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Reclaim bank & credit card charges
Discussion List
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Santander and the Ombudsman
I have received a letter from Santander regarding an incident that happened last may. I had completely forgotten about it so am not sure what to do about it. I withdrew some money from a cash machine using my credit card by mistake. I contacted Santander by internal messaging from my online account to ask what to do, to…
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Reclaim Packaged Bank Account Charge without documents. Advice please.
We were mis-sold a packaged Barclays Additions account many, many years ago. Since then we have moved home 3 times and when we moved last time we shredded all bank statements etc that were more than 7 years old. We'd like to re-claim the charges but have no paperwork at all. I've got a sinking feeling that we're not going…
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Vehicle finance ppi
Hi I have tryed in the past to claim back PPI back from Honda as I was sold PPI at about £45 per month on top of my finance I have contacted the ombudsman and they say that I can't reclaim , but I feel I was miss someone of it Please can someone help
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claiming bank charges from years ago help please
Hi can anyone give me some advice please, about 5 years ago I had a run of bad luck which I am still paying for I was ill and also had a flood which flooded the whole of the horse. In this time my wage went down during my time off work I got bank charges for sometimes being one pound overdrawn this just snowballed when…
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Lloyds bank Muslim bank accounts
After reading about these accounts that won't charge unplanned overdraft fees or allow one to be used I began to wonder if it has the potential to open the flood gates. And for a few reasons. (Not a dig at the Muslim population here so please don't turn it in to one) Surely it could be argued that it is in some form…
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Egg Credit Charge
Hi I have found details of an old Egg credit account that I had with payment protection on. I have no details of account no etc. Who do I now contact to start making a claim?
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Bank charges refund .
Ladies and Gentlemen, I sent an email via the resolver link on friday night. I had a telephone call on saturday evening making some enquiries. I just had a telephone call from Lloyds, who are going to refund me just over a thousand pounds! It was for a packaged account from 2001 to 2004.
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Surge in packaged account complaints
The number of complaints received re packaged bank accounts in 2015 was an increase of 477% on 2013/14. 32,720 complaints were received by the Financial Ombudsman Service in April-December 2015. 32% were upheld by the Ombudsman.
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PPI Claim
Hi I have made a PPI Claim but my bank says it has no record of my mortgage. Where else can I search to find out information as my mortgage was cleared a good few years ago
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Debenhams Store Card Help to claim PPI
Hello I have realised I was miss sold PPI on a Debenhams store card taken out in 2002. I have read other forum messages that say it's really difficult to claim for this card so I am a little anxious about starting the process. When I took out the card I felt pushed by the sales assistant in the store to take out the…
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Packaged account Lloyds
Held an account with Lloyds for over 25 years, (now TSB). Had a GOLD packaged account for a number of years until I found the travel insurance did not cover me without a surcharge and the amount offered on mobile phone damage was caged with exclusions etc. Then cancelled. I had no idea I could reclaim until I read Martin's…
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Abbey to Santander "family bank account" package and charges
Hi, I opened a account with abbey national in 2002 ish and at some point a package account was added on with things that was of no use I can not even think what the benefits was nor can I find a information pack online for it. And also at some point was given a £100 overdraft which was my worst nightmare as it's not about…
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Reclaiming bank charges on behalf of mother
I am wondering whether I can reclaim bank charges paid on my mother's Lloyds account. After her diagnosis with dementia, I was appointed by the court to look after her financial affairs. I then discovered her bank account had a regular £10 per month fee. As she was an elderly woman who didn't drive or have a mobile, if the…
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Redress of ppi
Well opened a letter this morning awarding me £2054.20 more ppi from my original claim in 2012 !!! :T:):beer: Lloyds stated that they owed me this as they hadn't paid me fully at the time (original ppi was £18,000.00 they paid me ! ) I didn't ask them to do this but I am not going to complain !! Does anyone know if…
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personal account protection
I have an account with Fashion World home shopping cataloque and I have what they call personal account protection on this account. I can't find the original policy for this but I can remember ringing them and saying I did not want this insurance as I dont work and am on disability but was talked into keeping it on in case…
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Reclaim interest and charges for forgotten old account
Hi, I have an account with Barclays that I haven't used for 4 or 5 years. It is a joint account between myself and an ex partner. The address on the account should be the one she lives (lived) at. I found an old statement from 2 years ago that said the account was £50 in arrears so I thought I'd give them a ring to pay off…
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A1 reclaim scheme
I have insured with Sentinal for donkeys years. I originally joined through my co-operative bank where I still have an account. I then continued to pay my renewal direct to Sentinal. I have never needed to claim from them. I did originally think that they would get me back any money that had been spent illegally from a…
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Debenhams Store Card 1980
I believe that one can now claim for mis- sold PPI on shop cards taken out in 80'S and 90's Unfortunately, I no longer have the card nor any account number/ reference number pertaining to it. I also no longer have any bank statements for that period. Am I on a wild goose chase? Any ideas what I can do to find some kind of…
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Miss sold sentinel card protection
I have just today cancelled my sentinel after 8 YEARS :T I only recently just found out that i didn't need it at all. When i took out my credit card i was automatically sent a letter about the cover i had.......i thought i had to have it to cover me against fraud etc??? I'm very angry and i'm wondering if i can make a…
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RBS PPI claim offset against debt
Hi I have had a RBS PPI claim upheld for £1287. The letter I signed said any arrears on debts held with the RBS group maybe offset against the money owed. I don't have any arrears but I do still have an overdraft with Natwest. It's within its agreed limits and no issues with running my account. I returned the signed…
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