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Move ISA to savings account, or leave as is?
Hi, I have had an ISA since April this year and the interest rate has already dropped twice since then. I also have a savings account which is now at a higher rate than the ISA. My question is, is there any downside to me finding a savings account and just lumping it all in there? I have worked out that I will not be over…
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Party wall loft conversion, unresponsive neighbour
Planning a loft conversion in our 2 bed mid terraced house with a well known and well regarded loft company. Neighbours on one side very straightforward signed the party wall notice. The other side more complicated. We had a good relationship with the owner, an elderly lady who unfortunately passed away earlier this year.…
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Has anyone managed to negotiate their redundancy package?
I'm currently going through redundancy. I found out I was at risk on Wednesday, and by the 17th, my role will be gone. What's bothering me is that I feel singled out I'm the only one in the team affected. They're offering two weeks' pay for every year worked, but I believe one month's pay per year would be fairer,…
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Tax on redundancy
Had a surprise today and my employee has announced a voluntary redundancy scheme. I'm eligible but don't think I'd be picked, It looks as though if I was accepted and I'm not sure I'd want it yet, I'd have a lump sum of circa £75k, how can I work out what I'd take home of that? I'm 43, I earn just under £50k though around…
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My nVIDIA graphics card has no sound over HDMI
Hello everyone, I've already posted a topic on the nVIDIA Community (https://www.nvidia.com/en-us/geforce/forums/geforce-graphics-cards/5/580198/newly-installed-geforce-gt710-has-no-audio-on-hdmi/) and raised a ticket with MSI about this, but I thought I'd ask here as well as I'm sure someone may know the answer. Our PC…
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Friends & Family Railcard and child turns 16 before expiry
I bought by F&F railcard on 1st May and my daughter turned 16 on 19th May. According to the T&Cs, I understand she can still travel on the discounted fair until my railcard expires. My daughters friend turned 16 on 20th August. Can I assume she can also get the discounted fair on my railcard if we travel together?
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My rights as half owner of freehold
I own the ground floor flat of a two flat house conversion. Several years ago myself and the owner of the first floor flat bought the freehold on the property.Now the people upstairs have put their flat on the market.I notice that on the estate agents blurb it states "Loft Potential (STPP)"My question is, if the new owners…
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Moved: 02 mobile
This discussion has been moved.
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Ideas for dog with bladder urgency/ control problems
Hello, Before we start I want to reassure everyone that we have been to the vet and are in regular contact with them. Medications are being tried. She is a happy dog still, playing, eating lots of wags, enjoys her walks and sniffs. Arthritis managed with prescription. She is happy and still has good quality of life so not…
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Moved: Sales
This discussion has been moved.
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Weird stuck TRV
Hi all, One of our bedrooms' radiators came (we moved in the Spring) with this TRV installed: Whichever setting we use, from 0 to 5, the radiator seems to be stuck at full flow, making the room feel like the middle of the Sahara desert. I tried to unscrew the head and put a Tado TRV on the same body. The Tado doesn't show…
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Santander - Fraud Reimbursement
In July 2025, I made a bank transfer of £4,000 to a travel agency for flight tickets. The agency had an office which I was able to visit and I was provided with an invoice. I never received the tickets and the office was closed some weeks later. I later found out this was a scam and hundreds of people were victims of fraud…
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HELP PLEASE! Residential defence witness statement against PCN claims brought by DCB Legal
I am defending two claims of a litany of PCNs issued by the same private parking company who is being represented by DCB legal. A hearing on one of the claims has been fixed for next month and the deadline to submit my witness statement is approaching within a week's time. Last week, the claimant emailed me and the court…
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Claim Form Issued to me - Do I actually have a valid defence? What to do next?
Hi! Firstly some background information. I parked in a car park three times during May (all in the space of 5 days) to go fishing. I have done this for years but they had recently installed cameras and a pay and display system run by Parkmaven. I decided to take my chances the first time (as it was late in the afternoon…
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DCB Legal LTD for Smart Parking Limited - Court Claim Form
I have received a court claim form/pack today for charges issued back in 2020. On two occasions I parked in a small car park and made a major keying error. Probably not thinking quite right due to family events I keyed in the first letter of my numberplate, hit the second key that must have been a bit stuck and required…
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Spotlight on - MoneySaving Polls
Hi all 👋 We’re kicking off a tidy‑up series on a few smaller boards to clear outdated info and surface the most useful links. Bigger, more complex boards will follow in the new year, when we expect to have better options to help with organisation. This week’s Spotlight is on MoneySaving Polls. How you can help Please reply…
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For those who don't find this time of year easy...
As I approach the first Christmas without a loved one, I know there are many others for whom this time of year is far from easy. So if you are feeling sad in the midst of others (seemingly) having a joyous and wonderful time, please be assured you are not alone. We often put much pressure on ourselves over the festive…
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Share a Success
Hi everyone 😊 We really want to highlight and celebrate the amazing things that have come from this community – from small wins to big life-changing outcomes. So we're putting together a 'Wall of Success' showcasing how MSE has helped people save money, solve problems, or simply feel supported. Very early draft - We'd love…
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Suggest a Thread
Seen something brilliant? Tell us. Spotted a thread that really helped you - saved cash, cut the faff, or explained something brilliantly? Pop it in the replies and tell us why it’s fab. We’ll read through your shout‑outs and use them to guide how we share helpful content around the forum - whether it’s a cracking guide, a…
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LinkedIn open to work status - company uses external recruiter
So I have been looking for alternative employment within my company for the past 6 months, have applied for a 3/4 roles, have been down to two final interviews where I was unsuccessful but the feedback was that I interviewed very well but basically there was a preferred candidate each time/candidate with more experience.…
