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The Pensions cashback and incentives discussion thread
Lots of coverage on incentives for current account switching, but none that I've seen for pensions. I kind of get it - bank accounts are a well oiled process, don't involve long waits, differing paperwork requirements, and potentially large sums needing to move. But given that the demographic of this board is made up of a…
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Refund error
A company have given me 2 refunds to my credit card instead of 1. 1 for the correct amount and one for more. They are both pending at the moment. If they both clear I intend to let the company know what they have done. The issue is the existing debit on my card at the moment is 0% interest which I intend to pay off before…
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CEL in House claim ws stage.
Hi all, Over a for the first time Thank you I
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Quotes for under stairs bathroom refit
We got two quotes: One was all in with their choice of basic toilet, sink etc = £4,750 One was just labour and materials (we supply toilet etc) = £3,590 Work required: Remove Toilet and cistern Vanity unit and basin Vinyl flooring Skirting boards Centre light Fit Alter pipework where needed Chase pipes in walls were needed…
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EDF Fixed Rate Tariffs 2026
Early Exit fees of £50 per fuel apply unless stated otherwise On offer currently is: Simply Fixed Feb27v6 Simply Fixed 2Yr Feb28v2 Note that the 2yr tariffs are always more expensive than the usual 12(ish) month tariffs Both tariffs have fixed end dates, rather than fixed durations Neither are particularly attractive atm,…
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Premium bonds bank transfer mistake
Yesterday I did a bank transfer to buy more bonds. Money left my bank account but nothing arrived to my bonds account. I called Ns&I and they asked me if I had entered the reference (my account) number.. I didn't !! although they said the money should go back to my account, I'm just panicking in case it doesn't Has anyone…
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Milage rates applicable for a private and company car
I have received conflicting guidance and would be grateful for advice. Current situation: - I get paid a car allowance from my work (in addition to my salary) and this is taxed. - I use my privately owned car for travel demanded of by my job (I’m not including commuting to my place of work in this). - It is an electric car…
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PCN - Code 27 - Barnet Council
Hi All, I received a PCN from Barnet Council for contravention code 27: 27: Parked in a special enforcement area adjacent to a footway, cycle track or verge lowered to meet the level of the carriageway See images below, where I believe I was not parked on the below slope of the pathway? Unless I am missing something. I had…
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Parking charge when I was never at that location that
Just received a parking charge from Nexus showing my car details and reg plate at a location that I've never been to and whilst my car was at home. Unfortunately dashcam and home cameras don't show as far back as that date. Has this happened to anyone else? Help!
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What to do with 100k pension credit
Is anyone able to offer advice about what to do with 100k pension credit from a pension sharing order following divorce? It’s currently with Scottish Widows (SW). They’ve said I need to choose whether to transfer it to a new individual stakeholder pension with SW or transfer to another provider. Admittedly I don’t much…
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relating to possible 2nd pension drawdown, etc
Hi all, its just over a year since i posted on here last.. with some of the posters help it enabled me to get a better understanding so i could carry out a pension restructure and take my first drawdown.. i now have a crystallised (inactive in terms of payments goin in) pension with most of my funds in (this i intend not…
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Vinted for raising funds for church?
Trying to research this but really not sure how to go about it. Wondering if anyone has done something similar. i get so far with help topics but then worried i’ll press something and mess up my own vinted account. As a bid to raise funds for church we’re looking into selling on vinted(other places too but hoping to start…
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Problem opening an ISA
I am 92, I have never driven and don't have a licence. My passport has expired and am unable to travel anyway; so I haven't renewed it. How can I open an ISA?
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Recover costs from credit card company for cancelled trip to Middle East
Nationwide says "If you are unable to get a refund or reschedule your trip, you may be able to make a claim for cancellation costs. You may also be able to recover costs from your credit card company if this is how you paid for your trip." That surprises me. Would I really get a credit card company rather than travel…
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Joint account switch
Hi all, Our Santander joint account is just a normal everyday current account since it was changed from the old 123. Therefore wanting to switch to a NatWest one for the switching bonus and the cashback. To open a NatWest joint account you must first open a sole account and then add the second person later on, however it…
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Admiral - we're sending some money your way?
I was wondering if anyone has received a similar letter as am confused! (Waiting for a call back from Admiral hopefully today) I receieved a letter today relating to a claim around 4 years ago where my car was written off as a total loss and I received compensation. It hasn't asked for any bank details or anything like…
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Forum Highlights 6th Mar: choosing a walking holiday, crochet & council tax
If you're not going to be able to make it to the shops for a week or two, is it worth buying long-life milk or is it better to stick a bottle of normal milk in the freezer? For the answers to this and other vital MoneySaving questions, read on for some of the week's MSE Forum talking points.…
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Successful complaints about private parking tickets - how to get them cancelled!
:D A happy thread of successes against private parking tickets by complaining! This is an ongoing record of cases where a motorist has succeeded in getting a private parking charge cancelled, simply by making an assertive complaint to the retailer/landowner/cinema/hotel/services (or other misinformed idiot) who naively…
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PCN issued for parking with evidence less than 5 mins
I parked my car in a loading bay in Tower Hamlets on 18th Jan 26. There was a PCN issued at 18.26 hrs. The online evidence has 7 photographs between 18.27 and 18.28. I understand that the evidence needs to show parked vehicle for at least 5 mins. I challenged the PCN on grounds that i had parked for unloading for a very…
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PCN issued for parking evidence less than 2 mins
I parked my car in a loading bay in Tower Hamlets on 18th Jan 26. There was a PCN issued at 18.26 hrs. The online evidence has 7 photographs between 18.27 and 18.28. I understand that the evidence needs to show parked vehicle for at least 5 mins. I challenged the PCN on grounds that i had parked for unloading for a very…
