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Buying without selling home
Hi I am ready to put my home on the market in January but made the mistake of viewing a property which I love. The seller has had other viewings with people in the same position as me, house not sold yet. I am mortgage free. It could be possible for me to scrape together the cash (from savings and family) to buy without…
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Being chased for a statute-barred debt by Property Debt Collection Ltd for Moreland / MW Freeholds
Hi all Hope this is in the right part of the forum. I bought a BTL flat in Cornwall in 2009 and, along with the
other leaseholders, exercised our Right To Manage (RTM) in 2014. I have
duly continued paying the ground rent yearly to the freeholders MW
Freeholds, however their in-house management co…
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Fixed Rate non-ISA Bonds, straddling 2 tax years: new 22 per cent tax rate on interest
I have noticed this. (I think). Does anyone have any comments? There have been several prior threads on this site, about when Interest Income should be reported to HMRC for tax purposes, when a Bond is, say, a 2- year Bond. And there is no access to any of it until Maturity. (Not even any option to take it with a Penalty…
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MSE News: Bank of England cuts base rate to 3.75% – here's what it means for your mortgage and more
The base rate has been cut to 3.75% from 4% by the Bank of England. This rate is used by the central bank to charge other banks and lenders when they borrow money. Here's what the cut means for your money – including mortgages, savings and more. Read the full story: 'Bank of England cuts base rate to 3.75% – here's what it…
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AED account
do you recommend any account that allows me to use AED?
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Old Style Daily Saturday 20 December 2025
Morning all.
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Parking Group Notice - Dalby Way/Coulby Newham Middlesbrough
Hi All New to the forum but have been reading many helpfule posts. Before proceeding I'd welcome a sense check though. This is the Notice to Keeper:- Signage at the CarPark is visible, and the car was parked almost in front of one sign so no argument over visibility. The car park is free for customers and on the condition…
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Disputed Parking Charge Britannia Parking Represented by BW Legal
Good afternoon, I am new to this forum, drawn to it by some of the amazing support for such disputes. The original Parking charge was Issued back from 12/02/2023. I don't know if a brief description of what happened is needed, however after certain circumstances it became apparent that playing hardball was our only option.…
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Adidas Return Rejected
Hi all, Unsure on if I have a case so wanted to ask here. Bought a pair of trainers from Adidas. They were fine for a week or so then the left trainer started to squeek every so often. It started getting worse but I persevered. Eventually it got to the point where they squeeked with every step which was distracting when in…
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EON only passing on Govt reductions to Fixed Rate tariffs from January
I have been emailing EON to ask if I’m eligible for the April 26 reductions on my current fixed tariff, which ends in May 27. Contrary to their public website commitment to pass all reductions on to all, with no quibbling, my email from Eon stated that these reductions will only be for customers taking out Fixed Tariffs…
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Reporting of Capital Gains when no tax is due
Sorry if this is the wrong sub-forum for this question, but I can't find one for CGT. I don't do self-assessment; my tax is all taken through PAYE. I have sold some shares, where the total realised is more than the £3,000 exempted band, but the total gain after purchase costs are deducted remains below £3,000. a) Do I…
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Travel Insurance Pre-Existing medical condition query
I am hoping someone can help me inasmuch that I am having issues obtaining quotes for travel insurance. I have tried the usual comparison sites (confused, comparethemarket, moneysupermarket) but keep hitting the same brick wall, in each instance They all insist upon being notified of ANY medical condition, however minor. I…
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Iceland Rip-off
I made an online purchase from Iceland which came to £84.25 and after the 3 for 2 offers it came to £69.69. I then had a voucher for £15 when spending over £40, bringing the price down to £54.69. One of the items was out of stock (Baileys iced yule log at half price £4) but NOT included in any of the 3 for 2. They have…
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MSE News: Asda launches first-ever loyalty scheme offering discounts on groceries
Asda has rolled out its 'Asda Rewards' loyalty scheme nationwide after trialling it in a small number of stores in England. The move means shoppers across the UK can now earn money-off vouchers to use towards their shopping at the supermarket chain. Read the full story: 'Asda launches first-ever loyalty scheme offering…
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eBay InPost
Just had an email regarding auto opt in for January.
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Trading212 1.5% cashback on spending
Hi, Just seen that trading offers 1.5% cashback on debit card spending up to a max of £20. Has anyone tried if this works with the usual suspects e.g. buying premium bonds with NS&I or even to use the virtual debit card to pay in some cash to a building society e.g. Skipton? Could be an easy £20 if that works so wondering…
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Leeds council car park
My wife got a parking ticket the other day, she’d forgot her phone and asked me to pay for parking on the app, I did. But selected the wrong car registration. I appealed and explained but they rejected. Should I continue the appeal?
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Smart Parking/DCB LEGAL - AOS Acknowledgement / Defence Etc
***mods could you please delete from incomplete duplicate post post 5 minutes before this one - big apologies for that*** Hello folks. First post for me here, I have read what I can from the newbies and the CST / DRP discussion and I have begun to initialize my dispute with the information garnered. PCN from 17/11/21…
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Universal Credit Undeclared Tax Rebate
I’m so worried. We claim universal credit and have been asked for a review. I’ve just been looking over our 4 months bank statements and noticed that my husband had a tax rebate of just over £2,000 in September which we forgot to declare. He doesn’t work as he is my carer. I have been really struggling with my health and I…
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Extending a lease
Hello Everyone and Happy Christmas, Does anyone have recent experience of extending a lease in London. My flat is Ex-Local Authority in North London - 2 beds. The lease is 88 years. I was selling it but it looks like the sale has fallen through and one of the reasons sited is due to the short lease. I am thinking I should…
