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£2000 a week for my mum's dementia care home!
I can't find a category for this. I hope this may reach the right audience. Please can someone update on what is going on with this scandal of dementia care-home costs? Mum is self funding as she has savings of over £23,500. Dad is still living in their home so I know that's safe. How on earth did we let this happen these…
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I have a HM Courts & Tribunals letter.
I previously ignored all their letters since I'm a resident but I suspect my parking permit wasn't visible at the time. As I understood it, private parking companies have no legitimate legal standing but now I'm been taken to court. Given that I am indeed in possession of a permit, what would be the best way to avoid…
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SMART PARKING: DCB LEGAL. Court Claim 2025
Hi I received a letter two weeks ago saying that I will potentially be taken to court for parking fine, and potential CCJ. I have misplaced the letter but I have done the AoS on MCOL website. According to MCOL website: Claim issued against me: 17/10/2025 Received in post: 22/10/2025 My AoS: 24/10/2025 They received AoS:…
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Free and Cheap Wills discussion area
This thread is to discuss the Free and Cheap Wills guide Just click reply to discuss
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Help needed please
Hello, I have very difficult issue and cannot find help, my wife bought a home in 1971 but she was on a low income so to get the mortage her freind put his name to the application, the mortgage went though, her friend did not pay any payments as he only put his name to it so my wife could get the house,He has never lived…
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Coop App Login
Hi Anyone having problems logging in with the coop app? Cheers
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Decluttering my flat
Too much stuff in flat. Boxes of toys, paint things train tracks, previous tv lying around. Kid hasn't used painting craft stuff for years. Move ti garage or throw or charity shop? Too many clothes too.
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Received a Claim Form from DCB Legal on behalf of Euro Car Parks
DCB Legal are claiming on behalf of Euro Car Parks for an incident where my partner paid for her car parking ticket but left slightly after the parking end time that was displayed on the ticket. I recently successfully defended 3 PCNs in court for a road which claimed to be a car park thanks to help on here. This is a…
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Buy to let mortgage with main house protection.
hi All I have my home nearly paid off (15 percent left) and consider taking second mortgage to finanse much cheaper buy to let property. I have to be 100 percent sure about potential worst case scenario if things go wrong with the buy to let property and it has negative equity can i be chased by the bank on my main…
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sky stream cancellation due to rises
hi all if i have a big sky stream package , taken as a package with broadband at the same time , can i cancel all of the services as it was taken as a package ? i was told i could by someone but wording is a bit ambigous with sky . if id taken at seperate dates stream and broadband i understand i could not . but mine was a…
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PARKING PCN. PRIVATE LAND. NOT ACTUALLY A CAR PARK
In Exeter as you approach the court building the road changes from registered highway to private land. An A4 sign above a 5mph speed sign showing a P notifies of this 'private land' in very small writing. There are no other indicators at all. The estate has the road running through it for approx 150m and various office…
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Railcard
I theoretically eligible for the disabled persons rail cart but my disability is severe OCD. Because of this condition I am unable to carry cards such as a Railcard, bank cards etc. I also can't carry a phone. Traveling is already quite complicated for me but I wondered if anybody who has knowledge of this scheme would…
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UKCPS refusing to give POPLA code ?
Hi everyone, apologies for posting a new thread but I am unsure of my next steps. I received a letter from UKCPS for a £100 penalty with a discounted rate of £60 if I paid within 14 days. I immediately appealed the penalty on the grounds of confusing and misleading parking signs and the only method of payment (Ringo)…
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How common are flight changes? And how much, if any, of a refund can you be looking at?
Having only dealt with flights once before (which went smoothly) we don't have any experience in this area. We've booked up to go away in the second half of the year. Yesterday my wife got notification that the flight times have changed to the point that the break would become pointless. No explanation as to why. We were…
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Birthday Freebies - which have you got?
Have you spotted a birthday freebie or discount? We have a full list of them checked out with the relevant press offices. Click "reply" below to discuss it or tell us if you've spotted one we don't have in the list :) Birthday freebies
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Payment for Compulsorily Purchased IDS (Royal Mail) Shares
Just wondering if anyone else here is having the same problem with Equiniti and IDS Shares that I am? My late mother held shares in IDS (Royal Mail). I am the executor for her estate. She did not accept the EP UK BidCo offer to acquire the shares. EP UK BidCo exceeded the 90% threshold required for compulsory purchase on…
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Sky broadband increase - maybe switch to Vodafone?
So…now I'm out of contract Sky want to increase my monthly payment from £30 to £59. Hmmm, don't think so. Email gave number to ring to cancel and give 10 days notice, so I did, to see what they offer. I'm on Sky Broadband Ultrafast Plus and best they could do was their Full Fibre 500 at £36; this is basically the same…
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LGPS - Boosting My Pension options
Hi folks, Currently considering some LGPS APCs using salary sacrifice and looking for some opinion on whether it’s a good (or bad) idea. Situation: part-time, approx £16k, with marriage allowance tax code (1383). Not paying a great deal of tax or NI but was hoping to sal.sac. around £260 per month which will eliminate my…
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One eye on the future ..one eye on the past
New Diary think I got lost in space. Debts are slowly reducing,I sort of have a three year plan ongoing which should mean we are very comfortable in the middle of the year 2023. I'm resigned to this being my abode ...hate my house ..hate my neighbours For that time I want to be in a good place financially to move at that…
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Making your craft stash into cash 2026
You can sell your art/craft to clear debts or book a holiday or just to help with the declutter. Just before xmas my art supplies were moved to a storage unit to allow us to floor the studio so i can move in Absolutely horrified i could open a shop mainly gifts or cheap buys but either way need to get it cleared so plan to…
