Barclays additions overdraft

edited 30 November -1 at 1:00AM in Reclaim Bank & Credit Card Charges
2 replies 2.4K views
Starjodes78Starjodes78 Forumite
1 Post
Hi all. I was wondering if I claim back the account fee will it affect my overdraft as I really need to keep it. I'm so worried that if I put in a claim I'll lose it.

Many thank.

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  • dunstonhdunstonh Forumite
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    If the deal included a higher facility then that could be reduced. If the deal included cheaper borrowing rates then you would lose those.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • Hi all. I was wondering if I claim back the account fee will it affect my overdraft as I really need to keep it. I'm so worried that if I put in a claim I'll lose it.

    Many thank.


    Just been through the process and can confirm for me that my overdraft remained as was, my mis-selling was that I was told I needed additions to increase my overdraft - which was wrong.

    Just remember that you get the first £250 of your overdraft free, anything above that you still pay an overdraft charge, so if your overdraft never goes above £250 you may be better off keeping the additions.
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