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Car Breakdown Discussion
This discussion is specifically for you to feedback on Car Breakdown cover Please first read the Cheap Breakdown Cover Click 'post reply' to have your say and let us know if it's about home or car cover To discuss other issues please use one of the following: Car Insurance * Car Insurance General Feedback * Report Super…
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Please god help, 60k in debt and feeling suicidal
I have the following debts MBNA CC- 9286 MBNA Loan - 9193 Barclaycard CC -14,094.50 Natwest CC - 19,719 Virgin CC - 4811 Very - 2750 I have used up breathing space of 60 days with all of them apart from Virgin & Very who i am managing to pay £50pm each to & have not gone into bad credit with them yet The rest are in the 2…
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Debt Consolidation After Defaults – Rebuild Plan Before Remortgage
Hi all, Posting for a friend who’s trying to get their finances in order ahead of a future remortgage and would really value some advice. They currently have three defaulted accounts (one in their name, two in their partner’s), all currently unsettled. Their credit scores are poor, but they have steady long term…
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O/S Daily Sunday 28 th September
Morning all!
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Is there a minimum payment?
Hi all, I’ve followed all the advise so far on here and 4 debts are nearly at the point of defaulting now. I was out of my depth anyway which I take full responsibility for, in the past few months my husband has also left meaning what I can now afford monthly is VERY small. So my question is once the debts are sold on if I…
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Statutory Legal Audit Plan (Debt solutions)
Has anyone heard of or had any experience with these as a debt solution? Thanks in advance.
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Help with our debts please
This discussion was created from comments split from: DMP mutual support thread part 13 !!.
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USS Personal Allowance Calculation - any advice please
How do I work out what I have left in my personal allowance (max is £60,000) if I retire at the end of this month? Is there a calculation I can make? The USS Contributions & Tax Calculator allows me to model against the Annual Allowance, but does this for a full year. I suppose I could divide by 3, (four months, April to…
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EasyJet reimbursement shortfall
My girlfriend and I were due to travel back from Milan to Gatwick and the flight was cancelled a few minutes before we were due to board due to diversion of the incoming flight from a lightning storm (therefore crew changeover could not take place). The ground staff simply asked us to make our own arrangements and left us…
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Driver doesn't want to pay Horizon fine, but registered keeper does...
Hello. I've read the newbies post, scoured this board and done a keyword search, but I'm not having much luck so hopefully someone can help! The situation * Got an NTK in the post from Horizon for overstaying at a Tesco Express * I am the registered keeper, but my partner was using our car at the time * The wording of the…
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Cleaners insurance
Hi, me and my partner work together cleaning, we are both employed full time. We need some extra hours and will be doing some self employed work together cleaning offices. I wondered if we both needed to get public liability insurance as sole traders or if we can pay once, as business together. I have only ever been a sole…
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ECP DCB LEGAL court claim 2025
The driver of this car attempted to pay after staying in a Euro car park but when they inputted the registration it said they had only just arrived. There was no way of speaking to anyone or calling anyone to address. There was also no way of changing the time. A photo of the car park terms and conditions also clarifies…
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HOTPOINT Frost Free HF 1801 E F2 UK Integrated Tall Freezer - Breakdown/repair problem
Just need some advice on the following I bought a HOTPOINT Frost Free HF 1801 E F2 UK Integrated Tall Freezer online on 13/8/2024 delivered on 18/8/2024 - supplied and fitted by Curry's with a 12 month warranty costing £699 Unfortunately I had to report a fault on 12/7/2025 (the item was no longer frost free and lumps of…
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Lebara cancelling service?
I would like to cancel my Lebara service because I very rarely use their service. Is it correct that there is a £9.95 charge for sending me a registered letter for the cancellation? or is it a matter of just withdrawing my payment option from my account?
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ID and proof of address for motor finance claim
Was emailed twice by CR Solicitors asking to upload proof of address and id is this genuine or should I avoid or are they handling my claim
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Should this wording be changed
I’m appealing a PCN from Manchester airport and I’m going to use this template however some of the wording looks inappropriate. Should I reword it ?
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HSBC Premier changes
So I've had an email this morning about changes to the eligibility rules for HSBC Premier accounts. I know these changed for new customers last September, to the £100k income or savings thresholds but I'm sure they said that this would not affect existing customers. This morning's email directly contradicts this and states…
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1st personal tax return need help
Good Morning Everyone, I'm getting ready to do my 1st personal tax return, and I have a few questions not sure if anyone can help but here goes. 1) I have joint shares with my husband when I declare dividends do I split them 50/50 for my tax return? 2) Is the interest earned on a ISA account after the relevant Tax year…
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Bouncy castle business or similar??
Hi Im looking into bouncy castle hire business or similar. Im currently employed in a job I detest and have been off with stress a number of months . I have been looking at similar jobs but I can only imagine ending up on the same situation within a few years 40 year old pharmaceutical supplier (warehouse worker) Im a…
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Banned from Qmee for "poor survey practices" - without ever having done a survey with them...
So I've just signed up with Qmee to do surveys, and I got a message on my account page saying "Oh Dear! There seems to be something wrong with your account. Don't panic - just drop our friendly support team a quick email, and they'll take a look for you." So I e-mailed them, and this is the response I got: The thing is,…
