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Recent Discussions
Discussion List
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Low Earner's Pension Payment - the snail approaches its destination
Back in the 2021 budget the government announced it would tackle the low earners net pay scheme tax anomaly, now called the Low Earner's Pension Payment. The anomaly was that low earners in a 'net pay' scheme (i.e a workplace pension scheme used by many employers where pension contributions are deducted from your salary by…
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Has anyone used the Warm Homes: Local Grant for Solar Panels?
I've applied through the Gov.uk website and waiting to hear back. Information isn't always clear, and after registering my interest, the landing page suggests eligibility is subject to local funding, despite the funding coming from central government. All a bit confusing, I'm just waiting to hear back. Anyone has any…
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CEL issued me with a PCN for not paying within 10minutes
Hi I have seen a few similar threads, but none that have updated on their outcome yet. The car park is privately owned but right in front of the entrance to a council arts centre, it is all fenced and looks like it part of the centre, the council have said they don't own it and I have been waiting over 4 weeks for them to…
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Using Clarity credit card abroad since change to Lloyds
I have a Halifax clarity card ( not changed to a Lloyds one yet), but the app on my phone has changed to Lloyds. Just back from France and paid for the hotel with the card, and a few contactless purchases with no problems. However when I tried to pay for some train tickets online, the website referred me back to the app…
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Starting out - any advice would be helpful…
Hello, I am new to this and would really appreciate any advice. I am currently in £7000 worth of debt, this has accumulated over the last few years following a relationship breakdown and going back to university to study. I have 2 sons (10 and 13), I have recently finished my degree and have been able to secure a job with…
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Gifting though shared bank accounts
Several years ago, my parents said that they were adding me to their shared bank accounts. Their motivations for this at the time were two-fold, one consideration was around providing a larger FSCS compensation coverage (which at the time was £75k per account holder) and the second was as part of estate planning, where…
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County Claim Form - VCS, BW Legal - Defence Template Check
Hi All, I have received a county claim form from HM Courts & Tribunal Services yesterday. The claimant is VCS being represented by BW Legal. I have received the claim form without any prior letters etc regarding this parking charge. My address is up to date and has not changed since 2022. I was not aware of this charge…
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IIDB
Does the accident/disease have to occur actually AT work or if it can be proven - just have to be caused by work ? This is extremely important for my case…….
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APCOA Data Protection
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Domestic Appliance Repair
Has anyone had any dealings with NAC (Domestic Appliance Repairs)? I booked a repair for my fridge freezer through their website on 27th October and the engineer was due to come today. He hasnt turned up or made contact despite leaving messages on his voicemail . There is no phone to call NAC and they only communicate…
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Universal Credit - Stagnation
Monday 14th September 2026 Good morning. I have a query relating to UC for a person I helped make the transition from the legacy benefits EESA and House Benefit in September 2025. They were also in the LCWRA group with protected rights of the higher payment amount (pre 6th April w026) and their specific rules concerning…
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UKPA - POPLA appeal but sent to debt agent!
Hi I would like some advice for this if possible please. I received this PCN as the keeper of the vehicle for overstaying in a car park by two [2] minutes. I used the template letter to appeal and have received the following back. Does this mean that I should pay the £60, rather than appeal to POPLA? I appreciate there is…
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ParkingEye/DCB Legal Retail Park Overstay County Court Claim
Hello everyone, It’s been some time since I’ve been here, so I hope you’re all keeping well. Funnily enough, the current court claim actually pre-dates the last one and is from August 2021. I haven’t lost so far because of the kind and rigorous work of the good people of this forum, and I’m hoping not to break the streak…
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Sky price rise in November - can I cancel mid contract?
Thanks in advance for any replies. I have received an email from Sky about a November price rise. Does it mean I can cancel my contract now? I’ve called Sky and they say I can’t cancel without a fee. They tell me that as a diamond member they didn’t raise my prices in April and so are raising them now. I said that was kind…
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O/S Daily Monday September 21 2026
Morning all.
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Yet another scumbag parking eye letter - Fox House, Derby - LBCCC Stage
Seem to be getting these every year now. I don't think they even bother putting signs up in some places and assume some people will blindly pay the ridiculous amounts asked for. I'm just posting yet another appeal and eventual success to show people on this board that despite some naysayers, POPLA will still stick up for…
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Returned wrong item to seller !
returned item to seller as not as described - they paid postage both to and from me - only problem is I have posted the wrong item to them ! question - so do I have to now send them money to post the wrong item back to me ( how ? ) and then pay to send the correct item back ? Would it be worth doing or just cancelling ?…
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Skiddle refund for cancelled gig
I had tickets to see the Human League in Hitchin on 27th August, but a torrential downpour meant is was cancelled on the night. I was not informed by the organisers and have never had any communication from them. However, I did get an email the following day from Skiddle, who the tickets were booked via, and they stated…
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Lost buyer for third time
Hi I am writing this as a bit of a daze really and was hoping for some words of wisdom. We have been trying to sell a probate property. Originally all went well and probate granted and buyer found within weeks. Now over a year later we have lost another buyer for third time. This is because again they lost their buyer and…
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DCL Legal - Mediation unsettled, court next step
Hi all, Just wanted to post here, as all of the advice I see is that DCBLegal/ParkingEye is extremely easy to get out of - the "fail proof" defence "which always works" did not work, and they wouldn't settle court mediation below £150, so I rejected the offer to proceed to the next stage, based on the advice on here. I've…
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