Reclaim bank & credit card charges

Hi, Sorry there may be a thread already but I cannot see. I've recently started a personal claim against Yorkshire bank/Clydesdale bank over possible PPi on my credit card (had for 20years +) As no PPi info on my statement a requested a copy of the agreement (sent £1 cheque etc). I had a letter which stated my signature…

I divorced in 1993 & opened a Woolwich account (still have all my statements). Due to CSA payments not crediting my account as the time they stated I continually incurred £25 chgs (a lot of money back then) some mths this could be as many as 6 or 7. I was at the time in financial hardship as I had to change from full to…

Hi all, I'm new on here, first post so forgive me if this topic has been discussed before. i reclaimed PPI from old loans a few years ago and was successful, however when I was claiming I was told by the company I used (can't think of the name at the moment, it'll come back to me though soon) that they were not able to…

I received a letter informing me that I'm due a Refund from NatWest. This is apparently as they've discovered an IT System error which meant funds credited at ATMs showed as credits that day on mini statements, but did not credit until the next banking day on their internal systems. They've therefore refunded any £6 fees…

Hi Everyone, It's my first time posting on here so forgive me if this subject has been discussed before. I had car finance with Welcome Finance in 2008. They said that mechanical breakdown and shortfall insurance was mandatory and I couldn't have the car without it. I didn't have an alternative option at the time so…

I've got an overdraft of £2000, I used to have a silver account I think it was with lloyds, then they hassled me and kept pestering me into getting a premier account to reduce the interest charges of the overdraft. (However the interest charges are lower but the account is £25 per month so it works out still more expensive…

I have an old bank account that I have been using just to pay the council tax. I set up a DD this year and transferred £160 each month into the account to cover it, but instead of taking out the £150ish per month (£15xx over 10months) I was expecting, the council actually took out £191 meaning that last month the account…

Hi, I think I'm going round in circles; can PPI have been applied to a Barclays Career Development Loan or a Student loan??

So I had a letter from barclays, who have said that they cannot agree that ppi was mis sold. The reasons are, the application for ppi was made in branch ( I don't remember asking for ppi), I was eligible for the policy as over 18, and resident in uk. That the information provided was clear, fair and not misleading. They…

I am new to posting on this Forum. I would like help if anyone has similar or any experience. In a previous relationship my partner and I sought a bank loan from Lloyds Bank and were accepted. Part of the criteria was that we had to have ppi or would not be able to take out the loan for a place to live. So we had to agree…

I have an overdraft on both of my accounts I hold with halifax, which are both maxed out! I have been in this situation for some time now, although I'm not going over my arranged amount I'm getting charged £1 per day on both accounts amounting to £60 a month just on overdraft fees and I'm unable to break the cycle. Does…

I rang natwest yesterday as I had the advantage good account between 2002 and 2009. I advised them that I believed I was missoldcas I don't recollect being given any indicting that it was optional. The man said that yet can't uphold my complaint as I had cancelled the advantage gold in 2009, but that I was more than…

I remember having Sentinel Card Protection via RBS (on Debit Cards, Credit Cards, + cover for loss of passport, driving licence and house keys) for several years prior to 2005. Unfortunately I can also remember shredding Sentinel paperwork, and lots of old bank-statements, a few years ago. What I do have in my possession…

Filled in questionnaire online for ppi claim with barclays, received letter saying cannot proceed as address does not match records and gives options to proceed. Called ppi helpline and went through security very difficult to remember all details as account was closed 7 years ago said i needed to go through higher security…

I am trying to reclaim charges under hardship. I never really had problems until November 2003 when my then husband became ill with Multiple Sclerosis, at the time I was pregnant with my son who was born in January 2014. My then husband never worked again & our income reduced from £40000 to £15000 as I was only able to…

Hi all. Does anyone know when Additions accounts started? Thanks

Hi all, Do I have any case to claim back charges from Barclays Bank, when we were in Finanical Hardship. I didn't know about this before (living under a rock - hey!). We had an agreed overdraft of £3500 the bank account was always more or less up to this limit. We also had huge credit card debts of about £40,000 and they…

From a bank perspective what is the difference between my request from an ATM for more money than is in my a/c and a direct debit from a third party requesting money from my a/c to settle a monthly bill. They seem like similar functions technically, yet the bank appears not to care about the ATM transaction while charging…

In 2005 I started to receive Disability Living Allowance after major surgery and amputation due to clinical negligence. In the overall hassle I was forced to stop working and ran up debts. HSBC though allowed me an overdraft which was fine until DWP erroneously stopped the DLA in 2006 - claiming that I had "recovered from…

Hi All I recently requested a refund of my wife and I's bank charges (unplanned overdraft fees, overdraft interest and unpaid DD's) from Lloyds in relation to 2 bank accounts dating back many years. The worst period of which was 2009-2010. The total refund requested was circa £4,300 and £1,700 in relation to these 2…