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Trustgreen Estate Management
I'm looking into purchasing a freehold new build property by Bellway and like so many new developments there will be annual estate management fees. I've been informed it will be Trustgreen/Trustmgt that will be responsible for this and fees will be £144 for year 1. Does anyone have any experience of this company on their…
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Opinion: Fleecehold as a high risk investment?
Dear all, Like many others on this forum, I discovered late in the buying process that the property I’m purchasing is a fleecehold—a freehold with ongoing estate charges. I’m now at a crossroads, trying to decide whether to proceed or pull out. I’ve read through many of the discussions here, which have been incredibly…
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Pre-exchange: management company ‘waiting for new insurance certificate from broker’
Hi all, I’ve sold my leasehold flat a few months ago, and we’re ready exchange. However the insurance certificate for the building expired mid October, so an updated certificate has been requested. However, the management company have been saying for 2 weeks now ‘we are waiting for a certificate from the broker’. I keep…
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Bedding - what depth fitted sheets?
Can anybody explain for me what depth fitted sheet we need for a particular depth of mattress? Our mattress is 23 cm deep and the most popular fitted sheet depths at Dunelm, for example, are 25cm, 28cm and 32 cm. So what depth do we need? I presume the sheet needs to be deeper than the mattress to fit properly, but I also…
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Estate Management on new-build estates
I’m hoping to hear from homeowners who live on estates with estate management fees, as I’m currently considering buying a property with this type of arrangement. I haven’t exchanged contracts yet, and having not moved house in over a decade, I wasn’t aware of how these newer systems work. After reviewing the contract and…
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LGPS Strathclyde Pension Fund - should I expect communication?
I have a deferred final salary pension with the above which I want to start taking on 31st January 2026. I filled in the deferred options pack and emailed it to them on 18/10/25 (because they said they need 3 months notice). I asked them to acknowledge receipt, which they didn’t do, but it’s showing in the online portal as…
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property trusts re home insurance
i would like the MSE website to make its users aware that many insurance companies will not insure homes that are partly or entirely the subject of a trust agreement.My mother has been insuring her home for the last 10 years without knowing this and should she have had a claim,she would not have been covered!She only…
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2025 - No Craft Spending - We WILL bust my stash and make pretty things!!!!!
Another year and yet again another vow not to spend anything on craft supplies until I have used up everything I have. In all honesty I could open a shop and craft everyday and I would never be able to use all my supplies in my lifetime!!! I was really good last year and hope to be just as good this year too. Who needs to…
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Advice on PCN after changing address
Hi, I've been sent a letter in the post telling me I recieved a PCN last year after someone driving my car dropped someone off in an empty car park late at night which apparently wasn't allowed (from street view, it looks like there's a small sign at the entrance, wouldn't be able to read it when driving past, even if it…
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A Totally FREE Christmas 2025
I thought it might be interesting and worth while to create a new thread:A Totally Free Christmas 2025A totally FREE Christmas involves some gifting sacrifice, recycling & upcycling the old, online cashback sites, and saving up supermarket loyalty points etc from different Supermarkets using phone Apps. Feel free to make…
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SMART PARKING, DCB LEGAL court claim Nov. 2025
Hello Good People, DCB LEGAL LTD have submitted a claim on behalf of Smart Parking ltd. I have responded to Letter before claim and now I have received Claim Form from Civil National Business Centre. I followed your Posts on submitting AOS and I am now considering my defense. Here are few points about the case 1- This is…
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Talk Talk login
Talk Talk seem to have changed their login process and every time I try to login I have to enter a verification code. Does anyone know how I can change this process. I have tried phoning them and have given up waiting in a queue to speak to them. The online chat is as bad waited 20 minutes and gave up with that too
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Good solar light.
We have a house sign like this and the light is useless, often does not work and is not bright enough. I need a good one to replace just the light on the sign. It never gets full sun but is in good daylight. Sugestions welcome.
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Smart Home Heating
I’m in the process of redoing my home heating system, seven new radiators, a new boiler and a power flush. Now I guess is an excellent time to think of a smart system. There seem to be a few available: Hive, Nest and Todo, I had never heard tell of them until recently. i live alone and I have a utility room, a large…
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Living trusts prices
Just made a will, have a quote for a living trust inc POA. Is £5,400 + annual management fee excessive?
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Opinion on Telling the Income In House
Just wanted to get people’s thoughts on this. Do you think it’s a good idea to tell your family members your actual income, or is it better to mention a bit less to help with money saving? Some people say being open keeps things honest and makes budgeting easier, while others think saying a lower amount helps avoid…
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Nathan furniture .
Bought 3 pieces of Nathan furniture about 25 years ago for a four figure sum . Took me 4 years of interest free credit to pay it off . A couple of years ago much to my disgust my wife gave 2 pieces away to charity . Today on antigues roadtrip they auctioned my other piece off . It made one pound . The lowest bid ever on…
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English parking fine, Scottish keeper
Hey, looking for some advice - my car was parked outside a rented apartment in England for the weekend. Turns out the parking area wasn’t the free parking area and my car got 3 consecutive parking fines from VCSL. I am the registered keeper wasn’t the driver, and I live in Scotland and my car is registered in Scotland.…
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Not quite understanding the Barclaycard Rewards C/C
I opened one of these as we were going abroad in August. Spent on it while away & had the D/D setup to take payment in full because as I understand it there's no 0% on purchases & I didn't want to be charged interest. Since then direct debits have been taken but they never clear the balance. I seemingly continue to earn…
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A thread of Pictures of parking firm NTKs
Notice to Keepers: ACE Security Services POFA-ish https://forums.moneysavingexpert.com/discussion/comment/80623847/#Comment_80623847 AM Parking by 'PCS' (DR Plus) non-POFA & for £120 https://forums.moneysavingexpert.com/discussion/comment/81498278/#Comment_81498278 ANPR 365 Ltd non-POFA…
