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Debenhams Store Card Help to claim PPI
Hello I have realised I was miss sold PPI on a Debenhams store card taken out in 2002. I have read other forum messages that say it's really difficult to claim for this card so I am a little anxious about starting the process. When I took out the card I felt pushed by the sales assistant in the store to take out the…
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Packaged account Lloyds
Held an account with Lloyds for over 25 years, (now TSB). Had a GOLD packaged account for a number of years until I found the travel insurance did not cover me without a surcharge and the amount offered on mobile phone damage was caged with exclusions etc. Then cancelled. I had no idea I could reclaim until I read Martin's…
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Abbey to Santander "family bank account" package and charges
Hi, I opened a account with abbey national in 2002 ish and at some point a package account was added on with things that was of no use I can not even think what the benefits was nor can I find a information pack online for it. And also at some point was given a £100 overdraft which was my worst nightmare as it's not about…
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Reclaiming bank charges on behalf of mother
I am wondering whether I can reclaim bank charges paid on my mother's Lloyds account. After her diagnosis with dementia, I was appointed by the court to look after her financial affairs. I then discovered her bank account had a regular £10 per month fee. As she was an elderly woman who didn't drive or have a mobile, if the…
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Redress of ppi
Well opened a letter this morning awarding me £2054.20 more ppi from my original claim in 2012 !!! :T:):beer: Lloyds stated that they owed me this as they hadn't paid me fully at the time (original ppi was £18,000.00 they paid me ! ) I didn't ask them to do this but I am not going to complain !! Does anyone know if…
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personal account protection
I have an account with Fashion World home shopping cataloque and I have what they call personal account protection on this account. I can't find the original policy for this but I can remember ringing them and saying I did not want this insurance as I dont work and am on disability but was talked into keeping it on in case…
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Reclaim interest and charges for forgotten old account
Hi, I have an account with Barclays that I haven't used for 4 or 5 years. It is a joint account between myself and an ex partner. The address on the account should be the one she lives (lived) at. I found an old statement from 2 years ago that said the account was £50 in arrears so I thought I'd give them a ring to pay off…
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A1 reclaim scheme
I have insured with Sentinal for donkeys years. I originally joined through my co-operative bank where I still have an account. I then continued to pay my renewal direct to Sentinal. I have never needed to claim from them. I did originally think that they would get me back any money that had been spent illegally from a…
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Debenhams Store Card 1980
I believe that one can now claim for mis- sold PPI on shop cards taken out in 80'S and 90's Unfortunately, I no longer have the card nor any account number/ reference number pertaining to it. I also no longer have any bank statements for that period. Am I on a wild goose chase? Any ideas what I can do to find some kind of…
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Miss sold sentinel card protection
I have just today cancelled my sentinel after 8 YEARS :T I only recently just found out that i didn't need it at all. When i took out my credit card i was automatically sent a letter about the cover i had.......i thought i had to have it to cover me against fraud etc??? I'm very angry and i'm wondering if i can make a…
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RBS PPI claim offset against debt
Hi I have had a RBS PPI claim upheld for £1287. The letter I signed said any arrears on debts held with the RBS group maybe offset against the money owed. I don't have any arrears but I do still have an overdraft with Natwest. It's within its agreed limits and no issues with running my account. I returned the signed…
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PPI -AA Loans - RBS/Lloyds
Hi, I thought i should finally get around to going through the PPI Process for loans i once had with "The AA" many years ago. I have various loans over a time period from 2002 to 2012. Now i know that during this time period The AA had different banks providing this loans "RBS/Lloyds?". I completed and sent off the AA PPI…
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Think Money Bank Account
Has anybody had any experience with claiming back the monthly fee for accounts with think money? You don't actually get any extras for the fee, just that they keep your direct debit money separate and that you can't go overdrawn.
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Lloyds package £25pm for free overdraft
I've been paying £25 per month for a couple of years to qualify for Lloyds' max interest free overdraft of £500. However half way through they have reduced my limit to £400 which has on occasion led to bank charges when an unexpected payment has gone out/ had to be made etc. I have registered for the mobile phone…
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Claiming Historic Bank Charges.
Hi, I'm new to the forum and this is the first time I've ever posted on a board at all, so please bear with me as it is quite long winded. I'm after information on claiming back bank charges that put me in severe financial difficulties starting approximately 16 years ago. This carried on for a number of years during which…
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Finding out account start date beyond 4 years?
Hi all Wondering if anyone can give advice on the above please? Short history of events...... Barclays Bank: 1. Standard current account opened approximately 21 years ago. 2. Current account upgraded to 'Additions' packaged account approximately 18 years ago because I was told that I had to in order to obtain an overdraft…
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Multiple reward accounts
Hi I have received a letter from the Halifax informing me that my personal reward account will be changed to a basic account as I also have a joint reward account thus I am duplicating all the insurance benefits. I originally opened the accounts for the free overdraft but my overdrafts have risen and the benefits are…
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Bank Have "No record of charges"
Hi folks. I have written to Santander on behalf of a friend to ask for a record of charges and included the £10 fee. They have sent a letter back saying they have no record of charges. How can they not have a record, and what should I do next? Thanks
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handling phone call from halifax claims handler
Has anyone got any experience or advice on taking a phone call from a Halifax claims handler when you claim for miss selling of a reward account? I'm worried about the call as I'm sure they'll have a load of things in front of them to try and get out of the mis selling. Can you request that they only contact you by email?
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Plevin - excuse to delay?
I have 4 ongoing complaints to Nawest/RBS for misold PPI. I should have had a decision by this week, however, I've just been told that I will not receive a decision until "Spring 2016" at the earliest as my case is "Plevin - affected". I understand this is something relating to the Supreme Court decision and a subsequent…
