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Compensation
In 2009 i took out a £4000 education/student loan with Barclays as the loan provider. The information provided by my loan agreement insisted that i would not have to pay off my loan until i had found employment as a consequence of my training. After my course i did not subsequently find employment. I am still unemployed.…
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A1 scheme letter received
I've received a letter about the A1 scheme inviting me to make a claim. I cannot remember when, where, or for what I took this out, so I do not know which element to claim against - a product that covered me for £100,000 or for the product that covered me for £5,000? Any advice on what I should do? I would be grateful for…
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Sentinel Membership Fee Refund?
In their letter, Sentinel say they will cancel your membership if you claim under the compensation scheme. Does anyone know if you will get a refund if paid for 3 years? Doesn't seem right that they can cancel your membership and not give you something back..?
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Missing credit agreement
Hi, Sorry there may be a thread already but I cannot see. I've recently started a personal claim against Yorkshire bank/Clydesdale bank over possible PPi on my credit card (had for 20years +) As no PPi info on my statement a requested a copy of the agreement (sent £1 cheque etc). I had a letter which stated my signature…
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Bank charges from Woolwich
I divorced in 1993 & opened a Woolwich account (still have all my statements). Due to CSA payments not crediting my account as the time they stated I continually incurred £25 chgs (a lot of money back then) some mths this could be as many as 6 or 7. I was at the time in financial hardship as I had to change from full to…
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Reclaim from Welcome Finance ?
Hi all, I'm new on here, first post so forgive me if this topic has been discussed before. i reclaimed PPI from old loans a few years ago and was successful, however when I was claiming I was told by the company I used (can't think of the name at the moment, it'll come back to me though soon) that they were not able to…
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NatWest Refunds due to ATMs
I received a letter informing me that I'm due a Refund from NatWest. This is apparently as they've discovered an IT System error which meant funds credited at ATMs showed as credits that day on mini statements, but did not credit until the next banking day on their internal systems. They've therefore refunded any £6 fees…
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Welcome Finance Mechanical Breakdown & Shortfall Insurance
Hi Everyone, It's my first time posting on here so forgive me if this subject has been discussed before. I had car finance with Welcome Finance in 2008. They said that mechanical breakdown and shortfall insurance was mandatory and I couldn't have the car without it. I didn't have an alternative option at the time so…
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Reclaiming package bank account charges as missold, but will they cancel overdraft?
I've got an overdraft of £2000, I used to have a silver account I think it was with lloyds, then they hassled me and kept pestering me into getting a premier account to reduce the interest charges of the overdraft. (However the interest charges are lower but the account is £25 per month so it works out still more expensive…
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Argh. Santander and Council Tax :(
I have an old bank account that I have been using just to pay the council tax. I set up a DD this year and transferred £160 each month into the account to cover it, but instead of taking out the £150ish per month (£15xx over 10months) I was expecting, the council actually took out £191 meaning that last month the account…
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PPI in career devt loan/student loan?
Hi, I think I'm going round in circles; can PPI have been applied to a Barclays Career Development Loan or a Student loan??
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Ppi claim rejected?
So I had a letter from barclays, who have said that they cannot agree that ppi was mis sold. The reasons are, the application for ppi was made in branch ( I don't remember asking for ppi), I was eligible for the policy as over 18, and resident in uk. That the information provided was clear, fair and not misleading. They…
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Reclaiming PPI from Lloyds Bank
I am new to posting on this Forum. I would like help if anyone has similar or any experience. In a previous relationship my partner and I sought a bank loan from Lloyds Bank and were accepted. Part of the criteria was that we had to have ppi or would not be able to take out the loan for a place to live. So we had to agree…
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Please help
I have an overdraft on both of my accounts I hold with halifax, which are both maxed out! I have been in this situation for some time now, although I'm not going over my arranged amount I'm getting charged £1 per day on both accounts amounting to £60 a month just on overdraft fees and I'm unable to break the cycle. Does…
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Advantage gold reclaim
I rang natwest yesterday as I had the advantage good account between 2002 and 2009. I advised them that I believed I was missoldcas I don't recollect being given any indicting that it was optional. The man said that yet can't uphold my complaint as I had cancelled the advantage gold in 2009, but that I was more than…
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Pre-2005 Sentinel Key Fobs are only evidence I have
I remember having Sentinel Card Protection via RBS (on Debit Cards, Credit Cards, + cover for loss of passport, driving licence and house keys) for several years prior to 2005. Unfortunately I can also remember shredding Sentinel paperwork, and lots of old bank-statements, a few years ago. What I do have in my possession…
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Barclays ppi Address
Filled in questionnaire online for ppi claim with barclays, received letter saying cannot proceed as address does not match records and gives options to proceed. Called ppi helpline and went through security very difficult to remember all details as account was closed 7 years ago said i needed to go through higher security…
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Yorkshire Bank Charges reclaim
I am trying to reclaim charges under hardship. I never really had problems until November 2003 when my then husband became ill with Multiple Sclerosis, at the time I was pregnant with my son who was born in January 2014. My then husband never worked again & our income reduced from £40000 to £15000 as I was only able to…
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Barclays Additions
Hi all. Does anyone know when Additions accounts started? Thanks
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Agreed Overdraft £90 a month charges - Any Chance?
Hi all, Do I have any case to claim back charges from Barclays Bank, when we were in Finanical Hardship. I didn't know about this before (living under a rock - hey!). We had an agreed overdraft of £3500 the bank account was always more or less up to this limit. We also had huge credit card debts of about £40,000 and they…
