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Reclaiming PPI from Halifax credit card

Almost a year ago my husband wrote to Halifax advising he believed his PPI was missold on his credit card. He received a response from Halifax who said that they were awaiting clarification of some new rules in relation to the reclaiming of PPI and would be in touch regarding his claim in due course, although advised that it could take up to a year. We chased again for a reply and have just received the same response. Does anyone know what these new rules/legislation might be as Halifax has given us no indication? Thanks in advance.

Comments

  • Nasqueron
    Nasqueron Posts: 10,817 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Did they mention Plevin at all?

    Maybe scan the letter (delete the identifying details)?

    Sam Vimes' Boots Theory of Socioeconomic Unfairness: 

    People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.

  • dunstonh
    dunstonh Posts: 119,853 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    The FCA proposals are still in consultation. They issued one consultation in Nov 15 and that had to be tweaked. That is about to close and is expected to be in place around March 2017 exactly as it is proposed.

    It means your complaint has not been successful as the proposed new rules only apply to rejected complaints.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
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