Recent Discussions

Does anyone know what the telephone number to top up a PAYG smart meter is? I found one that ends in 7111, but when I ring it it says it's no longer in use, call the general number ending in 9950. When I ring that, none of the options seem to lead to a top up option. The closest one was 2 (find out your balance, make a…

I have continuously lent money since 2016 to a friend abroad, with promises of payments back since 2024. It is now 2 years and 3 months on, and there is no sign of any payments being made. The person was due money back from a sibling house sale, which was going to be paid to cover the money he has got from me. He had made…

Is there a best app for looking for relevant info to find the best /cheapest charging point when travelling like I currently use Petrol prices app for finding the cheapest fuel

Would you have a 2 week break in between leaving an old job and starting a new job if you could afford it?

Morning all.

just got a email with new rates

Where do we fit in this world of power savings? Nearly everyone I know is making savings somewhere. But my neighbours and I don’t fit in these areas of savings to be made. Too far out from anywhere to have ev chargers. Solar panels are the right of the landlord. Too far out from anywhere to have gas. Heat pumps are looking…

Where someone’s gone into a care home and their house is sold to fund the care, where’s the best place to put the money from the house sale? If the money from the house sale goes into a regular bank account I understand I’d then need to do a self assessment for the relative in the care home to declare the interest and pay…

This is actually a good news story, but highlighting you have to be careful else it might not have been. Just bought a Bosch Series 6 WGG24400GB, currently reduced from £599 to £499. (Our previous Bosch w/m lasted 13 years). Currys website states manufacturers warranty as 5 years. Got the washing machine yesterday, all…

Hello, is anyone currently have a mortgage application ongoing with West brom, it's been 5 weeks and still no offer! Our broker has said it's with the senior underwriter for final sign off but I just do not understand why it is taking so long, valuation was done straight way and passed no issues, and the only additional…

I've been living in my current house for several years. The building is in good repair, but the gardens, fences, driveway etc are shabby and need attention. The whole curtilage area is large, so it will involve a good deal of work. I reckon around £20-30k's worth. We are OK financially - healthy credit record etc - but…

I posted a little while ago about someone selling her flat and continuing to live in it as a paying tenant. Now I hear that she is engaging a solicitor to draft a tenancy agreement that gives her a secure tenancy - owners not able to evict her. I'm pretty sure myself that this isn't possible in the private rental sector am…

Hi everyone 👋 Recent Dad to twins (can I still say that 15 months down the line?), and if there’s ever a motivator to sort your finances out, it’s that! Since becoming married, me and my wife prior to the babies have managed to accumulate some debt and it’s time to make a change! 😤 I’m working hard to change my…

I am going to try and eat better and drink more water as I read it can improve your mood (I get depressed sometimes). The problem is that I don't specifically cooking. Spending hours in the kitchen is not my idea of heaven, I like the result not the process. The other problem is that good food isn't always conducive to…

Hello, here is another one from Civil Enforcement directly. Novotel on Cherry Lane near Heathrow. I don't think it is within the Byelaws Land. Driver is a private hire driver who works with a company that has an office in the Novotel hotel. They also have a little "break room" for drivers to come and relax for a break if…

I joined Spusu a week ago, porting my existing number from Lycamobile. The port request took just1 day to complete, while I was using the temporary number texts were being received and sending ok. After the port, I wasn’t receiving texts from my wife on Lycamobile, I was also aware of missing a couple of messages I was…

Hi all, I recently had to resign from my job as my employer had stopped paying me (currently owes me £6k) which I'm using ACAS for to get back (eventually!!). I put in a JSA claim but they rejected it as I was self employed during the period they checked my NI And I hadn't enough cat1 at that time???? Even though I've paid…

Apologies (esp to Keep_Pedalling) for coming back on the gifts topic again.Have spent time pulling schedules together which look at income and expenditure (and can be maintained), so my Executors dont have to. Frankly this would have been so hard for them. Regarding normal expenditure - I have looked at HMRC guidance and…

Apologies in advance if this is a much answered query and I've just not got the terms right when searching the forum. My SIPP is almost entirely invested in Vanguard Life Strategy 100%. At a point in the current tax year when I think the fund is reasonably high I sell an amount equivalent to what I want to take out in the…

I am having to keep messaging Shein, as I returned a pair of sandals on 23rd Aug and it says they were received on 26th Aug, but says awaiting warehouse pick up. It’s now 9th Oct and I haven’t had a refund. It’s not a huge amount but is there anything I can do? My latest chat message to Shein says it has been escalated and…