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Do I /can I submit evidence in response to receiving the claimants bundle?
Hi All- TL;DR- Received a piece of evidence in their witness/evidence pack that I would counter with an old document- do I have to submit to court before the hearing, or do I keep my rebuttal evidence until the actual hearing next month? I have an ongoing case between myself and carparking firm. We are now at the stage of…
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DCB Legal - Letter of Claim
Can anyone advise as to the next steps please after recieving this letter after numerous bullying debt collection letters. The sum demanded is grossly unfair considering that on the day there was no means to pay due to machines being out of service and no signage to state how to pay. Adding to this, I never recieved a PCN…
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What is the best Global ETF?
Thank you
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C.U.P (Closed Unit Protection) Parking Enforcement Charge. Court Claim issued.
Good afternoon, Sorry, this is my first post, so I hope it's allowed and in the correct section. I'm hoping someone would be able to help. I have received this parking charge notice in the post. Is it worth appealing? The driver wasn't parked, as you can see the lights are on and hazard lights are on. It's a layby towards…
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Is it normal to be charged a collection fee when cancelling a lease within the 14-day cooling-off pe
Hi everyone, I’m hoping to get some advice or hear from anyone who’s been in a similar situation. I recently signed up to lease a car through LeaseCar UK, which was being financed through ARVAL. When the car was delivered, it had a number of scratches on the bodywork, and as soon as I started it up, a maintenance light…
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change of name. deed poll insisted on by building society...
I know there is a similar thread but it didn't seem to address my query. I have a savings account with coventry building society and I want to go back to using my maiden name not my married name. My driving license, bank account, passport etc are all in my maiden name & I'd like my savings account to do the same, but…
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Insurance claim escape of water
Hi 2nd post today. Will be glad to see the end of this year!! Washing machine packed up. John Lewis came to install new one. When they pulled the old one out the floor under was soaking. We have had a leak from our stop !!!!!! which had obviously been going on for a long time. Covered by insurance. Plumber and assessor…
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Insurance and building work
Just wondering how home insurance companies deal with minor renovation work. Our home insurance is with Nationwide (unwritten by Royal Sun Alliance) so specific experiences would be welcome. I’ve found lots of examples of similar queries, but mainly for larger work and not always with a conclusion! 2 bits of work are…
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Here I go again ….
Received this letter today tried calling them but can’t get through , look at the price change … how can I heat my home over winter on that cost ???
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Treating small water stains....
I've got a couple of water stains on the white emulsioned plastered ceiling caused by a leak from a boiler in the loft. I have some Zinsser stain block but first want to clean away as much of the stains as possible prior to painting. Would a diluted vinegar mix or diluted bleach be the most effective or does anyone have…
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Just answer a clever con
I wanted advice about the value of my silver candlesticks. As a result I Google searched and just answer responded. Like the others I assumed the £5 was a one off payment and the ‘expert’ responded so quickly I had not time to do further checks. She seemed helpful and asked for pics. I said “I don’t want to pay any more…
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Incorrect HPI finance markers blocking car sale
I’m going around in circles with VW finance and HPI. I bought a car in 2015, pressure sold finance I didn’t want, so I paid it off in the 14 days cooling off period. All was good until I came to sell the car this year when it was discovered HPI have finance markers on the car held by VW finance. I called VW finance, they…
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Leaving Vehicle Unattended PCN, Airport Drop-Off
Hi. I've searched the forum but can't find a similar case. I've received a PCN from APCOA for leaving a vehicle unattended at MAN airport pick-up zone. I was gone for literally 3 mins because my wife didn't know the way to the car park. Do I treat this as a normal parking fine and send the below? MAN simply refers me to…
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What makes you block buyers / potential buyers?
Recently I have had a spate of irritating potential buyers and buyers on eBay - One potential kept messaging asking questions which were clearly listed in the description. - A buyer accepted an offer, paid and then kept asking questions about if the item was compatible and how it worked, only then to ask me to cancel as…
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One short rental, one big tax headache...HMRC disclosure help please!
Hello intelligent helpful people! I am a person in need this fine Friday morning! :) I’ve received a letter from HMRC saying they believe I owe tax on rental income. They are correct. I rented out my main home for 6 months in 2023 before moving back in. This is the only time I’ve ever let a property and I’m struggling to…
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Family home
Hi there, I am told by my lone parent (who I live with) that the will, including the house will be divided equally between us 3 children. What are the consequences of this regards the family home ?For example, can any one person decide to act independently ? Or are they in effect, able to be outvoted by the other two ?…
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Aviva group personal pension to SIPP
I've been doing some research into my Aviva pension, a former Friends Provident policy that's been deferred since 2014. It's done rather well, particularly since I invested the bulk of it in international and UK equities in summer 2000, and is worth about £185k, about £20k of which is in with-profits and which generates an…
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CCJ Judgement from unpaid loan
Hi all. I'm not sure if I posted this in the correct category. Adding my questions at the top: - Is it normal for stays to be removed and judgement entered on the same day? - Is it normal for a judgement to be entered a second time after submitting an N244? - On a personal note, I really feel that the solicitor begun…
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Competition posts with TITLES IN ALL CAPS!
Not sure what anyone else thinks about this, but I find it much harder to read and comprehend post titles when they're all thread. This is presumably a result of copy-pasting from the site hosting the comp, but it's a bugbear of mine. Not sure if there's an auto-filter that can change things to sentence case, or a rule to…
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Money Moral Dilemma: Should I give my nephew £10,000 now even though he'll likely fritter it away?
This week's MoneySaver who wants advice asks... Following a small inheritance I received four years ago, I gave my niece £10,000 towards a house deposit. I want to do the same for my nephew, her brother, but his life's very different. Although he's 29 he's not saving for anything in particular, and his parents say any…
