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EE Flex Pay
I bought a phone in store 18 months ago called EE Flex Pay. My device agreement was for £516 and this is being paid until Oct 2027 at £13.50 a month. I am also paying for a plan at £29.50 a month (having gone up from £28 and due to rise again). I have never used this plan as decided to stick with my original plan provider.…
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Smart meter not showing usage data
Is there a technical reason why my gas smart meter hasn't been showing usage data on any app or my online account since the end of January yet my supplier (Octopus) still gets smart meter readings for it? There's nothing wrong with comms, it just looks like the DCC are not getting the usage data for some reason yet they…
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CC Debt Existing Mortgage
Hi All Would just like to ask a question. I have a number of credit card debts, yet to default on any but payments becoming unmanageable and thinking about a dmp. After reading lot of the advice on here I understand it is best to default first before setting up any payment arrangements. I am worried as I have an existing…
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Please help £75k debt!
Hello everyone, I found this forum and have been reading different stories the last couple of weeks because find myself at breaking point, 35/M I have a history of gambling addiction which is the root cause and for the first time in my life ( it has been approx 2 months where i feel in control of it and honest with it to…
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MSE News: Faulty smart meters to be tackled and automatic compensation paid for problems
Faulty smart meters are to be tackled as part of a new industry review, the Government has announced. It's also been confirmed that you'll be able to get automatic compensation from your energy supplier for certain smart meter problems starting early next year. Read the full story: 'Faulty smart meters to be tackled and…
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Money taken from Pension Credit
Hi all, newbie here so hope I'm in the correct forum! I'll try to keep it short….. Since September 2025 over £55.00 has been taken every month from our joint claim for Pension Credit. This is repayment for an outstanding Working Tax Credit overpayment they say. However, this overpayment was repaid in full in August 2025…
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Fibromyalgia and ibs
Will be having my first reassessment at some stage and I've heard it's changing. Has anyone been successful with fibromyalgia and ibs? If so could you please let me know what type of evidence you used and what if anything it stated ? Thanks
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PCM / Trace advice please
Hi there. I would be most grateful for advice on the following: Some months ago we received a ‘parking charge notice’ on our car windscreen. There are no double or single yellow lines at the location, which is a residential development, but there are some signs stating it’s private land and setting out some ‘terms and…
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AgileBuddy
I've been using the AgileBuddy website for a while. I'm on Agile tariff and if I compare my use with Agile itself, I would expect it to say they are equal but it doesn't. It says that agile is a few pounds per month more expensive than my actual Agile tariff. It makes me wonder how accurate it is with the other tariffs…
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UC/New Style ESA payment
I was living alone and claiming income based ESA. I was in the Support Group. I got married in October 2024 but continued living alone whilst my wife lived with her mother. In December 2024 my wife moved out of her mother's house and bought her own house. I moved in with her March 2025. She successfully claimed New Style…
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Tesco Fruit and Fibre Cereal broken tooth
Hi folks, Last Thursday something rock hard in Tesco's own brand Fruit and Fibre cereal broke one of my molar teeth. This required a vist to the dentist on the Friday for an amalgam filling, the dentist said this will likely need to be replaced with a crown within a year or two. I contacted Tesco's online customer services…
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Flaw in system or is my company dodgy?
Is there a flaw in the system to leave after a Broadband contact finishes, or is my Broadband company dodgy? I tried to do everything correct to leave a Onestream Broadband contract at the end of it in March, without any added fees, even though they made it difficult, as said I couldn't contact them before 30 days to…
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What is the best way to contact HMRC for explanation of tax statement
Mom is 93 and just had her 26-27 tax code notice. She did not have a high enough income to pay tax before Dad passed. We understand most but not all of it, her income is reported correctly. She wants me to make contact with HMRC for answers. I have LPA for her but this has not been registered with HMRC yet. We lost Dad,…
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Understanding LGPS CETV
I'm divorcing, ex has provided a LGPS CETV much lower than expected. At this point I have no statement or accompanying guidance only the CETV document. After nearly 20 years in LG there is only £60k CARE component and zero final salary component. Could it be that I'm missing a separate PDF file that has earlier…
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Partners debt and spending issue
Hi all, I am really just looking for some advice on how to address this situation. me and partner live together, but are not married and share no assets (as such) or children. we both have some debt, the difference is that mine is somewhat out in the open. I have a loan which was got for a car and some home improvements…
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Cynergy bond renewal loyalty rates
What am I not understanding about why the 1 Year AER and Gross rates are not the same? Also, why would AER be compounded for durations < 1 year? And surely both are the rates of interest before the deduction of income tax? My brain is failing to compute! Term Loyalty AER* Rate Loyalty Gross** Rate 6 Months 4.06 % 4.01…
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Why can’t I withdraw the full stocks and shares ISA
Hi, I have over £6K in my Vanguard S&P500 account and was just curious on the process of withdrawing the amount but when I tried going through the process of withdrawing, it says I have £2,076 cash available to withdraw. Why can’t I withdraw the full amount if I wanted to? I could understand if there were potentially large…
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Old Style Daily Tuesday 10 March 2026
Morning everyone.
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Should I dump my stocks ?
The other side of the coin perhaps to the "should I sell my gold" thread. I'm thinking about the S&P 500 specifically which so far hasn't really been phased by the war going on in the middle east. We shouldn't try to time the market we are told, but I'm getting nervous and can't see much down side to a few weeks out of the…
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Can you take 20% tax free + pay in to grow tax free pot for later?
I'm just confused as my SSAS will CONTINUE to take monthly rental payments in after the planned crystalisation that is to enable me to take the 25% PCLS but then also then take that rental money out monthly as an income. I understand that income part will be PAYE taxable. BUT Is there a better way that will allow me to get…
