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DPF Clean fail, car stopped working!
Hi All. First time poster, so please bear with me. I recently had a mobile DPF cleaning service come out to my house to clean my DPF filter. The technician confirmed there were no prior fault codes on the vehicle other than the expected DPF filter fault codes you would normally see. During the clean, the car had a massive…
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Holiday let changed dates and price
Hi, I booked a holiday cottage in Devon for 4 nights in July/August at a cost of £1000. It’s a cottage with a pool which was important to us when choosing a property. I emailed the holiday let company before booking checking the dates and a couple of other things, and received a prompt reply stating the dates were fine…
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Fraudulent/doctored CCTV Images?? (Attached)
Hi, Hope you are all well. This is not the typical dammit I’ve got a ticket what do I do post, hence a new thread. This is a question whether these companies – District Enforcement Limited (being enforced by Gladstones) in this case - are doctoring CCTV pictures? Is there any history/possibility of this? In brief the…
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RAC Breakdown Renewal Quote up 37%
After many years with the RAC for breakdown cover for 2 x cars (vehicle policies not personal ones), the time has come to go elsewhere for cover, as the premium looks to go up by £125 for the year to an eye-watering £440 (one car 8 months old, the other a 22 year old Ford Fiesta). I have quotes of between £45 -£110 from a…
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VCS / DCBL – never received IAS rejection email
Hi, I’m looking for advice regarding a VCS parking charge that has now gone to DCBL. I submitted an appeal originally but never received the rejection email or IAS details. The first thing I later received was a debt recovery letter with increased charges. I contacted VCS several times explaining I never received the…
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Cancelling The Times Subscription - Hope this helps!
Seen many people on here and on other sites mentioning what a nightmare it is to cancel The Times subscription after taking out a trial. I actually managed to cancel easily (once logged in) by going here: http://www.thetimes.co.uk/account/cancel Then scroll to the bottom and click “I’d like to cancel my subscription” You…
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Parking Eye PCN - lease vehicle
Hello, I use a company van that my workplace leases. Last week, HR emailed me a scanned PCN which was addressed to the company - this was from Parkingeye. I believe they only sent the PCN itself and not the other required documentation, such as the hire/lease agreement—though I’ll fully confirm this tomorrow. I plan to use…
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Counter claim dismissed - what's worth doing from here?
I received a PCN in April 2024 for parking 16 minutes without paying (with video evidence of the app not working on my phone). I went through the Ombudsman process and was willing to go to court. When the papers came through, I decided to submit a counter-claim of £250 for the time and difficulty caused by the whole…
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County Court Claims Received
Hello all, I received the attached letter after following advice of asking the company to delete my old address via the data officer. There seem to be 2 charges but they don't specify where they are exactly. I had changed address and hadn't been receiving correspondence until now, apart from one letter from DCBL in March…
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Northwest Parking Management / DCB Legal
Hi All, Firstly, a big thank you to you all who volunteer your time/expertise on here - it's very much appreciated and I have learnt a whole lot in the last 7-days of reading up. I've found the scare tactics and intimidation a disgrace and willing to stand up to these awful charges for what was, I'm led to believe, 15…
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Could a courtesy car harm my credit score?
I was involved in a no-fault accident last week. Another car ploughed into the side of my stationary car. The driver was apologetic, accepted blame etc. My insurers have said they are treating this has a no-claim incident and I do not have to pay any excess towards repairs. The car is currently with a garage appointed by…
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Euro Parking Services - Parking Charge Notice
Firstly I apologise for creating a new thread about this, however I have a question regarding the newbies' thread advice: According to the Newbies thread my first action should be to call the retail company and complain about the fact that I've received a parking charge notice demanding £60.00 for parking in one of their…
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Need help with how to proceed with appealing Napier Parking Parking Charge letter
Hi all, sorry in advance for the complete newb-ness of my post. Just not sure how to proceed with appealing and maybe if there's any point. So essentially I have been sent a Parking Charge letter issue under the reason No valid parking session detected for the total duration of around 5 and half minutes, in one of my local…
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sovereign wealth funds
There is always lots of talk about the success of the Norway sovereign wealth fund. Could the UK government start one with the view to reducing national debt or starting to cover the rising state pension costs? Or have we missed the boat?
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Consultation Claims car finance emails - scam?
Been contacted twice by a company called Consultation Claims regarding a car finance claim that they allege I've made with them. Latest email had contractual documents attached that are allegedly signed by me 'for my records'. A few points: (1) never heard of them, never had any contact/made a claim with them in the past…
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experian "settled account"
I have had notifications from experian for years and they basically said nothing - today I get one that says I have a "settled account" - means absolutely nothing to me and I can't find out any more info . Does anyone know how you find out what this is?
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How to calculate Rate Band Adjustment?
I have 3 sources of income - 2 pensions plus a state pension. Cumulatively they take me into the Scottish Higher rate band but neither one of the private pensions on their own do. So my tax code includes a deduction for the state pension plus a rate band adjustment. My other pension has a tax code of SD0 which is all at…
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APCOA PCN Manchester Airport Drop-off
Hi Guys, I recently received a PCN notice from APCOA about a drop-off at Manchester Airport. I know you can usually ignore APCOA, but I don't want it to escalate into a CCJ and affect my credit score. I've also been advised to appeal to APCOA, not admitting to who the driver was, and also asking them to provide the…
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Asset Protection Living Trust
I'm looking for some advice on Asset Protection Living Trusts. I've spoken to a representative from Honey Legal about setting this up as our mortgage is now paid off and wanted to make sure we have looked into everything estate planning wise (have a will and LPA). I want to do as much due diligence as possible before…
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Personal Allowance and Pension Tax Calculator
Hi! My salary is currently £100,000 and I have the potential to earn ~25% bonus annually, paid out in March. This is variable depending on performance / business results but is typically around £25,000. I completed a self-assessment for 2021/2022 in December 2022 and had an overpayment of £2800 which I'm repaying over 12…
