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Can a life insurance cancel my policy just because they want to?
I have a had a company group life insurance for over 20 years now, and kept it even after retirement. The monthly premium being taken out of my salary/pension automatically. I have just recieved a very impersonal notification that they have decided to end the existing group scheme. I've been given a months notice, and been…
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Chase UK discussion
Thought we would have heard something by now
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Proof of Class 3 Validity - Working Abroad
Last March I sent in the form requesting to pay Voluntary NI. Today I received a reply which offered the options below but at the higher rate - approx 900 GBP a year.They are also asking for payment for much of the years within 31 days I have worked outside the UK from 2002 until retirement in 2023 - I believe I should be…
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A redundancy settlement with employer & Private Income protection insurance claim &
Hi Folks, I was/am working in England. A few days ago, my employer suddenly informed me that I had been provisionally selected for redundancy. They gave me 2 options- Option 1) To go through the standard Redundancy process Or Option-2) to do a settlement agreement with slightly enhanced severance amount & PILON. They put…
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Parking Group Ltd, DCB LEGAL claim 2025 - Doncaster
my NTK was back in 4.11.24 DCBL letter was 8.1.25 All ignored,until I found this forum. Wish I had known all the information lived on the Internet. Shall I still try step A?? Ar this stage ?
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making your own funeralOrder of service I have a template but the priest isn't being helpful at all.
Roman catholic funeral service. It's a service not a mass. I am making an order of service and have multiple templates. All of them 'require' things Like 'Opening words', opening prayer, and more importantly the actual order of the service. The priest isn't in the country at the moment and legitimately seemed agitated and…
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Giving up on broadcast TV
Another Easter holiday full of TV repeats on Freeview… Hidden Figures, The Green Mile, The Imitation Game, Top Gun, Toy Story, Bigbang Theory, Top Gear, Porridge, Repair Shop etc, etc. Surprisingly no Sink The Bismark or Crocodile Dundee. Expecting viewers to pay over £175/year for endless repeats plus adverts is a joke.…
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Lloyds Ultra Credit Card
Just seen that Lloyds have released a new Cashback CC with both no FX and 0.25% cashback. https://www.lloydsbank.com/credit-cards/ultra.html What are people's thoughts in comparison to the Barclaycard Rewards offering that is so often discussed around here?
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UKPC charge for "commercial vehicle" parking
(Image removed by Forum Team) Hi all, I could not make this up: At the start of this month ParkingEye discontinued a court case for a PCN for which they'd chased and harassed me for four years. Days later I get a new PCN… I would like your advice on how to go about this: The charge is because no commercial vehicles are…
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Tax free childcare email/postal address
Hi all, yet again I turn to this wonderful forum after fruitless quests on the HMRC website… Simply: Is there either an email address or a postal address for the Tax Free childcare service? Reason: My wife has quite an unusual situation with her income in the last few months, we did the reconfirmation thing last tax year…
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TSB SWITCH ACCOUNTS
It would appear that there are hoops to go through when you open an account with TSB. I used the link from MSE to switch accounts but apparently I done it incorrectly and have not received any bonus because you actually have to open an account then you have to apply for the "Switch" I'm not the only one to do this as TSB…
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2024 to 2025 tax on interest...2025-2026 over taxed
I dropped into the 40% band in 2024 to 2025 (final late March bonus which was more than expected) and ended up with a bill of around £330 for tax on interest. I had notification that my tax code would be adjusted late in the year (2025-2026) and for 2026 - 2027 to recover this. In the meantime, for 2025 - 2026 I am…
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Dealing with a Factor with incorrect charge
I live in a flat witch is managed by a factor. Now last quarter, I was slightly late paying the bill, but I did pay it. The same day as I paid it the factor had passed the bill to a debt collection agency. This is within less than a month. The debt collection agency of course tried to bill me, but for the wrong amount +…
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Solicitor requested release of funds without consent - now bank offer is valid for 28 days only
Hi all, hoping to get some advice on a situation that’s become quite stressful. My partner and I are in the process of buying our first home, which is a new build property. We have instructed one of the solicitor panelist, as per the developer advice, but we are having some major issues. We have reserved on the 9th of…
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Claim Form Recieved following failed appeals (wrong date also)
Ive today recieved a claim form form DCB legal on behalf of Smart Parking for parking on their car park. The date they have claimed is for 11th May 2022. In fact the actual date should be the 23rd November 2022. I have never received any correspondance for the 11th May 2022. Does this give reason for straight strike off?…
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Private CCTV in communal area
I would appreciate any advice regarding the use of private CCTV in a communal area. The situation involves a housing association property comprising six flats. A resident in one of the ground floor flats has installed a CCTV camera in his window, which appears to cover the front garden, entrance, and gate. My partner is…
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When i'm 65
I turn 65 in May 2028. Like many others under 65, i'll only be able to invest £12k into a cash ISA in 27/28 when the rules change. However, in 28/29, if I wait till my birthday in May and i'll be back to the full £20k allowance into cash if I choose to do so. My question relates to the £8k i'm being forced to invest into a…
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CCJ issued to the wrong person
Hi all and many thanks to all the posters for the wealth of information provided. If I have posted in the wrong place, please feel free to advise. A relative of mine has been misidentified and issued with a CCJ for a parking fine. They have never been the owner/registered keeper/driver of the vehicle subject to the PCN or…
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Stay as a landlord or sell?
I have a rental property that I decided to sell last year. House went on the market and has annoyingly and for no good reason fallen through twice .It is back on the market ,but the market seems to be very sluggish. I am toying with idea of giving myself some breathing space and renting it out again ( I don't need to sell)…
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Saving interests and self assessment.
For the first time, I'm asked to file a self assessment by HMRC for the tax year 2024/2025. I believe the reason is my total interests went over 10000 due to the high interest rate then. I have gone through the form and as I am on PAYE, everything else looks straightforward apart from bank interests (I have no other…
