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Competition providers not giving out the prize
Has anyone had an experience of winning a competition but the prize giver just not releasing the prize? This has happened to me recently - I've been chasing to get it sorted but the company appears to be ignoring my emails. The prize was a voucher plus an item. The finally sent me a voucher code but it doesn't work!…
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Self assessment form advice
My friends 87 year old mum has just received a self assessment form, I'm trying to help but unsure if you just half the savings interest if it's a joint account - sorry if that's a silly question. Also, do you mention the banks dividend payments? Thanks
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Any experience of selling a car via 'Motorway' online?
I have heard generally positive feedback locally from people who have sold their car this way and the initial valuation I get when inputting the car details seems reasonable. I wondered if anyone on here has used 'Motorway' in the past and what their experience was like? Thanks
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Transferring part of a SIPP
I have an ii SIPP and a 212 stocks and shares ISA. I much prefer the 212 platform and the lower fees. I would like to leave my stocks/holdings in the ii SIPP and transfer the cash to a 212 SIPP. Is that allowed? I do not want to go into drawdown.
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Car issues while bankrupt
We are 4 months into bankruptcy (sequestration) and our car is off the road, likely to cost more than it’s worth to fix. We live very rural and rely on the car for essential journeys to work and have a disabled child. We cannot function without a vehicle. What are our options? Can we finance a replacement vehicle? We will…
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Almost at start of Year 3…..
Hi all, as the title suggests I’m about to start year 3 just waiting for my EOY review! I’m not sure really what to put …… but I feel overwhelmed and like I’m drowning! Don’t get me wrong I haven’t missed any payments etc but I’m constantly living in a state of anxiety. I feel like I was ushered into this “scheme” when at…
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SIPP tax deadline day 25-26
I am thinking of starting a SIPP this tax year 25-26 to take the advantage of the tax break of investing a lump sum as I am no longer working paying 20% tax on my two company pensions, on ii website it states has to be done by Sunday 5th April but also seen online that for tax purposes it’s has to be done today Thursday…
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Aviva weaponizing AML to delay customers paying off loans.
My father took out an Aviva lifetime mortgage in December 2025 and passed away early January 2026. The money then sat in his account and was not even drawn down. I have been attempting to pay off his loan for the last 3 plus months and Aviva have been (in my opinion) using their compliance process to deliberately make it…
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USS log on
Can I ask those who have a USS pension, are you having problems logging on to the site? I have tried over the last couple of days and keep receiving the following message: Sorry, something went wrong... We seem to be experiencing a few technical issues in My USS. Please try again, or maybe come back later.
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Supplier refusing order cancellation
Hi, I order a camera from a company called NextDayDeals, paid for with PayPay Credit (pay nothing for 4 month). Anything but next day. I ordered on the 31st May, and Was immediate told once I ordered they are busy. I asked them if it woulkd be delivered by the 10th April, as I go on holiday. I was told they weren't sure.…
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DCB Legal on behalf of Park Maven
Hi All, I have received a Letter of Claim giving 30 days to pay the amount of £170 for no valid parking ticket. I have read the newbie thread and ignored all correspondence until now. I did contact the business I purchased from on the day. They referred me to the landowner who refused to help me because "too much time had…
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New version of Pinecone Research
I have been doing Pinecone surveys for a few years. Recently they had an upgrade. Original reward was 300 points = £3 and it took about 5-10 mins and you 99% of the time got they survey guaranteed till the end Now reduced points, screened out after few questions and lots more glitches. Plus having to complete lots of…
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Pension consultation
Hi, we have been informed at work that there is going to be a change in our pensions and that this will be changed to a net pension scheme, and asking if we want to opt out of this. At the present time our contributions go in from our gross pay. This is due to the national minimum wage increasing and breaches that may…
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Parking tickets public and private
I have quiet a few parking fines which have been building up for the past year or so Some are private and some are form the councils They have become overwhelming to deal with since it’s so many of them and some I tried my luck to appeal but have been rejected I want to pay off the original fine and not the tripled prices…
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Has anybody been to Costa Rica, Panama or Nicaragua on holiday? Advice needed on logistics
Hi all My wife and I have decided that we want to go to Costa Rica for a relaxing holiday in January 2027. However, we have 3 weeks holidays so we want to add in another stop first, either Nicaragua or Panama (because they are both adjoining countries). However, we can't seem to make it work without flights being…
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2026 - DCB LEGAL, ECP court claim, defended
Hello, I have received a LOC from DCBL regarding an overstay in a retailer car park a few years ago. I have referred to the NEWBIES thread and sent the below as a response per the instructions: Dear Sirs, Your ref: [insert reference number] Proposed legal proceedings Claimant: [insert name of parking company] I refer to…
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New telephones
Hi, I am new on here and would really appreciate some advice. I recently bought 3 cordless phones for my 88yr old mother as she is house bound and her current phones are not fit for purpose, however, when I took them to my mothers and tried to connect them they would not work so I phoned BT and they said they were not…
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Age 70/Glasses
I am 74. My eyesight is 'fine'(could be improved with glasses) When/if wil DVLA insist youget a check? Will optitician notify DVLA of results? No problem to get a test, but will that be OK for DVLA when/ifthey require it (soon, from news ???????????????
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Natwest reward card interest charge
Interested to know if anyone else are having the same issue as me with their Natwest credit card(reward card), we have used this card for many years with no issue, it is set up with a D/D monthly of full amount therefore no charges, but in the last two months we have been charged over £400 'interest' for no apparent…
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What is the best way to sell a commercial van that has 'Died'?
Hi all We have a works van that has finally died. The garage rang us yesterday to tell us that this van (18 Reg) has a head gasket problem and it is likely to be very expensive to fix. To be fair, the van has been on its last legs for ages and we have had a great run out of it. So, this van is sign written. It probably…
