Recent Discussions

Given speculation about the CGT rate increasing to match income tax rates, I’m thinking about what to do with my investments. I don’t want to be out of the market, but is selling accumulation units and buying income units in the same fund caught by the 30 day B&B rule? Also, would it be better to realise the gain but save…

I viewed a flat on Friday that had been posted on Wednesday. Fixer upper, requires a proper survey to establish whether it's a Good Project or a money pit, but felt like the former. I'm expecting confirmation of funding next week, so told the estate agent I'd be in touch about the survey. Everything seemed okay and I…

I received a money supermarket reward for £10, which I converted to a Mastercard prepaid card, which is showing in Great British pounds as £10 available. I added it to Google wallet. Every time I try and spend it on multiple sites, including Marks and Spencer's online, for the exact amount of £10, it is constantly…

Hi, everyone, I’m sorry to ask for help but I’ve been looking for assistance among the threads and am getting very confused! I just received a pcn for parking without displaying my blue badge. On this date we did park closely to the entry to McDonald’s in a disabled bay as I’m unwell and I needed to be sick. I jumped out…

Hi, my mum is 86 and has been in a care home for just over 6 weeks, with respite care ending last Friday. She has dementia and is bipolar - she has refused to allow carers in for some time, had a bit of a meltdown (no doubt owing to not taking medication) and ended up in hospital. Her social worker from the local authority…

Hello. Do Barclays lend for new windows and doors, as additional borrowing on a mortgage?

Hi. I bought a new speaker thats not working. I sent evidence to the seller who uses a third party wholesaler. After they agreed the wholesaler organised a return via DPD. DPD were due to collect it which they failed to do so on two occasions. The seller says the wholesaler has to check things "their end" as DPD are saying…

We’re selling our four-bedroom townhouse in Bicester and have reached the point where we’d really value some completely impartial opinions. We originally listed at £425k, have since changed estate agents, reduced the price to £400k, changed the lead photo and updated the kitchen cupboards to give them a more neutral look.…

Just wanted to check whether the defence on thread below is the best response for the Civil Enforcement Limited Claim form? I have done the AoS and just want to get the Defence response in as soon as I can. CEL - Defence — MoneySavingExpert Forum The claim is from 2 years ago so could remove the last sentence in part 3…

I don't know how or why this has changed but i want to go back to JPG. Any help will be appreciated. Thank you.

Good evening . I am a retired person and my situation is that I have £85000 saved in a fixed rate bond and a similar amount in a cash ISA (also fixed rate). My wife also mirrors those savings with her own. I also have 50k invested in premium bonds which since I acquired them in April have produced rather disappointing…

On 1st Sept 2026 via the MSE Cheap energy club I applied for the above switch as my current contract ending 25th Sept 2026. Received confirmation email from MSE Cheap energy club that my switch was in progress and it should take place within 5 days. Having heard nothing from either new supplier or old supplier I have…

I am intending to buy a used 2024 plate Kia Niro from a dealership. The dealership is not a Kia dealership, but it has multiple locations nationwide. The dealership I am buying from is 100 miles from my location. The car has done 12K miles and I agreed a price of £26K which I intend to pay by: Have already paid £250…

Morning all, hope you’re good! I’m embracing a change of work situation i.e redundancy. I feel like I’ve been sat in the same career route for the past 14 years (customer service/education) and I’m actually seeing this as the perfect opportunity to change. I want to get back into information and guidance which I did for 2…

I have sky tv essentials and broadband with sky. The contract has come to a end I was paying £40 a month and sky have now increased it to £65 which is a real big jump. I have looked online and sky are offering sky TV essentials and 150 broadband for a new customer for £32 a month. If i was to cancel my subscription and…

Hi all, I received a MET Parking Services Ticket for my trip to McDonalds in Southall claiming that I left the premises. I followed the guidelines hear, tried speaking to McDonalds but had no luck, then appealed with the generic response in the newbie thread. They replied today with: Thank you for your correspondence…

currently I can get 25% off cafe nero twice a day with the meerkat app That means for example, a flat white and a cup of tea, for a total of around £5. I noticed first of all that pret does a 99p filter coffee? Then that they also do a £5 monthly subscriptions for 50% off all drinks up to 5 a day (so could even benefit…

Hello. I hope that I am asking in the right place? I am self employed and currently have approx £25,000.00 in credit card debs with 6 different cards. This all came about after my partner suffered an awful illness and neither of us could work for a long time. I have been making the payments ever since (6 years now) I have…

We have been struggling since we purchased our flat in London in 2011 to find cheap buildings insurance. The issue is that we are the 1st floor flat and there is also a ground floor flat (2 flats in total, one above the other) in the same terraced house (both flats own share of freehold), and apparently you can't just…

On 2 August 2026 I paid £80.91 by credit card for a "July 2026" map update for my Mazda's sat nav. It was promoted by Mazda UK but sold by NNG, a Hungarian company. The update was badly out of date. It missed A35 speed limit changes made between January and March 2026, and it sent me to a "no through road" closed to…