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MBNA Hidden charges?
Hi there. I was approached by a PPI claims company as I had an MBNA credit card (paid off in 2006). They said although I didnt take out PPI, MBNA had factored it into their interest charges etc and so I was still eligible to make a claim. Does anyone know if there is any truth in this? If so, I may like to try and make a…
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travel Insurance on packaged account
I had a RBS Royalties Gold account for over 10 years, paying £12 + per month. The benefits included travel insurance which I did use whenever I travelled; I even had to claim on it once and had no trouble with it. My issue is that when I went to Australia for a trip that was over 30 days I was not able to use this…
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Pleading hardship
Hi Everybody, I was reading with interest the procedure for reclaiming bank charges through financial hardship. I applied for my charges to be repaid just as the case was heading to the Supreme Court so I obviously was unsuccessful. At that time, I was in severe financial hardship and into a seemingly unending spiral of…
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Urgent advice re ppi claim company form required
I had one of the calls from a PPI CLAIMS Firm tonight, and agreed to let them send me a pack to reclaim any PPI I may have paid. I have had many such calls in the past and always shut them down, but for some reason I "went with it" tonight, but I've since changed my mind. I haven't got the forms yet obviously, and I no…
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Santander Address To Reclaim Charges?
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Reclaiming PPI on Hire Purchase agreement from 2006/07
I had a Black Horse Ltd hire purchase agreement from 2006 which was settled in 2007 and I have requested that they review my account to identified if I paid PPI. I do not have the agreement number and they have stated that if I do not have the number they will not be able to look into this for me as it is more than 3 years…
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Bonified Company
Good evening, I recently used a link to claim PPI from the Martin Lewis website I have received documentation from a company named Hidenda and wish to know if this is recommended by the website?
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PPI Questions
Hi Guys, new to all this PPI stuff. Couple of questions. I had a barclaycard and am not sure if i had PPI but am going to write to them. Was going to send the letter for the closed account but looked on website for barclays and they say you need to fill in a form which asks all sorts of questions i dont feel i should…
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HSBC advance and new insurance aspects. Advice please
Hi guys. I believe that I was mis sold an HSBC advance account back in 2010. This account stopped in 2014 I think. And now I am paying for hsbc 's 'insurance aspects'. I am looking to put a claim in for the advance. However, I recently booked some flights for a city break at the end of March (£280 but with £100 excess on…
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Re claiming PPI charges
Hi, I recently asked Capital One to look at my claim again regarding a PPI claim that I made in 2011 of which they rejected me at the time. I paid PPI for a period of over 7 years and felt that I had been mis sold the insurance. When they rejected me in 2011 I was about to take it to the FOS when my dear Father passed away…
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Please help my partner
My partner is in a bit of a pickle She has been with Halifax for over 8 years and has been charged £15 a month for the use of the account and overdraft as a advantage card but never knew what the charge was for , she is a bit blonde I do apologise . She has been told she could reclaim the fee since she started as she was…
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RBS plan to deduct £500 INCOME TAX on my PPI refund they just processed???
I claimed PPI and all associated interest back on a Lombard Direct loan, now sold on to another finance company, but Lombard became/was part of Royal Bank of Scotland, who have offered me a lump sum for PPI and interest totalling a shade south of £7000 which is FANTASTIC - no form to fill in, just the manager of our local…
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My wages didn't go in, can I claim bank charges back?!
I'm looking for advice, I was due to get paid on Friday 12/02/16, I was already overdrawn on my bank account resulting in me having to pay £5 per day, however with me not being paid on Friday and having to wait until Monday this will be an additional £15 being taken out of my bank account next month. My company will not…
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PPI refused what can I do next
My claim for PPI refund has been refused what can I do next. My claim has taken over 3 yrs and been referred to FSA but still not upheld because it was not sold by a financial service. I purchased some UPVC Windows and was offered a loan to cover the cost by the window salesman. This is where I believe there is a loop…
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AI Scheme Letters?
Hi Folks, I'm after a little help as I have no idea on this. Basically I have the initial letter tell me that I may be entitled to compensation and I must claim before 18 March 2016. I also have the "Card Security Product: Compensation Claim Form" with the section I need to complete to say why I want to be considered. So…
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Nationwide what next?
I am currently waiting on Nationwide to send me list of bank charges going back 6 years. I can only see 2 in my internet banking. The total in JUST those two years is £330 I know that direct debits were not paid because nationwide took up to £60 a time at the time these dd were due(they take it 28 days later, at the exact…
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Credit card charges over 6 years old
Hi, I had x2 MBNA credit cards which had about £3.3k (inc interest) of over limit & late fees from 1999 to 2005. I used Martin's reclaim letters but MBNA refused to pay back saying it was more than 6 years ago. Also saying it was fair to charge me these fees :-( I contacted the Financial Ombudsman this month and they…
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partial success in claim but not full refund
Hi there I have very easily got some refund from lloyds on my package account fees based on them being mis sold. I have just phoned to find out the breakdown of the refund and been told that instead of full refund they felt that a different level of account would have been more appropriate and so have refunded the…
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Freedom Finance
Hi All I'm after a bit of advice please, I took PPI out, without knowing, in 2004 on a loan from Freedom Finance. So I contacted Stanton and Fisher (before reading this website lol) to act on my behalf to claim my PPI back. Freedom Finance no longer trade and sold the loan to GE money. The loan has now finished. Stanton…
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TSB Platinum Charges - Help please just been rejected
Hi all, Hope you can help. I have raised a claim against TSB (Lloyds TSB) about their platinum account I had for over 10 years. When I originally took out the accounts I was told that I needed to take the platinum service to enable me to take out loans and have preferential treatment with such things as account management,…