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Bank Charge
Hi All, I have a rolling mobile contract with iD Mobile with the direct debit set up for the 26th of each month. iD Mobile failed to take the direct debit out on the 26th and tried to take it out on the 28th as there was no funds in my account to cover it Santander has charged me £25 for an unpaid direct debit. I phoned iD…
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needing help to reclaim bank charges
Hi, I was just wondering if someone could help me please. I have been with my bank for a long time and have found out that I have been paying a monthly fee that I had no knowledge about. I do not know how long I have been paying it and I also think my account has been upgraded without my consent. Does anyone know how I go…
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PPI - Credit Cards, Payday Loans, Bank Loans
Good afternoon, In the past I've had taken loans from - Capital One credit card, - Barclays credit card - Aqua credit card - Several payday loans - Barclays loan. My questions are: 1. Can I claim PPI from payday loans? 2. Can I claim PPI from credit cards? Many thanks.
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House of Fraser Card
We have just been advised by the Ombudsman that they can't help with PPI relating to a House of Fraser card because it was taken out prior to 2005. I'm not clear whether there is anything else we can try as we contacted New Day and Santander originally, and both Companies advised us that the card/ claim was nothing to do…
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Can please help me understand
hello, I not best at writing cause of my disabilitys but I hopin maybe some 1 can helps me understand somefink. I have ask help here for in parking ticket section and everyon was super helpful me. I got me self in bit mess with me money and bank. they keep charge me for over draft but me have told them I not want one me…
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Have i been conned?
i cant remember who i went through to claim back PPI on an loan and store cards. i received all relevant paper work to fill out and send off and was told i should hear something within 6 weeks, that was at the beginning of august and i still haven't heard anything. Have i been conned in some way?
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Mental Health & Bank Charges.
Hello, new member here. Basically, I'm looking into reclaiming bank charges with HSBC & Co-op, potentially going back to 1999. I was diagnosed with bipolar disorder & depression and anxiety about 18 months ago & have been put on long term sick. One of the characteristics of bipolar is impulsive spending & poor money…
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RBS Royalties Gold Account
My wife and I held this account for over ten years believing that the travel insurance and mobile phone insurance benefits alone justified the monthly fee. It was sold to us by a bank advisor during our financial health check. We neither needed or used any other benefit of the account. All appeared well until 2013 (ndeed…
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Rbs redress offer
Good morning Does anyone know I had a offer from rbs for a ppi claim from a old credit card, the offer letter states redress is this a full offer or is this one of them that Martin Lewis says isn't a full refund. Help pls
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Reclaiming ppi on goldfish loan
Hi back in 2004 I took a loan out with goldfish loans I paid it off in 2007 I have no paperwork but I have found the last payment made in 2007 on my bank statement with a reference number I am aware that goldfish loans no longer trade can anyone help me find out who I can call or write to, to find out if I had ppi on this…
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TOTAL CARD (Energy Plus)
I have just found out that I paid PPI on this Card which was sold and issued by the TOTAL Petroleum Company. The card is no longer in operation and I cannot find which Bank managed the payments and PPI. Does anyone in the Forum have information that would help me. HantsLLB
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Reclaiming Lloyds Gold Packaged Account Charges
Hi, First post so be kind to me.... :-) I have read about reclaiming my packaged bank account charges on the website and i'm unsure if i have a case. I have had the Lloyds Gold account for around 9-10 years and took it out initially because i was told that i could only get an overdraft with Lloyds if i took out the Gold…
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PPI Claim - Dorothy Perkins Storecard
Apologies if this has been covered in another post but I have had a look through and I couldn't find it. I recently saw an article stating that if you had a storecard in the 1990s or 2000s you may be able to claim back PPI. I had a Dorothy Perkins card in which I got in 1999/2000, I don't know if I had PPI, but I wouldn't…
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Success with Resolver within 12hrs - Lloyds Gold account fees
Thank you Martin and team. Read your 'reclaim packaged account fees' email this morning, and signed up on the Resolver site at 8:00am. A complaint email about my wife's Gold Service account from 2001-2004 went in to Lloyds via Resolver at 8:26am. SMS received from Lloyds at 1:20pm stating that they would be calling her…
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Ppi
I have PPI on an overdraft facility which was set up years ago whilst employed. I have now been self employed for 4 years is the policy now worthless?
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Catalogues/Store cards
Hello I was just wondering if anyone is having success with claiming back from catalogue/store card etc? I have been successful with my banks/credit cards and think catalogues were just as bad. I remember when I first started to sort out my money, catalogue companies were very stubborn when claiming. Have things got any…
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MSE News: CONFIRMED - OFT gives up bank charges battle
This is the discussion thread for the following MSE News Story: "The decision is a massive blow to thousands of consumers hit with fees for exceeding their overdraft limit who had hoped to reclaim their cash ..." Read the full story: OFT gives up bank charges battle Also see Martin's editorial comment: The fight's not over
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Sainsburys bank account
Hi, I recently closed my Sainsburys Bank accounts (x2) and on the back of the statments it says: Important information about compensation arrangements. this account is eligible for compensation under the FSCS. What does this mean, and should I do something?? Many thanks
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Natwest - First reply to initial request
Hi All, New to the forum - but hope you can help. I recently contacted Natwest using the MSE advice and requested information of all charges on my account, enclosing the fee of £10. I received a reply yesterday requesting/ stating the following. 1: My signature does not match their records (I need to go into a branch with…
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Natwest Advantage Gold Claim rejected
I rang Natwest complaints last Friday regarding misselling on this account. We had the account since 2002. Originally sold as only privileged customers could get it. I was aware of the free travel insurance and mobile phone insurance most. During that time my daughter lost her phone, tried to claim but was told I needed to…
