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Side extension against boundary
Hi all, Speculative at this stage but we're looking into options to extend our home in the future which (based on the fairly limited space we have) involves extending the building into the side passage and right up to the boundary. So the external wall to the house would effectively replace what is currently a brick…
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Confused about PIP and UC connection
Hi there folks, I have an issue that I need some clarity with. I have was migrated over to UC last summer, was previously on ESA and had been on PIP for lowest DL and lowest mobility for some time. I had a telephone review for my PIP, which they promptly rejected and gave me just 4 DL points. My condition hasn't changed,…
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RTM managing the building themselves
Hello, As a Director of a RTM of 23 flats and frustrated by the MA we are considering managing the building ourselves. What are the major things we need to take into consideration? We've already negotiated our own companies to provide services cheaper than MA eg our own accountant, our own broker for building's insurance…
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Brita Limescale water filter
Hi, I bought a Brita jug. I was looking at their filters and since I live in a hard water area (London) I'm assuming their Limescale filters are better? But I have doubts because they seem to only mention they are for kettles and coffee, are they not ok to drink from the Jug? I'm not gonna buy another jug to put a…
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Loft conversion – any advice from people who’ve done one? What would you do differently?
I live in Havering (London) and looking to get a loft extension done for a 2 bedroom mid-terraced house. It will be the biggest project I've ever done so just looking for as much advice and feedback as possible. Would also be great if anyone can recommend anyone in the area. Below is the first floor plan and the red line…
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My Experience with Dial Direct Car Insurance
Following the following experience I have now had a sympathetic response from Dial Direct who will be investigating this situation and reporting back to me afterwards. Have also hade a phone call (which I unfortunately missed) to discuss this. Watch this space. I was already insured with Dial Direct and as I was buying a…
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AMEX & Paypal
Hi, Someone has suggested transferring money from their AMEX credit card to me via PayPal friends and family. I then move the money from my PayPal account to my bank account and send it back. They say this won’t incur any charges. Is this correct? Thanks.
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Covea home insurance
Hello, Covea is coming up with the cheapest quote for my home insurance, and I wondered does anyone here have experience with making claims with them and how reasonable were they?
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Defence Advice
Hi all, I would really appreciate some guidance on my current situation please, as I’ve now reached the defence stage and want to make sure I’m on the right track. Starting to get a bit concerned about the whole thing… Parking charge issued by Minster Baywatch at Kingston Centre, Milton Keynes and claim has been escalated…
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UK Car Park Management (UK CPM) PCN to hirer
Hello! I’ve received a parking charge for parking on private land on 25th March (date of incident) via the company that manages my salary sacrifice car. I am not named specifically, but they have identified me as the hirer of the vehicle at the time of the incident (please see the 4th paragraph in the notice below). Based…
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Defence help - dark car park overnight
This discussion was created from comments split from: 'Template' defence suggestion - NB: ultimately, your choice of defence wording is your own.
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Relatively new to stoozing - first BT
Hi all, I'm relatively new to stoozing and currently building up a balance on my first 0% card with NatWest. I have about 2k left of my credit limit and use it for day to spending. My 0% offer lasts until Dec 26 and I pay the minimum payment by DD. My plan at the moment is to spend until I get close to the credit limit,…
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Possible that my phone has been compromised somehow?
Samsung Galaxy S24+ I know that for whatever reason, apps occasionally 'kick you out' - where beforehand you could access the app via biometrics but today you need to put in your password kind of thing. Just now gone to do the monthly banking & couldn't access RBoS. It wanted my passcode instead of my fingerprint. I'm…
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National Parking Control appeal
Good afternoon I have had a parking charge from National Parking Control stating the t&c were breached - this is a small car park in front of a few businesses (Toolstation, Rodney Road, Portsmouth). The observation time is stated as N/A and the signage is very poorly. There is no clear sign as you enter this bit off the…
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ParkingEye - Chase Farm Hospital electric bay PCN
ParkingEye have issued a PCN for parking in an electric bay despite there being no clear signage on or around the bay or even any ground markers on the bay parked at. We visited hospital urgent care early this month and parked in the pay and display car park assuming it was a normal bay due no signage or ground markers for…
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Virgin media cost cutting
😎 Pleasantly surprised to get my broadband cost down from £69 to £27 a month easily after online chat asking to leave them. Was considering a move to vodaphone..…
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Trying to claim through welcome finance for car finance
Hi all, Can't find the answer on the forum so thought I'd ask here Bought a car with Welcome Financial Services PLC in 2007 (found using Equifax car finance tool) and I'm trying to use the tool on MSE to submit a claim. They ceased trading in 2011, and someone took over their obligations because they contacted me a long…
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Kent Reliance ISA internal transfer
My parents each have a Easy Access Kent Reliance ISA and would like to open the new 1 year 4.37% Fixed ISA with Kent Reliance and only make a partial transfer into this and then transfer the remaining balance to a new Santander 1 year 4.15% fixed to benefit from the £50 e-voucher. (only wish to transfer the relevant…
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More questions about gifts 🎁
When is a gift not a gift? If I go out to lunch regularly with a friend and we take it in turns to pay, is this a gift ? (From me to her / her to me) If I go out to lunch regularly (couple of times a month) with a family member as I enjoy eating out and don’t want to go alone, but she cannot afford it so I happily pay, is…
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Will Retrieval
Hi, My Father-in-Law passed away on Tuesday 17th Feb. He had a will prepared through Saga Legal Services. I understand that Saga legal Services have "merged" with Co-op legal services. However, I'm told the will "storage" is still managed by Saga. We are trying to retrieve the will, however no matter who we call, they…