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Template defence to adapt for all parking cases with added 'admin/DRA' costs - edited in 2025
PLEASE READ THIS POST FIRST TO UNDERSTAND HOW TO USE SOME OR ALL OF THIS SUGGESTED TEMPLATE AS PART OF YOUR INDIVIDUAL DEFENCE, THAT YOU CAN THEN DRAFT. YOUR FINAL DEFENCE THAT YOU DECIDE TO DRAFT IS YOUR OWN. NOTHING ON THIS BOARD IS LEGAL ADVICE, JUST OPINIONS BASED ON EXPERIENCE OF WINNING DEFENCES. THE MAIN INFO ABOUT…
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Warranty Contradiction Issue
I recently bought a kettle from a high street outlet that said it has a 2 year warranty on the box and in the manual. The store said it only gives the statutory ONE YEAR warranty and that I'd have to register my purchase online with the manufacturer for the second year. However the manufacturer says I cannot do that for a…
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2 x speeding fines in 2 days
Apologies if this isn't the right section. A colleague of mine has been done 3 times in 2 days. Same camera in a 30 mph zone. He thought it was a 40. Poor excuse, obviously. Theres a 39mph, 38mph and 35mph. Two fines within 1 hour of each other. Is there any option here to plead stupidity? Or suck up the 9 points? Hes done…
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Halifax App View Card Details - How do you know which card relates to which account?
I'm sure this is a very silly question and I've overlooked something obvious. When I use the option to view my card details in the Halifax app, it shows all my cards across the screen, but not any details of the underlying account for each debit card. I've renamed the accounts so they have my personalised names in the list…
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DCB legal - letter of claim
First post so apologise in advance if this has been answered numerous times! I have read all the threads etc with regards to these fines. I have just received the avove from DCB Legal representing Parkmaven Ltd with regards to 3 parking fines for being over the 2 hour stay. All 3 fines combined would be less than an hour…
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Concealed close-coupled plastic toilet cistern - cannot find a replacement
Trying to help my friend... - the original cistern (with a new fixing bracket)For the life of me I cannot find a replacement :/All concealed I see are 'low level', not 'close coupled'. Bought this one from Amazon hoping that I can use it without the pipe - and am returning it as the diameter of the flush valve (and the…
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PCN from PPM at rental residence
Hey everyone, newbie here - very grateful for the amount of time and effort that has been put into this resource! My partner owns the car we use, with me being an additional driver listed on the insurance. We live in an apartment block with underground parking for residents. Permits must be displayed. During a holiday in…
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Unused inheritance tax question
I am about to start completing the online probate application and need to verify my understanding of unused IHT allowance. My father passed four years ago and left his entire estate to my mother, who has recently passed away. My mother's home was sold to cover care costs etc and her current assets are all in banks ,…
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Phone & broadband for elderly relative
Hi all, hoping someone can give us advice, we have an elderly relative coming out of hospital shortly, shes currently on virgin for a non subscription tivo box and unlimited home phone calls 36.00 per month which will rise to 42.00 over next 24 months. She uses her home phone a lot & ideally wants to keep the number in…
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Taking flexible retirement from a LGPS while still working
Hi there, hoping to get some advice on behalf of my partner
who is a member of the West Yorkshire Pension Fund (Local Government Pension
Scheme). She’s 55 and has recently been looking to reduce her hours
from five days a week to four. When she requested this from the HR department,
she was offered the option of taking…
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Amazon return when tradesman fee occur
We bought a Black overhead shower with wand, whih was fitted as part of our refurbishment. Six months later the black paint/covering has come off where the wand is held, as it is grating where the grip holds the wand. This produt comes with lights (red - hot blue - cold), but this is no longer workingas it should. Amazon…
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FSCS protection and ringfencing.
Hello, I'm new to money saving and looking for a good ISA. I have seen the Plum Cash ISA with 4.45% AER. This ISA has 3.04% base rate protected by the FSCS safety scheme and the 1.33% not protected by FSCS but is 'ringfenced'. Can someone explain the safety behind getting this ISA? Does the FSCS protection mean in the case…
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Moved: LanesGroup flooded my garden with raw sewage –Sewage Provider cleaned it up, can I get compe…
This discussion has been moved.
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Brachers
Hi, My Amex defaulted. Once it was defaulted it was passed onto Brachers. They have been contacting me, and I made be payment to them, but the next day they have sent a formal letter of claim. I am going to fill it out and show that the payment is what I can afford monthly. But should I call them? Or just send the form…
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From broke to better ..a journey
Hi everyone. Well today is, as they say, the first day of the rest of my life. The first real day of my journey to get rid of debt. I am alone in this. No partner and no family for support so I am finding myself tearful and scared. I know noone here can hold my hand, but I've seen so much support on other people's diaries…
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Can't afford new passport
I live on a War pension and Universal credit pays my rent , there is no spare money for £110 to renew my passport which is my only ID suitable for banks, forms and benefits ect. How can there be a situation where you need ID to function in life but you can't afford it ?
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Journey failed by transport company, offered vouchers not cash refund
A few months ago my wife booked an open return (as she didn't know the exact time of return journey) on a fast national coach company to an airport getting on for 200 miles away to meet and collect a relative who was travelling as an unaccompanied minor. This cost over £100. At the bus station the display screens were not…
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Argos refusing to accept return
I ordered an iron from Argos, paid online, click & collect. I used it once and didn't get on with it (sticking to clothes rucking them up, only 3 temp settings so no fine adjustment). I tried to return it after 8 days. They said because it was used they wouldn't accept it. Looking at other threads on this site in seems…
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Joint present suggestions for kids
Was just speaking with my daughter who's absolutely dreading xmas. She's three kids 4B, 9G, 11G and her partner has three also 7B, 10B, 11B. It's their Xmas for everyone christmas morning, which also apparently includes being in charge of stockings all round, plus gifts. Eeek. Her partner may be between jobs at that time,…
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Travel insurance claim
My parents booked a holiday and 5 days later my dad's brother died unexpectedly. I have been supporting them to cancel the holiday and deal with the insurance. his brother lives abroad and they intend to go to the funeral. I have managed to get a copy of the death certificate which I have sent to the insurance. They said…
