Utmost Life and Pensions unknown pension balance

Pat38493

My wife received a letter from Utmost life and pensions saying that she has an unclaimed pension of about £6K. It seems to be for AVC contributions but she says she never made any AVC contributions.

The letter does mention "National Health Service Pension Scheme Personal Pension - Residual Fund".

I believe that at some time many years ago, she and a lot of other NHS employees received dodgy advice to transfer out of the NHS pension, and it was later reversed back again.

Does anyone know if this is likely to be genuine? If so it must relate to some kind of residual amount that was left over when they transferred her back in again.

flaneurs_lobster

Ring Upmost Life & Pensions - use a number from their website rather than from the letter you have doubts about - and ask them.

dunstonh

Yes, it's likely to be genuine. Pension companies write to people all the time like this.

Bighitter32

phone them as per prior advice above, they are usually very helpful

FIREDreamer

Utmost covers Equitable Life and Reliance - do any of those ring any bells?

dunstonh

And:

• British Life Office Limited
• Blue Circle Group Friendly Society
• Charterhouse Japhet Life Assurance Co Ltd
• Charterhouse Magna Assurance Co Ltd
• Eurolife Assurance Company Limited
• Magna Assurance Co Ltd
• Multiple Health & Life Assurance Ltd (MHL)
• Mutual Assurance Fund at the Midland Bank
• National Benevolent and Assurance Society
• Nation Life Insurance Company Ltd
• SEB Trygg Life (UK) Assurance Company Limited
• Saveguard Assurance Ltd
• Various Hearts of Oak entities (Hearts of Oak Benefit Society; Hearts of Oak Benefit Collecting Society)
• Royal Berkshire Friendly Society
• A range of small local and occupational friendly societies (for example, Burslem Mutual Assurance Collecting Society, Congleton Burial Collecting Society, South Shields Master Mariners, and others).