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Government finds 'systemic failure' with solid wall insulation fitted under GBIS and ECO4 schemes
Read the full story: Government finds 'systemic failure' with solid wall insulation fitted under official schemes – here's updated info if your home's affected If you haven't already, join the forum to reply.
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Barclaycard freedom reward points.
As anyone else fallen foul of the closing of barclaycard feedom reward scheme. I was contacted by e-mail in February to say scheme was closing and we would be issued with new cards. From that day I have not received any further communication , either by e-mail , letter or notification on my log in page. In late May I…
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National Insurance Contributions - Has anyone actually got through to speak with Future Pensions?
Hello. I realise this may have been raised already (by many!) but has anyone managed to speak with someone about purchasing missing gaps in their National Insurance? I registered for a call back in March - received two "robotic sounding" phone calls during April and May asking for my DOB and National Insurance number - was…
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Fly tipped waste including asbestos on unadopted passageway
Hello I recently discovered some fly tipped waste which includes a sheet of asbestos in the passageway running behind a row of houses. I reported it to the borough council, who have said that as it has been there for a while, and is on unadopted land, they bear no responsibility for removing it; it is the responsibility of…
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ABTA Arbitration - do we have a chance?
Hi all, I'd appreciate your opinions on my ABTA case against Jet2 before I pay the £150 arbitration fee. We took our baby on our first family holiday, a 'family-friendly' package that cost £2k but the hotel wasn't as advertised. The main issues are that Jet2's website advertised "2 restaurants" and a "pool with a…
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External cladding- what type? Insulation?
This is the front of my home- we had a garage conversation about 20 years ago, wanting to add some cladding , on to it to make it look better also to add sound and heat insulation. Some of our neighbours have had Fortex- Naturclad-Hardie Plank fitted to their properties , unfortunately non of them have a garage conversion,…
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Nationwide CC. DD payments, please check your DD with your bank.
hi, we both have a NW CC on a 0% offer and each pay by DD. noticed a couple of weeks ago 2 new NW DD (one for each) appeared in our list. so today is the 1st time a payment was due on either since i saw the new DD. todays DD has come out of the "new" DD set up a couple of weeks ago. it has a reference set up which appears…
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Pension credit suspension
My husband had his pension credit suspended without us being informed. We found out when it was not paid into the bank. We found out that it was because I had not claimed my pension at the end of may because as I don't think I will have anything. We have told the council because of our housing benefit and council tax. I…
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State Pension Entitlement
Hi, I have just received my state pension letter , and it's below the forecast , which was the full state pension . I have 43 years of full NI contributions. I did retire 4 years ago after taking earlier retirement. My understanding is you need 35 full years of full qualifying contributions , however i am being told its…
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Secure Parking Solutions - failed appeal. Do I have hope?
Hi everyone, (using ChatGPT to make this easier to read) I’m looking for advice on a private parking fine I received shortly after moving into a new flat. It was issued by Secure Parking Solutions (SPS), and while I’ve already appealed and been rejected, I’m now deciding whether to escalate it to POPLA. Here's the full…
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Pre existing conditions
I have been told I need a new hip but I'm not yet listed as I need to lose a little weight first. Can I get travel insurance? Thanks in advance for any help
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Recent CCJ - Advice Needed
Hello, I received a "NOTICE OF DEBT RECOVERY - Unpaid County Court Judgement
£289" in the post on 25th January 2025. See pic below: I was totally unaware of any CCJ against me until now. I am looking for
clarification on my next steps to have this Set-aside via a N244 form. A little back story, I parked in a private car…
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Price increase in Package Holiday
Looking for advice from members more versed in these matters than I am. I normally book my travel separately but checked a package deal yesterday for the 2nd of October 2025. I went back on the site today to book and found the price increased by nearly 500 pounds. This may be a silly question but do these sites track your…
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Harrison’s private client solutions
Good afternoon. Just a quickish one, if anyone has had this before; I’ve had nothing like this before. A relative has died leaving the estate with no one to inherit it. So this company finds these estates and look through family trees, then I presume, take a percentage before dividing what’s left if anything. I know the…
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How to contact someone at Evri or officially complain
Hi, I sold a bread maker on eBay and posted it using evri. It arrived smashed up with the packaging severely damaged. I contacted evri by phone on 29th October to explain the situation and ask for my compensation. I have yet to receive a response. Their contact us page says I should expect a response within 24 hours. I've…
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Index-Linked Savings Certificates Growth Calculation
I appreciate that I am probably in the dying-breed of people hanging onto Index-Linked Savings Certificates, however, I do not understand how the growth is calculated (I thought I did!). One of my certificates recently matured and the growth seemed rather low. I queried how growth is calculated and received the attached…
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Health Check
Early seventies and thinking to have a private health check. Ant advice, thoughts or known reliable companies. Many thanks Richard
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Swollen external door after 5 years.
Hi all, we installed new composite external doors at about £800 each. After less then 5 years, the door is so swollen, that one can only open it with difficulty, even the lock is hard to use at this stage. I do not know if the swelling has also caused it to tilt, or if its even warped, but the right side is clearly lower…
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Is there an ETF equivalent to vanguard global short term bond index hedged?
Just as the title says.
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Insuring my car but cant temporarily drive it
Advice on best option required please. My car insurance is up for renewal. My husband is named driver on my insurance. He also has a car he is insured on. I have voluntarily surrendered my licence to DVLA in last 3 weeks due to a recent medical operation, but haven't heard back from them. However, I know the period I will…
