Debenhams Store Card 1980

Susan_Fuller

I believe that one can now claim for mis- sold PPI on shop cards taken out in 80'S and 90's

Unfortunately, I no longer have the card nor any account number/ reference number pertaining to it.

I also no longer have any bank statements for that period. Am I on a wild goose chase?

Any ideas what I can do to find some kind of reference?

magpiecottage

It's very unlikely that you had PPI in 1980 since ASU, its predecessor, was in its infancy.

If you have no records you cannot prove you had a policy anyay and as the account no longer exists it in unlikely that it would be traceable.

Even if it was, FOS can only look at a case if the business you are complaining to was under its jurisdiction, or that of a predecessor to it at the time.

The first such predecessor was the Insurance Ombudsman Bureau, which launched in 1983 so a complaint about something that happened in 1980 would seem to be outside of FOS jurisdiction.

Never mind, it gave an opportunity to show the correct usage of "it's" and "its".

Susan_Fuller

Thank you for that reply and its grammar lesson. I definitely remember having to pay a Store card insurance each month.

Oh well, as you have explained, it's a dead duck!