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EE broadband potential switch advice
Our broadband plan is "ee fibre plus broadband with landline", we just received notice that they were going to increase prices by £4 a month to £48 a month. I have just done a speedtest we get 70 Mbps Up and 20 down. We have taken a look at other EE alternatives and the 66-73Mbps Core package at £29 looks like it would be…
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Eloping to Greece - Advice needed
Hello all - My partner and I have decided to get married this summer and we have agreed to elope to Crete. I have been in contact with a wedding agency (Sun and Snow weddings) and they offer a package for 2400 Euros that includes the venue, all legal documentation, witnesses, officiant etc. Do people think that this a good…
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Tally Money vs The Royal Mint vs Invesco Physical Gold ETC For Investing In Gold
I hold a very modest amount in the Invesco Physical Gold ETC in my ISA. Outwith the ISA, I have been subscribing monthly to The Royal Mint's Little Treasures plan to build up a holding in gold, with which hopefully to treat the grandchildren at some point in the future. I also have a small sum in a Tally Money account. I…
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UK Car Park Management
Hi Can anyone help please. I received a ticket in late December 2025 by this company for parking on private land. Issued 2 days after the date on the notice in December 2025. I didn't receive the fine /letter in the post until a week to 10 days after, during Christmas period. Their standard format pay within 14 days at…
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drain SIPP in to ISA - quickly, slowly or not at all?
I'm going round in circles working out what to do with my SIPP and I'm now hoping that someone can suggest a way forward, please. For context I'm 61, stopped working a year back and taking defined benefits pensions with cash set aside to get through to state pension. I started off thinking that I would drain my SIPP in to…
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Asda Farnborough - Horizon Parking "PCN"
Hi All, Long long time lurker but first time poster. Had an incident on 12th Dec 2025, The issue date was 15th Jan 2026, I did not get this till 27th Jan 2026. I read the NEWBIES thread and looking to use one of the templates from hired vehicle section (as this was a hired vehicle). Thank you to - @Edna_Basher In the quote…
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Reducing Adjusted Net Income via EV Salary Sacrafice
I've scoured this forum looking at other ANI queries, but my query doesn't seem to have come up, so here goes.. I want to keep my Adjusted Net Income below £100k to ensure ongoing eligibility for tax free childcare and 30 hours free childcare. My new employer, as well as offering a pension via salary sacrifice also offers…
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Stolen nectar points
Today I received an email from Nectar thanking me for spending my points 54000 in Argos. I am completely shocked and distressed about this as I had been saving these points to take my granddaughter on the Eurostar next month! I have not been able to get in touch with Nectar as their office is closes at 5.30. I sincerely…
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Parking Awareness Services - Spire Hospital Cardiff
Thought I'd create a thread for this one for other to see, PAS infested Spire from July 2024, apparently there are signs and they tell you about parking in your appointment letter - neither of which I read as I had other things on my mind. Anyway, swift call to reception and the PCN was cancelled - they even sent me an…
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Proposals for ground rents to be capped and a ban on sale of future leasehold flats
Hot off the press today, and of interest to existing and future flat holders alike - https://www.theguardian.com/money/2026/jan/27/leaseholders-england-wales-ground-rent-cap-250-a-year#:~:text='If%20you%20are%20a%20leaseholder,them%20of%20hundreds%20of%20pounds. On the flip side institutional investors such as pension…
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NHS pension - best time of year to start
To maximise the increase in CPI, is it best to take my NHS pension as an active member as soon as possible after the new financial year in April or are the calculations pro rota over the year?
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Amazon demanding photo i.d.
I recently ordered something from amazon, the item was 'undeliverable' and it was due to go to a locker to be collected. On my account it still says undeliverable. I have contacted amazon who will not issue a refund as they suspect fraud (apparently) They want my photo i.d. The thing is the refund is to go back onto my…
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DCBL County Court Claim
Hi everyone, I know this is a frequently asked topic but there were so many threads regarding this I’d appreciate a but of guidance. I have received a county court claim for a parking ticket (£170) through DCBL in behalf of Parking Eye. The offence happened in January this year, I have recieved the fine in my old address…
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Recent DCB Legal Letter of Claim - £170
I recently received a letter of claim from DCB Legal for a parking fine from 3 to 4 years ago. I'm aware there is a newbies thread on here but I'm new to the forum and not sure which one to follow , is anyone able to help?
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DCB Legal Smart Parking claim.
Hi All, I am very new here so please be gentle with me. So I randomly received a N1SDT claims form from DCB legal following an over stay in a car park in 2023. The claimant being Smart Parking Limited asking for a sum of £274.88. Now I can barely remember what happened yesterday so trying to recall the events from 2023…
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Successful complaints about private parking tickets - how to get them cancelled!
:D A happy thread of successes against private parking tickets by complaining! This is an ongoing record of cases where a motorist has succeeded in getting a private parking charge cancelled, simply by making an assertive complaint to the retailer/landowner/cinema/hotel/services (or other misinformed idiot) who naively…
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Euro Car Parks PCN - Central Retail Park MK - ANPR - 3hr max stay, stayed 3h23
Hi all, I’ve received a private PCN from Euro Car Parks (BPA) at Central Retail Park Milton Keynes. It’s an ANPR ticket, I was informed by a letter by post, dated 6/1, received on 19/1. Entry/exit times on the notice: 11:03 – 14:26 (3h 23m). Date of event: 30/12 and I’m still within the appeal deadline (28 days from 6/1,…
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Smart Parking via DCB Legal 2025
Hi all, I’m looking for some advice regarding a recent claim from DCB Legal which has now led to a court letter from HM Courts & Tribunals Service (Civil National Business Centre, Northampton). The background: * The claim relates to a private parking charge from 18/07/2021 for overstaying in a free car park (managed by…
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Motorbikes & carrying ... stuff?
I don't have a bike licence but I'm interested in getting one. I only really use my car to get to work & back these days which is also all I'd be using the bike for pretty much I imagine & it's this that's put me off over the years but also something I've never properly looked in to - I know you get bike boxes where you…
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Tax on pension
Mother in law is 90 - was living alone but currently in a care home (not sure if it's temporary or permanent). She owns her own house worth 300k 🤷♂️ Father in law died a couple of years ago She gets 1k+ state pension every 4 weeks as well as 450 from her work pension and 425 from his work pension. fiver a month interest…
