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Claim against me by DCB
Hi everyone, firstly thank you to the organisers for all the amazing advice and templates on here. I overstayed in a free retail car park by 10 minutes. I appealed and they rejected it. Long story short - I have received a claims letter. I understand I have to follow the steps you have so kindly laid out in the newbies…
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Transfer DC pension to another provider to access 25% tax free
A family member wants to access his pension to take his 25% tax free sum. His current provider does not allow this, so he would have to move to another provider. 1) The pension pot is moderate/small in size. (He has previously approached IFAs, but they did not seem interested) 2) He knows nothing about investments, and…
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Trading standards advice for roof not fit for purpose
A couple of months ago I had a quote of 1200 pounds for my decking and a small lean to roof above it. I'm happy with the decking but the roof, even after him coming to fix it twice, is still leaking all over the place. He has refused to redo the roof and I don't think he will give me any money back, he has only offered to…
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Ur.co.uk
I stupidly send them my phone after reading a few good reviews about this website. They offered decent quote to buy my phone, I even avoided the higher quotes with bad reviews. Anyway short story is they ghosted me since I send my phone in, their phone line just rings out with no answer. Emailed them with no reply. I just…
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Defence for DCB Legal representing CP Plus T/A Group Nexus
Hi All, Thanks for all the assistance in this forum - I have managed to get through response to LOC and submitting AOS online without having to bother anyone here for individual treatment so far. I am now drafting out my defence to submit before 17th Aug (hopefully I am correct about that - Issue Date 15th July, + 5 days,…
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What next
I submitted the template form to query the charge and got this reply same day, what is my next move here?
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Natwest Fixed rate ISA Annual 2023
Hi there, I opened a Fixed Rate ISA Annual 4th August 2023, interest rate 5.7%. Interest paid 28th March 2024. I had expected the remaining interest to be paid by now, but hasn't, and the interest rate on the app is still showing as 5.7% which I'd expected to have dropped. Can anyone enlighten me??
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Do I need to do anything to let my friend live in my home?
I'm a homeowner (with mortgage, in Scotland) and have a spare room. I have a friend in need of a place to stay, and since we get on pretty well I'm happy for them to move in to the spare room. I have no desire to charge my friend rent so I'm not sure if they'd be classed as a lodger, but they'd contribute towards the…
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Appealing charge from Azure Parking - asked to confirm driver
Hello and thanks for the very informative forum. I received a letter by post entitled Parking Charge To Registered Keeper. I sent an appeal using a version of the Newbie template and have received the following reply: As you have confirmed to not be the driver on the day. Please be advised, we can only process an appeal…
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Dell refusing to replace brand new faulty laptop
Hi, Unfortunately I ordered a brand new top-of-the-range Dell laptop around 5 weeks ago, as a business customer. It eventually arrived and it became immediately apparent the machine is unfit for purpose; it has pixel lines running through the screen making design work impractical and most applications are incredibly…
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JD Gym/Jardines Parking - Milton Keynes
Hi All, Currently disputing a parking charge from Euro Parking Services for the above location. I read in the threads that a someone has already raised a thread about this location, but I cant seem to find it. Can someone point me in the right direction or share the link please? In essences I need to complete my defence…
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Parking fine for waiting, appeal and Admin fees
Some time ago I collected my daughter and her 2 children from Morden station in London. I paid for and parked at a local car park. Her children are 2 years old and 4 months old. I left the car park to pick her up and stopped on the access road (Aberconway Road) to the car park. Her 2 year old needed the potty and I needed…
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Excel Parking (yet again)
I parked in a carpark run by Excel parking, found a machine out of order, tried to pay with the parking app on their alternative payment instructions which failed due to a confirmation SMS (which arrived 22 hours later), tried their helpline, got transferred to an "automated payment system" which told me a number I…
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Joint tenant ownership and tax
I am a 72 year old single mum considering transferring ownership of half my main residence (no mortgage) to my adult son who lives elsewhere. This is to reduce IHT since I will exceed the IHT allowances. My questions are: can I continue to rent out rooms to lodgers (rentaroom scheme), and not share the income with my son?…
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Dental implants cash or finance?
I'm about to start the process of having some much needed dental implants installed within the next few weeks. I've saved up all the money (£16,500) and I am super excited. My issue is I can't decide whether to pay cash (spreading the cost over a 5/6 month period, basically paying at each appointment) or apply for finance…
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Kids on social media
Hi all, I’ve recently decided not to add my kids faces on social media. And I’ve politely asked my family and my partners family to do the same. Everyone was on board except my MIL. She quickly unfriend me on Facebook and added all the recent photos I sent through. My partner is siding with her saying that I’m…
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Return Request with Simple Delivery
So I have had a return request for an item that was sent using SD. Not a problem as Ebay is taking care of it and I don't have to do anything and I don't lose out. But I am not happy that Ebay don't tell me the reason why the buyer has opened a request. Did it arrive broken (it was a delicate item)? Did I not describe it…
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Scottish Widows Pension Value not always updating
Anyone else with Scottish Widows find their pension balance doesn't always update daily? Today for example mine is showing a balance from 12th Aug but I've had it where it doesn't update for 3-4 days on occasion. Same thing across SW iOS App, Halifax iOS App or logging in via website.
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Missing freehold (maisonettes)
UK 4 bed Victorian house converted into 2 maisonettes in the 70's last change of ownership was 98'. Peppercorn 999 year lease. no ground rent. no landlord/freeholder. The freehold is missing on the land registry....both properties are shown on land registry as leasehold but no entry for the freehold Was looking at the…
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Business Paid the CCJ by cheque. How long until I'm certain it's cleared
Hi everyone. My elderly mum has a conservatory fitted last October. It has a couple of problems. For months we rang, emailed, went to see them. Yes we'll fix it. They never did. In the end I told them fix it, or I'll get it fixed and take you to court to claim the cost. They waited until they were ordered to pay, then sent…
