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Is Boots UK a pain when it comes to refunds/returns?
Earlier this year, i tried to refund an item from the 3 for 2 offer. The cashier was young and seemed new but she said she processed the refund and the manager did come to check the product. However, since it’s part of the 3 for 2 i was refunded £0 instead of £10 despite it being one of the more expensive of the 3. Wasn’t…
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Used Car Help - Rust Query
Hey all, I'm currently looking for a new replacement used car after having mine sent to car heaven by a lovely young chap who decided to hit the side of it. I've found one that otherwise ticks all the boxes but noticed some rusting on/around the sills. I spoke to the garage about it and they seem to think it's just surface…
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S&S isa inc vs acc question
Hi ive just rebalanced my Charles Stanley direct S&s isa selling a pile of equities to purchase some short term money market funds / fixed income things Tired and in a rush I accidentally put in an order for the inc version of this fund rather than the acc; Royal London Short Term Fixed fund (inc) I don’t want income (yet…
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Butlins weekend booked today. All shows and activities fully booked.
Just wondered if anyone knows my consumer rights regarding a refund. I’ve just booked a festive weekend at butlins in a fortnights time. I did ring up earlier today to ask if it was possible that all the pantomimes, shows and events would be fully booked and was told that it wasn’t peak season so probably not. The staff…
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Virgin Money accounts moving to Nationwide
Saw this email the other day so thought I'd share as can't see it being discussed anywhere https://www.virginmoney.com/nationwide-transfer
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Santander EDGE Saver renewal
I just noticed this month's interest payment was lower than previously so assume this is due to the bonus expiring - for Issue 2. What is the best way to renew this to get the new Issue 4? Ideally want to be able to get a new one without contacting customer services. I hold a second EDGE saver opened earlier this year. I…
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S&s isa, platform and funds
Hi i want to start paying 10% of my net pay into an s&s isa Im thinking of either ii, fidelity or vanguard as the platform. And a world equity tracker for the fund. Any view on this, what do you do and why?
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MF by Christmas 2024 - let's do this!
Hi everyone, I’m taking the plunge and starting a MF diary as DH and I
want rid of the millstone around our necks. We both work full time and are currently supporting DS2 who
is in year 2 at uni. DD finished uni in the Summer and has a temp job so we aren’t
charging her rent atm. DS1 lives with his GF so they are…
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DCB legal letter of claim for
Hi, Looking for some advice regarding how to handle a letter I received recently. Got this ‘letter of intent’ from dcb legal acting on behalf of euro car park for 2 parking charges I received back in 2022. I had letters on and off around then, then they stopped for a while and recently got this letter. Thoughts on best way…
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Parking Charge from UKPC, will appeal, have two options which one to go for?
Received a Parking Charge from UK Parking Control Ltd. I will be appealing but there are two things wrong with the notice so I would like others opinions on which route to take: 1. the parking charge date is 4/11/25. Date of letter 11/11/25. Received today 20/11/25 (of course, there is no datestamp on envelope). Therefore…
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Capital Gains Tax liability
Bought a house with my wife in 1990. I moved out in March 2018 into private rented accommodation. In September 2024 she severed the joint tenancy and we became tenants in common with a 50/50 share in the house. She died in the October from a long term cancer diagnosis. We never divorced. She left her half of the house to…
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Received first letter of claim…?
Hello, This is the third letter I’ve had for this ‘offence’ which I cannot recall 3 years ago. Not sure why this has taken over a week to be delivered. This letter says it’s a letter of claim but also states that I should ‘deal with this as a matter of urgency to avoid a claim being made’…. Which one is it!?
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Aviva workplace pension funds
I have 2 workplace pension funds that were acquired by Aviva years ago (one starting with F and another with TK). Both were managed online and I took out 25% tax-free money from both. At some point Aviva informed me that "as I am approaching the retirement age" they were moving my investments into the different funds.…
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Help needed please - faulty sideboard - purchased online
Can any consumer right experts help please 🙏 I had a sideboard delivered from a website company. It was advised as ‘delivered fully assembled’ so I presumed that it would arrive & not need unpacking etc. It was delivered by a 2 man delivery in an extremely large cardboard box - it weighs 61kg & is 145cm x 45cm x 71cm. We…
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Frozen tax thresholds – should I over-withdraw from my pension at 40% now to fill our ISAs?
With the freezing of tax thresholds and potential that
this will continue beyond 2028 I expect that at some point in the future that in order to meet my target
income in retirement I will need to withdraw from my pension at a level that
will incur the higher rate of tax at 40%. Previously I had always assumed I would be…
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Smart Parking refused landowner's request - court papers received three years later
I was a regular volunteer musician at an event held in a church. This event was usually on a Sunday, but there was a Spring Fayre on a Saturday in March 2022 and I played, without receiving payment. Unbeknownst to me, and other volunteers, the church had engaged with Smart Parking to issue tickets from Monday to Saturday…
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HOw does unemployed with business ideas get a help ?
hi guys I lost my job months back and starting an online business All jobs I have been applying for, say I am over qualified or declining me. I have now applied for Uber (taxi) lic and now behind in my bills. The taxi lic takes 2 - 3 months Is there any help for unemployed with both a business ideas and waiting for my taxi…
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Finance Mis-selling for Static Caravan
With the DCA issue affecting car finance between 2007 and 2024, I was wondering if there is a chance that a complaint against one of the lenders on the list who provided finance for a static caravan purchase could have also mis-sold that finance through DCAs. Does anyone have any idea where to start in relation to putting…
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Best place for a small amount of savings for easy access.
Hi I have a small amount of savings that I want to keep handy but in an account that is paying more than the paltry 1.15% I am getting from my bank. For clarity, ISA's allowance for both of us are filled for this year. Currently have other savings in place, hubby is a 40% tax payer so only has savings that will qualify for…
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Boiler broke down after British Gas service
Hi guys. I didn't find an existing thread for this, however, if there is one, please refer me to it. I took out a one off boiler service with british gas in September, when they were offering it cheap. Luckily, it's been warm up until now so I didn't have to use the heating. When I did this week, the pressure on the boiler…
