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ENQUIRY: RENT A ROOM SCHEME
Hello, I have finally settled into my house after a long delay. My friend will be moving into my spare bedroom and I've read up that I can claim relief of £7.5k tax free from lodging per tax annum. My friend will be moving on the 10th of November and will be paying £675 for rent w/utilities included. I am aware that the…
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Real living wage to rise to at least £13.45 an hour – here's what you need to know
Almost half a million workers will soon see their hourly pay rise thanks to an increase in the 'real living wage' – a voluntary employers' pay scheme based on the cost of living. If you work for one of the more than 16,000 employers who are signed up, you'll see your pay rise to £13.45 an hour (up 85p), or to £14.80 an…
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PCN Royal Borough of Greenwich 52 Contravention: Low Traffic Neighbourhood
Hi, does anyone have any advice or any successful stories appealing a LTN PCN. I've managed to drive on that road another 4 times since I've received the first charge through, so I know I've got more charges coming.... at £80 a pop! I'm at fault and didn't see the signs. Any advice please?
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POPLA appeal withdrawn - debt collectors now chasing
Unsure about my next steps. I appealed my parking ticket - refused. I then appealed via POPLA and 1 day before the 21 day deadline I get the following email: "The operator has contacted us and told us that they have withdrawn your appeal. If you have already paid your parking charge, this is the reason your appeal will…
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Ukpc popla appeal - Insufficient and unclear signage
Hey guys, So I followed the newbie thread, and am now at popla stage with UKPC. My case is very much like this one, https://forums.moneysavingexpert.com/discussion/5431088/ukpc-popla-appeal , apart from it happened during the day instead. I never received a NTK either. I will appeal using the relevant points from the above…
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Has anybody experienced EES registration procedure yet ?
I realise it was only introduced wef 12th October and many (if not most) airports will not have the biometric registration procedures operational to date - just curious to know if any recent travellers have encountered it yet ?
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Hive system, multi-zone heating
Our current heating system in our new home is installed as 'multi-zone' and we are looking to move the somewhat basic heating system over to Hive. The multi-zone bizarrely comprises of living room and then rest of house. When trying to order the Hive, it asks for how many zones you have and then wants to give you the…
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Incorrect water bill (Southern Water)
I received my latest bill and according to Southern Water I am using more water now than when one other person lived in the property and I had a leak. My son moved out in October 2023, at this time I was using 143 litres per day. The billing period for this time also included a leak. My latest bill says I am using 202…
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Redress for data breach by Halifax for corresponding with the wrong debt management company
Hi Forumites, I made a formal complaint to Halifax about why they (unlike my other creditors) didn't default my credit card account in 2019 when I was 4 months in arrears and then entered into a DMP managed by PayPlan. Someone from the complaint team at Halifax called me this morning to discuss the complaint. She referred…
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Clothing company Old London
I have recently purchased a Callaway half zipped golf top from a company called Old London. It has taken 4 weeks to be delivered and is an obvious fake. Cheap polyester, no Callaway logo on inside of collar and no labels stating where it was made and washing instructions etc. also about 5 sizes too small. I have emailed…
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I was refused entry in a local B&M store today
Hi I walked into a B&M store today and was stopped by a security guard just as I stepped into the store. He said face recognition had set off an alarm. So I asked if I could try it again and it did set off his alarm. So we went outside and he explained it was either for shoplifting (absolutely not!) or being argumentative…
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New MSE Octopus tariff that is nowhere to be found on the page?
Hi all, I am due to either renew or switch my tariff. I am currently with Octopus on their Octopus 12M Fixed October 2024 v2 tariff. I am on a day/night tariff, but have asked for a single-rate option as it seems that I am actually wasting money on the day/night one. The quote that Octopus have offered to me was under…
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Action Required: HMRC Application Rejected for Self Assessment
Hopefully someone may have come across this before.A friend of mine needs to register for self assessment and has tried to do so a total of three times now, but each time after a varying period of time they receive an email sayingWe are unable to process your application because the address provided does not match our…
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Firmware update breaks Denon amplifier
We have a Denon amplifier for streaming music that has worked perfectly for the last ~4 years. However a recent firmware update from Denon causes the sound to keep cutting out after a couple of seconds. Denon tech support suggested a factory reset that restores the original ‘as shipped’ firmware and that does fix it.…
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Plodding Along
I've been on here for a good few months now so it's about time I start my own diary. I have been in debt since I was 18 when I got my first credit card and I'm 41 and a half now. The debt has fluctuated over the years with the highest being around the £20k mark, but my head was firmly buried in the sand then. I started to…
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This a false widow?
Keep seeing this type of spider in my flat and about, is it a false widow
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Case Dismissed - Vehicle Control Services
VCS continued there attempts to extort money out of me and thankfully failed yet again. However this time I would say it was not as easy and it was looking like I would lose the case right up until the end. I will do my best to describe the events as best I can but it may not be 100% accurate as I am going from memory.…
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Hello
Hope its not a wrong section, probably is.. Hello everyone!
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Section 75 help NFL
Hello all, I recently booked tickets and went to the NFL game at Tottenham stadium, the tickets were meant to be hospitality with early access from 11:30 prior to the 2:30 KO for food/drinks etc. All week the NFL and Ticketmaster advised to save our QR code tickets to the NFL app for access which we did. However on arrival…
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Ask an Expert - Previous Events
Ask an Expert is a time‑limited community Q&A where we invite a specialist - such as an energy, mortgage or consumer‑rights expert - to answer questions from MoneySavingExpert Forum members. We announce the topic, open the Ask an Expert board for questions, then curate common themes so the expert can reply publicly for…