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Power of Attorney not registered before mum died but money still taken - help
Hi I'm at a loss with what to do next, we had just completed my mums power of attorney and paid the fee, when she died unexpectedly. The office of the pubic guardian have refused to refund the two POW payments, which were paid on Friday 28th Nov, even though my mum passed on Friday 5th Dec. Nowhere near enough time for…
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Approaching LSA - pension still the most tax efficient way to invest?
In the last few years I've been maximising my pension contributions with a plan to retire in July 26 age 56.A recent(ish) inheritance and house sale means that I also have quite a lot of funds (several 100k) outside any tax wrapper after maxing out my ISA allowances.We've also been maximising my wife's pension and ISAs,…
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Over flowing toilet
My relative toilet overflows after flushing, for a few minutes. I took the top off and looked inside.The black plastic part that goes down when flushed but then gradually returns to the top, is leaning and sticking a little on the side.What is meant to keep this part upright
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Lubricating 5 lever mortice lock
I gave two 5 lever mortice locks which are difficult to turn. One is stuck in the locked position and I can't open the door. The other is unlocked but not in used as I'm concerned I might get locked in or out. Both are second external doors on porches with a another door I can lock. What is the best lubricant to use…
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16 year old's inheritance monies
I'm hoping someone can offer some advice. My 16 year old has been left monies (approx 30k) from my late mother's inheritance. As they are a minor I have opened a Children's Trust Saver account with Skipton for them. Do I have to register this account with HMRC or would it be excluded? Could I deposit 9k of the monies into…
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Where to buy physical Gold/Silver Bullion at Market price?
Hi, Looking to buy from a reputable place/website, preferably at market price or cheapest prices not asking price and do I have to pay VAT? Discount available for bulk purchases? Also which website abroad is reputable if abroad is cheaper and what taxes am I liable for importing? Basically looking to buy at the cheapest…
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Advice on fund
Can I get some advice on this please how does it compare to short term money markets & funds like VLS80 in terms of risk and returns outlook . Does investing large one off amount in it now pose any additional risks INVESCO BOND INCOME PLUS LIMITED (BIPS)
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DCB LEGAL CLAIM FORM
PLEASE HELP; After ignoring numerous letters from Euro Car Parks and subsequently DCB Legal I have today received a Claim Form. I am determined not to pay BUT this forum and its chaotic nature is making is nearly impossible to understand. The date on the Claim Form is 13/5/2025 asking for the sum of £270.64 I have managed…
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Weekly Flylady Thread 22nd December 2025
Cristmas week starts here What is FLYLADY? Well, it's our version of the US flylady idea - but we work on
the principle that housework is not fun, it's boring, can be time-consuming, is
often thankless but, unfortunately, necessary. It's here on Old Style to
provide the support we all need and to make the whole task easier…
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HMRC on Doorstep
Heya, Not like this wasn't inevitable. I have just missed an in-person visit from the HMRC - she dropped a letter saying she will come back to discuss how I am going to pay in full. Obviously I can't do this as I need to go bankrupt - was hoping it would be them making me bankrupt or IVA company. It says if I don't pay…
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Are dividend vouchers showing withholding tax available on Interactive Investor
Hi, I have investment accounts with both Hargreaves Lansdown and A J Bell and I'm considering opening one with Interactive Investor. For such a large company HL are VERY poor at providing Dividend Vouchers, which I require as they show the withholding tax on US dividends. It is necessary to send them a secure message…
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School Street restrictions - Signage Regulations?
Our local council has been rolling out what they call "School Streets" which restrict access to certain roads outside schools during specific hours. Controlled by cameras which will generate fines for any vehicles accessing these roads within the specified hours. As yet another sign amongst a myriad of other street…
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TfL Autopay vehicle already registered by others
Hi all - will jump straight to it, I assume it's a common issue people encounter but I haven't seen much mentions. I have a second hand car and have kept the car reg unchanged. Couple of days ago I knew I had to go through one of the toll tunnels in London, so tried setting up an Autopay account on TfL. All set up, until I…
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Car Auction
I need help cutting my loses. I work in care sector and was unable to attend a car auction I registered for. Deposit of £950 was paid. I made the mistake of giving a friend my log in detail to bid for me with the car specifications I wanted. Unfortunately the one they closed on was way above my budget. It is a Land Rover…
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Amazon
I was wondering if someone might be able to help? I am really disappointed with Amazon - today when looking on my account I am realised that they been charging me monthly for nearly 2 years for Amazon Kindle unlimited - I did not even realised I was signed up to this as have never used this service- I think originally I…
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Council ticket for parking in loading bay
Didn't realise it was a loading bay, thought it was a normal 1 hour bay, due to poor markings. Was having physio and was parked there for 45minutes, kind of irrelevant. Saw the sign when I returned to the car and saw the ticket. Is this something I can fight due to poor markings or banged to rights? Any help appreciated
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A Smooth Step Change
Hello all, Been on my Step Change for 6 months. I have made my payments. Ie had one debt transferred and not too many letters. I am hoping this is it, for the next 4.5 years, I just make my payments and my credtiors are happy see i am being consistent in payments and life plods along. Is this the case? I feel like I am…
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Letter from Police - Failure to stop RTA - want to know driver details
News to me..... All I can think of is a few weeks ago, in a traffic queue to pull out of a junction, some teen on their phone walked right in front of the car, I had to slam on brakes, they banged the car and walked off shouting at me. Hardly a RTA because the car made no contact. I'm wondering if that teen has gone home.…
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O/S Daily December 27 2025
Good morning all.
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Savings & Tax Code
I've recently been advised I underpaid tax by HMRC and have entered the 40% tax threshold due to interest on savings. HMRC have updated my tax code to collect expected interest moving forward. My questions: 1) Does allowing the previous years of owed tax to be collected in my tax code (rather than making a back payment)…
