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Electrical question
Possibly a daft one! I need to change the extractor fan in by bathroom. It's like for like so pretty simple. I have switched it off at the isolator. Should I also cut the supply at the consumer unit? tia
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Parkingeye Fitness First Wigan CCJ Defence
Hi, I've received a claim form regarding Parkingeye Ltd, I have read the newbies thread, but am struggling to word my defence, any help would really be appreaciated. The Particulars of Claim are: Claim for monies outstanding from the Defendant in relation to a Parking Charge (reference XXXXXX/XXXXXX) issued on 12/11/2024.…
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Crypto
Have read a few comments on here and TrustPilot about the £200 investment in Crypto and GCW Management Ltd. Regrettably my experience is like so many others and my link to a so called Financial Advise was obtained through this website which I know now was AI generated, so no disrespect to you all. I had no reason not to…
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The Piano Diary
Good morning diary and all, I recently became debt free after 31 months of debtbusting over on Debt Free Wannabe, following the advice and diaries on this site. Here is my previous diary My debt free diary I have found keeping a diary really helpful in staying focused and also therapeutic being able to think things through…
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CCJ - Dcb Legal/Smart parking - advice please
Hi, Any advice would be much appreciated. I moved address a few months ago and have been collecting any post from old address from resident(parent). Yesterday I was passed this claim form below, spoke to the resident(parent) of old address, who said it only arrived in a big pile of letters 2 days earlier, saying post…
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Is it too late to start a pension?
Hello. Both self employed and have arrived rather late in the day to finally being in a financial position to save etc as previously any money was put back into moving forward in life to get to a position of owning our property etc. So we are now wondering if it is too late to look at a private pension! No pension at all…
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Has anyone got a laptop without a number pad to recommend?
Morning all Thanks to the help on here a while ago I've managed to keep my little Stream going a bit longer (Wise Disk - what a revelation!) but am now on the hunt for a 'proper' laptop without a number pad, hopefully with a 15-16 inch screen. It doesn't seem possible to use a search term to specify this and sometimes you…
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eBay - eCollection Point Refused
Hi, Can someone help me with this. Item sold on eBay. It was to an Esso collection point. Item posted on Monday via RM Tracked 48. Buyer messages me today and said "the collection point no longer exists", can you send another item to my home address as I need it urgently. I've checked the tracking and it says the below.…
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UKPC charge advice - parked on bay line
Hi folks, I've been trawling the forum for advice on next steps but just wanted to clarify what the approach should be from here. Hoping one of you amazing, super informative people can help. Charge is from 26/11/2024 for parking on a bay line at a retail park. 8 month pregnant partner and toddler in car and all the P&C…
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cancelling travel insurance
any ideas whether the travel insurance company we have a policy with for a short break to rome in January, refuse a refund. we have had to cancel due to personal reasons; and i have asked for a refund of the policy cost, seeing that the holiday has been cancelled, car parking cancelled and refunded and we havent claimed…
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Faster Payments under maintenance Saturday 22nd November
Logged into my Principality account and there is a banner across the top stating that the faster payment system will under maintenance on Saturday 22nd November.
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Barclays £200 switch bonus.
Barclays £200 switch bonus. How long does it
take Barclays to notify you that you will get the bonus? I’ve jumped
through all the hoops and paid in 2k three days ago. Barclays say
they will email you when you have met all the requirements. Does
anyone know how long that takes as I don’t want to leave 2k in the
account…
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How much do you pay for electric on smart meter
I'm am currently with utility warehouse for my gas and electric on a smart meter on pay as you go. I'm currently paying around £130-140 monthly on my electric, I'm not using anything excessive either. Is this high? What do you pay? We are in a 3 bed house and there is 2 of us
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Energy bills to rise from 1 January - high electricity users will be harder hit
The price most households pay for gas and electricity will rise by 0.2% on average from Thursday 1 January as energy regulator Ofgem has announced the latest Energy Price Cap rates. However, MoneySavingExpert.com founder Martin Lewis has warned that high electricity users will see bills rise by much more. Energy bills to…
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Our Journey to Mortgage Freedom by 2030 🏡💪
Hi everyone, I’ve been reading lots of inspiring posts here and thought it was time to start my own little diary to keep myself accountable (and hopefully help others who are on the same path!). A bit of background: * We bought our house in 2022, borrowing just over £400k on a 5-year fix at 2.4%. * We originally wanted…
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The Little Cottage by the Sea
Hello my loves, I've wandered these threads for a few years and old versions of myself have had different user names and different diaries. I feel like this is a new chapter. One where I'm content and capable and I hope to bring you along for the story. The diary title is me manifesting the dream. I have come a long way,…
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reasonable adjustments ? flight cancelled
We’ve just been told our flight for August 2026 has been cancelled and offered several options, but we have a severely disabled daughter they are aware of, and I don’t think any of these are lawful reasonable adjustments under the Equality Act. First, they want to move us from a small airport to Gatwick, but we need the…
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discretionary commission arrangement response
Hello, I made a complaint using the template supplied on the money-saving website quite a few months ago. After months of emails saying theyre looking into it, I've now had a reply saying my finance did include a DCA. My question is, on the email theres a link if I want to submit a complaint, however, I thought I already…
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2nd Floor weight limit
Hi all! I've been doing a lot of reading around this and not found a concrete answer but I know there's a few structural engineers lurking in these forum's so hope someone can help. I live in a 1960's detached house an am looking to put a voice booth on the 2nd floor. The total weight, including myself and equipment would…
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Trading fees on ETF trades HL SIPP
Hi. I've asked HL but they are taking forever to get back to me. Does anyone know if you pay trading fees when automatically buying ETFs from company contributions in the HL SIPP? You don't on OEICs. Many thanks.
