Reclaim bank & credit card charges

Hi, Its a while since I have been on this forum. Ive just received all my husbands bank statements from 2001 and Ive totalled all the overdraft unplanned or excess fees from then till 2016 and this is £810. A few year ago I claimed from all the bank accounts I had and was successful. Hopefully I can get this back for my…

Good morning all, We're in the process of reclaiming PPI from HSBC from an old loan. Currently they're investigating our claim, it's nearly coming upto the 7th week of waiting now and we phoned for an update last week. The customer contact centre emailed the team dealing and the response was that they're currently…

10 years ago we got into real trouble - my husband got industrial asthma and was not allowed into work and placed on sick leave until the company sent him to hospital to find out what it was and then he was dismissed, that took a year. Around the same time my son was also diagnosed with a disability. They told him he had a…

Hi, I would like some advice. I have been on a DMP for 3 - 4 which is managed for me by pay plan.. I have very recently been successful in claiming ppi and have been issued a cheque by Barclays, who are NOT one of the creditors. My problem is this. When I entered my DMP, Barclays would not open me a basic current account…

I have had a packaged Gold account with LLoyds since about 2002 when I moved house. I went into the bank to ask for a bigger overdraft facility and was sold the packaged account on the basis of wanting more overdraft. (face to face sale) Several years later I rang the bank and asked if my packaged account could be changed…

Hi, I was pushed into taking out a platinum account with Lloyds when it was with TSB years ago but I can't remember the year. Will it be possible for me to get this information from my bank? Thanks Donna

I had a lot of store cards in my 20s, Debenhams, Principles, Evans and catalogues but now no longer have any account details. How do I go about attempting to reclaim PPI, I know I paid it but have no account numbers etc, they also don't show up on Experian as they were such a long time ago. Any advice would be great,…

New to these forums so hope I haven't missed anything too obvious. I have a specific query regarding a reclaim for bank charges. The bank in question has cited the statute of limitations to avoid processing my claim & request for a list of charges under the data protection act, saying that they are only obliged to hold…

i loans with ppi but they were taken out before 1997 - is it worth making a claim (i also do not have any of the loan details!)

I am currently experiencing some financial difficulties due to the closure of a failed business venture so around 12 months ago with a personal overdraft of £5K with natwest that was incurring charges everyday I set up a new account with another provider and agreed to pay them £1 a month until back on my feet. I then…

Can anyone tell me if there is a difference between claiming PPI and ASU (accident, sickness and unemployment) insurance policies?

Hey, Sent my first letter asking for them back two days ago, got a letter today from RBS saying 'we're sorry that you're not happy, somone will write to you in 14 days' oh wells tis a step closer. Matt

Does any one know if you can claim charges back from catalogues?

As with thousands of others, I'm still quite angry at the personal reserve fees that were applied to my account for years. I racked up quite a few of them and feel it was massively unjustified for the following two reasons: 1. It was an opt-out agreement sent by letter. 2. You now have to apply for a personal reserve which…

Hi! This is the discussion thread for the Reclaim Sentinel Card Protection guide. Click reply below to discuss. If you haven’t already, join the forum to reply. If you aren’t sure how it all works, read our New to Forum? Intro Guide. Thanks folks :) ,

Sooo happy today and sooo very appreciative of everyone who takes time to post on here as without all the advice and support I wouldn't have received a cheque of £1071.13 from Bank of Scotland today:) .....this is the ppi on an AA loan that dated back to 2004. I am delighted.....I only put the paperwork in last month and…

Hello all, I have a query on some charges made on my credit card from a number of years ago. When I left to join university in 2000, I signed up for a student account with HSBC. Part of the account gave me a credit card. When in branch signing up I was asked whether I would like to pay £5 per month to protect the card.…

Hi, I was with the NatWest since 1992, they 'upgraded' me over the phone in 2000. They reject my claim since it is over 6 years, and they said they informed me in 2009, which is over 3 years ago. I have basically lost a lot of money through this, and they say I can't get any of it back. Why do i read about lots of people…

Hi, I recently took up a claim regarding a packaged account with Lloyds using the resolver facility. I received a call from bank next day and they asked a few questions etc and asked me to email them as they seemed to have lost the resolver claim! I did so and it is now getting close to escalation point with ombudsman.…

Hi Guys, Have received a PPI rejection from MBNA. The letter goes into great detail as to why they should not refund and at the end states that the request falls outside of the impacted time frames. It states the only recourse is via the financial ombudsman. I am considering an SAR is the link below still valid in wording…