-
Old Style Daily Saturday 22 November 2025
Morning everyone.
-
Is MCOL website down, or just my internet/browser? EDIT- SOLVED
Apologies feel free to delete this post - found a different link to it which worked. When I go to the website it says the following - I tried searching Azure front door but don't understand if it's a problem on my end or theirs! 504 The service behind this page isn't responding to Azure Front Door. Gateway Timeout Azure…
-
Sleep managing hsbc hesitant blip help
Hi all, My husband and ibad debts of 42k and in 2022 started a dmp for 18 creditors. We didn't read this forum and didn't know aobut waiting for them to default but we through sc in 2022 This year we requested ccas, SC kindly put the creditors 5 x link on hold while we waited for them back. Then we got them back bur…
-
Do you think court will overule IAS verdict or shall i pay fine- help appreciated
Dear Forum Members, I would be very grateful for your advice on whether it is worthwhile to defend a Parking Charge Notice in court after my IAS appeal has been dismissed, or whether I should simply pay the £100 charge. Background: * Date of incident: 27 June 2025 * Location: Hayes & Harlington (controlled land) *…
-
Virgin Media Installation - Broadband
Hey I have just entered into a contract with Virgin using a BF deal. They sent me a video about the installation, but only AFTER I had pulled the trigger. Now I am a bit nervous! Background is I have had FTTP installed in my road, up to the kerb. As I understand it, that is not the end of the story and there is more work…
-
Holiday insurance awaiting tests
Hi I would be grateful for some advice on whether I can cancel flights and get a refund. My husband recently suffered a TIA. He was sent for tests ECG, CT and MRI. Tests showed he has an irregular heartbeat and AF. He has been put on medication. Consultant has requested that he has a 24 hour monitor ECG and an…
-
Boots and their advantage card
I have a card and received an email recently saying that unless I used the card before Dec 31 I would lose my points. At least they gave me due warning. I went to a store and attempted to buy something but the card did not work. It was loaded to Google Wallet. The assistant was unhelpful resorting to "Can't you understand…
-
Small Claims Court defendants right to costs under CPR 27.14(2)(g)
Hya, A parking company is pushing forward with a Small Claims court hearing after I refused to accept liability during the Mediation call. Frankly, I believe the charge is completely unenforceable because there was no entrance sign that met the Code of Practice requirements (BPA version 9 or the current single Code of…
-
countrywide corporate property services
We have manged to get back in our house that was repossessed, the lender used Countrywide corporate property services to look after the property and upon our return to the house we became aware that a number of our possessions were missing including a tv ,shark vacuum cleaner ,Alexa's and other items. They are denying any…
-
SIPP protection
Been reading the responses to my previous threads around this topic and some useful stuff - many thanks. I'm all in equities - low cost global trackers essentially - and am looking for ways to protect the SIPP in the event of an equities crash. Some Qs perhaps Gilts - No experience of investing in these, but is it fair to…
-
Overwhelmed by debt - Progressing down Default and DMP route - Advice and help needed
Hi, I've not had a good relationship with credit and debt throughout my adult life, initially starting around 15 years or so ago when I got into a catalogue and payday loan cycle following me and my now wife renting our own house and having children quite young and not knowing any better. We got out of this with the help…
-
Angel Perfume
Bought a 100ml genuine bottle of Angel perfume as saw online for £100 with 15% off code (plus delivery charges) from what tooled to be a legitimate site (also looked up online reviews) bottle arrived in what looked like genuine packaging and sealed. Opened it and sprayed. Smells nothing like the perfume I have used and…
-
How do I hang this photo frame pl!
Got this clip on frame, not sure how to hang it on wall.Newbie here pl can somebody else! So many hooks to choose from, a bit clueless. Thanks
-
Monument ISA transfer in.
Can anyone that has had an ISA transfer to Monument complete in the past day please advise how long it took. I'm in the process of transferring an isa to them but it will take me above the FSCS protection limit and need to initiate a partial transfer out to lower the balance.I'm wanting to gauge when that might be as I'm…
-
Help! I bought an iPhone mini
Only tiny phone I could find. It's second hand Now found calls aren't connecting and if someone rings me they just get a message. I don't hear anything from the other end. Messages get through. It's for emergencies so very worrying. Any ideas? I can't put the SIM back in my old phone because it was cut down for the mini.…
-
Watching BBC i-player away from home without a licence
I have just had an email from TV Licensing stating that I have watched BBC i-player with the warning "As your No Licence Needed status is now invalid, you will need to buy a TV Licence." I do not have a licence for my property and have previously let them know this. I know the regulations regarding watching i-player. I…
-
Terms reached: Parked & left site.
Hi all need some clarification/help. G24 Ltd wish to fine me for parking in a free for patrons - up to 180 minutes bay at a retail park they police. Their signage confirms this. They have historically duped me out of money for overstaying the 180 minutes which I payed as they had 2x photos showing time in and leaving in…
-
Advice sought - pension contributions over £60,000 per year limit - how to manage it?
Hi Recently received notice that I'm in line for a pay increase and have set about working out how much I can safely afford to increase my pension contributions - however I've just realised that it's possible that within the next year (when bonuses etc are paid), I'll be over the £60,000 limit and have no idea how to…
-
Domestic Energy Consultants?
We moved to Gloucestershire in January 2025. The property is almost 250 years old and is a solid, stone walled cottage in need of extensive modernisation of the basic systems - wiring, plumbing, and wherever the two technologies cross over.Are there any independent domestic energy consultants that won't charge us an arm…
-
Council Tax Single Person Discount sixth form leavers.
Carmarthenshire Council conducted a review of single person discounts in September and the form was misleading single parents of sixth form leavers into giving away their discount as their child was now 18.Has anybody else experienced this or been misled into paying Council Tax which they should not? The disregard which…
