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Llangrannog victim - OPS / Moorside Legal
Hi everyone, New here, though I read through a lot of threads before signing up for an account. I can confirm I have read the newbies thread in full (several times!) to try and understand what I need to do to beat these parasites if I end up in court. My wife and I went for a short break to West Wales in July last year and…
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Used washing machine fully broken down in 3 months, company refusing CRA2015
I purchased a machine from renew2u for £200, from their ebay page and within the first 3 months is fully broke down. This is the stupid part on my end and i know it's diminished my chance of getting money back, i opened a paypal claim and after they stated to me they wouldnt do anything with repairing the machine while the…
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Redemption - The journey of a recovering gambling addict.
Ok. Here goes. This is my journal on my journey to redemption. First post is to outline my current situation. Salary- £75k + Married Two Children Personal Debts Bank Loan 1 CAR - £20433 - £352 4.3% Debt Consolidation Loan £10,344 £153 5.2% MBMA - £4300 - 0% 14 months NatWest £3000 - 0% 12 months I have told my wife…
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2% increase in rental income tax. Will you be passing it on to your tenant??
Ref the new 2% increase in tax on rental income. Assume this will just be passed onto the tenant via a rent increase??....Landlords, will you??
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Standard life endowment
Standard life endowment is due to mature Jan 26, it still appears on track, how likely is it to actually pay the amount it currently is projected? Anyone with recent experience?
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Stocks & Shares and LISA for retirement
I’d really appreciate some advice about my Lifetime ISA. I already own my home, so I opened the LISA purely as part of my retirement planning — but I’m starting to question if it’s still the right choice for me. My goal is to start going part time around age 55, then fully retire by 60. I’d plan to use either my LISA, my…
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UFPLS Risk Warnings
Whenever I take a UFPLS withdrawal there's a form with a few straightforward questions, but also a few trick questions where it's not really obvious what they're expecting. This year one was .. "Will the money you are taking from your pension fund be your sole or main source of wealth in retirement?" I am a bit surprised…
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Chase Cashback changing
I've just read some information on my Chase account that their cash back rewards are changing from 7 April 2025. Still £15 per month maximum cash back but only on groceries, fares and at petrol stations. My understanding is that purchases in currencies other than GBP won't earn cash back. Other cards do the above and may…
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Isbank Meteor Savings - 6mth FR ISA 4.35% AER - Any thoughts on this bank?
Came across this ISA today but not heard of this bank before. Any feedback would be great. Thanks
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Insurance will only replace a small percent of laminate flooring
I'm after some advice please. I've had to put in an insurance claim after I drilled through a water pipe, which then caused water damage to our laminate flooring. I'm covered as I have accidental damage cover, but I'm having an issue with what they will cover. To set the scene, the laminate flooring that has been damaged…
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Money laundering regulations
Over the years, my Limited Company has invested in around 17 different manged funds. I have recently started receiving "Money laundering" forms to be completed, with the latest being from AXA Investment Managers and also on behalf of AXA, from a company called BNP PARIBAS Asset Management, who I have never heard of! 19…
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Wizz Air EU261 Claim Advice
I Booked Wizz Air flights (LGW-AGP, 18-26 Dec) for 4 with
Barclaycard in January. Between April-December, I got 12 Wizz schedule change
emails as most of which were minor few minutes schedule changes, so I stopped
reading them properly Then: * 10 Oct: They moved outbound to one full day earlier to 17 Dec (didn't notice,…
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Dr Franks refusing refund
Hi, So I ordered from here on a 1 off order which I received no issues. 2 and a half month later a second payment was charged to my credit card of £250. I questioned the charge and was told it was my monthly subscription, I advised I hadn't got a monthly subscription and asked for a refund. They told me I had signed up to…
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Making wi-fi from router stretch a bit further
My friend has her broadband router in the centre of her flat and needs the wi-fi from it to stretch a bit further as she occasionally has trouble with her connection to the TV. In the first instance it needs to be simple so no mesh networks etc and I'm wondering if simply raising the router by a foot or so is worth a try -…
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Wilful negligence
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ii Advice
Noticed this which is new from ii. https://www.ii.co.uk/ii-accounts/ii-advice Not quite sure how much of a full "advisor" offering it is v a bit of a "what Vanguard tried to do" but looked like it might be a reasonably priced option if anyone is looking for that sort of offering. Seems limited to MyFolio Index funds though…
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Anyone get Wifi Phone Calling on Sky mobile?
Does Sky mobile support Calling with Wifi? Just moved to Sky mobile and notice I have poor service from home. I notice that when with my last provider IDmobile/Vodafone my Google Phone Dialer says "Wifi Calling" actually on the button Since switching to Sky thats disappeared and I have poor reception at home Ill have to…
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Should I pay this Car Parking Fine Euro Car Parks / Debt Recovery Plus
Hi, I have read several posts and the long Newbie thread about this matter and have elected to ignore letters but now I have a second letter from Debt Recovery Plus and I'm considering paying. Basically, I had an eye infection and needed to go to eye casualty and parked in a local Big Morissions. Clearly i was in casualty…
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Argos cancelled our order
We have ordered an item from Argos at reduced price in sale. Argos accepted our order and we were told that item will be ready for collection on 28/12/25. But yesterday we got an email saying that they cancelled our order as there was an issues on their side and they said they have refunded us and asking us to reorder if…
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33% domestic stocks bias
What are experienced investors thoughts on “The optimal weights remain near one-third domestic stocks and two-thirds international stocks regardless of age—with no material fixed income allocation” https://papers.ssrn.com/sol3/papers.cfm?abstract_id=4590406 EDIT: would one use FTSE350 for uk domestic stocks?
