPI and would be in touch regarding his claim in due course, although advised that…
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PPi and 3rd party companies
Good Evening My first post, I've searched the forum and can't find a answer. I recently was contacted by a company to reclaim ppi, stupidly i agreed and the sent out the forms etc. Cut a long story short I received a letter from the loan company (first plus) saying that the recovery company had enclosed a letter of…
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Egg card & mortgage
Many years ago I had an Egg card and mortgage which may have had PPI associated with them. Any idea how I find how to start a claim bearing in mind Egg was taken over quite some time ago? Thanks in advance for any info.
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M&S still charging PPI
I wondered if anyone could help with my query. I attempted to reclaim PPI from an M&S Credit Card several years ago and was declined. Having not checked my online statements properly I failed to notice that M&S are still charging for PPI. Would I be entitled to this or did I have to clearly state to cancel this as the date…
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PPI on Principles Charge Card?
Just discovered some old statements for a store card for Principles and was amazed to find a 'premium to protect payments'. It is only a matter of pence but I wondered if I could claim mis-selling for this? The card was issued by GE Capital Bank. I've always turned down PPI in the past so don't know how this managed to…
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MBNA/Cooperative/bank of america
I recently posted a completed from martins list for PPI reclamation. Posted it recorded. When my wife phoned up. The bank has said unless we fill in one of their forms requesting basically same information we sent, then claim may be delayed.. Can they do this.? Thanks in anticipation.
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Card insurance
how do i go about reclaiming card insurance prior to 2005. Which i was talked into needing over phone, when barclaycard contacted me querying a holiday payment that was made outside UK. Will i have to go through Ombudsman? thanks in anticipation.
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Please help with reclaiming HSBC bank charges.
Hi all, So my partner has a bit of a habit of not paying things on time which obviously has an impact on his credit rating. Usually we'd end up OK as I was always able to get a decent 0% deal of some sort to resolve the situation. However as my wages have drastically decreased in a new job they won't seem to give me these…
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Reclaiming bank charges - Business account
Reclaiming bank charges for business account my first post go easy on me..... i'm hope someone can help. my sports club which i'm a committee member of is in financial difficult and as a result it may close. i'm doing everything in my power to try and keep the sports club going. 1. can our sports club reclaim charges on…
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Bank Charge
Hi All, I have a rolling mobile contract with iD Mobile with the direct debit set up for the 26th of each month. iD Mobile failed to take the direct debit out on the 26th and tried to take it out on the 28th as there was no funds in my account to cover it Santander has charged me £25 for an unpaid direct debit. I phoned iD…
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needing help to reclaim bank charges
Hi, I was just wondering if someone could help me please. I have been with my bank for a long time and have found out that I have been paying a monthly fee that I had no knowledge about. I do not know how long I have been paying it and I also think my account has been upgraded without my consent. Does anyone know how I go…
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PPI - Credit Cards, Payday Loans, Bank Loans
Good afternoon, In the past I've had taken loans from - Capital One credit card, - Barclays credit card - Aqua credit card - Several payday loans - Barclays loan. My questions are: 1. Can I claim PPI from payday loans? 2. Can I claim PPI from credit cards? Many thanks.
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House of Fraser Card
We have just been advised by the Ombudsman that they can't help with PPI relating to a House of Fraser card because it was taken out prior to 2005. I'm not clear whether there is anything else we can try as we contacted New Day and Santander originally, and both Companies advised us that the card/ claim was nothing to do…
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Can please help me understand
hello, I not best at writing cause of my disabilitys but I hopin maybe some 1 can helps me understand somefink. I have ask help here for in parking ticket section and everyon was super helpful me. I got me self in bit mess with me money and bank. they keep charge me for over draft but me have told them I not want one me…
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Have i been conned?
i cant remember who i went through to claim back PPI on an loan and store cards. i received all relevant paper work to fill out and send off and was told i should hear something within 6 weeks, that was at the beginning of august and i still haven't heard anything. Have i been conned in some way?
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Mental Health & Bank Charges.
Hello, new member here. Basically, I'm looking into reclaiming bank charges with HSBC & Co-op, potentially going back to 1999. I was diagnosed with bipolar disorder & depression and anxiety about 18 months ago & have been put on long term sick. One of the characteristics of bipolar is impulsive spending & poor money…
