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Changing ISP from TalkTalk to BT early.
My TalkTalk broadband contract is coming to an end at the end of next month. I have made a request that I do not wish to renew the contract. I have found a much better deal with BT. Is it possible to go ahead with setting up the BT broadband while the TalkTalk contract is still active? Currently the TalkTalk broadband is a…
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London 60+ card to Freedom Pass
Until the last few weeks, Freedom passes were issued by London boroughs as the 60+ TFL cards were due to expire. There is now a new centralised application process. Applications were closed for 2-3 weeks in September for the new system to be set up. You can't apply until 2 weeks before you are eligible. For me that fell in…
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APCOA Drop Off - Heathrow - already appealed :(
Hi, Im a dumba$$, I got a fine for drop off at Heathrow despite the fact I didnt stop as it was hectic as hell at T3 as they short term parking was closed. I've had dealings with APCOA before, but for some reason I thought Id appeal based on the fact I was in and out in 3 mins which was spent queuing to get back out. Now I…
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Nationwide Debit card expiry date
My debit card has an expiry date of Oct 2026 - does this mean the end of Oct or start ? And do I need to request a replacement or will this be automatic ?
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UKPC Fined for not parking in bay
Hi all, I've received a parking charge letter from UKPC for the commuter car park at the Broadwalk Centre in Edgware. It says the car was "not parked correctly within the markings of the bay." It came by post, and there was no ticket on the windscreen. The car was in the bay and reversed back as far as it could go. There's…
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I have had an accident in which the other driver has admitted blame
I have had an accident in which the other driver has admitted blame. Their insurance company has contacted me and said that they would like to take over my claim and pay it out. They are being very pushy about things like supplying a hire car, but when I speak to the car replacement company, they are very awkward and won't…
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Sealing a letterbox; risk of property being seen as empty
My house, which I formerly let and is now empty of furniture, has been sold subject to contract. As discussed in another thread, my insurance company insists that I must seal up my letterbox. I could do this myself with duct tape and cardboard (on the inside), yet I am not sure how secure this would be: might be vulnerable…
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Faulty item (desk chair) in warranty. They want me to send it back IN original box.. I don't have it
I purchased a PC chair (its a heavy duurty chair and weighs 22kg) from a website (A big-ish company) and about a 3 days after having it set up the tilting mechanism broke and now the chair isn't fully stable and it's creaking and 'cracking'. They're happy to refund (won't replace) but i need to send it back. I explained…
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Locked out of accounts
I do my banking online, using an iPad. I bought a new iPad and discovered that this created difficulty in accessing my accounts. One bank made the process straightforward. The other locked me out completely and sent me into a loop every time I tried to regain access. Since I have biometrics set up on this account you would…
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Move now or wait until 2030? Family of 5 needing more space
We're a family of 5 currently living in a 3-bedroom house that's starting to feel a bit tight. The house works for us now, but we're beginning to think about the next 10+ years as the children get older. A few of the things we're struggling with are: Lack of dedicated office space for working from home We'd like a bigger…
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CINCH -CAR SELLERS
Anyone else had experience with CINCH-buying a car of them that they had had NOT checked paperwork/MOT history correctly ? I purchased a car that i noted on the MOT history that the mileage had gone DOWN between two MOTs,i questioned this and was told it was before they had it and it was just a typo !! Well a year on and i…
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Switch Together collective switch British Gas offer
just had my email from switch together (ichoosr) collective currently on Octopus Standard variable tariff as when my mse fix ended in August there was not much else around to fix to so though we would see what happens with rates also with the looming jan price increase Just got email with collective switch from BG and in…
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Can now hold both Lloyds Premier and Club Lloyds together
I still have two Halifax Rewards accounts, hoping that they would once again offer something worth having but since the announcement that Halifax brand was going to disappear I realised this was not going to happen. Trying to downgrade them on the Halifax website was proving impossible, always resulting in an error. So I…
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Received speeding ticket but the name is wrongly spelt on the ticket
Hi I received a speeding ticket and received a conditional offer of fine and 3 points. When I try to pay the fine, it kept saying that "there is a problem" When I checked the notice carefully I reaslised that there is a typo in my name on the notice. I have "mm" in my name and they spelt it with single "m". When I enter my…
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Paying into pension earning less than personal tax allowance
My question is in 2 parts and related to the fact that now i work part time earning around £11k pa ie under the personal tax allowance . So first question is can I still put any funds into my personal pension (since I’m not paying tax note that I I do pay around £80 per month into my employer pension through a payroll…
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Signed up by a third party without permission
I need some help please. Get your popcorn because this is mental!! I recently moved into a new place (renting) and my agent was trying to get me to use a company they have ties with to set up all my bills - energy, water, council tax, internet, everything! I eventually declined this service as reviews showed they were not…
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Warning for families named as beneficiaries or executors of estates involving retirement properties
Our family's experience of administering an estate that included a retirement property was far more difficult, costly and stressful than we could ever have anticipated. Before accepting either the inheritance of a retirement property or the role of executor, I strongly recommend obtaining independent legal advice and fully…
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EE extend amount of rings before voicemail
using a Moto G7 Power handset. voicemail cuts in too quickly (after around 3 or 4 rings). is there any way to extend the amount of rings, say to 6, before answerphone comes on?
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Dropshipper
I'm interested in what folks think about what feedback I should leave on ebay. I was looking for some adapter/connector widgets. I filtered for item location as UK. All the prices, pictures and descriptions were similar, usual for this type of thing. I picked a seller, 99.4%, and ordered 3, total just under £10, delivery…
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Transferring money from Bahrain to HSBC uk
What is the most efficient and risk free way of transferring wages paid into a Bahrain bank account back to the UK. I bank with HSBC but they have sold their private Bahrain banking services to BBK now and I don't appear to be able to use their/my global account
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