Credit card/ oans/mgt reclaims

sam7035g

Hi,

I have had a number of credit cards, loans and mgt providers over the years but unsure of how I go back from 1999. I found that the reports didn't show everything.

Kind regards,
Sam.

societys_child

:huh: is this a statement or a question?

What are you hoping to do? What information do you need?

Jacquie1970

I had a barclaycard back in the early 1990s finally cut it up in 2007 after falling behind with repayments due to redundancy and high charges i tried to reclaim only to be told i didnt have a ppi policy but i certainly know i paid over the top charges plus a yearly charge but was told when i tried to reclaim that i didnt have a coversafe policy they wont give me my account number as i since closed it and wont help further where do i go from here please

Nasqueron

Jacquie1970 wrote: »

I had a barclaycard back in the early 1990s finally cut it up in 2007 after falling behind with repayments due to redundancy and high charges i tried to reclaim only to be told i didnt have a ppi policy but i certainly know i paid over the top charges plus a yearly charge but was told when i tried to reclaim that i didnt have a coversafe policy they wont give me my account number as i since closed it and wont help further where do i go from here please

You can send £10 and do a DSAR (request for all data bank hold on you) - if your records are gone and theirs are gone you would be at an end. If they say you have no PPI policy how do you believe you do? High charges are not PPI, a yearly charge is not PPI. Do you have any proof you had coversafe?

Do note also if you didn't pay back everything you owed (e.g. defaulted and owned money) any PPI refund could be used against that debt