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Reclaiming PPI from Lloyds Bank
I am new to posting on this Forum. I would like help if anyone has similar or any experience. In a previous relationship my partner and I sought a bank loan from Lloyds Bank and were accepted. Part of the criteria was that we had to have ppi or would not be able to take out the loan for a place to live. So we had to agree…
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Please help
I have an overdraft on both of my accounts I hold with halifax, which are both maxed out! I have been in this situation for some time now, although I'm not going over my arranged amount I'm getting charged £1 per day on both accounts amounting to £60 a month just on overdraft fees and I'm unable to break the cycle. Does…
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Advantage gold reclaim
I rang natwest yesterday as I had the advantage good account between 2002 and 2009. I advised them that I believed I was missoldcas I don't recollect being given any indicting that it was optional. The man said that yet can't uphold my complaint as I had cancelled the advantage gold in 2009, but that I was more than…
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Pre-2005 Sentinel Key Fobs are only evidence I have
I remember having Sentinel Card Protection via RBS (on Debit Cards, Credit Cards, + cover for loss of passport, driving licence and house keys) for several years prior to 2005. Unfortunately I can also remember shredding Sentinel paperwork, and lots of old bank-statements, a few years ago. What I do have in my possession…
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Barclays ppi Address
Filled in questionnaire online for ppi claim with barclays, received letter saying cannot proceed as address does not match records and gives options to proceed. Called ppi helpline and went through security very difficult to remember all details as account was closed 7 years ago said i needed to go through higher security…
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Yorkshire Bank Charges reclaim
I am trying to reclaim charges under hardship. I never really had problems until November 2003 when my then husband became ill with Multiple Sclerosis, at the time I was pregnant with my son who was born in January 2014. My then husband never worked again & our income reduced from £40000 to £15000 as I was only able to…
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Barclays Additions
Hi all. Does anyone know when Additions accounts started? Thanks
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Agreed Overdraft £90 a month charges - Any Chance?
Hi all, Do I have any case to claim back charges from Barclays Bank, when we were in Finanical Hardship. I didn't know about this before (living under a rock - hey!). We had an agreed overdraft of £3500 the bank account was always more or less up to this limit. We also had huge credit card debts of about £40,000 and they…
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Bank charges for missed Direct Debit
From a bank perspective what is the difference between my request from an ATM for more money than is in my a/c and a direct debit from a third party requesting money from my a/c to settle a monthly bill. They seem like similar functions technically, yet the bank appears not to care about the ATM transaction while charging…
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Bank charges - interim success
In 2005 I started to receive Disability Living Allowance after major surgery and amputation due to clinical negligence. In the overall hassle I was forced to stop working and ran up debts. HSBC though allowed me an overdraft which was fine until DWP erroneously stopped the DLA in 2006 - claiming that I had "recovered from…
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Help Needed re: Current Financial Hardship!
Hi All I recently requested a refund of my wife and I's bank charges (unplanned overdraft fees, overdraft interest and unpaid DD's) from Lloyds in relation to 2 bank accounts dating back many years. The worst period of which was 2009-2010. The total refund requested was circa £4,300 and £1,700 in relation to these 2…
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Bank cost charges
Hi, Hope i have posted in the correct place. I am hoping someone will be able to give me some advise. My bank called in my company overdraft facility in 2012. A few months later my 30+ year old company went into liquidation. The banks reply when i asked why they would not support me anymore was "you are a retailer", that…
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Old bank charges 6 years +
My bank charges are very old but they are worth 100's. Is it still possible for me to claim these?
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Loan PPI
Hi. I had a loan in 2004 and had PPI on it but I shopped around and got the policy from a company other than the lender. Do I still have aclaim
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Student overdraft in 2008 and monthly charges
Hi, I hope someone can help. When I was at university in 2008, I had two student accounts with a overdraft of £1250 and £1,000. Two years ago I had to start paying around £30 a month and £26 a month for my charges(interest charges). I managed last week to claim back some charges on both of my accounts with the help of this…
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overdraft charges
Hi, does anyone know if you can reclaim overdraft charges? A friend keeps getting charged for going over and it seems like she will never get out of the circle?? Anyone help????
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Reclaimed £800!!
I managed to claim back over £800 from Lloyds bank and Halifax in charges as I threatened to take them to court as I felt they were unfair. If you have any charges for any accounts contact the bank and get them back!!
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Account Charges
Good morning, Long story...... We had an account many years ago with Lloyd's. If my memory serves me right it was either a gold or platinum account. We had some financial difficulties and went with a Payment reduction company which meant we had to switch accounts. This company took all our paperwork in relation to our…
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HFC Bank / HSBC Old Closed Account
Hi All I had a couple of old HFC Bank Accounts, from around 1997 to 2001, I paid ridiculous amounts of interest and charges on these and would now love to investigate it. Problem is the accounts are so old so wondering if anyone had any experience with this bank and getting information from that long ago? I have the…
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Bank smart threats!!
deleted for personal reasons
