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Cont based ESA help needed
My husband has ben on cont based ESA in the support group for years. We get no income related top up as I work and no rent help. On sat he recieved a P45 through the post saying his benifit ended 16/1/26. His last payment was 14/1/26. There was no reason for this, and no letter to inform him of why, just a P45. His next…
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Detailed builder quotes vs much cheaper estimate for extension
We have planning permission for a single story front extension of 40 sq m, partly replacing a side garage, to include bathroom, dining room and utility room. We have sent detailed plans from our building regs app to three builders. All have great online reviews and have provided contact details of previous clients. The…
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Aegon & flexi access drawdown - anyone done it?
Hi all, I plan to drawdown some pension in the reasonably near future. I would like to use flexi access, adhoc drawdown i.e. every now and then I sell some of my funds into cash, crystallise them (maybe by moving them into some sort of "drawdown" account), then transfer into my bank account with 25% of that being tax free,…
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Annual Travel Insurance Policy
I received my annual renewal policy today for £1561.95 inc Tax. This included disclosed existing medical conditions such as BP etc for myself and my wife After using the comparison sites I found I can take new policy out with the same disclosures, cancellation costs etc for £686.00 That is a saving of £875.00 year on year.…
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PCN
Hi guys, I need some advice. Last November I received 2 PCN's through work. They are dated 13 days apart but were issued to myself via work on the same day. The site I was on has a private parking company that monitors the parking. You can park on site by using a QR code. The residents have these QR codes and they are in…
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Government State Pension Contact Phone Number?
Tried calling 0800 731 0181 then states I have phoned an incorrect number. Anybody have a correct number please.
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Removal from assessment
Completed the necessary form and received the email from HMRC to say request has been submitted and they will confirm if successful in writing. SA deadline approaches and I've not heard anything. Should I be worried?
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Royal Mail Complaint Email Address
As an alternative to their complaint webform this can be used: customer.service@royalmail.com The advantage of email is you can include/attach screenshots and/or documents such as receipts. After sending it you should receive an automated reply confirming receipt of your email with a unique reference number.
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Kimplus8 needs her mortgage free date!
New thread to begin my mortgage free journey. I started my mse journey almost a decade ago on the debt free board feeling like I had a mountain to climb. Here I am debt free except for a mortgage, determined more than ever to have a mortgage free home for me and the kiddos. I can wait to buckle up for the ride x
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Trying to understand whats going on here?
This concerns a private members society here in the UK. To avoid any copy-rite issues or any forum rules regarding posting content I'm anonymising some of the details. I'm just trying to understand why/how this is happening on a technical level. This refers to a private members society concerned with a niche area of…
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Powers’s mortgage free thread
Hi everyone, I’ve been reading lots of MFW diaries and wanted to start my own, sorry it’s going to be long! background: met a nice man with a not so nice house that he still owned with his ex wife and was in negative equity. Eventually remortgaged it together in May 2017 with a mortgage of £68k. We’ve made some…
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Tennant's in common
Someone I know who's wife has had MS for over twenty year recently had a 5 Day stay in a care home organised by the NHS at no charge. After this event the couple decided to apply for Tenants in Common and had a new will drawn up . I suspect that if care costs are required in the next few years the 100% of the property…
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Lolu's Mortgage Free odyssey
Hello guys and welcome to my mortgage-free wannabe diary! I wanted to start one of these ever since my offer was accepted on a lovely two-bed property in Kent but I thought maybe it was slightly too early. I've always been fiercely independent and want to finally move out of my parents' house where I was paying…
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CCJ against used car salesman, help!
We bought a used car which packed up after a week and we were told by the DVSA (after second MOT) that it was dangerous and "not fit for purpose". We got a CCJ against the sole trader but he has now started a new company in the same place and shut down the original website so we don't know if we can still send the…
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C1(2002) Grant of Confirmation - sole (executor & beneficiary) have (will & survivor clause)
I'm wondering if anyone help me to fill in the C1 form, please ? I am a sole executor, sole beneficiary. I have will and survivor clause. My husband had no siblings. We have no children. Bank asked me to obtain Grant of Confirmation to release my late husband's fund. I filled the documents referred to Notes to help you…
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ST1 or adverse possession?
Hi everyone We are intending to purchase a property in England where sellers have part of their garden which is not on the title plan. They have sent us a filled ST1. I am now wondering whether they should submit the ST1 to Land registry and/or apply for adverse possession or would it be upto us to apply for adverse…
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Additional electricity meter
My landlord extended my property no 38 by knocking through to the premises next door 38a several years ago. I assumed the electricity had been merged together and He also adjusted the premises on the electoral register so the old basement beneath the premises became 38a. I kept receiving bills for the previous tenant next…
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Complicated scenario
Hi I am living with my partner in his home since Sept. Before that i lived in my parents home as their carer from 2011. I was divorced at that point and used the proceeds towards a buy to let where i have never lived. If i buy a home with my partner we would be moving from our main residence to another main resdence not…
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Parking Charge Help!!
Hi everyone, looking for some advice on a private parking charge situation that's gotten out of hand. Background:
I received a parking charge for overstaying at a private car park (Sports Direct Unit, The Junction West, Thurrock). The reason was my disabled friend had a medical flare-up while we were shopping and we…
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Horizon Parking Court claim form
Hi everyone, last year I received a Horizon Parking fine by mail after my car was parked in a Tesco Express car park, as I wasn't the driver on that day I ignored the letters until yesterday when I received a Court Claim Form. Today I've done the acknowledge service of claim fallowing the newbie steps and now I'm preparing…
