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Unsure what to do
*I have posted on DMP post but realised here was probable better upon further reading* Good evening/morning everyone, I have never actually written anything on any of the forums before, I'm a big time lurker in lots of threads, however I really need help. My last baby is almost three years old and I haven't worked since i…
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Parking charge from PCS - no images
Hi I just received a letter in post from PCS on behalf of the creditor - Parking Enforcement and Security Services for a parking charge of £60. It states the PCN time of issue but when I have clicked on the link to watch the photos/videos, there's nothing there on the website. (Removed by Forum Team) Could you kindly…
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Problems with Decorator - Advice required.
Hi Forumites, I unfortunatley have to ask for some advice. We bought a rather large Edwardain home with original skirts,cornices and features such as doors and architraves which we wanted to keep. We had plasterers in who did an excellent job at skimming the walls in the 2 large bedrooms, front lounge, rear kitchen and…
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Student loan income calculation
so is your annual salary for SL payments on plan 2 (£28470) including state pension + private pension or should you add savings interest to this?
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Scrolling freezes!
On my W10 PC - Firefox with Ublock Origin (as well as 'i don't care about cookies', FB Purity and 'Disable HTML5 Autoplay) add onsI have several MSE Forum pages bookmarked, I go to one and then 'right click - 'open in a new tab' - to view them.Sometimes when I have a few open and try to scroll down the page, the scroll…
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MTD for ITSA software advice
Folks I am sure there are lts of people searching for Free or good value software. I am one of them. I am a sole trader not VAT registered. I current use Excel and have been checking out various Bridging Software. 123 sheets appears to be a good option. Anyone got any thoughts on a decent software? many thanks harry
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Directions Questionnaire
After finally replying to my defence on the last day available, the parking company sent a Directions Questionnaire on 21 September. Do I have to wait for the Court to send me my Directions Questionnaire, or should I go ahead and find a blank form to complete? The MCOL has not yet told me the next step. Will it update in…
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Refused my appeal now taking to court
I have a claim against me issued 28th August have issued acknowledgement of service online. Can't agree with my wife when is my deadline. Really need any help I'm working through the small claim post 2 by coupon mad but I'm easy lost... I'll give as much info (unidentifiable as possible) It's a euro carpark that I appealed…
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Working is Pointless
So, I started a new job 3 months ago. it's going pretty well. So well in fact that I was given a £500 bonus on top of my wages for my hard work. Which in a vacuum sounds great and I'm super grateful for the gesture. Then I checked my bank statement.... £100 less than usual. On top of this, I received a text from our…
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UKPC - PCN
Hi Forum, I'm back again with another PCN—this time for parking slightly outside a white line. I've already submitted the standard template appeal to UKPC, which was unsurprisingly rejected. They've now issued me a POPLA code. Would it be worth proceeding with an appeal to POPLA? If so, is there an up-to-date template I…
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Which Vanguard Fund
Looking to invest some money for my 2 kids and debating between VG LS100 or VG Global All Cap (VAFTGAG). Will be invested for at least 10-15 years. Thoughts appreciated.
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Weekly Flylady Thread 22nd September 2025
Welcome to the weekly Flylady Thread. What is FLYLADY? Well, it's our version of the US flylady idea - but we work on the principle that housework is not fun, it's boring, can be time-consuming, is often thankless but, unfortunately, necessary. It's here on Old Style to provide the support we all need and to make the whole…
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Income tax avoidance
I would like some assistance from the board experts there are many on here I will be seeking advice as well I’m currently in a conundrum about not wanting to pay income tax or inheritance tax in the future Currently got HL Sipp 99k in cash drawing down each month enough to be £12000 this tax year L&G pot worth 400k…
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Smart Water Meter - not an option?
Hi, We've been looking at switching to a Water Meter - we've run the numbers and think we'll be better off, especially after a recent £20 a month increase, meaning our bill has more than doubled over the past couple of years after a prior £20 increase. Water is expensive...and we've had a hosepipe ban for months. By…
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Dental Insurance Policies - can dovetail two policies?
I've spent ages staring at the spreadsheet I've built to do the cost modelling for covering my family for private dental insurance. My dentist doesn't use Denplan but used to offer a private equivalent, until this changed recently. As a minimum I want to cover as much of the cost of routine checkups and hygienist visits as…
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Getting ready for next mortgage - question about CC debt
Hello, I have a question regarding getting my finances ready for a potential mortgage application in the near future, 6-12 months from now. I am in full-time employment and over the last few years have also operated a small weekend business online as a sole trader. Over those years I used a number of Personal credit cards…
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Simplifying Food: simple no fuss meals
I'm not a massive fan of cooking. Seems a lot of faff just to fuel the body. Plus all that washing up after! My favourite meals seem to be simple, English traditional stuff. Cottage pie, roasts, casserole etc. With the crazy cost of food, I'm looking to find some simple, no fuss tasty lunches and dinner. Probably around 10…
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Relevant land - railway parking - definition amendment
Railway land to become relevant land. This was mooted ages ago but I just stumbled on the draft POFA amendment 2025: https://publications.parliament.uk/pa/ld5901/ldselect/ldsecleg/178/178.pdf https://www.legislation.gov.uk/ukdsi/2025/9780348274721
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Dubai short stay
Me and my husband are thinking of a quick trip to Dubai in a few weeks time. We can't take long off work, so would have 3 full days there plus travel time. Looking at hotel sites, and the options are overwhelming! I've been reading up, and it sounds like the Marina area or the nearby JBR beach area might be a good area to…
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Money Moral Dilemma: Should I ask my lodger to pay more rent because she regularly has guests?
This week's MoneySaver who wants advice asks... I have a lodger, and she largely has my house to herself as I'm often away. I have several security cameras that she's aware of, and on reviewing them, it's clear she often has guests over to stay. While I'm not happy about having random people in my home, she's otherwise…
