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Hargreaves Lansdown charts not working?
Hi, Is it just me? I've used both Chrome and Edge but a lot of the charts won't display, this has been happening for a few months now, I don't know if it's something my end or HL have changed something their end. Anyone else have this problem or is it just me? See example below:
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Investment Platforms Capital Gins/ERI Reports for General Investment Account
I currently have GIA with both HL & Interactive Investor neither supply or track CGT or ERI so I am looking to switch these trading account portfolios to either AJ BELL,FIDELITY OR CHARLES STANLEY , obviously price is relevant but also quality of their reports making easy for tax returns etc ? Also has anyone used an…
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Best way to allocate £12,000 between creditors?
Hi all, Hope everyone’s doing okay. I’m after a bit of advice on my situation. I’ve got a lump sum and I’m not sure of the best way to split it across a few credit cards to steady everything out. I had to leave my job and things kind of snowballed. I had two accounts on payment plans (Tesco and MBNA). Over the last few…
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Workplace pension vs Stocks/Shares ISA
Hi all, I'm a high rate tax payer in England. Obviously (like all of us here) I'd like the most bang for the buck. After having seen Martin's Live show about investing, I looked into Stocks/Shares ISAs. But then I did some research and I think putting any excess money into my workplace pension is still the best investment…
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Inherited ISA and tax free allowance
Hi, I have inherited a couple of ISAs following my mum passing away last August. Now have probate so writing to the providers to close the accounts. I understand that at the moment they are classed as ‘continuing ISAs’ until they are closed/cashed in i.e. the estate is settled. Can anyone advise as to the tax free status…
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Mortgage for 19 Year Old
My daughter is looking for a mortgage on a home. The LTV is 37.5%. The mortgage is roughly 2x her income. She has 3 people who can act as guarantors. The home does not need any work doing on it and it is good repair. Please can anyone direct me towards a broker or provider who deals in these sort of mortgages. Thank you in…
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Estate management company - outrageous registration fees near completion
Hi! So it is almost time for exchange and completion on a freehold property I'm buying that's subject to estate management fees. My conveyancer has been less than transparent about what's going on and its been in excess of 7 months waiting due to a change in management companies during this time. Suddenly my conveyancer…
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Dealing with British Gas as a micro business customer
This discussion was created from comments split from: British Gas Poor Customer Service 2025.
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Sashybo - Back Again
Hi all, has been a good long while this time since I've had a diary, think this is number 4 overall. My last diary can be found HERE. Current debt now under 10K. :j This is mostly made up of loans we had to take out to cover the negative equity of the flat we sold a couple of years ago. I must admit we have slipped…
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X-O (Jarvis) online platform to close in the summer
Most accounts (including ISA accounts) to transfer to Interactive Investor. Information here:- https://www.x-o.co.uk/faq.pdf
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Smart Meter (gas) not working
A few years ago my energy supplier was Shell. Whilst with them I had smart meters (both gas and electric) installed. Shell gave all their business to Octopus. I rarely look at the smart meter gadget that tells me the usage. However from the monthly bills I noticed that I was getting further and further into credit. This I…
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MONEYBOX ISA - any advice on where to transfer to?
Hi, I opened a Moneybox ISA a year ago and the rate is dropping. I looked to transfer it to Cynergy but they will not take a transfer in from Moneybox as they (Moneybox) do not give their ISA accounts account numbers or sort codes. They use your NI number instead. When I tried to open a Cynergy account and said I would…
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Short-term money market fund versus ETF
Looking to park around 200,000 for opportunistic trading, maybe 3 to 5 trades per month. If the platform fees are equal, do you think the slight leakage of an ETF in the bid/ask is less cost than the days out of the market using a fund. is it possible to model this using data over the last 12 months of say CSH2 vs Royal…
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Advice on financial advice!
Hi all So I am 42, with a mortgage, live alone, no kids, a secure job which has a good pension (relatively speaking), earning above average wage. But I am not in the higher tax bracket, I do not have a posh car or a huge amount of outgoings. I am increasing my mortgage so I could improve my home (kitchen and bathroom).. I…
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PCN from Premier Park - advice on what detail to include in appeal
I’ve read the Newbies thread and have a question about Plan
B. In the advice it says “You can (carefully!) add a little to
the template above, 'in order to resolve the dispute I attach copies of...': - the driver's receipts/bank transactions (or Hospital
Appointment/Hotel booking, etc.) that day as 'they' were a…
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Claiming free nursery hours for next tax year when ineligible this year
Hello! First time posting here... We have an 22 month year old in nursery and we are ineligible for free hours as over £100k. However next year, I am going on mat leave so we "should" get the funding when the new tax year starts in April.But when you fill out the UK Gov form online it asked if you are earning too much THIS…
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Dont Understand
Hi people. Hoping someone can explain this for me. I currently have 3 credit cards, one with Lloyds, one with MBNA and one with Barclaycard. My credit limit on all 3 cards is good and I am no where near the limits. The Lloyds has an outstanding balance of £3.500, MBNA £1875 and Barclaycard £2,800. I would like to transfer…
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Driving Licence renewal photo
I need to renew my driving licence by the end of the month. However the website insists I have a new photo done as my passport has expired and as I'm not planning on going abroad anytime soon I'm not bothered about renewing it. After several attempts to take the photo myself (none of which were accepted) I've just bitten…
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Eon billing me when I have a prepayment meter
Hi, I bought a holiday home on 15th December 25, was told the prepayment key meter was with Ovo in all the paperwork, even called the Estate Agent to ask the previous owner and was told it was with Ovo. Spent 5 hours on the phone to Ovo, who told me my electric was with Octopus, Octopus told me my electric was with Eon,…
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Carers allowance expenses sheet vs AMAP mileage
Hello, i am self employed and sent 24/25 tax return with CA claim. They got back to me with a table to fill in with business vs personal expenses. I use AMAP rates for delivery work, and not sure how to fill it in. Situation is complicated - 2 cars used partly for business partly personal, and personal is between me &…
