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Halifax Bank Charges

am i able to reclaim bank charges from 12 years ago with the halifax bank

if so how do i go about it please

thank you

Comments

  • Nearlyold
    Nearlyold Posts: 2,380 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Combo Breaker
    No you can't is the short answer, you would have to be still with them, still getting charges and in current financial hardship.
  • dunstonh
    dunstonh Posts: 119,864 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    am i able to reclaim bank charges from 12 years ago with the halifax bank

    Only if you have been in continuous financial hardship for the whole of the last 12 years and are still CURRENTLY in financial hardship. Even then, most banks if they agree you are in hardship, will only consider a much shorter period (6-12 months).

    The only other area is incorrect application of charges.
    if so how do i go about it please

    you haven't actually said why you have grounds for complaint.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
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