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Cancelling Sky TV
Hi. I’d been paying for Sky for my Mum using her address but my name. I had just renegotiated a reduced contract 2 months before she passed away. Because the contract is in my name they are insisting that I pay basically the remainder of the 13 months of the contract. The house will be sold shortly and I live in France so…
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Why won’t the Stylus work?
I have an ipad 11th gen and recently purchased a stylus pencil thing from Amazon. It said it was compatible with my model of ipad. However, it doesn’t seem to work. The spongy dibber end does, but the pencil end doesn’t write. The instructions just imply that all you need to do is charge it and switch it on.I have googled…
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Can I DIY transfer of house?
When my mother in law passed, she left everything to her only daughter who is named executor. Her house is fully paid for, no mortgage etc. We have her deeds and land registry paperwork too. Do we need a solicitor for this with it being simply a case of transfer the house? Or is it best to get it done for us etc? We have…
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Weekly Flylady Thread 19th January 2026
We often see new flyers (gents welcome!) around this time
of year so please don't worry if you feel you cannot keep up. Similarly
if your house has been neglected it won't be turned around in a day - but if
you stay you will get into some good habits which do help! Happy flying. Thank you, Valli, for last week's thread.…
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Lost Account
Hi. Please can I ask for help with the following: I am in my early forties. I lost my mother about thirty years ago*. At that time there was a conversation wherein my mother mentioned a bank account where she had set aside some money as an escape plan to leave my father. It wasn't much money, that isn't the point here. I…
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Letter of claim - BW legal
Morning, wonderful people. I received a PCN last autumn. Particulars were that I was in the car with my two children, my eldest was 11, I pulled up outside a Mcdonalds, and she went in to put an order in. I then went and parked in a small car park. The one and only machine in the car park was out of order. I spent some…
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Best windows for sound insulation
Hi, we live on a main road. End terrace but there is a stairway down the (non-glazed) side of our house so some road noise potentially could work its way around the back of the house. Our double glazed windows are 20+ years old, frames decaying and need replacing. I mentioned to two companies that have quoted (3 story town…
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cash ISA for elderly parents with income to drip-feed
Parents in their late 80s, have maximum allowed in premium bonds, but thanks to robust pensions and attendance allowance, coupled with a very restricted lifestyle they have more money coming in every month than they can spend. I'm assuming a variable rate cash ISA would be the best option (don't think the fixed rates allow…
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[PCN Cancelled] PCM - High Point Village/Hayes and Harlington Train Station PCN
Sharing this to help others. My PCN was eventually cancelled, but only after escalation. 1. Initial appeal to parking company (as keeper) * Appealed as registered keeper only (did NOT name driver). * Focused on legal / procedural points, not mitigation. * Raised: * Non-PoFA compliance (no clear parking period, defective…
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Moving pension pots for the best annuity
My wife will retire in 6 months time. She has two private pensions, so needs to make some decisions. She wants to take them both as annuities, as an inheritance has removed the need for any lump sum, and she dislikes the risk of drawing down from a finite pot. I realise that draw-down might well mean more money, but she'd…
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How to claim under the sale of goods act 2015
The forum and the MSE website have lots and lots of information about a persons right under this act. The internet does too. All seem to lack one vital piece of information - how does one claim ? Bought a 3d printed last May and it worked for around 4 months. It hasn't worked properly since. I've been haggling with their…
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Small claims advice: 21 days for evidence - is there a hard deadline?
Hi MSE forumites. I am posting here because I have seen other questions on small court claims that have been answered by members who display a lot of knowledge. It's my first time doing anything related to court. Brain is freewheeling a little with the court submission date. Am I late, or am in in time? This being my first…
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Legal implications of being an unpaid director in a management company for a block of flats
I've been a director of a management company for a block of flats (approx 24 one bed flats). We employ a managing agent and I assumed that they would have some level of legal responsibility to ensure health and safety regulations are complied with. We are all volunteers and unpaid, which is why we employed a specialist…
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Affordability Claim Win! Finally.
1 year 2 months and finally got my affordability claim win!! Never thought I’d get it sorted but it finally happened. November 2024 sent Newday my complaint which they rejected. I sat on it for 5.5 months thinking no point taking further to the FOS. They’d sent a massive lengthy letter explaining why I was wrong. It put me…
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Gilt ladder in SIPP - some not availiable gilts in platform
I am researching setting up a conventional gilt laddder inside my SIPP (as an alternative to taking a joint lifetime annuity). I have been using the excellent tool at https://lategenxer.streamlit.app/Gilt_Ladder. Unfortunately when looking at the individual gilts needed to implement my selected choice of income, some seem…
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Flexi ISA question.
I'm sure this scenario has been mentioned on here before, but it's easier to ask it in a new thread than trying to find the answer from previous ones. I have a Chip flexi ISA which is almost maxed out for this current tax year. Can I withdraw £10k now, pay it back into the same Chip account in 6 months time (new tax year),…
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Electric foil underfloor heating
Hi all Has anyone fitted this themselves? The electrician has put the spur in for it so I thought I give it a go laying it. If you have paint, any great advice? Thanks
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Vanguard cuts LifeStrategy fees and reduces UK bias
Announcement from Citywire:* Vanguard is cutting fees across its £52bn LifeStrategy funds and reducing the range’s bias to UK assets. * The passive investment giant will reduce fees on the multi-asset funds from 0.22% to 0.2% on 27 January. The funds’ allocation to both UK equities and bonds will meanwhile be cut between…
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club lloyds free benefits?
I wanted to get the free £250 and Disney+ (Standard with Ads) through a Club Lloyds account while avoiding the monthly fee, open a Club Lloyds Current Account, deposit £2,000+ per month, and activate the Disney+ benefit via the "Lifestyle Benefit" portal. I'm wondering if anyone has done it before? 1) I've never done…
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Vodafone broadband speed?
Thinking of taking your offer to switch to Vodafone for my broadband but there are a couple of issues. 1. The offer expiry always seems to be just a day or two ahead, so it looks like I will need to wait until my current contract actually expires before I can switch. Any reason for this? Other offers are usually valid for…
