Using a CMC

bass_2324

Hi, I am new to this forum and apologise if this has already been covered elsewhere.

If a claim for PPI is rejected, can I then use a CMC and try again?

Thanks

dunstonh

f a claim for PPI is rejected, can I then use a CMC and try again?

No.

A CMC sends your complaint to the same place you do. The same people at the bank/firm look at the complaint in the exact same way. Sending in a second envelope is not going to change the outcome. Any second attempt can just refer you to the first complaint outcome.

Marty_Hopkirk

A second compliant may even be judged as fraudulant, only enhanced by the likely fabrication that a CMC will submit.

Marty...

Nearlyold

Some CMCs will charge you if you instruct them to complain to a firm that you have already complained to and been rejected as its wasting their time (not that they do much anyway). If you don't' like the rejection go to FOS (within 6 months)

addedvaluebob

Marty_Hopkirk wrote: »

A second compliant may even be judged as fraudulant, only enhanced by the likely fabrication that a CMC will submit.

Marty...

What a complete crock of ***. Anyone resubmitting a complaint (a before i) is not making a fraudulent (e not a) claim and your assertion that any CMC will 1) take it on when already rejected. 2) Make fraudulent assertions when you have no evidence of 'likely fabrication' is without foundation

dunstonh

What a complete crock of ***.

No really. Many CMCs use a template letter with a shotgun approach with reasons. If those reasons are not true then that is fraud.