Bank charges from old Abbey National now Santander

hunny*pot

Hello

I was wondering how I'd go about trying to claim back bank charges from the old Abbey National bank, now Santander.

I had charges added to charges and a CCJ registered against me for the monies owed, which has now expired.

Many thanks

dunstonh

I was wondering how I'd go about trying to claim back bank charges from the old Abbey National bank, now Santander.

On what basis do you think you can request that?

hunny*pot

Hiya, thanks for your reply.

I'm not sure if I can claim them back or not hence my question.

I'm getting automated phone calls on a daily basis just about, asking me if I need help claiming back my bank charges, and I wondered if I could do it since they've been taken over and I no longer bank with them.

I successfully claimed back PPI on bank loans and credit cards, so this was my next step.

HappyMJ

hunny*pot wrote: »

Hello

I was wondering how I'd go about trying to claim back bank charges from the old Abbey National bank, now Santander.

I had charges added to charges and a CCJ registered against me for the monies owed, which has now expired.

Many thanks

Did you pay the CCJ?

hunny*pot

Yes, I did. Will that make a difference to claiming?

Thanks

dunstonh

I'm getting automated phone calls on a daily basis just about, asking me if I need help claiming back my bank charges

I suspect it is packaged bank charges they are on about. I have had several like that myself. After the banks won the "unfair" bank charges court case, the reclaiming of bank charges (overdraft, bounced items etc) died a death unless you are in current financial hardship or incorrect application.