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Horizon parking PCN - Tesco Stourbridge
Hi, the driver overstayed the 2 hour limit when shopping at Tesco, paid cash but lost the receipt. There was big queues in the supermarket and they have a disabled son so it took longer than they expected. If option A fails (contacting the retailer) in the newbies section, is it best just to pay the £40 discount rate. PCN…
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Porters Avenue GP - Did not register
Seriously I need a break from this! I took my wife for an urgent blood test - text stated to go to any BHR clinic so we went to porters avenue, parked in disabled bay with badge displayed. Did the bloods... ticket. You need to input your plate in the system. I actually did have a brief look for it on my way out but…
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OFGEM - Winter 2025/2026 Standing Charge Plans
Energy regulator Ofgem has proposed that by winter 2025/26, all energy suppliers will be required to offer a low or zero standing charge Price Capped energy tariff. UTILITA is the only supplier that currently offers a zero SC tariff, but with considerably higher unit rates - if you are a very light energy user possibly a…
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Argos never delivered, can't request refund
Hi, It's been a week since I placed an order for next day delivery (£450 small item - TV). Item never arrived, no delivery attempts made, tracking details still say in transit (tracking was working next day and I could track the driver until I was next delivery on GPS when it suddenly reset back to "in transit" and it's…
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Civil claim form letter,what to do
Hi firstly thanks for approving my membership I came here after searching online regarding parking fines, I’m hoping for some advice of what to do next please if possible. i received a letter all the way back in March 2024 from spring parking stating a parking charge was for not displaying a permit, where I parked had 3or4…
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Parked In A Loading Place Or Bay During Restricted Hours Without Loading
Hi all, I received a PCN (Code 25) in Harrow on 09-Aug-2025 and would appreciate advice. What happened: * I drove with my family (pregnant wife, elderly parents, and young child) to a temple near Headstone Drive / Harrow & Wealdstone. * I parked in a spot with a single upright sign stating “Loading Only.” There were no bay…
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Söp arbitration service
Can anyone advise me how long Schlichtungsstelle Reise & Verkehr take to let you know if a claim against Lufthansa has been successful or not? I made a claim to Schlichtungsstelle Reise & Verkehr in April for recompense of expenses I paid for alternative flights, when Lufthansa cancelled my flight and could not offer a…
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How do I work out CGT loss following the sale of shares
Bank in 2002 and 2004 I bought shares via an employee share save scheme at 'x' pounds per month in both cases over a three year period, so I know how much I originally paid for them. In truth I forgot about these shares for a while and thought thankfully I had sold all my Nat West shares before the value plummeted. Over…
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Opos Limited scam?
I just received an email from this bunch, checked online and they seemed to be a legitimate debt collection agency. I clicked the link to go to ‘my account’ online to be asked personal details including date of birth and contact details to verify I was the correct person. As this seems like a scam I called instead, only to…
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Gifting to son, 7 year rule question
I hope you can help with some suggestions. We put money aside for university living expenses for our two sons. The elder went to university and used up his funds. These are now outside the 7 year rule. The younger hasn’t gone to university so we are gifting him his funds. The funds are in my name. My question is if I die…
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HELP PLEASE! Residential defence witness statement against PCN claims brought by DCB Legal
I am defending two claims of a litany of PCNs issued by the same private parking company who is being represented by DCB legal. A hearing on one of the claims has been fixed for next month and the deadline to submit my witness statement is approaching within a week's time. Last week, the claimant emailed me and the court…
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HUMAN ERROR - PCN (SIP Car Parks)
Hello all I received a PCN from SIP car parks at the start of Feb for
‘Insufficient Fee Paid’. The fine is for £60 if paid in 14 days but this has
now increased to £100. Thinking I’m doing the right thing I appealed to SIP direct.
Obviously they dismissed my appeal. I then went to the IAS with the following argument: To…
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Now TV Broadband Price Hikes
Just to let everyone know who may be taking out a contract with NOW TV Broadband. A FIXED TERM CONTRACT IS NOT FIXED!! They can change the price whenever they like even though the contract states your price is fixed for 12 months. I had a renewal reminder that my price would be increased from £21/mth to £41.50/mth. I…
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Car purchased in last five months from dealer - gearbox faulty
I bought a Nissan Juke from a car dealer at beginning of March. They gave me a three month warranty. They didn't take credit card so I did a money transfer from my credit card to my bank. In July it started making weird noises. I took it to Nissan who diagnosed a gearbox fault. I had travelled less than 1000 miles in it…
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Mortgage - Pay off or wait? Invest?
Hi all, New here, so please be kind! I'm useless with money and savings and looking around has my mind very confused to say the least. So many factors around ISA, Savings, Interest, Tax etc etc. So I'm playing dumb and hoping for some very simple answers. Long story short; My wife was diagnosed with cancer over 6 years…
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CC Claim MET Parking - Stansted Scam Car Park
Hello Fellow MSErs (and parking experts). So, I fell foul of MET's scam car park in Stansted (quelle surprise). The car was alleged to be there in January 2024, and I was the RK of the car and received the NTK over 14 days after the alleged infringement (of leaving the car and the occupants walking to McDonalds, parked in…
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NatWest Mortgage Offer - Unable to change rate
Hi, We recently applied for a 65% LTV mortgage through NatWest direct through NatWest (No Broker) at 4.32%. Everything went through smoothly and an offer was received within a a couple of days. Due to the base rate going down on Thursday, the rates have now dropped around 0.12%. I phoned them up enquiring about this and…
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Google pixel phone keeps resetting
Hi all My husband told me tonight that his google pixel 9 pro keeps resetting snd that this is the third time he has had to factory reset his phone. He is under contract with ID mobile and has had it less than a year. Would he be able to swap to another phone because of the constant issues. Thank you
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Over 700 people die each year from falling down stairs in the U.K.
A friend of mine's husband died a few weeks ago, he had fallen down the stairs, and was in his early 80s. He was perfectly fit when I last saw him, a few months ago, and I don't know the exact reason he fell (i.e. did he slip, lose his grip, lose his balance, etc.) and my friend wasn't there when it happened.An ex work…
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Selling a property with a shop below
My dad owns a property, with a shop run by current occupier on the ground floor, living accommodation above and behind the shop which they use Dad had owned for many years but due to age he is looking to sell it The shop is run by relative who also lives in the house, there was a lease but it ran out 15 years ago the…
