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24studio make me angry
hi all i have been a customer with studio for 3 yrs, at first i really did not mind using this catalogue as the balances were paid quickly but over the last year me and my wife had some financial difficulties and ended up spending a lot on the catalogue, my current balance is £1800 im paying this off at £130 per month just…
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Bank Charges Refund
Hello About 13 years ago, my bank charges exceeded £7,000 over 6 years and as you can imagine financially i was in a mess which i managed to get out of. About 8 years ago I applied to have my charges refunded & was refused. I know a lot has changed legally since then & was wondering if I can apply to be refunded again or…
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Who do I contact to reclaim back ppi from THF Gold card
Had Trust House Forte Gold Card early 90s doe anyone know where I can contact re PPI claim can't find an address to send a claim to can anyone help please
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andydandyD@yahoo.co.uk
Hi there, I don't work and for some years been recieving a small retirement pension. However, I am constantly using my Halifax overdraft. My problem is, every month Halifax charges my account, causing me to be further overdrawn, and the money goes through. But if any other company tries to remove a monthly debt from my…
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Clydesdale Bank claim
Looking for some help if possible please. I had a claim rejected from the Clydesdale Bank about 3 years ago but they are supposed to be rewiewing all claims again. I've still not heard anything from them. Do I need to re submit a claim to them? Thanks
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Advantage Gold Natwest
I don't know if I have any rights here but just wanted to enquire... I had a natwest account since 2000 (when I was 16). I was left some money in 2003 and was upgraded to an advantage gold account. I remember my meeting but was prob still quite young and naive and didn't know who I upgraded. I cancelled my AG account in…
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Reclaiming Overdraft Charges
Hello I am looking into my mum's finances and she is receiving bank charges each month for going overdrawn. This month her charges are £60. My mum is in receipt of pension credits and basically can only afford the basics in life. She also have other debt, some of which is on a debt repayment plan and the remainder is made…
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Santander and the Ombudsman
I have received a letter from Santander regarding an incident that happened last may. I had completely forgotten about it so am not sure what to do about it. I withdrew some money from a cash machine using my credit card by mistake. I contacted Santander by internal messaging from my online account to ask what to do, to…
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Reclaim Packaged Bank Account Charge without documents. Advice please.
We were mis-sold a packaged Barclays Additions account many, many years ago. Since then we have moved home 3 times and when we moved last time we shredded all bank statements etc that were more than 7 years old. We'd like to re-claim the charges but have no paperwork at all. I've got a sinking feeling that we're not going…
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Vehicle finance ppi
Hi I have tryed in the past to claim back PPI back from Honda as I was sold PPI at about £45 per month on top of my finance I have contacted the ombudsman and they say that I can't reclaim , but I feel I was miss someone of it Please can someone help
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claiming bank charges from years ago help please
Hi can anyone give me some advice please, about 5 years ago I had a run of bad luck which I am still paying for I was ill and also had a flood which flooded the whole of the horse. In this time my wage went down during my time off work I got bank charges for sometimes being one pound overdrawn this just snowballed when…
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Lloyds bank Muslim bank accounts
After reading about these accounts that won't charge unplanned overdraft fees or allow one to be used I began to wonder if it has the potential to open the flood gates. And for a few reasons. (Not a dig at the Muslim population here so please don't turn it in to one) Surely it could be argued that it is in some form…
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Egg Credit Charge
Hi I have found details of an old Egg credit account that I had with payment protection on. I have no details of account no etc. Who do I now contact to start making a claim?
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Bank charges refund .
Ladies and Gentlemen, I sent an email via the resolver link on friday night. I had a telephone call on saturday evening making some enquiries. I just had a telephone call from Lloyds, who are going to refund me just over a thousand pounds! It was for a packaged account from 2001 to 2004.
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Surge in packaged account complaints
The number of complaints received re packaged bank accounts in 2015 was an increase of 477% on 2013/14. 32,720 complaints were received by the Financial Ombudsman Service in April-December 2015. 32% were upheld by the Ombudsman.
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PPI Claim
Hi I have made a PPI Claim but my bank says it has no record of my mortgage. Where else can I search to find out information as my mortgage was cleared a good few years ago
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Debenhams Store Card Help to claim PPI
Hello I have realised I was miss sold PPI on a Debenhams store card taken out in 2002. I have read other forum messages that say it's really difficult to claim for this card so I am a little anxious about starting the process. When I took out the card I felt pushed by the sales assistant in the store to take out the…
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Packaged account Lloyds
Held an account with Lloyds for over 25 years, (now TSB). Had a GOLD packaged account for a number of years until I found the travel insurance did not cover me without a surcharge and the amount offered on mobile phone damage was caged with exclusions etc. Then cancelled. I had no idea I could reclaim until I read Martin's…
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Abbey to Santander "family bank account" package and charges
Hi, I opened a account with abbey national in 2002 ish and at some point a package account was added on with things that was of no use I can not even think what the benefits was nor can I find a information pack online for it. And also at some point was given a £100 overdraft which was my worst nightmare as it's not about…
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Reclaiming bank charges on behalf of mother
I am wondering whether I can reclaim bank charges paid on my mother's Lloyds account. After her diagnosis with dementia, I was appointed by the court to look after her financial affairs. I then discovered her bank account had a regular £10 per month fee. As she was an elderly woman who didn't drive or have a mobile, if the…