Barclays additions overdraft

Starjodes78

Hi all. I was wondering if I claim back the account fee will it affect my overdraft as I really need to keep it. I'm so worried that if I put in a claim I'll lose it.

Many thank.

dunstonh

If the deal included a higher facility then that could be reduced. If the deal included cheaper borrowing rates then you would lose those.

solchain

Starjodes78 wrote: »

Hi all. I was wondering if I claim back the account fee will it affect my overdraft as I really need to keep it. I'm so worried that if I put in a claim I'll lose it.

Many thank.

Just been through the process and can confirm for me that my overdraft remained as was, my mis-selling was that I was told I needed additions to increase my overdraft - which was wrong.

Just remember that you get the first £250 of your overdraft free, anything above that you still pay an overdraft charge, so if your overdraft never goes above £250 you may be better off keeping the additions.