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Care home top up fees
Please note this is a Northern Ireland case. There is no continuing healthcare policy. My friends mum has gone into a home she is 91. Currently an assessment of financial situation being carried out. She has some savings (under the amount she is allowed to hold) and a small works pension and state pension. Friend is aware…
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Airport Drop Off Charges - guide discussion
We've written a guide to Beating Airport Drop Off Charges and would appreciate your feedback. How did you find the info? Was it useful? Do you have any other tips you'd add? Thanks for your help! MSE Jenny K
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Epson XP720 ink pad error
“A printer’s inkpad is at the end of its service life. Please contact Epson Support” A friend just got the above message and their printer has stopped working. Does anyone know how this can be overridden so the printer can continue working? It seems a pity to throw away the printer.
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The Student Energy Group + Corona
My son has recently moved into a new rental and requested to switch his energy suppliers to Octopus. Electricty switch went smoothly, whilst the current gas supplier objected. He investigated with the landlord to find the previous tenants had gas supplied via The Student Energy Group - TSEG (but not electricity). So, son…
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Potential CIFA marker - gambling
Please please help. Yesterday Kroo messaged me on the app to say they were closing my account with immediate effect following review of my account. For the past few months I have been depositing money in and using it on a gambling platform (mystake). I was in a stressful situation, trying to make money (stupid mistake I…
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What are best savings accounts for a lump sum …?
Hi. I am writing to ask what best savings account would be if a lump some £10k . The account would be in my eldest daughter’s name. I have pre paid my funeral but would like to leave them actual money when I die . I privately rent and and do not have a property to leave when I die . Many thanks in advance x
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Tesco home deliveries - are they dumping short-dated stuff on customers at home?
Yet again a load of short-dated produce this morning, all Best Before 13 July (tomorrow). Makes an absolute mockery of Tesco’s claims that their pickers always select the best items and the longest dates. Happens very regularly, and my guess is that pickers are being instructed by store managers to get rid of the short…
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Cheapest option? Social Tariff or Water Meter. Severn Trent
Hi All, My brother lives on his own in a rented (council) OAP 1 bedroom bungalow and his wife suddenly passed away just over 1 week ago. Now he retired to look after his wife but never claimed any form of benefit. Her State Pension was what they lived on plus spending some of there savings to top it up. He doesn't have a…
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Half hourly export data?
I got a smart electricity meter almost two years ago and ever since I have been checking my half-hourly import readings using the Loop app. and periodically downloading them, currently via the Glowmarkt website: https://glowmarkt.com/home . Recently my meter was granted an export MPAN so I would like to be able to view and…
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As a PAYE taxpayer, how to complete a BBSI letter from HMRC?
I've had a letter from HMRC stating that I have untaxed interest for the 2024-2025 tax year, and instructing me to provide "information [for] each bank and building society account". I have had at least* 14 cash accounts in the year; their form allows space for just four, and says to continue on additional sheets. The form…
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0% Balance Transfer or Loan?
Hi All, I've been in debt for a while and honestly I've not managed it particularly well largely due to various external factors. I've been offered voluntary redundancy at work which would pay me out roughly £50k and I intend on taking it at the end of the year with the view of finding another job. My question for you all…
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Do I need a SIPP?
I am about to turn 48 and having paid a small amount into a pension every month for the last 27 years, I'm now actually starting to properly think about retirement. As it stands I have c£10k in a workplace pension and c45k in my own one. I have around £140k in saving, over half of that is spread in various cash ISAs. My…
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Is anyone buying from Rit Concept before?
Is anyone buying from Rit Concept before? I want to buy a dressing table from them. Also, anyone have a discount code from them that I can use?
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Covenant
We live in a residential property, originally back in 1968 when the land was sold to build the properties (6 in a row) the land owners put a covenant in to say no pigs or poultry to be kept on on the plots or any election of a building to house such animals. Not huge gardens at all but our neighbour next but 1 has decided…
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Is weilai concept Legit? I am looking to buy a table from them
Is weilai concept Legit? I am looking to buy a table from them. Is anyone buying from them before?
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What to do?
I have recently become mortgage free so I have a bit more money to play with. I currently put away £400 a month in 2 accounts and have £4k sat in a Santander high interest account. I reckon I can afford to save another £200 to £300 a month. I've also been tracing all the pension funds I've acquired from various employers…
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HMRC letter says I tried to pay Class 3 (voluntary) contributions - I DIDN'T!
Received a letter from HMRC dated 04/07/25 saying "Our records show you recently tried to pay Class 3 (voluntary) NI contributions for the tax years 2006-2021. You couldn't make these payments because of a service problem we had on 5 April 2025." Whilst I may well have been looking at my NI/Tax accounts online at some…
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Help please
Hi. My mum died some 9 years ago. Probate didnt take too long but still it has not been finalised. To make matters even worse, it is my late fathers firm of solicitors who are dealing with it. There are 3 executors and 2 of my 3 siblings inheritance is in trust, complicating things. I have already complained to the `Legal…
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Scottish Power Takeover scam
My wife was approached as a Scottish Power shareholder by an American caller asking if she wanted to sell her shares to a secretive buyer who is trying to take over Iberdrola, who own Scottish power. The story is that the buyer wishes to remain anonymous until s/he/they have acquired enough share backing to launch a…
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Home Energy Feedback
I'm sharing my experience with Home Energy, just for information purposes. After a short 4 month relationship, I don't feel comfortable with them and have already changed supplier. Whilst invoices are being produced with correct information, signing in to check my account online to view invoices etc, many of the entries in…
