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Pension Scammers Target People Who Want To Avoid IHT
Putting this here just in case although I suspect none of the regulars here would fall for it. As with all IHT, the only ways to avoid it are impoverish yourself, risk running out of money, convert cash to income, or trust your offspring.…
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Best Western Group Security Breach Email
As a regular user of BWH, received this Email last Friday (8th) BWH® Hotels, the parent company for WorldHotels™, Best Western® Hotels & Resorts, and Sure Hotels®, takes the privacy and security of our guests’ personal information very seriously. We are writing to let you know that on April 22, 2026, we identified…
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Lease wording regarding whose responsibility it is to maintain windows
I have a flat in a Victorian house conversion and I just want check the wording of the lease to confirm that I am responsible for the windows in the property rather than the freeholder and if so would that include the outside of the frames as well, they are wooden sash windows. All the sash windows in the flats within the…
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Car insurance enquiry
I called my insurance company, to ask if lost car keys are covered. I had been quoted £150 to replace a key that needs to be calibrated to my car. I had read through their literature and couldn't find keys mentioned. They told me that whole locks are covered but car keys alone are not and I didn't need to replace my locks,…
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Britannia Parking - BW Legal Defence
Hi I recently received a claim form for a parking charge for Britannia Parking through BW legal. I parked in a car park and did not pay, as I thought after a certain time it was free. It was late in the evening. The car park apparently has 24hours a day car parking and it serves local shops, restaurants, and leisure…
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Best Western phishing email
Hi i hope this is the right place for my query. I’ve just received an email from reception@woodlandsdundee.co.uk which is a Best Western hotel. The email is very obviously a scam purporting to be from DVLA telling me my payment failed and click this link to make it right. I haven’t by the way. The email says that it has…
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Can I pay tax on interest direct to HMRC?
I inherited some money after my Mum passed away this year and after maxing out ISA and premium bonds etc I have still earned around £5000 in interest (I'm very fortunate). I work 32 hrs a week so the tax will be taken through my tax code and from my wages. I would much rather just pay the tax owed direct to HMRC and get it…
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Second of 2 in one day! Please could I get some advice
Hi please could I get some advice. I received this NTK from Horizon for parking at a Tesco's. Is there anything wrong with the wording on the attached NTK that I could include in my message to them? Thank you in advance for any help and this wonderful site! Kind regards, RK
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Parking Charge Notice - Not Parked in Marked Bay
Hi everyone! I promise, I really tried to read the newbies instructions. But I couldn't make heads or tails of what they meant. I got a parking charge notice from CPM, who manage the residential car park in the building where I live - I'm shareholder and part owner. Although I had a valid permit, they claim I was not…
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Ethical Stocks & Shares ISAs...
As a total beginner, I'm also interested in ethical stocks and shares ISAs. I notice one option appeared on the comparison table, but would be interested to know where to go to to find more options (apart from Google!).
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Debt and Caring
An unprovoked attack on my ankle by a metal workout bench has me lying down with a foot up this evening. Which makes this the ideal time to start this diary. And possibly to declutter some exercise equipment... Yesterday I was £9993.61 in debt. Today I have made a £1500 payment to one of my credit cards taking me down to…
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FTTC to FTTP phone swap timing.
I'm moving from NOW FTTC to Plusnet FTTP. I'm going to have some overlap of services. I want to keep the phone line for the time being and was going to move it to someone like A&A. I'll have to set up a VOIP account with a temporary number. When I give NOW my notice, how long before I can move my number to VOIP? If I give…
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First Direct / HSBC normal switch
Hello. I’ve kept delaying opening up First Direct for the first ever time in the hope that both First Direct and HSBC have a bank switch offer going on at the same time and then open them both at the same time. Is there any chance HSBC will bring their normal switch back? (I think the premier needs too high a salary for…
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O/S Daily Sunday May 17 2026
Good morning all.
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Utmost Life and Pensions unknown pension balance
My wife received a letter from Utmost life and pensions saying that she has an unclaimed pension of about £6K. It seems to be for AVC contributions but she says she never made any AVC contributions. The letter does mention "National Health Service Pension Scheme Personal Pension - Residual Fund". I believe that at some…
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Storing a will
I am resident Spain but have made a UK will to cover my UK assets, which just needs to be signed when I come to the UK in June. But I was wondering about the storage of the will. I know most people leave it with the solicitors who wrote it, but I also see that it can be deposited with the HMCTS for a one-off fee, either by…
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Working and on Universal Credit? Check you're getting the right amount of UC
If you work and claim universal credit, you could be one of thousands who may be getting paid the wrong amount each month due to flaws with the automated universal credit system. It's more likely to affect you if you're paid weekly or irregularly, our new guide explains what the issue is, how to check if you're affected –…
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MSE News: Asda launches first-ever loyalty scheme offering discounts on groceries
Asda has rolled out its 'Asda Rewards' loyalty scheme nationwide after trialling it in a small number of stores in England. The move means shoppers across the UK can now earn money-off vouchers to use towards their shopping at the supermarket chain. Read the full story: 'Asda launches first-ever loyalty scheme offering…
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Consolidated tax statement does not show accrued gilt interest
My Interactive Investor consolidated tax statement shows gilt interest paid as coupons (inc. on maturity) but does not show accrued interest paid/received when buying/selling units. That makes it a pretty incomplete guide when completing self-assessment. You'd think their computers could give the full picture, wouldn't…
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Excel Parking - 13 minute overstay charge St Marks Lincoln
A little help here please. 2 hours parking was paid and displayed in advance and a NTK charge was sent for what I assume is an inaccurate accused overstay of 13 mins. I know that by law there needs to be a leeway of 10 mins, which I think is more accurate than the 13 mins accused. The parking is a strange one. You enter a…
