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Claiming if you've no details??

Hello,

I'm a bit late to the PPI party as I've never had any loans, but I have had various credit cards where I did balance transfers, probably 3 or 4, which I had from 2006 - 2013.

I don't think I had PPI with any of them, but am not 100% sure, so I'm wondering if it's worth enquiring anyway? Unfortunately I don't have any paperwork relating to these cards anymore, but I do have a note of the card companies and dates from my Experian report.

Would I be able to enquire if I don't even have a record of the account number, and if so, how would I go about it?

TIA :)

Comments

  • dunstonh
    dunstonh Posts: 119,858 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    I don't think I had PPI with any of them, but am not 100% sure, so I'm wondering if it's worth enquiring anyway?

    You can do.
    Would I be able to enquire if I don't even have a record of the account number, and if so, how would I go about it?

    Ring them up and ask.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • swaite53
    swaite53 Posts: 11 Forumite
    Do it. It's easy, and you have nothing to lose - do it yourself, and don't use a claims company.

    I've just successfully claimed £4,300 from RBS for a loan that ran between 2003-2009. I didn't have any of the paperwork, but just used the dates from a credit report. Thhey checked all accounts from me (not just the one I enquired about).

    Didn't think I'd get anything, but was shocked when I had the letter. Just fill in the standard financial ombudsman form and send it off.
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