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Can you get bespoke plants?
Hi there. I'm no gardener but my dad loves gardening. He's got a big birthday coming up and I want to get him something special and I'm wondering if there's any way you can get some kind of hybrid plant - a rose or something - that can be named after him and is unique? I've had a Google but it's a bit of a minefield so any…
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Has anyone made their own pergola?
As the title, has anyone? If so, did you use pine or oak? Currently looking to make my own as even green oak is 30% less than the cost of a pine equivalent from dunsters etc. Thanks in advance!
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Lacquer peeling?!!
help, is this going to be expensive on this golf bonnet to repair?
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Section 75 claim advise
Hello, Have timeline as below. I feel like the bank is going around in circles and putting the onus on me to reach a resolution. In brief sofa's delivered May 25 purchased from high street furniture store. Reported a fault by email and personal visit same day. That began a long process with no help from trader so made…
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Travel Insurance
I have a policy for holidays in Europe for this year, which was the plan. Next year I’m going to need Worldwide cover- so a new policy. But one of next year’s holidays will be finishing in November. I can’t seem to book a policy that will cover that length of time now, but the people doing the holiday want me to pay one or…
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ParkingEye & DCB Legal
Hi there! I've been lurking around the forum for a while, following the guides in the newbies thread etc. So I'd been receiving letters for a couple of years regarding a parking charge from 2019. The company was ParkingEye and solicitors were DCBLegal. A court claim against me was finally issued on 04/03/2026. These are my…
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CNBC - Disabled Parking Bay
Hi, Advice/Help much appreciated. I recently had a CNBC Claim Form sent through for parking in a disabled bay without displaying a BB on private land, the incident happened in 2023 and I wasnt the driver at the time. The driver was parked in a disabled bay whilst collecting a disabled passenger so didn't have the blue…
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National car parks (Moorside Legal Services LTD) Court claim
Hi Seems i have recieved a letter of claim, is this valid, i dont think they would use HM courts. If so just wanted to confirm the next steps, loink to thread. date of service is 5 days after issue date so I must send back by 15.02. Also do I need to put my income and employee details am very uncomfortable with this. Thanks
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Subject: Looking for SIM-only recommendations (Switching from Sky)
Subject: Looking for SIM-only recommendations (Switching from Sky) Hi everyone,I’m currently with Sky Mobile but I’m looking to switch providers as I’m not happy with the service I’m receiving. I want to move to a SIM-only deal and need some advice on the best value options currently available.My requirements are: Budget:…
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VLS60 Income distribution
As this fund went went ex-div yesterday does anyone know what the distribution amount is please? I find it very hard to find this detail. Many thanks
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Beat My Quote! Travel Agents Thread
What’s this about? This is a special thread where you can ask all the Travel Agents and MoneySavers who frequent this board to beat a holiday quote you have and get personalised replies. The idea is to see if someone can beat a quote for a specific holiday; not just a general price. So you need an exact quote. E.g. "I've…
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Self assessment 2024 to 25 late
I recently received a letter stating I need to complete a self assessment tax return. Never done one before and always been PAYE I have registered and .logged in to see the return is flagged as late and a warning of penalties and file now message. Also file within 3 months of date of the letter. How can it be late if the…
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Our Journey to Mortgage Freedom by 2030 🏡💪
Hi everyone, I’ve been reading lots of inspiring posts here and thought it was time to start my own little diary to keep myself accountable (and hopefully help others who are on the same path!). A bit of background: * We bought our house in 2022, borrowing just over £400k on a 5-year fix at 2.4%. * We originally wanted…
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A company called Newday started a direct debit for £0, not sure why.
Hey everyone, Like the title says; a company called Newday has started a direct debit for £0.on my father's Barclays account. He received a text message and email from Barlcays which I then confirmed by looking at the direct debit on the banking app. The company seems to handle credit for businesses so I'm guessing it has…
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Blue Badge appeal
I applied for a blue badge for a family member that has limited mental capacity. They have severe anxiety, can kick off in shops at random times, and are further triggered by things like long queues, busy aisles, dogs, loud cars etc which means we have to abruptly end shopping trips and having the car close by helps. I…
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Scottish Widow's calculation
My Scottish Widows' Pension valuation. My fund value calculations differ from Scottish Widows'. Have I missed something? Could this be due to hidden charges or adjustment For example: SW BlackRock ACS World ex UK Equity Tracker CS8 £23,344.51 13683.77 units at £1.71 each 20122013's total : 13683.77 units x £1.71 each =…
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Purchase Cards
I have two new credit cards for purchases, an M&S (about 12m) plus Lloyds (about 22m). I am just about to max them both out. Would I be right in thinking once I make the min payment for each of those cards I can then spend again on them to the limit and basically keep them maxed out till the interest free period ends? I…
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FIRE Girls Pension Diary - Aim High & Dream Big
10 year targets are set and I'm aiming high and dreaming big. :) A bit of background. When I was young I grew up with a family of 4 children, Dad worked and Mum stayed at home. We had very little material things or new clothes and I remember I was always dreaming of how I could possibly become a millionaire. So why not…
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Solar Panels
Hi not sure if I picked the correct category but I hope someone can advise me. We have solar panels on the house. It was my husbands pet project and I was not involved at all. He died last year and it has taken me a while to sort things out. I discovered he had no paperwork so I had to get that and I have found out they…
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Changing the share of a property left in a will trust
Grateful for any insight. My parents owned their house as tenants in common and wrote wills 12 years ago that created a will trust on death and left each other a life interest in the other’s half and then the house would be left equally to their 3 children and 4 grandchildren. My dad has now passed away and mum has been in…
