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CEX Sold me a Fake iPhone and will likely refuse a refund.
This is the phone .. https://ibb.co/9kQbXDs9 I went in there on Friday the 19th intending to buy the 2TB iPhone 17 Pro Max they had on display and I asked the staff member if they still had it as it wasn't on the shelf. He went and got it out of the window display and let me have a look at it but explained it had no charge…
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FairFX prepaid card
A word of caution for those considering to get a FairFX multi-currency card. Even though it is a Mastercard, you cannot use it with ApplePay or Curve. I presume it also doesn't work with GooglePay/SamsungPay. It also cannot be used at NS&I, Skipton, YBS, iWeb, HL etc as the card is not recognised as a UK-issued card. I…
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Cheapest place to buy insulated gloves?
Both DH and I have reynauds so insulated gloves are a must. Unfortunately we also have three teenagers who lose things so need more gloves. The last lot I bought from a market stall on holiday, they were thinsulate so very warm. I don't have a market near me at all so where would be the cheapest place to get several pairs…
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Help with headphones
I like to listen to the radio during parts of the day but my wife dislikes it. Answer has been bluetooth headphones, but with these I don't hear the phone or doorbell. Looking for recommendations for a medium quality headphone that enables me to hear both.
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Pay off all your debts by Christmas 2025!
Welcome to Pay ALL Your Debt Off By Xmas 2025 Firstly I would like to welcome all new and existing members from last years thread (New numbers will be allocated for 2025). Thank you for last year! Anyone is welcome to join this challenge and it is NEVER too late. There is also no amount of money too small or too large that…
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Turn boiler off when going away?
From Christmas Eve I'll be abroad for 7 weeks where the house will be unoccupied.I have an electric shower so the boiler is for central heating and heating water for 1 hour a day to keep things ticking over to wash dishes. I'm in London and so far have only needed the heating on 6-7 times since October. When I have the…
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Is there anything I can do to stop this?
This is the vent from the extractor fan in my ensuite. It's a north facing wall and when it's windy the wind opens up the flaps and cold air comes back into the ensuite which results in the ensuite being a good 5 degrees colder than the bedroom even with the heating on. Is there anything, a cover maybe, that could stop…
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What are the Income tax bands for 24/25 please?
I keep gong around in circles looking for the income tax bands for 24/25. I can't seem to find them on HMRC website and google search is bringing up 2 different charts. Would someone give me a link to the correct info preferably on the HMRC website please - I'm fed up, irritated and simply don't have the patience to keep…
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£3000 Leccy Bill wrong
I moved into my flat in July last year and am with British gas. I'm on a smart meter. My meter and onscreen display also the usage data on the app says I've used 253 kWh since I moved in and that I owe £180(I know this is correct I've never paid more than £40 a month for electricity as I'm barely home and use around…
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At the other end of the rainbow....
So, having walked away from a very unpleasant relationship with little to show for it other than my freedom and peace of mind, one of the few things of value I do still possess are a few bits of diamond jewellery. I'm unlikely to ever wear them again - too many memories, but the money they're worth would really come in…
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Warner Hotels login
Anyone having issues logging into their account with Warner Hotels? Trying to make a booking but it won't let me logon. Thought it might have been my password being wrong, so tried to change it. However it says my email address isn't registered, even though it's the one I've been using for 15 years or so. Tried calling but…
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Moneyclaim
Hi everyone, I've issued a moneyclaim to a rogue builder who conned me out of a lot of money. In the first hearing, the court had set the deadlines for evidence to be provided, witness statements etc. However, I've forgotten to add something - a schedule of payments to show the losses. The deadline has passed but the court…
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Lost my phone with lebara sim, how do I stop any more money coming out of account?
So lost my phone, how do stop anymore money coming out of my account? I use my email address Phone might turn up though
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PCN for overstay in Retail Park due to blown tyre - challenged - POPLA say I have to pay!
Dear all - I am hoping someone can assist me with the best way forward. I have checked the newbies post and I have won a dispute previously but this situation is slightly different. My car had a blown tyre and limped into Farnborough Gate Retail Park. In short I had to get 2 x new tyres which resulted me going over the…
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Spendy Wendy to Saver Savvy
After lurking for what seems an age, I have finally created an account and started to interact this forum :) For years I feel that we have been flying by the seat of our pants, not planning in advance, using savings and investments to pay for holidays and other luxuries and just not really having control on our finances.…
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Octopus mini - any similar options ?
Im currently with octopus but there are cheaper electric deals with eon, and ecotricity. Wondered if anyone does anything similar where can view live data like octopus does or other provider agnostic options ?
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Tilly Tidy in 2025
Welcome old and new Tilly Tidy Peeps to this group. It is all about getting what we can together from next to nothings and making something of the small bits of change. Whether that is going towards any debt or just being used to keep your head above water. No shame, of gathering those little coppers. No judgement, of how…
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Growatt battery discharging too early - Octopus Flux setup help
Growatt SPH6000 + 5kWh battery on Octopus Flux - why is battery discharging at 14:00 instead of waiting for my Grid First schedule (16:00-19:00)? Setup: * Active mode: Load First * Grid First Time Period 1: 16:00-19:00 (enabled) * AC Charge: 02:00-05:00 (working fine - see orange bars in graph) Problem:
Blue bars show…
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O/S Daily Sunday 28th December 2025
Good morning all.
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Section 75 dispute
Evening My partner bought a used car a few momths ago. Various issues arose and an independent garage declared engine failure and effectively needed engine rebuild. Contacted garage who were unhelpful, so opened section 75 with m&s cc (mastercard), who checked the garage report and credited the amount back. Since then,…
