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Iglu Cruises
My husband and I are currently stranded in Singapore due to the issues in the middle east. We were at the end of a cruise package purchased thorough Iglu. We were due to fly home via Doha, Qatar last Monday but clearly that hasn’t happened. We have contacted Iglu via their emergency helpline and have been told that they…
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TikTok Shop using my business information
good morning, new to the forum but I hope someone can help! A few weeks ago I started getting TikTok shop customer return parcels. At first I thought someone was just using my name and address to dump returns at but after looking up the clothing items inside I found a TikTok shop with my name , business name and address. I…
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Drawdown pension care fee assessment
I'm trying to help a relative who has a husband in a nursing care home who has early onset dementia. He has a drawdown pension which the council are claiming counts the same as available capital wrt fees. She's been advised by Which that the council should treat it like an annuity which would greatly reduce her exposure to…
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Expression of wish form / beneficiaries for pension - changing when lost mental capacity?
I am an LPA attorney (finance and health) for my parent who is likely to lose mental capacity unfortunately. Their pension has a completed expression of wish form but we have agreed verbally that this might change next year, if the parent is still alive, given the pension estate changes from April 2027. Would the changes I…
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Investing £30,000 and €20,000
Hi, I would like to invest £30,000 and €20,000 (or the roughly £17,500) for long-term growth. Last year I invested some euros with Trading212 which was suggested in the forum. A relative helped me choose what shares to buy, but now it's not possible. I don't want to use a platform where I need to decide myself how to…
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whats the point,i recibved no prize,and i am being ignored by the prize giver!
i won a prize of photos of my pet by Ai in December 2025,i have not heard a thing regarding my prize.i have emailed who i am suppposed to and they are ignoring my emails!! whats the point in entering these competitions day in day out and winning then not recieving your prize i have had enough of chasing people.is this…
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DCB legal claim form
Hi, I’ve just received a claim form from DCB Legal on behalf of secure parking solutions. Long story short a van that belongs to me which is used solely for business was parked in a pay and display, but didn’t pay the minimum van charge, instead paid the car fee. I have been back to this car park and there are huge signs…
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Napier Parking Fine
HI All I am a little stuck and need some help since B W Legal are now getting involved and my sons is panicking I am trying to help my son after he a call came through whilst driving and so came into the car park in the early hours to take a call and didn't even park in a bay arrived in at 02.35.50 and left at 02.42.18 .…
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MSE Exclusive: E.on Next 15 month fix
does anyone know if this is a time of use tarrif and if so what it classes as "day rates" vs Night Rates"
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Etsy seller wants me to buy outside of Etsy
Hi I have been in conversation with an Etsy seller through Etsy messages about a custom order and everything was great and then I asked for a custom listing so I could order but he said he's having issues with custom listings and so instead would like to send me his bank details and for me to pay that way and I'm not…
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Rail Cards
Can a non UK 60+ buy a Senior Rail Card, I’m expecting the answer is no. If it is, can I buy a Two Together Card instead and is that okay for a non UK citizen travelling with me, do we both need our photos uploading? Thought I’d ask before staring the process. I have a US friend coming and we plan to do a few train…
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Sky Stream vs Sky Q
Hello, I have always had Sky Q and have like the ability to pre-record TV and fast forward adverts, etc. I understand Sky now do Sky Streaming service and sounds as though they are trying to encourage customers away from Sky Q. Although I note you can still request Sky Q over the phone. Sky Stream is £15 vs £35.50 for my…
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How to fill in this form? (JP Morgan)
Hi, I want to transfer matured Sharesave shares out of JP Morgan Workplace solutions. They have the following online form to fill in. Are they asking for my name and address or the name/address of the bank/platform I want to transfer to? I contacted them a week ago via the online query form but still haven't received a…
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Miscalculated rent arrears by housing association - how to escalate
Hi, I have been renting a flat in London under the Intermediate Market Rent (IMR) scheme since July 2023. I have an AST tenancy agreement which states that "the rent will increase in line with our policy on intermediate rents being an increase on 1 April each year by CPI (Consumer Price Index) plus 1% based on the figures…
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Mentally exhausting
Hi all, this is my first post but a long term reader of this forum. I have been in debt my whole adult life and now in my early 40s. It all started when I started work at 18 in a high street bank and had access to easily accessible credit which I kept consolidating and taking out more. I was on top of my debts but my OH…
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Parking Charge Notice
I received a PCN from Euro Carparks originally stating that I hadn't paid and displayed. I contacted them to say that I did and provided evidence from my bank statement showing the payment & location. They have since rejected my appeal as I only paid for 2 hours and stayed for 2hrs 47mins. I'm my defence, which is not much…
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Parking outside own home in a 6 house cul-de-sac......?
Hello, FAO: MODS If this is in the wrong place, please move it. Background information - we have moved into my girlfriends childhood home that her mum lived in until she died 2 years ago. It is a small cul-de-sac with 6 houses on it in a L shape (see Picture 1). They were Council Houses, all 3 bedroom semi's. Number 1&2…
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Sashybo - Back Again
Hi all, has been a good long while this time since I've had a diary, think this is number 4 overall. My last diary can be found HERE. Current debt now under 10K. :j This is mostly made up of loans we had to take out to cover the negative equity of the flat we sold a couple of years ago. I must admit we have slipped…
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Decorating ideas
Two little sticky eyes make a lot of difference. :)
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Looking for advice regarding flat purchase and EWS1
This discussion was created from comments split from: Which mortgage broker?.
