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Account sharing issue.
My partner has a number of shares in my trading account worth 12k, having doubled in value. Could I sell an equivalent number of shares in my ISA account and give her the full amount and her be free of any tax burden?
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Investment Bonds
I have been left some investment bonds in a will. Managed through St James They have to be split 10 ways and the total value is about 270k. The financial adviser have advised not to encash the total amount, but to split the investment and allow the individuals to choose if they want to "cash in" or not. I need the money so…
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Solar quote
Had a quote for solar and battery fully fitted for £3900 is this a good system and will I benefit from having it installed company who quoted is emyra solari am with octopus energy and electric estimated usage is 3800kw a year 6 Aiko Neostar 470W N-Type ABC, Solar Panel 1 Solis 3.6kW Single-Phase Hybrid Inverter 1 Dyness…
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Share tipping websites
Thought I would share this one just for a laugh link https://www.tipranks.com/news/company-announcements/jarvis-securities-strengthens-board-with-appointment-of-paul-shackleton-as-non-executive-director Quote 'The most recent analyst rating on JIM -6.25% ▼ stock is a Buy with a £9.00 price target.' Current price 8 pence No…
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How best to allocate £6k cash + £6k loan across cards?
Hi all, I hope everyone is well, I am hoping someone can help advise me. I want to know what the best way to allocate a lump sum across several credit cards to avoid defaults and stabilise my situation. I would truly be grateful for any advice and ideas. II had to leave my job and unfortunately spiralled and missed…
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Irresponsible lending complaints advice
Hi, I'm just looking for a little advice regarding my complaint responses. Virgin CC have refused the complaint so I've sent to the FOS. Barclaycard have replied to say yes they agree I shouldn't have had the last increase from 6k to 7k so have dropped the limit back to 6k and ive just received response from Castle…
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£35 into my bank from Money Saving Expert
So checking my bank this morning and I have recieved £35 form MoneySavingExpert. Surprised, only thing I can think of is maybe from when I switched energy suppliers, but thay was back in April. Thank you MSE
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Anybody know the 'grace period' for returning late at APH, Slip End Luton Airport?
As far as I can make out, it's simply 'up to midnight'... which is pretty useless for flights scheduled to land, say. 10pm.
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Lloyds home insurance ends in 3 weeks
I have been sent the documents for my renewal which is an increase of 6.5% According to Martin Lewis tonight it should be goinfg down. Are there links to home insurance companies on this site. So I can look for a cheeper deal? Thanks. Desmond.
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Car accident – repair privately vs insurance ( worried that Insurer will opt for r writ-off?)
I’ve recently had a car incident (no injuries) and my car needs some bodywork repairs due to deep scratches. I’m trying to work out the most cost-effective way forward. Damage is some deep scratches around rim. Damaged when car was parked. I have Insurer excess of £500. My One concern is that although the damage appears to…
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Has MSE helped you save or reclaim money in 2026?
Hi all, We love seeing your MoneySaving success stories! Whether it's down to the Forum, the main MSE site or the Money Tips email, it's always great to read about how you've been able to use MoneySavingExpert's news articles, guides, tools or online community to help save money or get it back. So let us know below if…
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Christmas gift had item missing. Company no help.
Hi all, My son purchased a perfume gift set from justmylook.com costing £92.99 for me for Christmas. It should have included eau de parfum 100 ml eau de parfum travel spray 10 ml eau de parfum mini 5 ml When I opened the box on Christmas morning, the 100ml bottle was missing from the box. My son had wrapped it in the…
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Probate Interim Payment
Hello - thanks in advance for any responses/advice… So my mother's estate has gone through probate, and my solicitor - Octopus Legal Services - obtained a grant at the beginning of December. Just over two weeks ago, they sent out closure forms to mum's banks. One of the banks, Saga, has emailed the solicitor re: a bank…
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British Gas billing chaos
Hi, My bills from British Gas recently have been all over the place with them transferring several hundred pounds between my two accounts (one address, two accounts, no idea why), usage has been transferred between accounts as well, and I've got bills for periods that have already been billed for. A customer adviser seemed…
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Motor insurance renewal. Unfairness on law abiding policy holders.
I appreciate that this topic has been subject of previous forum discussions but this is just not fair. In brief. I am a long standing no claims multiple vehicle policy holder on cars, motor homes and motorcycles. Last June 2025, I parked my car, lawfully and with permission, on a school car park clearly within a marked…
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£2000 a week for my mum's dementia care home!
I can't find a category for this. I hope this may reach the right audience. Please can someone update on what is going on with this scandal of dementia care-home costs? Mum is self funding as she has savings of over £23,500. Dad is still living in their home so I know that's safe. How on earth did we let this happen these…
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Hanley Economic BS - Jet Set Account - Win a £10k Holiday
https://www.thehanley.co.uk/savings/jet-set-saver Each £500 in a 2.5% EA account on 28/08/26 earns 1 entry. Bit like the TSB draw last Sep. I'll make no comment that the good folk of Hanley think "Jet Set" is a cool term - which it was in the 1960's…
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British Gas have destroyed my partners Credit Score
Apologies for the long thread, but hoping for a bit of advice. My partner checked her credit report recently as she was having issues applying for a new bank account. We found late payment marks (totalling £1300) from British Gas every month since the start of 2025 for a property she hasn't lived in for over 15 years; this…
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Mortgage offer but have since changed address - process
Applied and accepted for a mortgage with nationwide in July however the house sale fell through and we are now considering a new property. The new property is less which would reduce amount borrowed by £50000. The current mortgage is due to expire end of February so my question was can this mortgage offer be moved to the…
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Avoiding broker fee
Broker has arranged a DIP from a lender, the fee they've quoted is only payable once I'm in receipt of a firm offer. Other than annoying the broker, are there any pitfalls to approaching the lender direct? I would potentially be saving £500.
