Recent Discussions

Just out of interest. Does anyone know why it takes so long to do a transfer from Charter to your linked bank account. You have to request the transfer before 3pm for it to arrive by the end of the following day. Bank holidays and weekends don't count so could be 4 days on a bank holiday weekend. Are they doing this…

Hi all, I'm getting myself confused so would welcome some direct advice, or suggestions on where to go for it We have a Growatt system, which is not ‘intelligent’. I can manually set it for timings (eg push export out during peak evening period). I am about to purchase an electric car, and install an EV charger. I am most…

Before Christmas I returned to my car and somebody had smashed the rear door of it in with a trailer we never found out who did it although it was witnessed. I couldn't afford to get it fixed myself so contacted the insurance, on the phone they told me they'd send me the information through and to take photos and they…

We recently bought a used ev 23 Nissan Ariya. We have a home charger (7.4kwh) and are very pleased that it's costing us between 1p and 2p per mile, depending on the drive. We are on Octopus Intelligent Go which costs 8p per kWh between 23:30 and 05:30. We also have solar panels and so can charge for free provided at least…

Just want to get an idea of spousal rights under English law. My husband is named in a will to inherit a half share of everything held by his widowed parent ( all held in a trust arrangement ) If my husband should die before his parent, upon the subsequent death of the parent does his half share pass to me in full or part…

Hello, I'm invested in the OEIC fund on Vanguard Investor. Has anyone just gone all out and swapped their entire holding for the ETF version yet? I mean all at once, rather than drip feeding large chunks "incase there is a large shift due to world events"? I'm aware pound cost averaging will cost £7.50 a purchase, but this…

I stupidly send them my phone after reading a few good reviews about this website. They offered decent quote to buy my phone, I even avoided the higher quotes with bad reviews. Anyway short story is they ghosted me since I send my phone in, their phone line just rings out with no answer. Emailed them with no reply. I just…

I’ve had a letter of claim come through from Moorside legal over three pcns from Gatwick airport for non payment while using the drop off zone back in 2024. Two were to my old address before I updated the dvla but one was sent to my old address even after I’d updated the DVLA and had a new log book? Date on V5 and pcn…

I have been looking at BYD Dolphins and was dismayed to learn that only plug in hybrids are available and also that BYD do not even mention that there is still an engine under the bonnet - what size engine do they come with ? It seems weird to me that everything in their website is about EV's - no mention of anything else…

Just purchased 3 year Family and Friends Railcard via the Trainpal advice for £60. Hopeful to get some use off this over the next few years. Questions are I use the trainline app for a lot of local trips and the option to use railcard for even cheaper fares is available. Can I add the railcard to my trainline app.…

Hi all. I'm a bit confused about the best way to go about getting my 17 year old sons insured now he's passed his test. I've looked at getting his own insurance so he can build up so NCD, but it says that he has to be the main driver of the car (which is our car) and my wife and I alraedy have a policy on that car which…

Hi all, MSE Olivia here. It's that time again! Beauty Advent calendars are being released earlier and earlier each year, and I'd love to know your thoughts on the ones available so far. Are there any that take your fancy? Did you buy one last year, and if so, what did you make of it? I've analysed 21 beauty Advent…

Has anybody set up any charity direct debits? Interested in any charities that accept £1 or £2 monthly payments? Thanks.

Do you need to renew the EPC if the same tenants are in the property from when it was valid? Our tenants have been in the property for a few years and the EPC was valid when the tenancy commenced. It's now due to expire and I was wondering does it legally need to be renewed?

My fig tree (Brown Turkey, about 10 years old, growing in a large container) has had its best year so far with seven figs which ripened. It also has about three dozen little figlets which have developed since early summer but are still at the size in the photo. I know they won’t ripen now and need to be taken off. Is there…

I am installing batteries so that I can take advantage of off-peak electricity, yet I am becoming very frustrated as most cheap off peak rates insist on me having an EV and/or a solar array. Anyone got any suggestions? I don't want a car, and am not keen on installing solar just yet.

Hi all, I notice the previous Car radio unlocking thread has been closed (yesterday) so thought I'd see if I could start another as I cannot see any other thread!Anyway, I've a Blaupunkt CD43, Serial Number BP026318419367 which I took out of my car a few years back and now I want to refit I can't find the card the code was…

My MSE Octopus fix is about to end and the Energy club found me some new fixes to look at. The cheapest is Home Energy, a small / relatively unknown supplier. There are no early exit fees and this switch is forecast to save us 10% on both sources, which is decent. Next ones on the list are the likes of So Energy, Outfox…

As a trader I had the executive card and earned average £200 per year after paying the fees, now I've sold the shop and very rarely shop there as prices have shot up on alot of things, I earned £15.00 so I cancelled my executive to just a trade card. I just mainly use it for petrol, toilet roll, batteries and a few other…

Yesterday I received an email from Avast relating to the FTC case against Avast Software. As I understand it, this relates to the $16.5 million Federal Trade Commission settlement concerning Avast’s collection and sale of users’ browsing data. The email offers me two years of Avast services free of charge, apparently worth…