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Discharge standard security Scotland
So I've paid off my mortgage. Confetti rains down ! The problem I've got now is to create an application to discharge the standard security from the lender with Registers of Scotland. I've asked the lender to send a letter of discharge saying we've paid off the mortgage but they have said no. I don't want to waste money on…
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Motorpoint delaying payment for sold car
Hello all, I sold my car to Motorpoint over 2 weeks ago. Agreed a valuation and was told that payment would be sent following a routine technical inspection. Received an email 1 day later to say the technical inspection was completed and payment would be transferred within 2 working days. It’s now 2 weeks later and still…
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Moorcroft
Looking for some advice re a debt repayment plan I have with Moorcroft Debt Recovery Ltd. Myself and a business partner had a business account/overdraft with RBS. The business failed and we were left £20k deep in the overdraft. RBS sold the debt to Moorcroft by which time my ex business partner had left for Australia and…
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Parkingeye - hospital appointment PCN
Hi All, I thought I'd check with you before I do something stupid. Went for MRI appointment on the 11th and parked for 20 minutes at the staff and patients bay. I received a PCN from Parkingeye by post yesterday. I suspect the clinic has a terminal inside where you enter the car registration, but I wasn't aware, since the…
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Marriage Allowance Claim Rejected
I've just had my third marriage allowance claim rejected, the reason given this time is "out of date version of form". This was the only form available to download on the HMRC website at the time of application and is no different to the one they have now posted back to me, bar the date on the footer of the form. My first…
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Solicitor acting on my behalf when I did not contact them?
I sent an email to Toyota Financial Services using the template on this site back in November and haven't heard back from them. I then chased them up again a few weeks ago. Since then I have been contacted by Consumer Rights Solicitors asking me to upload my ID for my claim. I am getting loads of phishing emails about the…
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(hopefully) Useful emails for Civil National Business Centre (CNBC)
Hello I was looking today on the Civil National Business Centre (CNBC) page (https :/ /find-court-tribunal.service.gov.uk/courts/civil-national-business-centre-cnbc), and found some (hopefully) useful emails: Acknowledgment of Service (AOS): AOS.CNBC@justice.gov.uk Claim Response, N9A, N9B, Defence, MCOL response queries,…
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Student loan
My daughter has taken out a student loan for £9000 because she was going to move out of the home and rent but has not been able too so is staying at home. Would it be worth putting the 9k into a life ISA so she can potentially have a deposit for a place once she graduates and has a job?
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Urgent Debt Advice
Hi all, new here so thanks for accepting. I am looking for advice please. I have around 35k debt and looking for best advice to clear. I am working full time and have no assets (no car I own or house. I live with partner and have a baby. The house is a mortgage in my partners name only and I just contribute towards bills…
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Scammed on Revolut by Push Payment
Yesterday I have lost all my money when someone impersonating a Nationwide fraud team member tricked me into moving my money into my revolut account and then sent me push notifications to revolut and stole my money. The two transactions were both in pending and I asked for revolut to stop the transactions and they refused…
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Applying For Probate Online - Technical Problems
I applied for Probate on Monday and the application went through fine. I paid the online fee at the end and received an email saying my payment had been successful. However, I then expected to click through to a different page on the website advising me what documents to send and with a coversheet etc and to receive maybe…
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Lidl Mystery Box T&C
Lidl are selling 'mystery boxes' for £20. These allegedly contain £100 or so of random items. These will probably mostly be a bit tatty, ie returns or stuff that sat on shelves for a couple of weeks, so the valuation may be a bit arguable. This is an online sale, and the £20 includes delivery. My question is whether the…
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3-5% Radon
We are currently buying a property which has the radon reading of 3-5% on the environmental search. After looking at the UK government map, it seems that lots of areas have it from the Peak District & Derbyshire Dales to Yorkshire Dales. If we move in and do a test, what works would need to be done.
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Sportsshoes.com not refunding in full
Just a heads up, and this may have been discussed before, but anyone ordering anything online from sportsshoes.com should be aware that they don't give you a full refund when cancelling and returning your order, they deduct your initial delivery charge which is against the terms of the CCRs. They were more than happy to…
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probate search - where to download
Hi I've done a search on the probate register, created an account, searched paid etc. I've received two emails - one with a receipt and the second says "The probate document you requested on 23/10/2025 was processed and is now available for download." There is no link or attachment in the email and it isn't clear where to…
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Standard Life shares
Hi all i I am trying to obtain copies of the Standard Life share consolidation details that were circulated by them in 2015. None of the links that pointed to them before on this website work anymore. does anyone know how I can get copies please?
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What makes you block buyers / potential buyers?
Recently I have had a spate of irritating potential buyers and buyers on eBay - One potential kept messaging asking questions which were clearly listed in the description. - A buyer accepted an offer, paid and then kept asking questions about if the item was compatible and how it worked, only then to ask me to cancel as…
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Anyone using high octane petrol and notice any benefits?
Anyone using high octane petrol and notice any benefits? My Citroen is still in warentee and service centre is recommending fuel Additives??? I worked for Halfords in the 70s and we used to sell Redex fuel Additives but usually directed toward older engines. Makes me wonder about using high octane petrol?
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Benefit advice for someone who came off due to inheritance/savings
I came off ESA support group (long term sickness) at an annoying time when they were about to transfer me to UC (created an account and everything) But I found out I was to receive some the inheritance money the month after, that would take me over saving limit so had no choice but to cancel my ESA and obviously the UC…
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What are my options?
Hi, I'm considering my options - Have been online with Stepchange and the three options were 1) DMP, 2) IVA and 3) Bankruptcy, I'm thinking bankruptcy might be my preference given I have no assets and would like to be debt free and fresh start by 46. Whole host of reasons for my situation (£93+k) in debt, I'll not list…
