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RAC Breakdown Renewal Quote up 37%

sbradnam
sbradnam Posts: 60 Forumite
Part of the Furniture 10 Posts Combo Breaker

After many years with the RAC for breakdown cover for 2 x cars (vehicle policies not personal ones), the time has come to go elsewhere for cover, as the premium looks to go up by £125 for the year to an eye-watering £440 (one car 8 months old, the other a 22 year old Ford Fiesta).

I have quotes of between £45 -£110 from a whole host of other companies, all offering the same cover (at home/onward travel/national recovery etc).

Having haggled with the RAC last year I am loathed to do it again, as their pricing increases are relentless, and loyalty, as with so much these days, counts for absolutely nothing.

Shop around folks!

Best wishes, Stuart.

Comments

  • chuffinnora
    chuffinnora Posts: 104 Forumite
    10 Posts First Anniversary Name Dropper

    Unless you get particularly good discounts, for example through an insurance policy purchase or dealership offer, these policies can become a bit of a cashcow for them.

    Do you breakdown often or find the need to use them regularly? We've used them twice in 20 years, and both times just paid the one-off cost recovery. If we had held annual cover over that period we'd have paid about 1500% more over that time.

    I imagine they do well out of the trend in modern cars not having spare wheels. That can be sorted by purchasing a 3rd party space saver for £200.

    Appreciate some people prefer the peace of mind.

  • Frozen_up_north
    Frozen_up_north Posts: 3,238 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic

    Over the years I have been with AA, RAC, Green Flag and Britannia Rescue. Often it comes down to how far away the nearest resource is, and whether they are available.

  • molerat
    molerat Posts: 36,518 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    With my insurer full RAC cover on the vehicle is £61 so quite a difference to the stand alone price.

    Never associate with idiots on their own level, because, being an intelligent man, you'll try to deal with them on their level - and on their level they'll beat you every time.

    Being hated by idiots is the price you pay for not being one of them.

    Jean Cocteau 1889-1963

  • QrizB
    QrizB Posts: 24,879 Forumite
    10,000 Posts Fifth Anniversary Photogenic Name Dropper
    edited 14 May at 11:50AM

    the premium looks to go up by £125 for the year to an eye-watering £440 (one car 8 months old, the other a 22 year old Ford Fiesta).

    Even last year's premium of £315 seems steep. Congratulations on switching away; I end up moving from RAC to AA and back again every 2-3 years.

    N. Hampshire, he/him. Octopus Intelligent Go elec / Fuse gas / Vodafone BB / iD mobile. Kirk Hill Co-op member.
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  • TheEssexlad
    TheEssexlad Posts: 18 Forumite
    Seventh Anniversary 10 Posts

    I've just left RAC for Auto Aid , RAC's renewal was around £200 + for me and wife and 2 cars , Auto Aid was only £80. If I'm a customer I want the best price first time round , not what they can get away with , and then having to haggle

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