Recent Discussions

New HSBC switch offer starts today. Marketed at high earners. T&Cs (updated on 28/09/2026 for the current iteration of this offer). Previous T&Cs for this offer can be found in the Switching Offers Archive. Update: 14/04/26: Switch bonus (now known as the "welcome reward") has been increased from £250 to £500. Update:…

Hi everyone, I need some urgent guidance please, on a POPLA appeal for a PCN issued by Group Nexus (CP Plus) at Durham City Retail Park. My POPLA deadline is today so I will be submitting this evening. Site: Durham City Retail Park (DH1 2RP) Operator: Group Nexus / CP Plus (BPA member) Date & times: 17/07/2026, Arrived…

Hi everyone,Looking for a quick sanity check on my timeline and next steps regarding a known Evology app trap at a hospital.Context: Attended Royal Preston Hospital Emergency Department (Location 302654) with my daughter for a serious head injury on 14 November 2025.Timeline: 21:02 - ANPR entry. 21:06 - Took photo of…

Hi All, Back in 2023 I parked and paid at the airport pub in Manchester. Some time after I started to receive those ridiculous looking debt collection letters saying “pay now” and “if you don’t pay, we’ll take it away”. I of course ignored those, but have recently received a letter of claim from DCBlegal (also ignored, I…

4 years ago i appealed a smart parking fine and this is the appeal return letter. subsequently i received a lot more of these fines for the 3 weeks i was parked in the car park. They have just sent me the court papers through and want a load of cash. Surely if this goes to court the judge will not be happy about the…

Hi Guys Happy Friday! I’m keen to get others thoughts on this as it’s eating away at me. At the tail end of June I purchased a top off vinted ; nothing expensive - literally £7 inc fees and postage. The item was sent by the seller and marked as delivered to my house ….. however it never reached me. I contacted vinted who…

My fixed tariff ran out at the wrong time, so I'm currently on my supplier's SVT which looks reasonable until the end of the year. However, when poring over Ofgem's tariff tables, I noticed a strange development. I don't do gas, so I'm only interested in the rates for electricity. Just to make sure it wasn't just living in…

Hello there I am hoping to get some help and advice on how to proceed forwards with the mess i find myself in. I have read all the newbies advice and previously used the help to dispute parking fines successfully however this time I've missed the letters and now referred to debt collectors. Horizion manage my local Tesco…

Hi I've been using regular savers the last couple of years (along with ISAs), but now I've crossed the tax threshold and I'm a higher tax rate payer I'm wondering if this is still the best approach. What I'm not sure about is if pension contributions can be used to reduce tax on savings interest in the same way as with…

Good day fellow MSE citizens! I have been browsing these forums for a while, and it has given me the confidence to ignore silly letters previously to tickets than have vanished in the wind. DCB Legal however, seem to have ramped things up a notch and I now have a Letter of Claim which I believe is the time to start being…

What is FLYLADY? Well, it's our version of the US flylady idea - but we work on the principle that housework is not fun, it's boring, can be time-consuming, is often thankless but, unfortunately, necessary. It's here on Old Style to provide the support we all need and to make the whole task easier and quicker. We also…

Hi, I booked a small package holiday last October with Lastminute.com for August just passed, it was a Xmas/Birthday present for my wife. We come from a small island on the west coast of Scotland and travelled to Glasgow a couple of days before the flight on 18th of August from Glasgow to Heathrow and then Heathrow to…

Good afternoon, I am hoping that someone with knowledge of Will trusts may be able be to offer some provisional guidance. My Mother in Law has left 50% of her property in a PDIT for her 3 children. Husband has been left a life interest and the Will stipulates the following..... i) ("the Occupant") may live in my house and…

Hello, Ive received a parking fine from 2 days ago saying i didn't display a badge but it was on the dash. Not Sure whats best to do first, appeal or what, you cant see the badge on the dash from the pics provided (They are known to be a nightmare in this carpark) Than you so much in advance

Hi, We have a private parking ticket. Unfortunately we've probably not done the right thing to date, and just ignored it. Would appreciate some help please on how we can turn this around as the claim is now up to £261.84 which we can't afford. The ticket was in a car park behind a local high street. One where if you stay…

We are having trouble sorting out what to do with money inherited from a grandparent by a 16 year old. The money is purely cash as willed to be shared by grandkids, no other stipulations. The executor has the money with a solicitor as there was a house sale etc. We don't know exactly how much it it, which doesn't help. It…

Good morning all.

As I write this, oil is about $105 a barrel and petrol is 164.9p a litre (where I am). Just before the start of the Iran war, I filled up at 120.9p per litre although I accept the price was more commonly 124.9p at that time. Oil was about $65 dollars a barrel at that time. The price of oil has therefore risen $40 a barrel…

My Dad has some bank accounts which will require a grant of probate, we know inheritance tax will be due, largely from the value of the property. There are two bank accounts beneath probate threshold, that clearly still contribute to the value of the estate, and the banks have said we can close them down. The sensible…

Hi, My new works contract requires me to be overseas for up to 16 weeks of the year on equipment trials. I live in a flat on my own in UK. Do you think my landlord is going to be OK for me to just keep paying rent so that i have somewhere to come back to when i return to UK? (I could be out of the flat for 4 months at a…