-
Octopus Agile Smart Energy Cost Monitor Up and Running
A hayfever day yesterday so I stayed indoors and made this: It works like a thermostat but instead of switching things on when the temperature falls below a certain level, it switches them on when the cost per kWh of electricity falls below a certain level. The two levels I have set are my solar panel export rate and most…
-
Eon next withdrawing offers before getting chance to respond
Had letters dated 2 September offering fix v43 and another dated 3 September offering v44. These letters arrived Friday & Saturday, on Monday when I phoned up the offers were not available so I had to sing up to v48. I have had this in the previous years when phone to take up offer in letter to be told it is no longer…
-
Help with solar with old FIT export
Hi, I have solar panels fitted by A Shade Greener 13 years ago. They receive the FIT payments and I get to use the energy at the point of generation. I don't have a battery. Because I don't get the FIT payments, I have been on the tracker with Octopus instead of an export tariff. I have no view of what I generate or export…
-
ISA Transfer Issue
I’m having issues with an ISA transfer. I have an ISA with provider A which is £20050. I initiate a transfer to provider B via provider B’s own transfer form. After a few days I see that only £50 has appeared in the new provider B account. Checking my provider A account I see the £50 has gone as a faster payment and not a…
-
iPad + AirPrinter
I’m looking for an AirPrinter, all I have is an iPad so I’m told this is the only way/ best way to go. I really only need it for occasional, very occasional, use and was advised to go laser as ink clogs up if not used on a regular basis. Having searched the internet I see some advertised as WiFi enabled, is that the same…
-
Notice Accounts
I can't see any dedicated thread for Notice Accounts, so here we go. My question for all knowledgeable people in this forum is whether anyone has any experience with Allica Bank, I currently have a Zopa smart saver account and, so far, can't fault them really, but Allica are offering 2% for 95 days notice compared to…
-
Nationwide account opening
hello im thinking of opening a current account with Nationwide for the first time I am checking if when you apply to join them they check your identity etc electronically? I don’t want to be messing about sending documents in the post or going to a branch All the banks I have joined down the years have always let me open…
-
Moneda Capital Warning
There have been a few threads in the past about Moneda Capital that seem to have disappeared . The bank they claimed to be working with has confirmed that they have no contractual relationship with them but interestingly Moneda Capital has now amended their advertising. Although they are still targeting social media…
-
Advice needed please
I can take my state pension on 30th September (my 66th birthday). I have been awarded a state pension if £12,014p or £1001 a month) (which is below the Personal Allowance). In 2019 I was awarded an Tier 1 NHS Ill Health Retirement Policy, which is currently £15,073.32p (or £1256.11p a month. If i take my pension how much…
-
Balance left on deceased relative's credit card
HI, my uncle in law passed away some time ago and his wife is now living in a care home. The solicitors dealing with his estate have gone incommunicado due the only solicitor now being unwell. A couple of months ago we managed to get some of the details of my uncle's assets and liabilities, and I noticed that he had an…
-
Pension annual allowance. Which dates are used, payslip or provider receipt?
Hi I've searched the forum but can't find an answer. Apologies if I'm repeating an obvious question. In calculating your pension contribution in a tax year, should we be using the date that pension left our salary, or the date the our pension provider received that contribution?
-
Current company pension, and a SIPP
Hi I’m 56 and keen to have greater control and options with
regards to my current Money4Life company pension with Scottish Widdows. So with in mind, im looking at the idea of moving the funds (around
388K) in this SW pension to a SIPP and then making ongoing transfers into that
SIPP (as both my employer and I will continue…
-
SEVERN TRENT'S "GRADUAL" WATER BILL INCREASES - 43% INCREASE!
Just had my latest ST water bill with a statement that they will be "gradually" increasing bills over the next 5 years. My billing rate was 181.95p / M3 on the last bill and now 260.80p / M3 - a 43% increase! When I asked for an explanation, here is the response" "Thank you for your feedback and for raising your concerns.…
-
Time to banish the debt.
I've been a lurker on here for a while now and kept meaning to start my own diary but for some reason or not I haven't, I now know it's probably because of the shame I'm feeling. I've had some kind of debt for as long as I can remember but never to this extent. 8 years ago I had just paid off £3000 on my credit card and…
-
Should I use Equiniti to sell shares?
I have a few low value stock holdings (EX Building Society
conversions to PLC status) on the Equiniti.com platform that I plan to sell off. Their fees appear very high. E.G. They are quoting a fee of £40
for one holding with a market value of £480. Is that reasonable?
-
Frustrated
I’m in the buying process. Nearly three months in. No chain on either side. I think my solicitor has recently come back from annual leave so I think there is a backlog - I got that info from the estate agent. When I email the solicitor I just get an automated reply saying - experiencing a high volume of emails etc etc. I’m…
-
Parking Ticket - Court Letter Received
I am being pursued for parking despite having paid for parking on the day in question.On 02/08/21, I attempted to purchase a parking ticket while on holiday with my family, including young children. The car park was extremely busy, with long queues at the payment machines. I successfully purchased a ticket; however, the…
-
CANCELLED
CANCELLED This post has been cancelled. cannot see how to delete the post
-
Overpaying two-part mortgage
I'm seeking some thoughts on overpaying mortgages. I've looked at other threads but our circumstances are slightly different to scenarios in those hence this post. We have a two-part mortgage having ported previous mortgage and taken on extra borrowing for a house purchase 5 years ago. Now one part has reached the end of…
-
What are these called......?
and in the case of the first one, can you get one that has 2 on/off switches? Thanks.
