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I need a loan!
I’ve recently been declined for further lending by my bank, apparently due to not meeting their criteria, although no one has actually spoken to me or reviewed my situation manually. Unfortunately, I’ve been the victim of identity theft which has impacted my credit profile - something I’m actively working to resolve, but…
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Talk Home Mobile EU roaming
I recently took out a rolling 1 month contract with Talk Home Mobile via Moneysavingexpert at £5.49 for 15GB I understood (and it says on Talk Home's website) that the entire allowance was available for EU roaming. However, looking at the app it shows the 15GB in one box per my plan and then another 4GB in another box for…
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C1 Declaration box 2 address format
Hi, Newbie here, I've learned loads from this forum already. Thanks to all contributors. My question is whether the deceased and executor addresses should have their house number in words or numerals (which is how the Will addresses are stated)? If it's relevant the form will be submitted to the Falkirk office of The…
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Transferred balance, should I reduce credit limit?
Hi, I've just applied and been accepted for a zero per cent (Virgin) balance transfer card, transferring £8000 and leaving my existing (MBNA) card with next to nothing on it. I'd like to keep that existing MBNA card for day to day purchases, leaving the balance transfer Virgin card with only the zero per cent balance to be…
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Holiday Bank Transfer Payment Reclaim Options - Middle East Conflict
Really hoping for some advice for my Dad. We booked a family holiday to Thailand over 12 months ago (17 of us). Because the flights were via Qatar, we couldn’t travel due to UK Government advice and the IRAN conflict. The travel agent has refused to refund the full holiday cost, offered revised flights which were 5k more…
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Amazon postage refund
Just checking if this is right… I bought a robot hoover last July and it became faulty at the end of March. Amazon agreed to refund me. I had to pay return postage (outside the return window), and I emailed proof of postage the same day I sent it back. They said they’d refund it. I contacted them today as I'd had no…
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Health & Dental Cover from Work, and my Tax Code
Hello, Through my employer I can get Bupa Dental and Health cover (ie. where I pay - not my employer - around £90 per month for myself and my partner and we can claim back for dental treatment and optical and other things like chiropractors, etc. when we get an invoice from whatever we pay for, eg. up to £150 year for…
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Replacing a stolen driving licence
Hi My friends mum has had her driving licence details stolen by online scammers Obvious question this I guess , if you report it stolen and get a replacement is it not identical to the original ie once they have your details it makes no difference Thanks
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Missing Bank Accounts
Has anyone had a similar issue with Nationwide UK. I have two accounts of my own and two accounts from when my children were younger that have “disappeared” from my Nationwide app. I raised this over a week ago and they have still not been able to tell me where the accounts and money are (over £40k in total). They keep…
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Smart Parking, DCB Legal court claim 2025
Dear All I've received a letter from Debt recovery plus about a parking charge of £170.00. It's the first I've heard from them. I rang them and they've informed me that a compnay called smart parking havr passed the debt on to them. The letter informs me that their client has previously written to me about a parking charge…
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Ryanair
Hi my husband booked flight tickets last year and forgot about the cut off point so he had to buy the tickets again and therefore £700 was put into the Ryanair wallet. We have bought tickets this year in installments but Ryanair have said we can't use the £700 that we have in the Wallet?? So now my husband has said we've…
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Claim Form - CCJ: Private Parking Splutions (London) Ltd
Hello, I'd be grateful if I could get some help with writing a defence for the following: Private parking solutions Ltd, through Gladstones solicitors Ltd, has created a claim through HMCTS. The location in question is: I am not allowed to post links yet (new account). GMaps code: GJ3H+W3W Southall There are no marked…
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'AI Videos Evaluation' studies on Prolific.
Quick question for anyone that participates in these on Prolific. They are great studies and really boost your income when doing studies on this platform. However, recently, I've started getting feedback messages from the researchers that send them - not every time, but more and more - saying that there are 'quality…
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Do I need a newer "GOV.UK One Login" login if I want to update my income estimate?
Good morning all. I've had a government gateway login for a few years now. This current tax year is the first new tax year since I retired in September last year where I won't be working (obviously!). HMRC are still estimating that I'll be earning £31,922 this tax year, presumably based on what I earned last year, despite…
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Car Finance miss selling from dealer linked to finance
Just read martins post re if the car dealer and finance were linked like VW Dealer and VW Finance or Mercedes Dealer mercedes finance "it wont count as contractual miss selling as the link was obvious" I have 3 claims were I have received a response, the first being scaled DCA, the other two are fixed commission being…
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work unpaid for left on site, can they charge you
Hi, We built a wooden fence in our workshop, that a customer ordered, 8m £3500. But they then said they did not want. so its up against the wall. So we are taking them to court. 3 months later they say they are going to charge rent on the fence that's been ordered, but not put up. I know persons can charge rent on items…
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Wage Date keeps being moved
Hi, the company I work for was recently sold to new owners. We received letters informing us that our pay would be moving from 4 weekly to monthly on the 5th of every month. On the 2nd of April we were informed that we would be instead be paid on the 8th of every month, it has now been moved twice more, to the ninth and…
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External Water leak
Just had a smart meter fitted and they tell me we have a leak. Done a couple of checks and it's definitely outside between the stopcock in the road and the house. About 120 litres per day. We just went away for the weekend and turned everything off, and it was still wasting that much. Any tips on finding it? Water Company…
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can't find my private pention...Please Help!
Hi, Can anybody help, I opened a private pension years ago (about 2001) with Nationwide, which has since been changed over several times to other companies who had just continued to take out the direct debit. The last I knew it was being taken out by Waystone but then after September 2025 they stopped taking my money and I…
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Making Tax Digital (MTD) for Landlords
If you receive qualifying income from self-employment and/or property, you’ll be legally required to use Making Tax Digital (MTD) for Income Tax – based on the level of qualifying income – from the following dates: • April 2026, if your qualifying income is over £50,000 in the 2024 to 2025 tax year • April 2027, if your…
