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personal account protection

I have an account with Fashion World home shopping cataloque and I have what they call personal account protection on this account.
I can't find the original policy for this but I can remember ringing them and saying I did not want this insurance as I dont work and am on disability but was talked into keeping it on in case I died.

Can I claim these charges back the same as PPI?

Thanks
Doreen

Comments

  • dunstonh
    dunstonh Posts: 119,854 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Can I claim these charges back the same as PPI?

    How was it mis-sold to you?

    You said you didnt want it. They discussed it with you and then you agreed to have it. That is not a mis-sale.
    Can I claim these charges back the same as PPI?

    Any financial product can theoretically. However, the same rules apply to all of them. You have to state why you think it was mis-sold and be prepared to supply your evidence to support your accusation. You cannot claim back the premiums just because you have the product.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • My wife deals with ambrose Wilson and pays £18.32 per month for this pap insurance which she has done for many years. Now she still owns £979.81. Paying this seems unfair as the account does not decrease. Thankyou
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