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Bit confused about fixes and EV Tariffs (Octopus)
Got a quick one to check, hopefully is simple… I’m with Octopus and gas is fixed to Dec 2026, however my electric tariff is IOG which I think is variable. I can’t see a fix EV tariff on Octopus; is it possible to get this type fixed or am I stuck on the variable?
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Argos Customer Services direct email address needed
I'm trying to get in touch with Argos Customer Services about an issue with some eGift Cards, but am finding it very difficult to get in touch with them. The online robo-chat says it can't help, and it is the same with the robo-phone too, as it doesn't give you the option to speak to a actual person. I found a Facebook…
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what are my rights
So before christmas contacted a company for a new door and side panels. Company have been around for a while though the directors regualary change. Price agreed and document signed, said approximately 12 weeks for fitting. Paid the 50% deposit and then 40% when a fitting date agreed. Twice they have email with fitting date…
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£1,180 Mediation Call with DCB Legal
Hello, I have a mediation call tomorrow for total of around £1,180 for 5 different occasions at a accomodation in London. We had to park there because our council arranged it as emergency housing. That was back in 2023. Is it worth offering anything or shall just deny everything and go to court? Any help, advice or ideas…
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Lodger, UC, do I need to inform DWP as “change of circumstances”
hello, I understand everything about taking in a lodger while on UC with housing element, however this is the one thing I cannot understand: they are not family or a non dependant, nothing to do with my household, simply a lodger. Does this count as a change of circumstance that needs to be reported to the DWP? I know it…
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IHT Allowance - IHT402 and IHT400
My mother died in 2013 and left everything to my dad. My father has recently died and has left £10k each to his two grandchildren and the balance of his estate (approx. £560k) to his two daughters (I am one of them). We are trying to apply for my mum's nil rate band to be transferred to my dad's estate (100% as my mum…
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Completed c1 confirmation returned
I completed a c1 form but have had it returned with a letter saying corrections required on c1 form . They have marked the inventory at the bank accounts but unsure what ive to do .
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Trading 212 Cash ISA - Promo Code?
Hi, Has anyone successfully opened a new Trading 212 account and received the ‘newbie’ bonus, taking the interest to 5.05%? I tried doing this, and successfully opened an account but this was with 4.9%, it turns out you need to enter a promo code…. Martin Lewis doesn’t specify this code… so has anyone been able to get…
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Car insurance auto-renewed, I sold car 6 months ago and don't live in the country anymore
Help, I'm a British citizen who moved abroad for work 7 months ago. I sold my car, but the insurance auto-renewed on Sunday. However, payment did not go through because there was not enough money in the account (around £450). Am I obligated to pay this, legally? It seems crazy to pay this, as it really is money for…
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Vanguard Funds' withdrawal allocation.
I have an UNcrystallised SIPP with Vanguard, worth £90k. It comprises £64k in FTSE Dev World ex UK & £26k in VLS60. For the first time, I have requested to crystallise £20k of VLS60 in order to take £5k as a TFLS. This would leave VLS60 with £6k uncrystallised & £15k in drawdown, or so I was led to believe. Vanguard sent…
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Executor-dative scotland
I have completed a template to petition the court for executor-dative my mum passed away with no will and estate is above £36k.any advice on how I have completed the template
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Initial Parking PCN - St Mary's Church Bets-y-Coed
Hi, Literally just received this PCN (12th May 2026). The driver (who was not me) has a bank statement showing payment, and believes, but is not certain that it covers the entire period. There's a history n Google Reviews of this car park issuing PCNs which people believe are not valid. Looking at the Car Park on Google…
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ParkingEye PCN
Nursery car park had issues, so we were instructed to use the car park of an adjacent building (managed by ParkingEye ANPR), and use a QR to register the vehicle every time we park there. One day, we forgot to use the QR code so we received a PCN. The duration of stay was 12 minutes. There are some generic signage in the…
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2026/2027 transferring a cash ISA from Trading 212 to another provider
Hi all. I'm looking for a cash ISA provider that will accept transfers of an existing ISA from Trading 212. I tried Virgin Money, but their list of providers that they'll accept transfers from doesn't include T212. Someone recommended Principality Building Society; I've spoken to them, and they confirm that they can't do…
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Smart Parking, DCB Legal, LoC 2025
Hello, Just need a little guidance over what to do and what my first step should be. I am getting confused on land owners and sar... I received a letter from Debt Recovery Plus to say that I owe £170 or will be taken to court. LUCKILY, I read part 4 of the newbies post and haven't called them like I was initially intending…
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Barclays petrol cashback
Barclays are offering a cashback of upto £10 per month through it's rewards scheme if you buy petrol from Tesco's. Link with more information - https://share.google/WwImJXVsFG7cz8Kyd
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HELP !!! Gaming Laptop Query
Hi, I am after a gaming laptop specifically to run two simulator games, The Sims 4 (with expansions) and InZoi. I have a ASUS Vivibook (I know it’s not a gaming laptop but ran the sims well enough) that I was playing sims 4 on, but due to a large update, this game has now become laggy and sticky. I want to now purchase a…
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Chase Saver With Boosted Rate
I'm in the process of moving my savings from Monument Bank as their rates are now dragging behind and I'm looking at the Chase Saver With Boosted Rate as I prefer to have instant or short access(30 days max ). However I find the following a little confusing; The MoneyFacts website states that the Chase Saver With Boosted…
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Solar Export tarriff makes my EDF standard account unuseable
Having solar panles and an export seg, Keeping control of my normal electric and gas tarriff is a night mare with EDF, as they seem to have dumped my export readings into my main accout. This has caused me lots of problems, unable to change tarriffs on line, unable to book a smart metter install on line. Then add in I live…
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Fell for Edith's Leather Scam E-commerce leather workshop store - what to do now?
Hi all, despite usually being good at spotting fakes, last Friday morning I was looking at Facebook marketplace and saw an advert embedded in the for sale listings to a "leather workshop closing down sale" for a site called Edith's Leather. Prices that were "amazing" and some "friendly images" and a ridiculous backstory…