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SMART PARKING PARKING CHARGE: ADVICE SOUGHT
Hi All I am new here and have spent some time reading through the numerous threads relating to Parking Charge Notices etc. I have some specific questions relating to the circumstances relating to this matter as it will influence exactly how I contest this charge. The alleged incident happened on 27 April 26. The notice was…
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I had a DRO in 2020, 6 years after on 10th June, Credit help and Barclays help !
Hello everyone, I had a DRO in 2020 and the 6 years is up on the 10th June , Looking forward to that milestone ! I have been very religious in checking my Experian file and have really got my finances in order and saved a considerable amount. I have an ISA now and various savings accounts giving me interest every year.…
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Received letter from QDR solicitors
Hi, I have received a letter out of the blue from QDR solicitors on behalf of ZZPS claiming that I owe £170 (originally £100) for insufficient paid time in a car park nearly 2 years ago. I have not had any previous correspondence about this and I have no idea how long I paid for and how long I apparently overstayed. I'm…
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UKCPM , B W LEGAL court claim 2025
Hi all, I have received a PCN for not parking exactly in the middle of the parking bay at my own residence's car park. There is not even a proper marking on the car park and at night, the small 2 marks on the floor is barely visible. I have appealed the PCN unsuccessfully and then ignored the letters from debts recovery…
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Dealing with form R185 as a beneficiary
Hi, Quick question. If a higher rate tax payer receives form R185 but doesn't normally have to complete a self-assessment tax return then is there a simple way of paying e.g. writing a letter to HMRC or will they have to register for self-assessment? I'm assuming the onus is on the beneficiary to tell HMRC that money is…
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Defined benefit pension 1987-1995 GMP element
I have this modest pension I’ve been getting for 3 years now. I recently found an old “deferred pension certificate” that I think suggests I should be getting a larger payout than I am (by about 30%). I cannot pretend I properly understand it and have requested details of calculations from the provider, which I now have.…
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Amazon Two Step Verification
Hello, Newbie here, first ever post, please move if I've posted in the wrong place, and be kind! This morning I tried to log in to Amazon UK to get a (cozy mystery) ebook for my Mum. Instead of the two step verification working as usual - username and password, then a code texted to my phone - it said it couldn't send a…
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Tomatopia Discussion 2026
Happy New Year! I thought we need a new Thread to discuss this - because not everyone uses Facebook. Has anyone else heard anything?
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Elderly parents being fleeced
I've just discovered my 81 year old father in law is being charged 90 quid a month for basic (50mb) broadband. I'm going to go off on them but is there anything specific I can do? he's paid a grand over the last year for what should have cost 300 quid.
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House in trust - who is responsible for buildings insurance?
Hi everyone My father sadly passed away a couple of weeks ago, he left his house in a trust to me & my two siblings. I am a trustee/executor as is his long term partner, who has permission to stay in the house as long as she wants to. We are on good terms. The household insurance expires at the end of the month and it was…
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Statute barred debt for a deceased relative.
Sad News. My family member passed away last Monday. When I visited him a couple of weeks ago, I found a debt to MBNA for around £16k for an account opened in 1997. He had very bad dementia and he has debts to water, electric, council tax and this credit card. As a single occupant vulnerable person, he should not have been…
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DCB legal Parking Fine Claim Form
Hi, I have received a County Court Claim Form (issued 08/05) for an unpaid parking fine. The claimant is Smart Parking Limited and DCB legal is the address for sending document. It states 'insufficient paid time' as the reason. We have had no other correspondence, but we were in Wales on holiday during this time and the…
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Euro Car Parks - DCB Legal Claim Form
Back again with another! This time on behalf of my Dad. He's received a Claim Form, after he refused to admit being the driver. Particulars of Claim 1 The Defendant (D) is indebted to the Claimant (C) for a Parking Charge (PC) issued to vehicle XXXX XXXX at YYYYYYYY. 2 The date of contravention is XX/07/2025 and the D was…
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Apcoa Airport Parking Fines
Wondering if anyone can help. My partner dropped off my Mother and I at at Manchester Airport in December last year and also picked us up from the airport. He received a fine for both even though we thought we'd done everything correctly. We were lead to believe that drop off in the drop off zone was free with a blue badge…
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Ideas for keeping cat off front garden!
My neighbours cat is constantly on our front garden and driveway seeking attention from school children and passers by on a daily basis. It has got to the stage where crowds of people are standing on my front garden stroking the cat as if they have never seen one before it feels like an attraction at the Zoo. I have tried…
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Stamp Duty or no Stamp Duty?
I have 2 mortgaged properties, one I live in and share with my husband, another I rent out (which I paid stamp duty for). My husband and I are divorcing, I want to stay in the property but cannot afford to stay on the mortgage alone. My sister has stepped in and said she will take his place - but not live in the property.…
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Financial mis-selling complaint- HD Law
Hello all, I am a bit concerned. I clicked through on a link that came through one of one of my newsletters to register to see if I was eligible for the financial mis-selling complaints. Initially it went through make a pcp claim, I just wanted to check eligibility and put in vehicle details. Then I am being contacted a…
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Problems selling entire UK gilt holding on II
I am trying to sell my entire holding of a UK Gilt, but the platform is not allowing me to. For example, I hold 38633 shares of TN28 in my trading account. I want to sell my entire holding, but when I try to sell a quantity of 38633 I am told "exceeds holdings of 38633". It will accept a sale of 38632, however. How can I…
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Monument Blocking ISA Transfer Out – Misallocating Interest and Giving Incorrect Advice?
Help Monument Bank are blocking / rejecting my ISA transfer out (from previous years’ funds). I wanted to see if anyone else has experienced anything similar - and also help anyone who may have been given the wrong advice. Is this an IT system error, or are customer service being given incorrect guidance? In mid-April…
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Paying the invoice
Built an intentional life, now it's time to pay the invoice. No regrets, made the best decisions from options available to me at the time. Short term sprint - pay of hbos clarity card In Sept 2026 - debt consolidation Gratitudes - health, family, home, stability, options.
