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(hopefully) Useful emails for Civil National Business Centre (CNBC)
Hello I was looking today on the Civil National Business Centre (CNBC) page (https :/ /find-court-tribunal.service.gov.uk/courts/civil-national-business-centre-cnbc), and found some (hopefully) useful emails: Acknowledgment of Service (AOS): AOS.CNBC@justice.gov.uk Claim Response, N9A, N9B, Defence, MCOL response queries,…
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Student loan
My daughter has taken out a student loan for £9000 because she was going to move out of the home and rent but has not been able too so is staying at home. Would it be worth putting the 9k into a life ISA so she can potentially have a deposit for a place once she graduates and has a job?
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Urgent Debt Advice
Hi all, new here so thanks for accepting. I am looking for advice please. I have around 35k debt and looking for best advice to clear. I am working full time and have no assets (no car I own or house. I live with partner and have a baby. The house is a mortgage in my partners name only and I just contribute towards bills…
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Scammed on Revolut by Push Payment
Yesterday I have lost all my money when someone impersonating a Nationwide fraud team member tricked me into moving my money into my revolut account and then sent me push notifications to revolut and stole my money. The two transactions were both in pending and I asked for revolut to stop the transactions and they refused…
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Applying For Probate Online - Technical Problems
I applied for Probate on Monday and the application went through fine. I paid the online fee at the end and received an email saying my payment had been successful. However, I then expected to click through to a different page on the website advising me what documents to send and with a coversheet etc and to receive maybe…
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Lidl Mystery Box T&C
Lidl are selling 'mystery boxes' for £20. These allegedly contain £100 or so of random items. These will probably mostly be a bit tatty, ie returns or stuff that sat on shelves for a couple of weeks, so the valuation may be a bit arguable. This is an online sale, and the £20 includes delivery. My question is whether the…
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3-5% Radon
We are currently buying a property which has the radon reading of 3-5% on the environmental search. After looking at the UK government map, it seems that lots of areas have it from the Peak District & Derbyshire Dales to Yorkshire Dales. If we move in and do a test, what works would need to be done.
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Sportsshoes.com not refunding in full
Just a heads up, and this may have been discussed before, but anyone ordering anything online from sportsshoes.com should be aware that they don't give you a full refund when cancelling and returning your order, they deduct your initial delivery charge which is against the terms of the CCRs. They were more than happy to…
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probate search - where to download
Hi I've done a search on the probate register, created an account, searched paid etc. I've received two emails - one with a receipt and the second says "The probate document you requested on 23/10/2025 was processed and is now available for download." There is no link or attachment in the email and it isn't clear where to…
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Standard Life shares
Hi all i I am trying to obtain copies of the Standard Life share consolidation details that were circulated by them in 2015. None of the links that pointed to them before on this website work anymore. does anyone know how I can get copies please?
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What makes you block buyers / potential buyers?
Recently I have had a spate of irritating potential buyers and buyers on eBay - One potential kept messaging asking questions which were clearly listed in the description. - A buyer accepted an offer, paid and then kept asking questions about if the item was compatible and how it worked, only then to ask me to cancel as…
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Anyone using high octane petrol and notice any benefits?
Anyone using high octane petrol and notice any benefits? My Citroen is still in warentee and service centre is recommending fuel Additives??? I worked for Halfords in the 70s and we used to sell Redex fuel Additives but usually directed toward older engines. Makes me wonder about using high octane petrol?
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Benefit advice for someone who came off due to inheritance/savings
I came off ESA support group (long term sickness) at an annoying time when they were about to transfer me to UC (created an account and everything) But I found out I was to receive some the inheritance money the month after, that would take me over saving limit so had no choice but to cancel my ESA and obviously the UC…
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What are my options?
Hi, I'm considering my options - Have been online with Stepchange and the three options were 1) DMP, 2) IVA and 3) Bankruptcy, I'm thinking bankruptcy might be my preference given I have no assets and would like to be debt free and fresh start by 46. Whole host of reasons for my situation (£93+k) in debt, I'll not list…
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Z's MFW journey
As I've been watching the MFW forum for a while, I thought it would be good to start my own thread.We bought our current house in summer 2022 and owe £126,000 on the mortgage. Hoping to pay this off before 2028 as we'll be 40 then. We're on a 2 year fixed deal until Sept 2024 at 2.64% on a 30 year term. Obviously a bit of…
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Best time to renew Home & Contents Insurance
Hi - my home and contents insurance is due for renewal in mid-November. I recalled a MSE article from 2018 (which is still on the site) saying you get the cheapest renwal quotes 17 to 30 days before the renewal date, but there's a more recent article saying you get the cheapest quote 15 days in advance. Does anyone know…
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SIP PCN - Ducie street Manchester.
Theres a car park that I have used before at Ducie street in Manchester (Around 10 spaces). I've parked in this exact spot before. Please see pictures here - https://photos.app.goo.gl/Y39q251UFA1YQjDw5 Now the entrance is clearly marked as a car park for use, but weirdly enough... the particular spot that I parked in has a…
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Effect of Civil Service Pension on Private Pension
Hi I'm unsure as to how a civil service pension can affect a private pension or are they classed as completely discreet? I have asked the question to the CSPS but they have not answered. I left the Civil Service 10 years ago draw my CS pension with lump sum at 60 next year but I'm still working in the Private Sector. Will…
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Private hospital sent invoice to insurer 2.5 years later
Hi all. Tried searching the forum but haven’t found anything that similar but I had an ultrasound which I was authorised for with my private healthcare. The hospital has now sent an invoice to my insurer 2.5 years later! My insurer has sent it to me saying Stated in the terms: We will only pay for treatment costs and…
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Goskippy / Vavista car insurance quotes much cheaper than the rest
It's car insurance renewal time so I'm looking at quotes via the comparison sites. The quotes I'm getting from Goskippy and Vavista - both brands of the same company, Somerset Bridge Insurance Services Ltd - are much cheaper (like £100+) than anything from any other insurance broker. I am currently with Goskippy for car…