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Weed supressing membrane
I've just got an allotment. While it's not too bad, condition wise, it has a lot of nettles and I'm not going to be able to use it all this year as it's quite large. I've been told to put membrane on a lot of it to kill the weeds for this year, but which would people recommend? Or is there another (cheaper?) way of doing…
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Emaiaddress for APCOA pcn appeal
Hi All, apologies if I've missed this but I've been trying to find a reference to an email address to respond to a PCN is have received for express pick up at Manchester airport recently. I have, with all your help) drafted my response as follows: This is an appeal by the registered keeper - No driver details will be…
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Tax Return / Gov UK registration without photo ID
An elderly relative has been asked by HMRC to complete a tax return for 24/25. She has significant savings with associated interest income. She hasn't had to do a tax return before, but they've sent her a UTR number that she'll need. But first, she'll need to create a Gov UK One login, which requires photo ID, but she…
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Council tax reduction
Hi, I'm a lone parent of severely autistic child. My son is 16 and has been awarded enhanced PIP recently. Do I need to tell council about it? I'm on UC and been receiving CTR anyways. Thanks.
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Cross Border car hire in Europe
I'm trying to figure out how to get a decent quote for car hire that will cross Italy, Slovenia and Croatia. I know I'll be paying more for different pick up and drop off locations and a surcharge for going cross border but prices are crazy! If I get a quote for 1 country then rates are ~£75 per day (even if pick-up and…
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Southgate car park Stansted PCN
I received a PCN from MET Parking for overstaying and not paying for parking at Starbucks Stansted. I replied to them using this template I found in MSE forum and I got a reply. Below are the template I used and the reply I received from MET Parking. My Appeal- I dispute your 'parking charge', as the keeper of the vehicle.…
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Seeking opinions about solar quote please
I hope this is the right place for this. I hope I can get advice on whether this quote is reasonable cost-wise, but also whether it is the best system for us? We are fairy low electricity users and this system seems to be geared to us producing excess to export to the grid and thereby be paid, so that gives us a bigger…
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Schedule of condition
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Consuming excess solar with smart plugs?
Hi all, I've recently had a 4.8kw solar system installed, I decided against a battery and hot water diverter due to cost and value for money. My inverter is a Solis S6 and has an app to monitor generation but not it seems consumption. I am currently using my smart meter to keep an eye on the exported energy. I'd like to…
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Wifi calling on RWG/NOW
At last. Long time coming
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Claim refund on additional SDLT on second home after selling first home
Does anyone have experience in claiming refund for the additional stamp duty in this scenario? We are living in Property A. Mortgage is solely under my name. It is residential mortgage which requires me to use it as my main residence. We want to buy property B, which will trigger the 5% additional SDLT. With our joint…
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Scottish Power faulty meter change
Hello, could anyone, please, tell me if prepay gas meter has to ran out of credit before it can be changed? I have an ancient meter, button of which became unresponsive, so I'm having trouble topping it up. I contacted Scottish Power to sort it out, but they refuse until I ran out of gas, which obviously, I don't want to.…
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To check in for flight I won't be taking or not?
That is the question, whether to check in for booked flights we know we won't be taking. If the airline happens to cancel one or both flights, would we be entitled to a refund only if we have checked in beforehand? Booked Ryanair flights last year for this June to Slovakia for a family wedding. That is not now happening so…
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SCS - Do we have grounds for a chargeback?
Hey all On December 28th, we went into a store and bought a sofa from SCS. We had to return our old sofa (not from SCS) due to it being uncomfortable, and the company we bought it from, had a 60 day no fuss return (and it actually WAS no issue to return it). We were sitting on camping chairs now. Anyway, we went into the…
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Mandatory Reconsideration
This discussion was created from comments split from: Mandatory Reconsideration.
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Horizon, Gladstones court claim 2025
Unpaid parking "fine" and now I have a letter from HM Courts & Tribunal Services. Gladstones solicitor are the ones taking me to court, I parked at Iceland car park for 1hour and received fine I have now got a claim for £263.57 which comprises of: Amount claimed £178.57 Court Fee £35 Legal Costs £50 I have probably ignored…
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QDR are clueless
I dont think so do you…… I really dont like their tone either Go ahead spend your money ! We are writing to you in relation to Claim No. ******** in which you are the Defendant. In accordance with CPR 17.1(2)(b), a party may amend a statement of case with the written consent of all other parties or with the permission of…
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Transferring a SIPP from one provider to another
How does this work. I have a Vanguard SIPP with money invested in a fund. I want to transfer the SIPP to T212 and I know the same fund is not avaliable in T212. There are similar funds. Are the funds in Vanguard sold and held as cash before the transfer and then new funds purchased when the Transfer is complete? Anyone…
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Step children and inheritance tax and property
Hi All My husband and I have been together for just over 30 years but we just got married this Jan. He was divorced when we met and has three children. There is a 24 year age gap between us so I am closer to his kids age then his. When we bought the house it was in my name only as it was easier to get a mortgage for just…
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Some General Advice
Hi, i have about £175k in a pension fund. Currently sitting in Money Market accumulation. I have work pension Nest that is ticking along 8k in a High Risk fund. I want to spread the £175k (with Vanguard) across about 6 to 7 funds perhaps leaving 25k in the Money Markets. Just after some advice. My time frame is 5 years…