Recent Discussions

To cut the incident short: Location is a middle roundabout of a 70mph dual carriage way with side roads entering and exiting it, the roundabout is 40MPH restricted)I entered the roundabout at point A for e.g. in the right lane of two lanes to turn far right and exit at junction D. I was going 12-15MPH max and drove past…

I decided to sell the house I was letting. The tenant moved out in August. The house is sold STC. The sale could complete in November. House currently empty, unfurnished. What do people in these circumstances normally do about home insurance? The current insurers insist that after 30 days unoccupied - they insisted that…

Knowing First Active is part of NatWest Group is a good reason not to touch it. I have had many problems with every NatWest Group account I have ever opened - such as not getting the interest rate that was advertised, not being able to close an account without jumping through endless hoops, etc.

Hi all, This is my wall which is 4m x 3ft high. It obviously needs some TLC. Ive been quoted £800 for dismantling/rebuilding damaged areas, and reset stone Repointing both sides of the wall: £500 Cement capping: £200 Would you say it needs dismantling/rebuilding? And is this a fair quote? Thanks

hi all Very new here. Have been reading a lot over the last few days and it’s been so helpful and supportive and has helped my worries no end so I want to start with a thank you. I’ve got myself into a lot of debt and I think self managing a dmp will be the way to go but want to sense check it and also ask a few questions.…

A trust has been set up by my dads solicitors as per my mum and dads wills. My dads house sale is going through and when sold , 50% will be invested in the trust and the other 50% in my dads bank account. My self and my sister are trustees and would like some advise on investing the funds aproximately £240000.

Welcome to the 9th Grocery Challenge of 2026! As always this challenge is to reduce your own grocery budget to levels that you will be pleased with, not forgetting that we always recommend that you stay inside your own comfort levels and take things gently one step at a time. Remember that this is not a competition....it's…

Eon next have invited me to sign up for their PowerUp event tomorrow from 10:00am to 12:00pm. “Your target is to use 1% more electricity than you usually would during this time” “If you hit your target, we’ll give you £0.20 credit for every extra kWh of electricity you use.” Anybody else participating?

January this year our house was flooded - approximately £82k damage. 10 months on, still not resolved yet as to which contractor's bid has been accepted. There has been huge delays with feedback from loss adjustors, surveyor and insurance company. My main questions are this - Our policy is due for renewal in November and…

I went to see a local solicitor a few weeks ago and said that after expenses, tax etc, that 50% of my estate will go to my husband and the remaining 50% will be used to set up a disabled person's trust for my brother, where my husband and my friend will be the trustees. I received the draft today and it looks like the way…

Hello In advance any advice/help is greatly appreciated. I'll try and be as brief as possible whilst also trying to ensure I include as much information so as to make my situation understandable. My wife (registered keeper) received a parking notice from UKPC for an overstay of 10 minutes and 36 seconds in a parking area…

I know work pensions and state pension income would count towards your 'income' for the purposes of calculating excess income, but would income from benefits count too? Benefits such as Pension Credit and Attendance Allowance?

Bought a caravan last year and the tyres look good, no splits etc. But I cannot see a date code or the letters DOT anywhere. Does this mean I will have to jack up and look on the inner rim or is there another way of checking from the visible codes? Tyres are Firestone Vanhawk made in Turkey 185/14R. Codes on them are…

I have saving accounts with flagstone but the monthly statement of interest doesn't match with how much I've been paid. I've contacted them a couple of months ago and told it would be investigated but now I just get ignored? What do I do? I'm nearly £500 down.

Hi MSE and All, I'm looking for a new broadband supplier and was quite pleased to see this Vodafone deal: However, after clicking through to Vodafone, it seems that this deal goes up as shown, and even if you continue through the process right up to the point of signing up, at no point is a discount added so that the same…

Hello MSE forum, I am hoping to get some advice on what to do as I have just sold my flat but have not yet found a further onward property to purchase. I have to move out of the flat I have sold due to exchange and completion dates are set for next month. I have found a rental property in the mean time to bridge the gap. I…

My wife and I are looking to consolidate all of our accounts into one joint account. We both currently have individual accounts with Lloyds, and have a main joint account with Santander for our household bills as well as a dormant Barclays joint account. We would like to have both of our salaries, individual direct debits…

Lender says they can't lend the full amount I need. Does this count as a 'Decline' if I apply somewhere else? Fed up with the broker who said they were WoM and recommended this lender - it is time to speak to another broker? I am a FTB my LTV is 67%. Please advise - I am so deflated after waiting three, long weeks. Loads…

We divorced this year and completed our consent order which was approved in May. All amicable and seemingly straightforward. The house has been on the market for 6 months and it has only had two viewings. We're currently switching agents after reducing the asking price by £10,000 and then £20,000 without success. My ex…

This week's MoneySaver who wants advice asks… Our neighbours at the back of our house - who we share a garden fence with - came round and asked if we'd contribute towards replacing the fence, as it would benefit both properties. We agreed and paid 50% of the cost. But it wasn't until the new fence was up that we found out…