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ISA question
I have just over £100k invested in a fully managed S&S ISA which has not done as well as I hoped recently - with charges etc. I am considering withdrawing 50% and investing in a cash ISA - Is this allowed ?
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HD Law
Good morning all, I've done a quick search and can't find anything regarding this company anywhere, so here we go. My husband received a payout from his bank after using Resolver some months back. He then received a letter from "HD Law" including scanned photocopies of the official documents he had received from his bank…
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Calculating Income Tax
Hi all, this my first post and I hope I’m in the right
place. It regards the HMRC income tax calculations. My latest tax estimate from
HMRC has just nudged me into the higher tax band but I’m struggling to
understand how it works. My income, less interest from savings, is below the
threshold of £50270 (above this is…
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CGT on additional property and main home.
Capital Gains Tax conundrum? In 1986, I bought a house which was my main home. In 2010, I bought another house which subsequently became my main home. HMRC were notified of the switch. My children lived in the 1986 home. I am now considering selling both. My question is; How would HMRC calculate GAIN on 1986 home? Would it…
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Sky early termination wrongly charged
Just a heads up, if you left Sky due to the price rises and gave them the required notice, double check your bills, I noticed this morning they had charged me an unexpected amount. Having trawled though emails, it's an early termination charge so just had to waste an hour of my time on with their complaints chat to have it…
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Attendance Allowance levels
I have seen Martins latest information about claiming Attendance Allowance and wholeheartedly concur with the advice to make an application. However one word of caution if you are getting assistance to make the application ( which Age UK, Parkinson's UK and Social Prescribing teams all offer). Our local Social Prescribing…
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How to get equity, force a sale and remove a borrower. What are my options?
I half own a three bed house in Dublin. My ex still lives in the house. We have about 7 years left to pay off the mortgage. I stopped paying in 2014. The mortgage was started in April 2008. I have no clue how to force a sale. I have gone down the route to remove me as a borrower but she refuses to do this. Can anyone let…
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Smart Parking/DCBL claim Form - Insufficient Paid Time
Hi all. Had gone through the Newbie Thread. Received a Claim Form a week ago. The issue date is 6th May 2026 and I've submitted AOS yesterday 15th May 2026. The event was happened in 22th Nov 2022. My parents, my wife and I went to a faniture store for shopping for my new home. My father and I drove. We both paid 1.5 hrs…
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Ex-Employer Fails to Pay Contributions
My ex employer has failed to transfer mine & my ex colleagues pension contributions to the Pension provider since December 2025. I know the pension company has reported him to the Pension Regulator. Is this theft? I can’t possibly be the only person this has happened to. What action can I take against him?
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Bank and fraud
Hi, We have a very frustrating bank fraud issue that we've had very little support from the bank with. About a fortnight ago my partner got a text message to say he didn't have enough money in his current account for a direct debit. He looked at his account and to his surprise £2866 had been taken by a name we didn't…
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Better to Close old cards or Reduce limit
In your experience is it better to close old credit cards or reduce credit limit, in order to move forward with eligibility for new offers? I've worked through offers and limits, getting close to 150% of income as total available credit; however I've utilised less than 50% of credit. I'm not eligible for any new cards…
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Budget Energy…App and Website…can’t see info
I’ve been with budget about a year now and only on one or two previous occasions I’ve been able to access my bills, this last few weeks I can’t access anything other than my basic details, anyone else have problems with the iOS app or ordinary web site?
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Claim From received from Smart Parking/DCB Legal
Hi everyone, Apologies if this seems repetitive - I see you get a lot of posts like this but I'm quite flustered by all of this. I’ve received a County Court claim relating to 2 parking fines from late 2024, but I never received any warning letters, notices, reminders, or anything prior to the court form arriving. This is…
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DCB Legal, Smart Parking, Court Claim, Defended
Used Smart Parking defence template in the Smart Parking Claim Defence group thread, 11 paragraphs, link via meltof dated 12th April.
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Smart Parking Judgement Issued
Hi Can someone help me? I didnt send back the claim form, does this mean I have to pay? Thanks
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Windows and Doors Classic
Hello What are the rough prices people have and for Windows and Doors? We've had the classic £23,500 down to £12,000 within a couple of phone calls for 6 new units (one is a bay) and two new UPVC doors. Very subjective but is this a relatively okay deal?
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Smart parking/DCB Legal Ltd Claim form help
Hello, I’m so sorry to be a little pest but im quite dumb as fudge I’ve spent ages looking up and down these threads to help fill out my defence part on the MCOL site I’ve done the AOS part, but the defence part im like Jesus where do I begin. All new to this (sorrry) Short story: my parking fine was back on 03.12.2023 at…
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Barnet Council 100% tax surcharge for empty home
Hi All, A relative in Barnet died recently and their home is being sold. It's empty at present. Barnet Council have doubled the council tax charge because it's empty. The bill is truly enormous. Can we challenge this blatant profiteering by Barnet council? Thanks :)
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Solar ... In the news
Hi All Thought it was about time we had a thread specifically to discuss relevant press articles relating to solar pv & thermal ..... so here goes ... Z
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Railcard Q&A to Railcard support
In case this helps anyone. I recently had to get a Network Railcard at short notice, so bought it at the station. So I asked Railcard website (online using contact form) the following Q&A * Q: Can I get my station-issued railcard added to my online account (for renewal tracking/replacement if lost) * A: No, we don't have…
