PPI Credit Card

greggles

I had a credit card with Virgin several years ago where I believe I paid PPI.

Whats the best way to find out if im entitled to anything?

Thanks

~Beanie~

You need to establish whether or not you actually had PPI. Have you got any old statements or paperwork? How long ago is 'several years'?

If you find out that you did have PPI, you are not automatically entitled to anything, you would claim on the basis that it was mis-sold. Why do you think it was mis-sold?

hugabug28

Hi

I need a bit of help. I went via a 3rd party in May 2014 to reclaim my mis sold Ppi. I received a letter from my credit card company to say that they did not mis sell. I also received a letter from 33rd party saying i was unsuccessful and they have closed the claim.

Out of the blue yesterday I received a letter from Barcelycard to say they were reviewing everyone claim and found they had in fact missold and have awarded me some money. As this was so long ago i contacted them to ask if this was via a the party or if i requested the payment via chq or credit against my card. They told me that as it was so long ago the third party have no claims to my award.

Now I have received a letter from them saying to accept the award I must contact them (even though barcleycard have sent my chq to me directly) and they want £750 fee.

Am I right in saying that they have no claim to thi as this was over 16 months ago and the case was closed?

Any help would be great