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old mortgage - how do i trace

Hello, I had a mortgage in/around 87-90. how do i find out if i'm owed any PPI ? I can't remember who the mortgage was with, and i sold the house to join HM Forces.

Forgot all about it until a recent discussion......can anyone point me in the right direction, or does PPI not over that far back?

Comments

  • [Deleted User]
    [Deleted User] Posts: 35,242 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    What's the reason you think it was mis sold to you?
  • [Deleted User]
    [Deleted User] Posts: 26,612 Forumite
    Eighth Anniversary 10,000 Posts Name Dropper Photogenic
    UFFY64 wrote: »
    . how do i find out if i'm owed any PPI ?
    No one is "owed" PPI. However, if you have a policy that was mis-sold to you for some reason, the seller is obliged to refund it to you.

    You first need to check if you even purchased any PPI. Then, if you did, you need to show that it was mis-sold.
  • I had a mortgage early 1990s with natwest we were told we could only have it if we took out a low cost endowment that was never going to pay our mortgage of can i still claim to natwest or am i to late
  • dunstonh
    dunstonh Posts: 119,848 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    I had a mortgage early 1990s with natwest we were told we could only have it if we took out a low cost endowment that was never going to pay our mortgage of can i still claim to natwest or am i to late

    What exactly do you want to complain about as there is no wrongdoing there?

    An endowment policy is not PPI and in the 90s is was mandatory to have a repayment vehicle (more or less as it is today when having an interest only mortgage - although more options now exist compared to back then).
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
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