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NatWest Refunds due to ATMs
I received a letter informing me that I'm due a Refund from NatWest. This is apparently as they've discovered an IT System error which meant funds credited at ATMs showed as credits that day on mini statements, but did not credit until the next banking day on their internal systems. They've therefore refunded any £6 fees…
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Welcome Finance Mechanical Breakdown & Shortfall Insurance
Hi Everyone, It's my first time posting on here so forgive me if this subject has been discussed before. I had car finance with Welcome Finance in 2008. They said that mechanical breakdown and shortfall insurance was mandatory and I couldn't have the car without it. I didn't have an alternative option at the time so…
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Reclaiming package bank account charges as missold, but will they cancel overdraft?
I've got an overdraft of £2000, I used to have a silver account I think it was with lloyds, then they hassled me and kept pestering me into getting a premier account to reduce the interest charges of the overdraft. (However the interest charges are lower but the account is £25 per month so it works out still more expensive…
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Argh. Santander and Council Tax :(
I have an old bank account that I have been using just to pay the council tax. I set up a DD this year and transferred £160 each month into the account to cover it, but instead of taking out the £150ish per month (£15xx over 10months) I was expecting, the council actually took out £191 meaning that last month the account…
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PPI in career devt loan/student loan?
Hi, I think I'm going round in circles; can PPI have been applied to a Barclays Career Development Loan or a Student loan??
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Ppi claim rejected?
So I had a letter from barclays, who have said that they cannot agree that ppi was mis sold. The reasons are, the application for ppi was made in branch ( I don't remember asking for ppi), I was eligible for the policy as over 18, and resident in uk. That the information provided was clear, fair and not misleading. They…
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Reclaiming PPI from Lloyds Bank
I am new to posting on this Forum. I would like help if anyone has similar or any experience. In a previous relationship my partner and I sought a bank loan from Lloyds Bank and were accepted. Part of the criteria was that we had to have ppi or would not be able to take out the loan for a place to live. So we had to agree…
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Please help
I have an overdraft on both of my accounts I hold with halifax, which are both maxed out! I have been in this situation for some time now, although I'm not going over my arranged amount I'm getting charged £1 per day on both accounts amounting to £60 a month just on overdraft fees and I'm unable to break the cycle. Does…
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Advantage gold reclaim
I rang natwest yesterday as I had the advantage good account between 2002 and 2009. I advised them that I believed I was missoldcas I don't recollect being given any indicting that it was optional. The man said that yet can't uphold my complaint as I had cancelled the advantage gold in 2009, but that I was more than…
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Pre-2005 Sentinel Key Fobs are only evidence I have
I remember having Sentinel Card Protection via RBS (on Debit Cards, Credit Cards, + cover for loss of passport, driving licence and house keys) for several years prior to 2005. Unfortunately I can also remember shredding Sentinel paperwork, and lots of old bank-statements, a few years ago. What I do have in my possession…
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Barclays ppi Address
Filled in questionnaire online for ppi claim with barclays, received letter saying cannot proceed as address does not match records and gives options to proceed. Called ppi helpline and went through security very difficult to remember all details as account was closed 7 years ago said i needed to go through higher security…
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Yorkshire Bank Charges reclaim
I am trying to reclaim charges under hardship. I never really had problems until November 2003 when my then husband became ill with Multiple Sclerosis, at the time I was pregnant with my son who was born in January 2014. My then husband never worked again & our income reduced from £40000 to £15000 as I was only able to…
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Barclays Additions
Hi all. Does anyone know when Additions accounts started? Thanks
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Agreed Overdraft £90 a month charges - Any Chance?
Hi all, Do I have any case to claim back charges from Barclays Bank, when we were in Finanical Hardship. I didn't know about this before (living under a rock - hey!). We had an agreed overdraft of £3500 the bank account was always more or less up to this limit. We also had huge credit card debts of about £40,000 and they…
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Bank charges for missed Direct Debit
From a bank perspective what is the difference between my request from an ATM for more money than is in my a/c and a direct debit from a third party requesting money from my a/c to settle a monthly bill. They seem like similar functions technically, yet the bank appears not to care about the ATM transaction while charging…
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Bank charges - interim success
In 2005 I started to receive Disability Living Allowance after major surgery and amputation due to clinical negligence. In the overall hassle I was forced to stop working and ran up debts. HSBC though allowed me an overdraft which was fine until DWP erroneously stopped the DLA in 2006 - claiming that I had "recovered from…
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Help Needed re: Current Financial Hardship!
Hi All I recently requested a refund of my wife and I's bank charges (unplanned overdraft fees, overdraft interest and unpaid DD's) from Lloyds in relation to 2 bank accounts dating back many years. The worst period of which was 2009-2010. The total refund requested was circa £4,300 and £1,700 in relation to these 2…
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Bank cost charges
Hi, Hope i have posted in the correct place. I am hoping someone will be able to give me some advise. My bank called in my company overdraft facility in 2012. A few months later my 30+ year old company went into liquidation. The banks reply when i asked why they would not support me anymore was "you are a retailer", that…
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Old bank charges 6 years +
My bank charges are very old but they are worth 100's. Is it still possible for me to claim these?
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Loan PPI
Hi. I had a loan in 2004 and had PPI on it but I shopped around and got the policy from a company other than the lender. Do I still have aclaim
