Reclaiming PPI from some years ago

I_Davidson

Around 10 years ago a young

family member was with Smile/Co-operative Bank and because of low income/hardship had a situation where she was charged extortionate and disproportionate bank charges (e.g. £35 a time and sometimes several charges a week)
She was unable to deal with it at the time, was unwell, and was in a cycle of receiving regular charges with insufficient money to cover - these fees were adding to being caught in cycle of debt and this went on for a considerable time with Co-operative Bank charging hundreds of pounds
Is it too late to try and reclaim

antrobus

I_Davidson wrote: »

Around 10 years ago a young family member was with Smile/Co-operative Bank and because of low income/hardship had a situation where she was charged extortionate and disproportionate bank charges (e.g. £35 a time and sometimes several charges a week)
She was unable to deal with it at the time, was unwell, and was in a cycle of receiving regular charges with insufficient money to cover - these fees were adding to being caught in cycle of debt and this went on for a considerable time with Co-operative Bank charging hundreds of pounds ...

That's not PPI. That's bank charges.

I_Davidson wrote: »

..Is it too late to try and reclaim

See here
http://www.moneysavingexpert.com/reclaim/bank-charges

Nasqueron

The banks won the 2009 court case on "unfair charges", you will not be able to complain about historic issues. Unfortunately this is something that needed to be done at the time when the hardship started, sadly if she buried her head in the sand or didn't ask for bank assistance, they won't give it