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Reading as a cheap hobby
Reading needn't cost anything if you live within walking distance of a library or get a free bus pass. Libraries often put on free activities for children, too. If you're lucky, your local library will be warm and have some cosy armchairs. Some libraries will allow laptops so that students can work on projects and…
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Refunds at the Range at Christmas
My daughter went to return something at the Range that she had bought 8 days previously, ( it states clearly on the receipt you're allowed 14 days to return items}, but she was refused a refund because at Christmas apparantly you are only allowed 7 days. When she pointed out that on the receipt it is 14 days the manager…
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No will and no blood relatives makes things difficult for in laws and friends.
Just a heads up to people that you really should have a simple will in place whatever your circumstances, but this is particularly important if you are an only child and have no surviving blood relatives. In that case without a will it becomes difficult for in-laws or friends to organize the funeral and the estate passes…
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Court date issued
Hi All I received a claim form from DCB Legal in April this year for an alleged parking charge from 25.02.2020!! I followed all the procedures set out by this forum and have now received a Notice of Trial Date for 15th December. I am asking for advice on how to set out my witness statement as I have no recollection of this…
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Wife's Honor phone - fed up with app market notifications
The OH has an Honor mobile that keeps on giving her notifications (several times a day) of updates and new apps for the App Market.She asked me to somehow stop this from happening. I expect the App market can't be removed but is it possible to prevent the notifications by removing permissions or through some third party…
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Another Stansted APCOA query
Hi all. Daughter had a courtesy car while her car was in body shop for some work. She volunteered to run some friends to Stansted Airport so used the hire car. This was in June. Obviously didn't see any signs regarding costs. I have received a Parking Charge letter from APCOA Parking with the usual charge and warning etc.…
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HMRC tax credit letter??
Hi folks I’ve had a letter come through asking about a claim from 2012-2013. I believe everything is correct but I can’t help but feel they’re trying to catch me out with something. Just the date of the claim gets me suspicious but I believe all the info is correct and it states in the letter that they won’t ask for any…
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DMP mutual support thread part 13 !!
Welcome to the DMP mutual support thread Part 13 !! Here you can find help in starting and running your DMP, self managed, Stepchange, Payplan and any other DMP all welcome here, but we do encourage you to use a free service, not one you pay for. There is help on getting interest and charges stopped, how to start with an…
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StepChange v Self-Managed... £85k+ Debt
Hi all, I am trying to decide whether to pursue a DMP via StepChange or Self-Manage. Any thoughts? I am nervous given my debt is so high... I cannot go formal insolvency as I work within the financial industry (I have checked and I do not need to declare and I am not credit screened in my role). * Currently in Breathing…
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Claim Form - Horizon Parking
I have received a claim form this morning with reference to a parking charge from Horizon Parking Limited and more recently Gladstones Solicitors Limited. I believed I had followed the guidance on the site so far and have never acknowledged or replied to correspondence from either Horizon or Gladstones, however I stand…
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NRG Corporation
Hi everyone I tried looking this up to see if there was already a thread but didn't find anything. Apologies if I should have looked harder. I got a phone call this morning from a company called NRG, telling me that British Gas had authorised them to act on behalf of its customers as an intermediary to get better prices…
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Church side Developments Wolverhampton ( Empire property Developments )
I brought two off plan flats which took nearly 3 years to complete, but I have had a nightmare getting a mortgage due to ground rent provisions and insurance. 5 lenders have pulled out and I now stand to loose £50K deposits and have spent £22k in fees and commission. Being new to this type of buying I can now only give…
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Solar ... In the news
Hi All Thought it was about time we had a thread specifically to discuss relevant press articles relating to solar pv & thermal ..... so here goes ... Z
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Minster Baywatch Sital House Loughborough PCN
Hello, Please help me with this ticket I got. The story goes, I paid to park on a Sunday, the feeling is 60p for the whole day, I only stayed around 1hr30mins, when I paid I did so with cash at the machine. It didn't print any tickets which I thought was strange but then seen a sign for "Pay and Stay" which I thought ok…
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I Park Parking Fine
Hello everyone. First time posting. I know there are numerous threads on IPark and equally dodgy parking companies, but I would welcome some advice. The Car Park for my doctors surgery was handed over to IPark on the 1st Feb this year. On the 2nd Feb, I visited the doctors for a blood test. I arrived and attempted to get a…
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Smart meter billing errors - is this likely to be a widespread issue
I'm responsible for a remote house (electricity only) that had a forced SMETS2 meter installed to cope with the RTS retirement. After a couple of months, the steady bills, which were just for night storage heaters, leapt. Much trouble later, and the supplier (EON) claimed that a power failure had 'broken' the meter so that…
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MET Parking Fine
Hi there, I have been reading about MET parking fines and I too also have one. I am a delivery driver and parked in a disabled bay for approximately 60 seconds whilst collecting a delivery at McDonalds earlier this year! I know I am at fault but can anyone tell me if this company will keep raising the fine if I don't pay…
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What are my options here?
Morning all. First time buying a house as part of a chain and can now understand why some people avoid it like the plague! For context: 1) Our 6 leg chain formed in June. 2) We were all working towards completion dates in mid-October, but there was an issue with the top two of the chain which was delaying things…
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Parking charge notice
Hi I received a parking charge notice from smart parking, member of bpa because they believe my vehicle failed to pay for sufficient time at Willen lake on 28/08/2023. Date pcn issued was 26/09/2023. I arrived at 3.18pm and left at 5.45pm and paid from 3.47pm to. 5.47pm. reason being car park was full was I was finding a…
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Being gifted money from overseas
Hello I need some help . My mum lives in Australia and has done since the year 2000 . She has no assets in the uk no bank accounts no houses nothing . She has recently sold a property and has decided to gift me the money . Lets say that money she gits me is £500,000 . Do i need to declare that to the tax man ? if she dies…