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Money Laundering??
My husband has made a purchase at an auction house. The auction house won't allow me to pay as my husband made the purchase due to "money laundering rules". I want to pay this on my credit card. They will only accept a payment from a credit card in his name (he doesn't have one) or from a bank account in his name or a…
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Managed/Model Portfolio ISA/Pensions?
Looking at SIPP providers and I notice several platforms (II, Vanguard) offer a regular SIPP and a "managed" SIPP. The composition of the managed SIPP looks very similar to their "off the shelf" fund ranges so I'm not entirely sure how the "managed" option is really that different to just opening a SIPP and buying the "off…
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Level Three Survey?
Our buyers recently had a level three survey done on our house that we are selling. A four bedroom semi detached house built in the 1930's. We were prepared for an afternoon of disruption but in the event we were surprised how quick the survey actually took. Surveyor arrived and spent at most thirty minutes outside…
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MSE News: Young part-time worker reclaims £240 holiday pay – how to check if you're owed too
A 17-year-old MoneySaver has reclaimed £240 after realising she hadn't got the holiday pay she was due from two former employers. If you're an employee or worker, you're legally entitled to a certain amount of paid time off – even if your job is part-time, temporary or seasonal. Below we explain how to check if you might…
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Landlord self assessment query - relief on mortgage interest
Hi all, It's that time of year again... i hope everyone is filing happily! I have completed my self assessment (not submitted) for my buy-to-let flat and it appears that i'm not getting the full 20% relief for finance costs. The "view your calculation" summary states: - minus Relief for finance costs £8,180.00 reduced to…
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AutoAid Car Breakdown Discussion
Hi, This is a feedback thread on car breakdown provider: AutoAid Please share your experience with other MoneySavers. Click reply to take part: * Have you experienced problems? * Did you haggle and succeed? The feedback comes as part of the Cheap Breakdown Cover guide. Thank you, MSE Tony
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Santander free forever bank account changes
Just got a letter in the post that Santander are changing my business account to £9.99 a month. I've had it a very long time and remember Santander trying this move before only to be told they can't because the original sign up material pushed it as being free forever. Does anyone have any thoughts?
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BSSI inaccuracies
Earlier in Jan I filed my tax return with my interest figures, I also requested a copy of the BSSI they have for me My interest figures show I am just below the threshold for paying tax on it. But HMRCs figures are much higher due to old accounts, long since closed. Do I need to go back to HMRC and give them details of…
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ECP / DCB Legal LOC 2
new DCB LEGAL LOC received 02 December. no actual claim received yet, is it too late for the keeper to name the driver?
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Tesco Mobile - 3G shutoff and 4G (LTE) phones are still compatible
I have a question regarding the 3G shutdown and Tesco Mobile.
I have a Samsung Galaxy A10 Phone (purchased through TM). I went to the Tesco Mobile website page
support.tescomobile.com/customer/voltecalling just to double check whether my
phone will still be compatible with the TM network when the 3G signal is
shutdown. On…
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Is my understanding of this tax code notice correct ?
Hi. I'm hoping someone knowledgable about the tax system and deciphering tax code notices can assist. We live in Scotland and my wife is retired and in receipt of a DB pension of £3,400 p.a. and drawdown from a SIPP of £8,400 p.a., i.e. £11,700 gross p.a.. She also has a savings account which last tax year earned £974…
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Boiler flue question
We have a Worcester boiler with the flue/exhaust going through a chimney stack on the kitchen wall We are getting the upper part of the chimney removed and I am concerned about the flue being damaged by bricks/mortar falling on it. How fragile is the flue pipe ? Is it "removeable" simply by unscrewing it - from the outside…
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Selling a large tent - is ebay suitable for this?
1. I have a large tent that I want to sell. It will be collection only, cost over a thousand pounds and I'm sure that any buyer will want to view it before buying. As I understand it ebay makes it difficult for a buyer to contact a seller. Is there any way to use ebay for selling this? 2. I also have a small bell to be…
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Is High Taxation influencing your retirement date or plans?
I know I’m fortunate, but the income tax rates / bands and fiscal drag have actually pushed me to reduce days a week and abandon higher bonuses; as it’s simply not worth it. This will be compounded if pension tax relief is messed with. Example; Does anyone remember the senior Doctors & Consultants refusing additional hours…
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Balance Transfer
Hi, How long should balance transfer take. I did a balance transfer from my Chase to my RBS Credit card on 07th January 2026. It shows as a pending transaction on my RBS account. Thanks :-)
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Octopus Agile
Is Octopus Agile worth changing to if all you can change to cheap hours is dishwasher and washing machine
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Internet for office - minimal use - recommendations
I only need internet for one hour, sometimes 2, a week for zoom meetings in the office I rent for half a week. Is there any way I can do this more cheaply than paying business internet rate? Like phone hotspot or anything else?
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Trading 212 Sort Code
What is the Trading 212 sort code? I wish to transfer to another provider but I cannot proceed until I get the sort code.
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what has happened to this thread? No updates shown for me since 19 November
This was the Bionsen deodorant thread, cant believe no one has any bargains since!
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Should I pay off my (plan 2) student loan?
I graduated in 2018 and have been working since. My loan started at £36k and is now £51k. I earn roughly £100k/year at present. I have three options I can think of. 1) Pay it off in full. My worry is the plan 2 loan is getting a lot of attention recently for how criminal it is, if I paid it off and then the government…
