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Tax Self Assessment and marriage allowance
I am filling in my self assessment for 2024/25 I had the marriage allowance in place to transfer 1260 of my personal allowance to my husband for tax year 2024/25 I cancelled it for tax year 2025/26 onwards On self assessment it says if you already have a transfer in place (as I did) you should select "NO" to the question…
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Any dealings with Hainan airlines?
I have a flight booked with Hainan through Expedia. To book seats you have to go through Hainan's website which is proving very difficult. Any done it? Expedia have told me to call them which I will try tomorrow but very frustrated with how difficult it is. I get to the payment page and am directed to pay through Paypal…
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Help to Buy Equity Repayment
Hi there, I seriously misunderstood the T&Cs when taking out a Help2Buy equity loan in 2021. While aware it is 20% equity in the house value at time of remortgage and/or sale, I believed it wasn't 20% of the current home value at time you decided to repay without remortgaging or selling. I was hoping to start repaying the…
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No right of access & indemity policy
Hello, I am looking for some advice. I am in the process of purchasing a property that was built just over 10 years ago and has a driveway for 3 cars. We found out that part of the land that allows access to the driveway belongs to the neighbour (more or less 60%). It is "just" the access (i.e. a wide and small strip of…
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Claim form horizon/Gladstones
Hello, and thank you in advance for the support. I’ve received a County Court Claim dated 17/12/25. I’ve submitted the Acknowledgment of Service within the required timeframe, which gives me 33 days from the issue date—meaning my defence is due by 19 January (I believe). I’ve dealt with a similar claim in the past and…
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Help with DCBLegal Claim "Notice of allocation to the small claims track"
Hi Guys, Posting here as I have a deadline of 27th to respond and FTLA who were helping me have gone quiet :( Thread for anyone interested here In short: I received a parking charge notice from National Parking Control (npc) The stated reasoning is "Parked in an area where parking is prohibited" The observed time is…
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Parkingeye PCN - 13 min stay for Facebook Marketplace loading - Leicester
Hi everyone, I’m looking for some quick advice on a Parkingeye PCN issued at St John’s Street, Leicester (patron car park). The letter has come to my dad who is the Registered Keeper, but I was driving (I am an unemployed student). The vehicle was only on-site for 13 minutes total (13:12:44 to 13:25:54) on 10th May. I only…
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Getting car insurance problems
Been driving a long time but since August last year that part of my world has fallen apart.Had an accident in my car,which I caused,which I made a claim on with my insurance company as a new door would be needed.They put it into a local body repair shop,who gave me a courtesy car to use while mine was being repaired.Repair…
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Missed appeal deadline for Heathrow T2 drop off APCOA parking charge
Forgot to pay the drop off charge in early August and received the notice promptly from APCOA a week later. Then received a debt collection letter from Debt Recovery plus and didn't pay that either (by early November). I have read the newbies thread post 4 and it says to just ignore. If it were mine i would, but it's in my…
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Hold-ups when buying leasehold property
I'm buying a leasehold flat, and was aware from the start that leasehold can be more complicated / take a bit longer than freehold. A few months in, and the solicitor is still waiting on some information from the freeholder. Presumably the freeholder is in no hurry to locate and send this information, or possibly are…
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DCBl/ECP claim form - machine fault.
Morning can I ask for any advice with my court claim form please (issued 26/09/25), I've done the AOS and now compiling my defence. Anything specific I should add (ive read the excellent newbie thread) Parked in ECP car park for approx 30mins, machines kept on cancelling my transaction, have videos of this, Phone battery…
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National Insurance and Not working
Hi if I have paid up my NI (to date) I mean no shortfalls to the present day and I decided not to work again ever and not taking any benefits, and my official retirement date is not for another 9 years, my question is will I still have a full paid up NI or will I have 9 years shortfall? Thanks in advance
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Rugs
I’m looking for a good value, low pile rug (it will have furniture on top). So far I’ve searched well known retailers and I’m wondering if people can recommend some good online shops?
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High risk, high reward: A pauper's dream of early retirement.
As regulars on this forum will know, I am trying to retire early while working part time, with a current salary of about £21.5K. Five years ago (after the loss of a loved one) I started to take my life and my finances a bit more seriously. I was 43 at the time, with a combined pension and ISA of £73.5k. I decided to make…
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Anyone else had their surplus funds withheld for months? Need advice
Hi all, I’m posting because I’m at the end of my patience and want to know if anyone else has been through this — and how you got it resolved. My mortgage company has been holding on to my surplus funds from the sale of my repossessed property for six months now. We’re talking £85,854, not a small amount, and I’ve been…
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OS Daily Monday 18th May
Good morning all
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Thames Water delaying installing water meters for small flats
I live in a family house and Thames Water wanted to switch us to a meter over 2 years ago. The process was quick and communications straightforward. Two miles away, my daughter lives in a 1 bed flat, and has never been approached about fitting a meter. Last August she applied to have one fitted. The surveyors came out a…
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Currys have offered a partial refund
Hi i am after some advice, i have a laptop which is 2 months out of warrenty, the mother board has failed, and they have said "After considering various factors, we have found that your product is beyond economical repair and so, pursuant to the Consumer Rights Act 2015, we are happy to offer you a partial refund of…
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How to remove old metpost
We are getting a new fence installed across the back of our garden, and we are starting to remove the old one (the fence company charges £600 to remove the old fence apparently!). We have an old metpost that is firmly stuck into the ground and just will not budge. If my measurements are correct, it has about 1ft stuck into…
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Amazon Prime Video
Hi, I'm trying to figure out how to subscribe to the £5.99 pm Prime Video only option rather than the £8.99 Prime option. Can anyone tell me how to do that please?
